National Tide 1980.

Chapter 1257 Season of Wind

Ning Weimin's promise on the balcony of the villa was not just to please Matsumoto Keiko.

But it comes from the heart and is very serious.

Now, he has broken through the bottleneck in both his career and life, reached a new high, and entered a new journey.

It’s like opening up a new world full of yang energy.

But you should also know that at the same time, his heart was also filled with panic and anxiety about the huge wealth created by this bubble.

For no other reason than that the wind at the vent is too strong.

His personal assets, which had grown like a snowball, have now been blown into a towering snow mountain by the wind.

Although he sounded very reasonable when he was preaching to Yao Peifang.

It's not enough to just be able to do things, you also have to have the courage to take on responsibilities.

But the reality is that people's ability to endure is limited.

Once a limit is exceeded, even he will involuntarily become confused and hesitant.

In fact, as he got closer to the end of this money-making game, he became more and more doubtful about whether he had the ability to play to the end and whether he could handle this huge fortune.

Just like the lyrics of the song "Season of Wind", "The wind blows hard, even the bright sun is obscured, and a hazy dust rolls up", this is a portrayal of his mood at the time.

This is not groundless, nor is it an exaggeration.

In fact, only Ning Weimin himself could figure out how terrifying the amount of wealth he possessed was.

To be honest, to date, among the properties under his name, the 700-square-meter Tan Palace branch in Ginza and the more than 300-square-meter Abbado used as staff dormitory have increased in value the most.

Since both locations are located at the core of Tokyo's real estate core area, 1987 was also the year with the largest real estate price increase during the bubble economy period.

Today, the market price of these two properties has reached about 20 million per square meter, which is more than 1,000 square meters, with a total value of more than 20 billion.

Compared to the 800 million yen that was spent on purchasing them, not to mention the income from the mortgage loan used for stock trading, it was undoubtedly a huge profit.

If the transfer tax is not taken into account, the profit is twenty-four times.

The location of Huiwentang Bookstore is slightly worse.

It was purchased for 300 million yen at the time, covering an area of ​​more than 70 square meters, with a total area of ​​460 square meters on two floors.

If calculated based on the average price of 15 million yen per square meter in the Azabu area, the current value is 6.9 billion yen.

Although the Akasaka apartment was sold for 1.15 billion, it was indeed sold too early, which is a pity.

But Ning Weimin used the money to invest in a parking lot with Axia, so there was nothing to regret.

Together they invested 6 billion yen to establish the joint venture.

If we add in the loans secured by these parking lots, a total of nearly 11 billion yen has actually been invested in this business.

Even though it has only been half a year, they got the rhythm right and bought at the low point by chance.

The value of these parking lots has also more than doubled on average, reaching 35 billion yen.

So if the 6:4 split is followed, Ning Weimin will get a share of 21 billion yen.

All in all, he now owns assets worth 47.9 billion yen in real estate alone.

As for the performance of the stock market, it is of course more intuitive.

NTT stock, which was created by the Ministry of Finance, was listed at the beginning of this year at the peak of the bubble period. It was sought after by countless investors and showed an unusual popularity.

Especially in the current environment where land prices and stock prices are competing to rise, it has completely ignited ordinary people's desire for money and wealth, prompted stock investment to enter ordinary people's homes, and brought a huge amount of follow-up funds to the Japanese stock market.

This resulted in the stock market in 1987 being almost flat, and then rising at a rocket speed.

Today, Japanese stock prices are rising three times faster than corporate profits, and corporate profits even include unsustainable gains earned through "financial speculation."

So you can imagine how crazy the rate at which Japanese stocks are expanding.

In fact, this year the Tokyo stock market saw some of the most overvalued stocks in history.

  The average price-to-earnings ratio of textile stocks reached 103 times!

Service stocks reached 112 times!

Shipping stocks reached 176 times!

Agriculture, forestry, animal husbandry and fishery stocks reached an astonishing 319 times!

This simply shocked Western investors, who generally believed that such prices were distorted and extremely unreasonable, so some of them began to gradually reduce their holdings in the Japanese stock market.

The famous financial tycoon Soros is one of them.

This guy has recently been advocating on Wall Street that the US stock market will remain strong and the Japanese stock market will collapse.

He also announced that he had begun to sell out Japanese stocks, withdraw from the Japanese stock market, and buy U.S. stocks again.

Unfortunately, however, the departure of these Western investors did not have any negative impact on the Japanese stock market.

As more and more Japanese people began to enter the market, the incremental funds brought by the Japanese citizens moving their savings from banks to the securities market, as well as the funds that continued to flow into Japan from Southeast Asian countries, completely took over the stocks sold by Western financial tycoons.

In addition, in terms of spirit, the Japanese are more inclined to accept the so-called facts released by the authorities.

At this time, almost all Japanese people were fooled by the Nakasone government.

Of course, they would rather believe the various reassuring explanations circulating in the market and do not doubt the soaring stock prices on the Tokyo Stock Exchange at all.

Therefore, Japan's stock market continued to rise without even stopping to take a break.

People in the Japanese financial community only look with contempt at those Westerners who run away.

Just like the two young boys who laughed at Ning Weimin at the wedding, Japanese financial professionals also wrote articles in the Japanese media to mock these Western "cowards".

In fact, this means that the Tokyo stock market is no longer bound by "Western rationalism" and is no longer influenced by "dry" reasoning such as cash flow and credit analysis.

Specifically speaking of the stocks held by Ning Weimin, since he bet on companies that are famous for their financial technology, they have generally performed well.

In particular, Hanwa Kogyo, a leader in financial management skills, is a star stock in the Japanese stock market that has attracted much attention and has long been a leader in growth.

You know, under the leadership of its current president, Kitamao, in just a few years, this traditional medium-sized steel company has become a complete financial management company.

Although it has only been three years since Kitamoto took office, the wealth he has accumulated for the company has already reached 100 billion yen.

In comparison, the total profit of Hanwa Kogyo's main business in its 36 years of operation is only 29 billion yen.

There is no difference between the inside and the outside. Such a company as Hanwa Kogyo is naturally popular among investors.

In addition, after making money, Hanwa Kogyo also began to hoard land for profit. The book value of the land under the company's name was originally only 5 billion yuan, but now it has increased to 130 billion yuan.

As a result, the company's own capital has unknowingly ranked among the top 100 in the country.

The companies that are not much different from it are well-known companies with a great background such as Mitsui & Co., Mitsubishi Corporation, Marubeni, Itochu Corporation, and Sumitomo Corporation.

And when all this was reflected in the stock price, Hanwa Kogyo's stock price had skyrocketed.

Now its market value has just reached the trillion mark. Needless to say, Ning Weimin, who had bet heavily on Hanhe Xingye from the beginning, also made a profit.

Based on his holdings, the Hanwa Kogyo shares he held were worth no more, no less, 58 billion yen.

If we add in Yamaichi Securities, the second largest holding, and the other "three demons" stocks purchased with the additional financing quota brought about by the rising stock market value, the market value of Ning Weimin's holdings has reached 112 billion yen, even exceeding President Kitamao's gains in the financial field.

There is no way around it. Ning Weimin is smart enough to have purchased stocks of several speculative companies in a speculative manner.

Making money is worry-free, but speed also requires leverage. This is the benefit of knowing how to take shortcuts.

With this, Ning Weimin also entered the top three VIP customers of Nomura Securities Central District Sales Department.

This is the overall ranking including corporate accounts.

If he were an individual investor, he would have been the undisputed number one since last month.

For this purpose, Nomura Securities also gave a Rolls-Royce as a gift.

Because he needed the job for the filming of Crazy Rich Asians, Ning Weimin did not refuse this time.

All in all, Ning Weimin's current assets in Japan, including real estate and stocks alone, amount to 161.9 billion yen.

In addition, the exchange rate between the US dollar and the Japanese yen has reached a new high of 1:120.

This means that the Japanese yen will further appreciate and its gold content will further increase.

In other words, Ning Weimin actually already has 1.35 billion US dollars, which is equivalent to 10 billion RMB.

And this does not include the operating income generated by his physical business. His stable cash flow has reached a frightening level.

If you add up the parking lot, Chixia Nightclub, Daito Trading Company, and Huiwentang Bookstore, his cash income, which continues to increase every day, would be several hundred million yen.

To put it bluntly, Ning Weimin is now a walking money printing machine.

Even just in business, he could earn hundreds of thousands of yen every minute.

  His time is truly priceless!

The most important thing is that this is not the limit of his money-making.

From a time perspective, this economic bubble game is only halfway through, and there are still at least two and a half years of good days to continue.

Where there is time, there is opportunity. Let’s not talk about anything else, just talk about the major opportunity he has grasped this year.

If he could successfully use "Black Monday" according to his memory, first jump his funds out of the stock market, and then take the opportunity to buy at the bottom and make a surprise attack, he could quickly double his assets and make his personal wealth exceed 3 billion US dollars.

What's more, from the perspective of fund supply, the closer we get to the second half of the game, the more abundant the funds will be.

For example, some time ago, at the opening ceremony of the new store of Director Kaga's wife, Ning Weimin was privately asked by Minister Yoshimo of Sumitomo Bank.

Minister Jimao hoped that he could help his son complete the loan performance, which was equivalent to someone taking the initiative to put money into Ning Weimin's hands.

So a few days ago, seeing that Matsumoto Keiko took care of all the preparations for the wedding in Japan by herself and did not need his help at all, Ning Weimin took the time to find Yoshimo's son, Yoshimo's department head, Sumitomo Bank, to do the loan business as agreed.

Unexpectedly, what he gained from this meeting was still far greater than he expected.

Through Ji Maoce, a "second-generation banker" who had no sense of confidentiality and regarded him as his savior, Ning Weimin actually discovered the most embarrassing industry dilemma in Japan's banking industry.

  Not only did he see the nearly inexhaustible supply of low-interest loans, he also suddenly understood why, in the current economically prosperous social environment, there would be such a strange phenomenon that Japanese banks would rush to ask customers for loans?

what's up?

It turns out that the financing methods of large Japanese companies have changed.

It turns out that since Japan, the good son, opened up its financial market under the coercion of its American father, its bond market has become increasingly open.

To what extent is it open?

Listed companies can issue bonds directly in the market.

Especially since the Bank of Japan just lowered interest rates to the lowest level, many companies found, after weighing the pros and cons, that issuing bonds in the market was more cost-effective than seeking bank loans and it also saved a lot of procedures.

As a result, Japan's large listed companies began to change their financing methods from bank loans to bond issuance.

As a result, the operations of large companies make life difficult for banks.

Banks don’t make money during periods of low interest rates, and now the operations of large companies have made it impossible to lend money.

But the Bank of Japan also has the power of window guidance and will issue rigid loan targets to each bank. Needless to say, how difficult it is for the banks?

This is called blocking both ends.

These old men who used to hold the purse strings and were high and mighty now wish they could find a rope to strangle themselves.

Japan's major banks have no choice but to lend to companies with poor credit or even lend directly to individuals in such difficult times.

As long as an individual can mortgage real estate, the bank will lend him money.

Strictly speaking, housing loans are actually the business of Japan Housing Finance Corporation.

The bank should have referred the clients to them.

But the bank has no time to care about anything in order to lend money, so the only thing they can do is play dumb and take care of themselves first.

This is called credit overflow in the economy!

Low-interest loans are given away for free and easily, and the person who gives you the money is very grateful and sheds tears of gratitude.

You can imagine how happy Ning Weimin is!

It depends on his personality. If he doesn't want it, it will be wasted. So can't he just lend as much as he wants?

For this reason, he changed his mind temporarily.

The loan of 2 billion yen as supplementary funds for the opening of a branch of Dangu Restaurant has not changed.

What changed was that he took the initiative to give up the 80 million unsecured loan to Huiwentang that Minister Ji Mao had promised him.

Instead, he chose to mortgage the real estate of Huiwentang Bookstore to obtain a large loan of 5 billion yen.

The operation was quite simple. He just had to pay off the loan from the Suez Bank first, redeem the Huiwentang Bookstore from the Suez Bank, and then go back to Sumitomo Bank to find the Jimao certificate and go through the land mortgage loan procedures again.

Then, he could use the money to buy a house, speculate in stocks, or invest in a parking lot, and then take out another loan.

Even other real estate under his name can be handled in the same way, until his mountain of wealth swells to the size of Mount Everest.

If this is the case, if it really comes to the end, it will be easy for him to gain trillions of yen in assets through speculation, and it will be nothing at all.

As long as he was brave enough and dared to borrow money, he could have realized his dream of becoming the world's richest man by taking advantage of Japan's bubble economy.

But the problem was that he quickly came to his senses from his excitement and realized a crucial point.

Although this method is legal, is it really okay? Is there really no risk?