Imagine the world

Chapter 479

479 , Good Uncle Ishino
(Confused, I actually wrote my brother-in-law as my brother-in-law, and revised it. Some people saw this mistake at a glance, and some people didn't realize it after reading it.

It suddenly occurred to me that these titles have almost bid farewell to two generations. From the post-80s to the pre-20s, most people did not have brothers and sisters, let alone uncles. )
. . . . . .

In fact, even if Mei Yeshi didn't make such a suggestion, Hua Zhenxing would still consider this issue.But at this moment, League Leader Mei gave him a complete set of ready-made solutions, which saved him a lot of worry.

Hua Zhenxing cupped his hands on the cloud and said, "Thank you for your advice! I will immediately organize people to investigate."

Mei Yeshi smiled wryly and shook his head: "Hua, don't be in a hurry to thank me!" Then he stretched out his hand and pointed at another place, "There is a newly developed community called Hanlin Mansion."

This sentence is a bit abrupt.Hua Zhenxing asked: "Are you suggesting that I buy it and use it as a staff living quarter?"

Mei Yeshi: "How much did you pay for the community you bought in Pingjing?"

Huazhenxing: "I would like to buy as a whole, and we are negotiating. How to buy, the price varies greatly. My budget is between 200 billion and 400 billion."

Mei Yeshi: "This Hanlin Mansion project has a total construction area of ​​30 square meters, which is similar to the third phase of the Wanshu Garden you want to buy in Pingjing, but the area is twice as large.

According to its original listing price, it will cost 20 billion to buy them all.If the project under construction is to be acquired as a whole, it will be about one billion yuan, but there will still be a cost for interior decoration in the follow-up. "

Hua Zhenxing: "How much will it cost to complete the interior decoration?"

Mei Yeshi: "It depends on what standard you use. According to the local market, you need about [-] to [-] million."

At a glance, all the buildings in the community have been capped, and the facades of the buildings have also been completed. Basically, they are clean water rooms that have not yet been renovated. The remaining projects are mainly kitchen and bathroom facilities, cable lamps, walls and floors, and supporting cabinets.

The developer's overall interior decoration is indeed much cheaper than the scattered self-installation of the family, and the budget of [-] to [-] million is already very generous.

Hua Zhenxing: "This is much more economical than building a living area in Pingjing, but I still need to know more about it."

Mei Yeshi: "If Director Hua is interested, I can bring you a complete set of materials such as the design drawings, construction, and supervision records of this community.

There is no problem with the quality of the infrastructure project, you can check it on the spot now.As for the interior decoration project, which is the easiest to fool people, it hasn't started yet, you can take over and do it yourself. "

Huazhenhang: "Does the developer have any debt problems?"

Mei Yeshi: "I just said that this project can be acquired for almost one billion yuan, because I have considered various possible expenses."

Manman suddenly asked: "Is there something wrong with the developer's capital chain?"

This was obvious, so Hua Zhenxing simply didn't ask.If he knew Huazhenhang's business ideas in Pingjing, Mei Yeshi would recommend a suitable community for him, and it would be enough to introduce him.

Mei Yeshi's introduction is so detailed at the moment, and even the design drawings, construction records, and supervision logs can be provided. It is obvious that there is something wrong with it, and real estate agencies can't do it to this extent!
Mei Yeshi said with some embarrassment: "This Hanlin Mansion community was actually developed by my brother-in-law."

I see!Hua Zhenxing had no choice but to ask: "Mr. Mei's brother-in-law, have you encountered any difficulties?"

It was a divine thought that answered Hua Zhenxing.

Mei Yeshi is the name on the genealogy of the Mei family in Wucheng. If you look at his Dongguo ID card, the name is actually Shi Ye.Shi Ye was a child picked by his adoptive parents from the cracks in the wild rocks. He was raised as his own son, and his adoptive father's surname was Shi.

The adoptive parents are ordinary people, and they never told Shi Ye that he was not his own, and they still don't know Shi Ye's status as a monk, let alone that he has become the leader of the Kunlun League.

Ishino later discovered his own life experience, but he decided not to tell the truth, and still treated his adoptive parents as his biological parents.The adoptive parents also have a daughter named Shi Wen, who is Shi Ye's younger sister.

Shi Wen and his wife are ordinary people in the local area. Although they don't know Mei Ye Shi's identity, they live a good life under Shi Ye's care, and later they do business and make a fortune.

Ishino's brother-in-law is named Chai Xiang. His family runs a processing factory to produce bamboo and wood flooring, which is directly related to the real estate industry. Later, he also set foot in real estate, participated in several investment projects, and accumulated some capital.

On the surface, he is no worse than Ishino in the local area.

Hanlinfu Community is the first project independently developed by Chai Xiang.In addition to its own part, the source of funds also includes the mortgage loan obtained from the bank, plus the pre-sale of the building after the roof is capped, it is basically enough to calculate.

Judging from the situation at the time, the funding situation of the project was considered good, but it was unfortunate that he was in a hurry.Soon after the project started, it encountered a downturn in the real estate industry. Not only did credit tighten, but the pre-sale permit policy also changed.

According to the original policy, the pre-sale can start after the main body of the building is capped, and one can be pre-sold once the cap is capped, but the pre-sale permit was later cancelled.

Chai Xiang has already invested all his net worth, and has finished the civil part of the project. However, if the pre-sale is not possible, the capital chain will be broken, and he will not be able to carry out the interior decoration.

In fact, even if it can be pre-sold, in the case of a cold market, such a large new project will be under great pressure to pay back the sales.

The publicity of the Hanlinfu community is high-end hardcover, and the expected average listing price is [-] per square meter, but currently it is just a clear water room without doors and windows.Chai Xiang couldn't raise funds through pre-sales, and he couldn't get a bank loan any more.

The bank also didn't want to have bad debts, so it helped Chai Xiang contact the restructuring party who was willing to take over the deal.But the third party is only willing to use [-] million yuan to take over this project, which happens to be the loan principal and interest that Chai Xiang currently owes to the bank.

And Chai Xiang has already invested one billion yuan in this project, of which [-] million is the principal and interest of the loan owed to the bank, another [-] million is the project and material payment in arrears, and [-] million is his own funds spent.

Years ago, Chai Xiang came to look for his elder brother Shi Ye, hoping that Shi Ye could help him as a guarantee. He wanted to find a bank loan of another [-] million yuan to complete the interior decoration, so that he could start selling it.

Chai Xiang wanted to discuss with his uncle and use Laochunhuang Distillery as a guarantee for the loan, but Shi Ye refused.But Shi Ye also told Chai Xiang that he would help him think of other ways.

As for what else Mei Yeshi thought of, he didn't introduce it in detail, because this also happened just a few years ago.

After learning about the general situation, Manman asked: "When your brother-in-law voted for this project, President Mei didn't expect the current situation? Why didn't you dissuade him at that time?"

Mei Yeshi smiled bitterly: "Of course I persuaded him, but unfortunately he didn't listen at all! My brother-in-law is not bad in nature, and his ability is not bad. He was full of spirit at that time.

People always believe in the existing successful experience. He has made a lot of money in real estate. He thinks he has figured out the way and has a good relationship in all aspects.

If I forcibly stop him from doing it, I don't have the power, as if I want to stop him from getting rich.When he came up with this idea, the market was really good, and he also aimed at supporting facilities in the economic development zone.

The purpose of establishing an economic development zone in Wucheng is to attract business and investment. After the enterprise settles in, the employees must also have a place to live!So he got the land next to the development zone through his relationship, and he didn't expect the current situation. "

Hua Zhenxing and Manman have fully understood.

With Mei Yeshi's identity, it is of course no problem to raise hundreds of millions of funds, and there is no need to mortgage any winery.But money is not spent like this, not to mention that this is not real help, it will only make his brother-in-law get deeper and deeper.

The total construction area of ​​Hanlinfu Community is 30 square meters, known as luxurious hardcover, with a listed price of 20 square meters, and the estimated total sales revenue of [-] billion is calculated in this way.

But now even if the community is completed and opened, the sales expectations will not be satisfactory. If it cannot be sold out in a short period of time, various financial expenses will continue to be borne.

If he can sell for one billion now, Chai Xiang will get rid of the situation without losing or making a profit, but it will mean that he has done nothing in the past few years, but he can still keep his original family property.But in this part of the city, how can such a good thing happen in the current situation?

Hua Zhenxing just came to his door, and he has exactly this need!
Hua Zhenxing thought for a while, and then carefully watched the Hanlin Mansion complex.It covers an area of ​​about [-] mu. Most of the buildings are small high-rise buildings with [-] floors.

There are various types of units, and three of them are not conventional unit buildings, but a central corridor with one-bedroom small units distributed on both sides, which are very suitable for transformation into hotels or serviced apartments.

Hua Zhenxing asked, "What happened to those three buildings?"

Mei Yeshi explained: "The Hanlin Mansion is only one street away from the Development Zone, and it was just a supporting project for the Development Zone at that time.

It was assumed at the time that after a company moved into the development zone, many employees, especially young employees, would need to rent a house, so these three one-bedroom corridor-style buildings were specially built. "

Hua Zhenxing pondered for a moment, and then said: "If I come to take over this project, I mean if, I can give a plan. We will divide this community into eight parts, and I will buy five-eighths for [-] million.

As for the other three-eighths, you, Mr. Mei, will buy it.If you don't want your brother-in-law to know, find someone else to come forward.

If you want him to pay off all the debts, then pay [-] million.So that my brother-in-law will not be unable to turn around because of this unfinished community for the rest of his life. If he loses his own funds, he will lose it. How can he only make money but not lose money in business?

If you want him to recover his investment, you can pay [-] million; if you want him to earn more, you can pay more.

As for how much President Mei is willing to pay, that is your family business.If you are not well-off, I can lend you as much money as you need, without guarantee or mortgage.

This community is divided into two parts, the larger part is the living area for the staff I want, and the name will be changed at that time.The small one can continue to be called Hanlin Mansion, and it belongs to you, Mr. Mei Meng. It can be continued and opened for sale after completion. "

This plan is obviously different from Umenoshi's suggestion.

But Mei Yeshi actually nodded without saying a word, and saluted: "That's very good, thank you! Your valuation of this project is [-] million, which is reasonable, but why do you want to leave me a piece?"

Hua Zhenxing explained: "Employees' living areas should not be too closed and independent, and they need to deal with local neighbors more. There is a residential area next to it and public buildings and commercial tenants, which is more like a place to live.

If the branch of Fangguan Development Co., Ltd. settles in, it will definitely bring popularity to this area.This is also good for Mei Mengzhu to take over the development of Hanlin Mansion. If there is no financial pressure, you can calmly sell it.

In a few years, both the Wucheng branch and this living area will become a large-scale climate, and this area will become lively.

The real estate in the living area will not enter the market for trading, but there is a residential area next to it, and the market valuation can also be roughly referenced.At that time, the staff of the branch office will also know what the housing prices and rent will be in this area. "

Mei Yeshi: "As expected of Director Hua! I don't know when it will be implemented?"

Hua Zhenxing: "Leader Mei needs to wait for a few months. Only when the educational cooperation project between Jiliguo and the Wucheng Campus of the University of Technology is negotiated, can I implement this plan. But no matter what, I will definitely give it to you within half a year. A quasi-letter."

This is true. If the educational cooperation project had not been negotiated, Fangguan Development would not have set up a branch here. If there was no branch, of course it would not have any living quarters.

For the entire construction in progress, Chai Xiang has already invested one billion yuan, which is the basis for the initial valuation of Mei Yeshi.But Huazhen Bank gave it a valuation of [-] million, which is relatively generous, and the bank is only willing to pay a maximum of [-] million to find a third party to take over the deal.

Moreover, Huazhen Bank provided another plan, which is to divide the community into two parts, take five-eighths of it based on the valuation of [-] million yuan, invest [-] million yuan in the acquisition, and build a living area, which is enough for the time being.

As for the remaining three-eighths, let Mei Yeshi buy it by himself.Mei Yeshi wanted his brother-in-law to decide whether to make a loss or to make a profit. Hua Zhenxing would not make up his mind for him.

If Mei Yeshi wanted to help his brother-in-law, let him do it himself.If Mei Yeshi is short of funds, Hua Zhenxing can borrow or even give it away for free. This is his favor to repay Mei Yeshi, and it has nothing to do with other people or other things.

In fact, the value of the talisman that Chong Umenoshi borrowed from him cannot be calculated with money.But that was the favor Hua Zhenxing owed to Mei Yeshi, and he did not owe a favor to a real estate developer in Wucheng.

Umenoshi is also a sensible person, so he has no objection, and immediately agrees and thanks.

There is another reason why Huazhenxing gave this plan of dividing into two. The situation in this Hanlinfu community is completely different from the third phase of Wanshu Garden in Pingjing.

Wanshu Garden has the first and second phases for sale and occupancy, and its housing prices and rental prices have clear references.

If Fangguan Development provides housing for employees in Pingjing, the employees will also know the equivalent benefits.When the company conducts internal operating cost accounting, it can also have a clear pricing standard.

However, there is currently no reference for pricing in this Hanlinfu community. If it is completely turned into a living area and distributed to employees for free, the employees will not even know how much benefits they have enjoyed?If you set aside another area as a residential area, you will know it well.

At this time, Manman interjected: "You guys have discussed this, there are still two questions."

Mei Yeshi: "Oh? What advice does little friend Manman have?"

Manman: "First, we had a good discussion. Will your brother-in-law agree? Second, Fangguan Development will have to wait half a year to implement the project, and the financial expenses for this half year are also a lot of money."

Mei Yeshi smiled: "It's okay, these two things are actually one thing. Now he is not reconciled, otherwise he has agreed to the bank's restructuring plan. But the longer the time drags on, the more he has to recognize the reality. It is the limit of strength."

(End of this chapter)