Countercurrent 1982

Chapter 958 The Lion's Big Opening

In the early morning of the second day, Duan Yun's 2 jeep stopped at the gate of Daxing Industrial and Commercial Bank, and he came with his wife Cheng Qingyan and financial supervisor Yu Shulan.

It has been a full year since the last time I borrowed 1000 million from Industrial and Commercial Bank of China, and now it is the deadline for repayment. The interest agreed at the beginning is 10%, so I have to return 1100 million to ICBC even with the interest. .

A man depends on a suit and a horse depends on a saddle. Even if Duan Yun doesn't have much money in the company's account now, he must dress decently and give people an appearance of strength.

Today's Duan Yun is dressed in a very elegant style, with a silver-gray suit, a plaid-striped tie, a pair of well-polished old-fashioned leather shoes on his feet, and a yellow gold watch on his wrist.

Cheng Qingyan, the wife who followed Duan Yun, was also wearing gold and silver, with a platinum diamond ring on her left hand, a mink coat, and a pair of white high-heeled shoes, making her look slender and slim.

The couple, both wearing a pair of imported sunglasses, walked to the gate of ICBC hand in hand.

"Hello, may I ask you..."

After seeing Duan Yun and his wife enter the bank, a staff member was stunned for a moment, and then greeted them politely.

"I want to see your manager He Qiang." Duan Yun said to the staff member with a smile after taking off his sunglasses.

"The two of you go to the living room and wait for a while, and I will inform Manager He immediately." The staff member said respectfully.

Generally speaking, ordinary customers are rarely able to meet the manager He Qiang directly, and they have to go through the front desk first to handle things in the bank, but the staff member saw Duan Yun and his wife dressed so elegantly, so they immediately became respectful.

"Okay." Hearing this, Duan Yun led his wife Cheng Qingyan and Yu Shulan to the living room and sat down.

Two minutes later, there was a sound of footsteps at the door, and He Qiang pushed the door open and walked in.

"Hello, Manager He." After seeing He Qiang, Duan Yun immediately stood up with a smile on his face and stretched out his hand.

"So it's Manager Duan, welcome!" Seeing that it was Duan Yun, He Qiang immediately shook hands with Duan Yun with a smile on his face.

The next moment the two sat face to face, and Duan Yun took out a box of Zhonghua cigarettes from his purse and handed one to He Qiang.

"Thanks to Mr. He for the loan provided to our Tianyin Electronics Factory last year. This loan has helped our factory a lot and made me a lot of money. Now the repayment date has come, so I came here today to talk to you. Manager He, talk about repayment." Duan Yun said with a smile.

"Ah, that's great." He Qiang nodded with a smile, and continued: "Manager Duan is an honest and trustworthy person. It is also an honor for ICBC to be able to help an outstanding entrepreneur like you..."

In fact, He Qiang has been paying attention to the development of Duan Yun's enterprise this year. After all, Tianyin Electronics Factory can be said to be the largest private enterprise customer of Industrial and Commercial Bank of China in SX Province, and the loan funds are very large. Since the account of Duan Yun Electronics Factory is in Industrial and Commercial Bank of China, so he can see every transfer of Duan Yun Tianyin Electronics Factory, and also understand the situation of their Tianyin Electronics Factory in Shenzhen.

However, some of these expenditures are not transparent. For example, the business that was transferred across provinces to a Wangshi company in Shenzhen was very suspicious. It was a total of 480 million in cash, and this private company is mainly engaged in imported office equipment. He Qiang really It is almost unimaginable to wonder why Duan Yun spent millions of dollars on office equipment.

But the bank is not an industrial and commercial department, and he has no right to investigate the details of the customer's transaction, so He Qiang still does not know the inside story of Duan Yun's biggest transaction last year.

But no matter what, it is a good thing that Duan Yun did not violate the regulations and was able to repay the loan on time. Through this reception, ICBC Daxing Branch made a profit of one million yuan at a time, which made Daxing Branch really gain a foothold in Shanxi, and it was completed in one go. The head office gave him an 800 million yuan loan business, and it was still overfulfilled. After Duan Yun repays the loan today, his business last year will be considered to be successfully completed.

"Manager He, we can complete the repayment business now. The total is 1100 million. Is this number correct?" Duan Yun asked.

"That's right!" He Qiang nodded, and said to Duan Yun with a smile on his face: "I'll arrange staff to handle your repayment business..."

While He Qiang was speaking, he was about to get up and leave the reception room temporarily.

"Manager He, don't worry." Duan Yun signaled He Qiang to sit down first.

"What else is there for Manager Duan?" He Qiang asked suspiciously.

"It's like this. After we repaid the loan from your bank last year, I want to borrow another 2500 million this year..." Duan Yun raised his brows and said.

"2500 million!?" He Qiang was stunned when he heard this.

In fact, given Duan Yun's current credit, He Qiang would have no problem deferring Duan Yun's 1000 million yuan loan for another year to repay the principal, but he didn't expect Duan Yun to open his mouth to borrow 2500 million yuan.

2500 million yuan is already a very astonishing number. You must know that in the 80s, many remote counties and cities with backward economies had a total fiscal revenue of several million or tens of millions a year. The annual fiscal revenue of the county and city.

Until 1987, there were only 55 counties and cities with fiscal revenue exceeding 1986 million yuan, 42 more than 13 in 16, most of which were concentrated in the south, 11 in Jiangsu, 10 in Zhejiang, and 6 in Shanghai , 4 in Guangdong, [-] in Sichuan, two in Fujian and Shandong, one in Guizhou, one in BJ, and one in AH in Jilin, Liaoning.

As for Shanxi, relying on the coal energy industry, Daxing City's fiscal revenue last year was only more than 7000 million yuan, and Duan Yun had to borrow 2500 million yuan at a time, which was almost equivalent to one-third of the city's fiscal revenue.

And Cheng Qingyan, who was sitting next to Duan Yun, couldn't help being stunned when she heard what Duan Yun said, because Duan Yun and her agreed to borrow 2000 million yuan yesterday, but she didn't expect to increase the price to 2500 million yuan now.

In addition, the Industrial and Commercial Bank of China head office assigned He Qiang this year a task of 1600 million loans and 3000 million reserves. If He Qiang lends Duan Yun 2500 million, this has exceeded his authority, and he must still need the permission of his superiors. Row.

But Duan Yun's loan application this time is very tempting to He Qiang, because if Duan Yun can repay the loan smoothly, then he will no longer have the pressure on the loan business this year, and he can still exceed the quota issued by his superiors. This is very beneficial to his future prospects. After all, because he is young, some superiors have always questioned his professional ability, so He Qiang himself is also under great work pressure.

(End of this chapter)