Countercurrent 1982

Chapter 2298 Golf Club

For Duan Yun, as long as Ruixue does not change his mind, he will definitely persevere until the end.

Compared with my own emotional path, Duyun's career path is also full of challenges.

After leaving BJ, Duan Yun returned to Shenzhen. After simple preparations, he held a party at the Shenzhen Golf Course and invited all members of the "Mutual Aid Club".

Shenzhen Golf Club is known as the earliest golf club in China. It is located in the central area of ​​Shenzhen and has a superior geographical location. 10 minutes by car.

The Shenzhen Golf Club land was acquired free of charge through administrative allocation in 1985. After acquiring the land, a non-commodity land certificate was obtained. The land is used for sports and the service life is 30 years.

In the early years, the members of the real golf club were basically Hong Kong businessmen who came to Shenzhen to invest, and there were basically no members from the mainland. However, since the end of the 80s, more and more wealthy businessmen in Shenzhen have joined this club and regarded it as their place. A place for socializing and discussing business, the price of a one-year membership card is as high as 88 RMB. If you want to have your own living room, you need to pay an additional 10 a year in rent, so people who come to this place are either rich or Expensive, ordinary small and medium-sized business owners can't afford it at all.

However, the Duan Yun Golf Club membership card was given to him by Shen Tefa. However, in the early years, Duan Yun basically never patronized it. Only in recent years, he occasionally came here to play golf and rented it here. A living room of its own.

The reason why Duan Yun suddenly became interested in golf is mainly because there are many well-known wealthy people from Hong Kong and Shenzhen gathered here. They are all very keen on these outdoor sports, so Duan Yun sometimes talks about business with Hong Kong merchants. , will also select here.

At the beginning of the year, Duan Yun once held an internal gathering of the "Mutual Aid Association" and invited many business leaders from the mainland. Among them, the bosses from Shenzhen, Guangdong and Shanghai were the main ones, all of whom he had lived and worked for many years. Old friends on the Internet, including Ren Zhengfei and Hou Weigui, the bosses of Huawei and ZTE Electronics, Shi Yuzhu of the Giant Group, Wang Shi of Vanke Real Estate, and more than a dozen heads of companies that Tianyin Group invested in in the early years, have now become Shenzhen and even the whole country. Well-known business owners.

Generally speaking, compared to other members of the Mutual Aid Association, Duan Yun's Tianyin Group can be said to be the best in terms of strength. It is also able to handle many large-scale domestic commercial projects with ease. It needs funds, funds and talents. There are talents, and the relationship with local governments has always been relatively good. In addition, he has cooperated with hundreds of media, large and small, making Duan Yun almost unfavorable in the past ten years.

But now the reason why he holds the party again is because he has a very big plan. When he was in BJ before, Ruiyang had already disclosed the news to him, which would provide him with some political status and convenience, so that He has the ability to occasionally "reach the sky", which allows him to touch industries and projects that he could not get involved in the past.

Among them, what Duan Yun values ​​most is financial projects, especially the establishment of a private bank, which can be said to be Duan Yun's dream. After having a bank that he can control, Duan Yun can easily raise private funds for himself The company's e-commerce network and auto sales loans are used as guarantees, so that these two industries have advantages that other domestic companies cannot match. These are the benefits that Duan Yun can see.

However, if you want to set up your own private bank, on the one hand, you need the approval of the state. Just like Liu Yonghao applied to the state to open the Minsheng Bank back then. It is not enough to rely on the strength of his own company. The leadership attaches great importance to it. Liu Yonghao succeeded in obtaining approval for his plan through his position as the vice chairman of the All-China Federation of Industry and Commerce and the business alliance formed within him, and became the first batch of shareholders of Minsheng Bank and was elected. as the vice chairman.

On the other hand, although Tianyin Group has strong financial strength, it needs a huge amount of funds for the establishment of a bank. More shareholders must join in, and at the same time, it must absorb a large amount of social funds. Only in this way can it strengthen The bank's ability to resist risks is also convenient for business expansion.

Sitting in the living room next to the golf course, Duan Yun drank a cup of tea and looked at the blue sky outside, somewhat full of thoughts.

In fact, Duan Yun has always had little interest in the financial industry. On the one hand, it is because the domestic financial industry is too deep, and various interests are intertwined. Over the years, Duan Yun has insisted that his company does not go public or speculate in stocks. This is the reason. The only exception is the financial trading in Southeast Asian countries this year. He only chose to make an exception when the investment direction was particularly good, and when US capital was dominant and the winning rate was extremely high, but this situation may no longer have opportunities in the future.

However, as Duan Yun's physical industry develops faster and faster, he has become more and more aware of the importance of financial means, especially the e-commerce industry and the automobile industry that he is currently vigorously developing, which require bank guarantees and loans. However, it is very difficult to cooperate with state-owned banks at present. So far, apart from Industrial and Commercial Bank of China, there is still no second state-owned bank that is willing to guarantee Tianyin Group's online payment business. This gave Duan Yun the idea of ​​running his own private bank.

In addition, regarding Tianyin Group's automobile industry, the Kangyun sedan and Shenxing sedan series launched a few years ago, in order to increase sales, Duan Yun once launched a car sales model of installment payment.

As for the mode of automobile installment payment, in fact, as early as 1993, Northern Ordnance Automobile Trading Co., Ltd. proposed the concept of automobile installment payment for the first time, pioneering China's automobile consumer credit.

However, in the current domestic market, whether it is a distributor or a manufacturer, as a provider of installment products, the financial pressure is very huge.

Although Tianyin Group has very strong financial resources, no one will do business at a loss, and with the increase in car sales, the cost that the company needs to bear is getting higher and higher, which will undoubtedly cause huge financial risks in the development of the company.

(End of this chapter)