Datang's free and easy concubine

Chapter 1379
It was not until the sunset that Su Cheng returned to the mansion, and before he stepped into the upper room, he could hear the charming laughter from the upper room.

In the room, Princess Yuzhang was talking vividly: "Then the queen mother asked my father that it would cost several million coins to open a bank. Can my father come up with these millions, and then my father had nothing to say. .”

Princess Changle couldn't help giggling after hearing this: "There must be several million coins in the treasury, but it's impossible for the emperor to use them all to open a bank."

Wu Jue couldn't help but heaved a sigh of relief when he heard this, and said with a smile: "I was scared to death, I thought His Majesty really wanted to open a bank!"

Not to mention that she thought about it for a day, and the more she thought about it, the more she wanted to open a bank, and Su Cheng gave her the idea. If the emperor snatched it away, what would happen?

Fortunately, the emperor was very poor, and he couldn't spend millions of coins to start a bank.

"Grandpa is back." The maid in the corridor opened the curtain while paying respects.

Su Cheng strode in. He heard what he said just now, and said with a smile: "Your Majesty, if you want to open a bank, you can open it. What's the matter?"

After hearing this, Wu Jue hurriedly said, "Your Majesty wants to open a bank, so what shall we do?"

Su Cheng smiled and said: "We also open a bank, and no one stipulates that there can only be one bank in this world. After we open a bank, someone will follow to open a bank. Not to mention anything else, there are people with five surnames and seven Wangs who open a bank strength."

Wu Jue didn't think of this before. She had to admit that what Su Cheng said was reasonable. When the bank opened up, it would be very popular. There would definitely be aristocratic families who wanted a piece of the pie.

Thinking of this, Wu Jue couldn't help but frowned and said: "What? They dare to steal our business? How can this be done? We have to let Your Majesty and the Empress make decisions for us!"

Su Cheng said with a smile: "Whoever wants to open a bank can open it. Competition is a good thing. Why don't you even have this confidence?"

When Wu Jue heard this, he was immediately unconvinced and said, "Who said I have no confidence? Of course I have confidence. We are rich and famous and have seized the opportunity. Are we still afraid that the latecomers will fail?"

Su Cheng said with a smile: "That's the reason. The market needs healthy competition. Only with competition can we work harder to improve the system and develop better."

Wu Jue smiled and said, "We sisters have discussed it for a day, and we have come up with a rough idea."

"Temporarily, we are planning to pilot it in eight cities: Chang'an, Luoyang, Bianzhou, Yangzhou, Suzhou, Jiangling, Yizhou, and Taiyuan." Wu Sui excitedly said.

Su Cheng couldn't help but nodded slightly and said: "Well, the eight cities are not too many and not too many. They are both prosperous cities and widely distributed. The selection is very representative. Not bad, not bad."

Hearing Su Cheng's affirmative words, Wu Jue was even more excited, and said with a smile: "Then the most important thing is to have anti-counterfeiting, so that no one can fake it. Our sisters have some ideas after discussing it."

"First of all, you can't use paper. Paper is fragile and not easy to prevent counterfeiting. We can use tribute silk from the palace, preferably a very rare type. It is rare in the market, and my sister said that there is an embroiderer in the palace who has original embroidery. It is not easy to be imitated.”

"Then it is to leave a secret mark on the bill..."

Wu Jue spoke happily, and Su Cheng listened carefully. Although he didn't have a deep research on it, he had read such TV dramas and novels, so he knew something about it.

Although what Wu Jue said is very general, they are all on the point, and it is indeed feasible.

Su Cheng couldn't help laughing and said: "That's right, you can think of so much in just one day, you are really Sai Zhuge. You already have a rough outline, and then gather the shopkeepers to brainstorm and complement each other. The system of the bank It's basically perfect."

Princess Changle smiled and said: "We just thought about it for a while, but I didn't expect Mr. Lang to think it was good. However, since there are still people who will compete with others later on, we should be cautious about how to set prices and charges."

Wu Jue couldn't help feeling worried when she heard this. She didn't think about this problem before, but she just felt that there was only one bank in the world, and even if the price was slightly higher, all businessmen would flock to it.

But if there are still families who open banks in the future, then this needs to be carefully considered. If the price is too high, then everyone will definitely choose the bank in the future. If the price is too low, how can they be reconciled if the profits are too thin? ?

Shen Xiao said with a smile: "Then let's set the price a little lower, so that the banks of the aristocratic families can't be overcrowded. Then won't our bank be the only one in the future?"

Su Cheng explained with a smile: "In the final analysis, it is to improve competitiveness. To improve competitiveness does not necessarily depend on the lowest price, but more importantly, to improve the quality of service."

Princess Changle, Wu Jue and others listened very seriously, and felt that what Su Cheng said made sense, but they still didn't understand.

Wu Jue wondered, "How to improve the quality of service?"

Su Cheng said with a smile: "For example, strong funds and a good reputation can bring people a greater sense of security. For example, more banks can bring greater convenience to everyone."

"So, it is still very important to take the lead. It can accumulate word of mouth, continue to open banks, and bring greater convenience to everyone. It is like a snowball that keeps growing, and it is not easy for latecomers."

"Of course, the price must be right."

Princess Changle and the others couldn't help but nod their heads. What Su Cheng said is indeed very reasonable, but how to set the price?
"But how to set the price?" Princess Changle asked with a headache.

Not only Princess Changle had some headaches, but Princess Wu Jue and Princess Yuzhang also felt very headaches. As for Shen Xiao and Luo Xiangfeng, they had no idea.

In fact, even Su Cheng didn't know how to set the price properly, but he still had a calm expression on his face, and said with a smile: "It must be based on the commission. How much is the commission? In fact, we can conduct a questionnaire survey."

Wu Jue looked puzzled and said, "Questionnaire? What is it?"

Su Cheng said with a smile: "Just write down the questions you want to know on a piece of paper, and then go to Chang'an City to find a merchant to fill it in, collect more and organize them for reference."

Princess Changle couldn't help being pleasantly surprised when she heard this: "Your Majesty, this is a good idea! After all, we are not businessmen, so it's not good to dream like this. It's better to find out their bottom line, which can be used as a reference."

Su Cheng smiled and said: "That's how it is. You draw up a few questions, and then put them on paper. Tomorrow, you will go to the printing workshop to print them out, and then go to the eastern and western cities to find businessmen to fill out the questionnaire."

Duke Su Cheng went to the businessman to fill out the questionnaire himself. Although he surrendered his status, the effect was definitely the best. Wu Jue curled up and said happily, "Thank you, Lord!"

(End of this chapter)