Countercurrent 1982

Chapter 732 ICBC
"Duan Yun, don't you know good and bad!" Xu Liang widened his eyes and said to Duan Yun: "Everyone in the factory knows that you modified the equipment, and if there is any problem, it is naturally your responsibility! I advise you not to Things get worse, or you won't have any good fruit to eat!"

"Let me remind you again that after the completion of the handover procedure, the labor service company has nothing to do with me. Those machines and equipment were indeed modified by me. Without those modified machines and equipment, it is impossible to produce products that can earn foreign exchange for export. You all know this in your heart, and now you want to scare me with this matter, are you bullying me for not knowing the law?" Duan Yun showed a bit of disdain on his face, and then said: "It's not impossible to ask me to repair that stove, But I have a few conditions, and I will not discuss this matter with you, I will discuss it with Director Zhu personally..."

Duan Yun knew that Xu Liang was just a general under Director Zhu and he had no rights. Duan Yun wanted to take this opportunity to have a personal interview with Zhu Junhai.

"You still have conditions? You still have to talk to Director Zhu in person?" Xu Liang showed a look of disdain on his face, and then said, "Who do you think you are?"

"Forget it then, I have to leave first!" Duan Yun got up and was about to leave after speaking.

Duan Yun knew that Xu Liang couldn't decide the conditions he proposed, and he didn't have the right to do so, so he didn't bother to waste time here.

"Duan Yun, don't be shameless!" Seeing that Duan Yun was about to leave, Xu Liang said angrily.

"Goodbye!" Duan Yun turned and left his office after saying that.

"You will regret it!" Xu Liang's angry voice came from Duan Yun when he walked out of the office.

Duan Yunming knew that Xu Liang might want to retaliate against him, but he could only do so now, because before all the conditions were negotiated, Duan Yun repairing the equipment for the labor service company was tantamount to digging a hole for himself, and the machine would come out later. No matter what, he really can't get rid of it.

Fortunately, when Duan Yun left the labor service company, he had already done all the handover work and completely cleared all responsibilities, whether it was financial or equipment, as long as Duan Yun did not get involved in the labor service company's equipment again and products, then he has no legal responsibility, which is where Duan Yun's confidence lies.

After leaving the labor service company, Duan Yun drove to the urban area, where he was going to apply for a loan from the bank.

At present, Duanyun Electronics Factory still has a funding gap of more than 1000 million yuan. This money must be raised in a short period of time, otherwise, the foundry will not be able to start delivery.

When Duan Yun first took over the labor service company, because there was no balance in the book, he had no choice but to go to the bank to borrow a sum of money.

At that time, the process of borrowing money was relatively smooth, because from the second half of 1982, in order to solve inflation and encourage the development of individual businesses, the state had released 176 billion interest-free and unlimited loans.

Even so, there are still very few people who go to the bank to borrow money, and there are even some local bank receptionists who even knock on doors to ask ordinary people to borrow money. This is almost unimaginable in later generations.

So at that time, Duan Yun's borrowing process was very smooth, and he easily borrowed a total of 20 yuan in loans, and also borrowed 10 yuan in his own name.

It was with this money that Duan Yun finally revitalized the labor service company and completed the task of turning losses into profits. After the factory made money, Duan Yun also quickly repaid the loan.

However, compared to the last time when he only borrowed 20 yuan, the amount of the loan this time is very huge, so Duan Yun is not sure whether he can borrow the money, so he can only try it first.

Driving to the urban area, the first thing Duan Yun found was the China Construction Bank that he borrowed from last time.

After clarifying his purpose with the staff in front of the counter, Duan Yun was invited to the reception room next to him.

The person who received Duan Yun this time was a relatively young loan officer. When he learned that Duan Yun was going to borrow a huge sum of 1000 million yuan, his head shook like a rattle. Even though Duan Yun said a lot of good things, the other party still told Duan Yun Cloud this is impossible.

Duan Yun was not surprised by such a situation. After all, the amount of the loan this time was too large. The huge sum of 1000 million yuan was already equivalent to all the fixed assets of a large and medium-sized local enterprise in Daxing, and Duan Yun's electronics factory There is no land, no factory buildings, and the equipment is not very valuable, so it is basically impossible to borrow 1000 million.

After a fruitless conversation, Duan Yun had no choice but to leave, and then came to an agricultural bank not far away.

There are not many state-owned banks these days, only the Agricultural Bank and the China Construction Bank. Since the Construction Bank can't lend money, Duan Yun can only turn to the Agricultural Bank for help.

However, to Duan Yun's disappointment, when he came to the Agricultural Bank, the loan officer who received him heard that Duan Yun was going to borrow 1000 million yuan, and his reaction was almost the same as that of the construction bank loan officer. Ken loaned him a loan.

In fact, what Duan Yun didn’t know was that by 1984, the state had recovered all the rest of the 170 billion interest-free loans, and the state-owned banks were under no pressure to lend, so naturally it was impossible to lend Duan Yun so much money easily. .

Duan Yun originally wanted to talk to the manager of the Agricultural Bank of China, but was told that the bank manager was not there. In desperation, Duan Yun could only leave disappointed.

After walking out of the bank, Duan Yun took out a cigarette from his pocket, lit it and took a few puffs.

Originally, Duan Yun thought that even if he could not borrow 1000 million, he should be able to borrow several million from the bank, but he didn't expect that the national policy would change so quickly that he couldn't even borrow 200 million, so he called Duan Yun. caught off guard.

In fact, if Duan Yun is still the manager of the labor service company, he can still borrow millions of dollars, but now Duan Yun's electronics factory is a private enterprise, so it is even more difficult to borrow money from the bank.

Duan Yun smoked two cigarettes in one breath. He planned that if he could have an interview with Director Zhu this time, he would ask him to borrow money. After all, if the director of the Light Industry Bureau came forward, the bank would still consider it, but now Duan Yun still doesn't know if he can negotiate this matter with Director Zhu.

After driving away from the entrance of the Agricultural Bank, Duan Yun planned to go to the Sipailou to see the nearest situation of Cao Dong and Electronic Street.

However, when the car drove less than 100 meters away, Duan Yun saw the eye-catching sign of "Industrial and Commercial Bank of China" hanging at the entrance of a newly painted two-story building on the left side of the street ahead.

Seeing this Industrial and Commercial Bank, Duan Yun was stunned for a moment, because there was no Industrial and Commercial Bank in China before.

In fact, the Industrial and Commercial Bank of China was newly established on January 1984, 1, with a registered capital of 1 billion yuan. In addition to the headquarters of BJ, BJ, Shanghai, Chongqing, Guangzhou and Daxing also opened branch offices.

(End of this chapter)