Countercurrent 1982

Chapter 1722 Bank of Hong Kong
At the banquet that day, Duan Yun and Yang Qilong had a good talk, which also deepened their understanding of each other.

Generally speaking, Duan Yun has a good impression of this young man from Hong Kong. Although one of them is in the Mainland and the other is in Hong Kong, the social situation they interact with each other is different, but because they are both young people, the conversation is more pleasant. And easy to find suitable topics.

Generally speaking, Yang Qilong is still a big boy in essence. When he is not talking about business, he talks about eating, drinking, having fun and women the most. Even in front of Li Yun, he talks about some of his past love history without any shyness. Including once dating with some well-known female stars in Hong Kong and Taiwan.

As the two talked longer and longer, Duan Yun could actually see that this Yang Qilong was not the kind of real businessman at least for now, at least he was several levels behind Duan Yun. Western restaurants, model agencies and supply companies, in fact, the big reason is that they like to eat, drink, have fun and beautiful girls, because the family is relatively superior, so from the beginning, there is not much pressure, no matter whether you make money or lose money, anyway. There is his father who finally supports him.

Duan Yun actually likes this kind of investors the most. No matter who owns money, he is money. Duan Yun needs to get investment in Hong Kong. If the investment businessmen are all very shrewd and too calculating If he does, he will definitely offer a lot of harsh conditions, and he might be able to do it himself. Of course, Duan Yun himself is not a fuel-efficient lamp, and he also has a professional team behind him, so it is not easy to make a contract Leaks.

After the dinner was over, Yang Qilong sent Duan Yun out of the restaurant. Both of them left their business cards and agreed that they would meet again after the matter came to fruition.

"He doesn't have that much money at all. I estimate that he can spend up to 2000 million Hong Kong dollars. If it is more, it will definitely be useless." After leaving the hotel, the two walked on the bustling and bright neon street. Yun said to Duan Yun.

"That's 1.7 million U.S. dollars. Even the top tycoons and financial groups in Hong Kong can't easily spend such a large sum of money for investment." Duan Yun paused, and then said: "I came to Hong Kong this time to actually want to Asking for directions, Hong Kong is an international financial city. Although there are not many physical enterprises and technology companies, it has a large amount of foreign exchange cash flow. If we can divert funds from here to the mainland, we can do a lot of things..."

"Yes, Hong Kong people are not very interested in real estate. They like real estate and stock speculation the most. They think that these two businesses make money the fastest. It's just that the high-quality real estate in Hong Kong has been basically monopolized by the four major families in the past two years. Other industrial classes It’s all solidified, the space created by young people is getting smaller and smaller, and the older generation of rich Hong Kong businessmen also want to jump out of Hong Kong, a tiny place, to open up new businesses and markets.” Li Yun pondered for a while, and then said: “So I think we have a chance of success in financing in Hong Kong, we should get in touch with higher-level Hong Kong businessmen, but unfortunately my ability is limited, and I can only get to know the sons and daughters of these rich families..."

"Actually, you have helped me a lot, and I remember it in my heart." Duan Yun glanced at Li Yun, and said with a smile: "I will stay in Hong Kong for a few more days this time. It is best if the Yang family is willing to invest. If they don’t have the willingness to invest, or if they don’t have enough funds, we’ll find another way.”

"If it really doesn't work, I still know a few rich men like Yang Qilong..." Li Yun said.

"These rich second generations don't look at their luxurious and glamorous life on the surface, but in fact, few of them control the family property, but they have more pocket money than others." Duan Yun smiled and continued: "The amount of US$1.7 million is too large. If we cannot raise funds from Hong Kong businessmen, we can only choose to borrow from Hong Kong banks in the end."

"The bank's interest rate is too high. The loan interest rate is about 6%, and the loan approval is very complicated." Li Yunliu frowned slightly, and then said: "In addition, for our mainland Chinese companies, the Hong Kong bank approval process It will be very strict, and without the background of the mainland government, it is impossible to get a large loan."

Li Yun still knows a lot about Hong Kong's banking industry. In the past year or so since she came to Hong Kong, she has met many elites who are engaged in Hong Kong's financial industry.

Hong Kong's banking system is very different from that of the mainland. The biggest difference is that there is no unified central bank in Hong Kong.

Since the British colonial invasion of Hong Kong in 1841, Hong Kong has not had the concept of a central bank for nearly a hundred years.

Because the British government has never established an independent central bank institution in the colonies in order to achieve a comprehensive and high degree of control over its colonies.After Hong Kong became a British colony, major monetary and financial decisions in Hong Kong were generally made by the British Secretary of Foreign and Commonwealth Affairs and the Governor in Hong Kong.

It was not until 1935 that the British Hong Kong government implemented currency reform, established the Exchange Fund, and authorized three note-issuing banks (HSBC, Standard Chartered, and Lee) to issue statutory Hong Kong banknotes that the concept of a central bank really emerged in Hong Kong.The original central bank function was only manifested in issuing banknotes and stabilizing the currency value (exchange rate), and this function was shared and shared by the Exchange Fund and the three note-issuing banks.

Among them, HSBC should be the largest bank in Hong Kong.

In 1865, The Hong Kong and Shanghai Banking Corporation was established in Hong Kong.Starting from Hong Kong, HSBC Group expanded its business around the world by opening branches.

152 years have passed, and now HSBC Group, headquartered in London, is one of the largest banks and financial institutions in the world.

Compared with several other local banks in Hong Kong, HSBC’s loans to mainland enterprises are relatively loose. In the early years, the SEG Group founded by Ma Fuyuan received a large part of its external loans from SEG Group.

"Applying for a loan from a Hong Kong bank is the last resort. Of course, I would prefer to cooperate with these top rich people in Hong Kong, because by cooperating with them, I can get financial support, and the most important thing is to be able to use their channels and connections. , to expand our overseas market, I came to Hong Kong this time, besides borrowing money, there is actually another important task is to make friends.” Duan Yun paused, and then said: “None of these top rich people in Hong Kong are fuel-efficient, But as long as there are enough interests, I don't think they will refuse my conditions..."

(End of this chapter)