Countercurrent 1982

Chapter 1731 False Proposition

Going to Germany to speculate in real estate is obviously a false proposition. In fact, although Germany has a developed economy, its real estate market is not as open as China is now.

Germany is a model country in real estate in the world. Its housing prices have been stable for a long time, and it is a model of real estate in the world. From 1970 to 1992, housing prices in Germany only increased by 1.5 times, with an average annual growth rate of only 2.6%. It has not outperformed inflation.If you hold the property for 50 years, you will still lose money.

Therefore, Germans have formed a very strong concept of renting houses. The home ownership rate is only 45%, and 55% of the people live in rented houses. Moreover, the renting area of ​​the renting group is 38 square meters per capita, and the rental conditions are very good.

Houses in Germany are also very cheap. In terms of housing price-to-income ratio, Berlin is 10 times higher than Munich, and Munich is 17 times higher. Our house price is more than double that of Germany. From the perspective of housing price-to-rent return, it basically pays back in 20-30 years, that is, It should be about 3-4% level.From the perspective of absolute housing prices, the urban area of ​​Berlin is 6000 US dollars per square meter, and Munich is 9800 US dollars per square meter, which is far lower than Hong Kong, London, New York, and even lower than BJ Shanghai and Shenzhen, but their income is 3-5 of ours. [-] times.

And the bigger the city, the higher the proportion of renting houses. For example, in Berlin, 80% of the residents are renting houses. Therefore, the profit of real estate speculation in Germany is very meager, and it can even be said to be unprofitable.

Moreover, it is far less easy for Chinese capital to enter Germany than the United States and other European countries. It needs to go through layers of scrutiny. After all, it is not long after the end of the Cold War, and once it becomes an issue affecting society, it will be banned soon. There is no such thing as room for maneuver.

The reason why Duan Yun said this obviously has its purpose. He knows that only when it comes to real estate and making money, his wife Cheng Qingyan will have a strong interest.

"Is the real estate market in Germany really that good?" Sure enough, Cheng Qingyan turned her head and asked after hearing what her husband said.

"When I visited Europe last time, it really left a deep impression on me. East Germany controlled by the Soviet Union was relatively poor, but West Germany controlled by the Americans was very rich. After all, the United States is The economy of a superpower accounts for more than half of the world, and it is easy for him to support a European country." Duan Yun paused, and then said: "When I went to West Berlin, I felt that the people there were very rich. , Every household has a car, basically all Mercedes-Benz and BMW with hundreds of thousands of domestic cars, Volkswagen is not ranked there at all, you can imagine that the population of West Berlin is almost three times that of East Berlin, but the urban area However, there is very little land. Once East and West Berlin are merged, the West Berlin area will definitely be reopened, and housing prices will naturally soar..."

"But I have no experience in investing abroad..." Cheng Qingyan said with a slight frown.

"We are entrepreneurs, so we should have the determination to open up. Didn't you invest in the real estate business in Hong Kong before? Now both sides are capitalist systems, and the difference will not be very big." Duan Yun smiled slightly, and then said: "Not only in Germany, but also in many countries in Europe, there are huge potential business opportunities. Even if you don't choose to invest there in the end, if you go and investigate, you should be able to learn a lot..."

"You're right, but I can't get away now..." Cheng Qingyan said with some embarrassment.

Cheng Qingyan has been frequently traveling between Shenzhen, Hong Kong, Hainan and Shanghai for business in the past two years. Now that Hainan is discussing a new project, there are always a lot of things to deal with, and it is difficult to spare time to go to Europe for inspection. Although he has already been a little moved by what Duan Yun said.

"Is there anything you can't get away from? Your team is so capable and has done all the dirty work. The most you can do is to make a decision and sign the contract. There is nothing you can't get away from." Duan Yun smiled. , and then said: "Even if you are abroad, you can also command remotely by phone. Besides, don't you still have me? Isn't it the same if I help you with the company's affairs..."

"But……"

"Qingyan, we have been in Shenzhen for so many years, and I have been abroad many times, but you have not once, I think you should open your eyes and take a good look at the world." Duan Yun glanced at his wife, and then said : "This world is far more colorful than you imagined. People can't just be frogs in the bottom of a well, just like when you studied foreign languages ​​hard, isn't it just to be able to embrace the world without any obstacles in the future?"

When Duan Yun said these words, his tone was a bit sensational. Women like beautiful and romantic things, so Duan Yun tried his best to impress his heart.

"Actually, I have been thinking that if the company is stable and earns more money, I should go outside to have a look, but I didn't expect that the current business is getting bigger and bigger, but it is getting less and less free..." Speaking of here Time, Cheng Qingyan.A wry smile flashed across her face, and she went on to say: "Sometimes I feel that my life is not as good as before. I think before we got married, I could do whatever I wanted, carefree, and my life was full of passion. but now……"

"Now you can still live with passion. We have everything now, and you should enjoy more things than others. In addition, if you can go to Europe for investigation, you can not only find more business opportunities, but also serve Our children plan the future..." Duan Yun said again.

"Planning the future for our children?" Cheng Qingyan was a little puzzled.

"Don't you always hope that our children can receive the best education in the future? In terms of education level, there are many world-class famous schools in Europe and the United States, which are much higher than our domestic teaching level. Even the best Tsinghua University in China And Peking University, even if they are placed in the top 100 in the world." Duan Yun pondered for a while, and then said: "Although our Tianyin Group has been based on domestic development these years, sooner or later, he will go to the world Yes, let our children receive advanced business management education abroad, and when we get old, we can hand over the company to him with peace of mind, so the cultivation of our next generation is also a major event related to the fate of the family... "

In order to be able to convince his wife, Duan Yun had to talk about the child this time.

In fact, for Duan Yun, children who take over the family business in the future do not necessarily have to go to prestigious schools, just like the older generation of rich people in Hong Kong, who generally come from humble backgrounds. It doesn't matter to Duan Yun that he can go to an ordinary domestic university, because he has never studied abroad before, but he still manages the Tianyin Group so successfully. Foresight is very important, but at least in terms of business management, it really doesn't require a high degree of education.

(End of this chapter)