National Tide 1980.

Chapter 646 Addiction
Society is complex, and people's hearts are even more diverse, which is why there is this wonderful world.

Just like the four words "a lot of money".

For Ning Weimin, who opened Tangong Restaurant in Beijing, and Wang Dadong, who opened Orchid Flower fast food restaurant in Jinmen, there are completely two interpretations, completely different applications.

Most people in this world also have their own opinions on the definition of "success" and "happiness" and the ways to pursue their realization.

This leads to different attitudes towards life and different countermeasures taken in the face of difficulties.

We have to admit that not everyone can take the initiative to slow down their life pace and spend more time with their loved ones like Ning Weimin, with such awareness and conditions.

Most people, in fact, cannot help but indulge in their own limitations and cannot know themselves, let alone extricate themselves.

Even everyone may try harder to pursue the goals they set, the further away they will be from the results they want.

There is no way, this is the distress of the world of mortals, and no one can get rid of it.

This thing is like the air we cannot do without every day, and the shadow attached to people.

It's part of life...

Yin Yue is very busy these days.

She really caught up with the good times. This year, the whole country was full of turmoil and enthusiasm.

Due to the frequent introduction of favorable policies since the reform and opening up, the market has prospered rapidly, and the self-employed team has also expanded rapidly.

By this year, the private economy has reached a certain level of regulation, which has a great wealth demonstration effect, leading to the first wave of doing business in the sea after the founding of the Republic.

In the north, there is such a catchphrase-"[-] million of a billion people are down, and [-] million are still looking for it."

In the south, the upper echelons of the country decided to further open up the coastal cities.

Just on May 5, the country announced that from Bincheng in the north to Beihai in the south, 4 more coastal port cities would be opened to the outside world.

It is conceivable how much this will stimulate economic prosperity.

Even people who have always looked down on the self-employed and hold iron rice bowls are inevitably affected by economic prosperity.

Watching the rising prices and more and more good things that dazzle people, everyone's thinking and concept began to change subtly.

Few people can still maintain the aloofness and admiration for knowledge that they used to think, thinking that everything is inferior and only reading is superior.

According to a survey by "Youth Daily", among the most popular occupations at present, taxi driver is the first, and scientist is at the bottom of the list.

Under such circumstances, there are too many people who need money to do business, it is like a crucian carp crossing the river.

The people's thirst for funds is like a bottomless black hole, no amount is enough.

However, the current system of banks makes the threshold for lending to self-employed individuals extremely high, and time is precisely the life of any business operation.

So for the sake of profit, self-employed people can only seek other ways.

This effect is magnified on Yin Yue, which means getting real money.

Don't look at the fact that the Spring Festival is less than three months old, and only half of the funds in hand are used to lend.

But just like that, she actually made a lot of money.

The principal of the loan actually increased by 60.00%, earning [-] yuan, almost catching up with last year's annual lending profit.

In addition, it has to be said that among all the industries, the best performer is precisely the clothing industry.

That's all-around prosperity from the bottom up.

Whether it is the jeans, Hong Kong shirts, Banerlu on the tricycle of self-employed people, or the foreign brand clothing that flows into the mainland through various "mysterious channels".

No matter the mid-to-high-end ready-to-wear in state-run stores and department stores, or famous state-owned tailoring stores like Hongdu, Zaocun, and Raymond, or old-fashioned brands like Ruifuxiang that specialize in fabrics.

As long as it has something to do with clothing, the turnover of all of them has skyrocketed, and there is no need to worry about selling.

As a result, many shops that were originally engaged in other industries looked jealous and gradually changed to clothing.

Take Longfusi Street as an example. At the north entrance of the Yandian compound, there is a store that has been selling candy and children's toys since liberation. After the reform, it was originally engaged in catering, but it was changed into a clothing store during this period.

Afterwards, because of the booming business of the shop that was converted into a clothing store, the watch shop, gold pen shop and repair shop with decades of operating history on this street also followed suit and specialized in clothing.

This is the current market situation.

There is no doubt that the clothing industry has now entered a real golden age.

Well, as the first to enter the Republic and the only international brand in the country, Peel-Carton clothing is also the foreign-funded company that has reaped the most benefits.

Even though people with corresponding spending power in China are a minority group, because of the daily advertisements behind "News Network", this group can be enlarged to a national level, and there are really many.

In fact, even if the price has been adjusted twice to reach an average price of [-] yuan, it still cannot stop people from pursuing and favoring Pierre Caton.

People from all over the country who come to Beijing, as long as they have a certain financial strength, must find a specialty store and buy a pair of Pierre-Carton clothes, otherwise it will be as if they have not come to the capital.

Therefore, today's Pierre-Carton is already in short supply, and the commission of sales staff is generally rising.

Yin Yue, who was originally a gold medal salesman, can earn twice as much as when she first opened the store without much effort.

In this way, if wages and sales commissions are added, her current property is approaching the [-] mark.

It can be described as a real little rich woman.

This also made her feel the charm of the money game more deeply, and became addicted to it.

In order to speed up making money, she decided to expand the loan amount accordingly, planning to release all the funds in her hand
Because in her opinion, although it is always inevitable to encounter difficulties in recovering funds in time.

But almost all repayments are deferred, and the interest has actually earned a lot more.

In general, one reason is that her goal of lending money is to carefully select acquaintances.

The second reason is that it is too easy to make money in the clothing business now, no matter what is thrown away, almost no one will pay.

The third is that the monthly interest rate of lending is as high as 20.00%, and writing the voucher is also a figure of the total principal and profit.

The money she gave out became a dead loan, the probability of being difficult to recover is extremely small, and the risk is generally controllable

Even if you lose your hand, you can quickly earn it back through the flow of money without hurting your bones.

Just like on May 5th, a half-life person who was introduced by others borrowed 12 yuan from her, delayed her for half a month, and finally got a message asking her to get the money.

However, the location of the address is very biased, and it is actually in Haihutun outside Muxi Garden.

As a young girl, her family was inevitably frightened, so she found two [-] and [-]-year-old men in the alley to escort her.

They pedaled together to the outside of Yongding Gate, not to mention the desolate scene.

The dilapidated bungalows along with the cultivated land are like piles of old and scattered building blocks.

The air was stale and smelled of shit, and there seemed to be particles of dust floating everywhere.

After finally finding the yard of the owner who owed money, and knocking on the door for a long time, the other party opened the door mysteriously.

When I went in and looked again, the yard was full of clothes in big nylon bags.

The other party didn't mention repaying the money, but opened several bags specially for them, which were like treasure bags.

Pajamas, jackets, briefs, scarves, vests, overalls, football socks, women's canvas satchels, and a black tuxedo, you name it.

These gadgets were new in style, but few of them were new, and all of them smelled of damp dust and sanitary balls, making the courtyard stink.

After the boy who owed money explained, Yin Yue found out that these clothes were imported second-hand goods.

Maybe they can't be called second-hand goods, but they are likely to be tatters collected from garbage dumps, packaged and smuggled in before they can be sorted.

"How is it? You have a lot of friends in the clothing business, please introduce them to me. As long as they sell, I can't lose you."

"Ah? You came to me and co-authored it just to let me introduce you to business!"

Yin Yue froze for a moment, then said dissatisfied.

The other party slapped his head, "Look at my memory, of course it is to repay your money."

As he spoke, he went into the room and took out a bag wrapped in a plastic bag, and handed it to Yin Yue.

"This is six thousand and five. I will lend you a month and a half, and I will give you an extra half month's interest. Is this the right amount?"

The bag also smelled of rotten clothes and shoes, but the money in it was right.

Seeing Yin Yue's face softened while counting the money, the master started to lobby again.

"However, asking for your help is also one of my goals. To be honest, if I can't trust you, I won't look for you. I will look at people. You are arrogant, and you are enough friends. The key is to have a wide range of contacts and friends all over the world. "

"My small wholesale business is really very profitable. I only need a hundred for such a package, and you will be responsible for the extra. I want you to be good to my friends, and you will cover everyone who is in danger. Who doesn't love you in the clothing business."

"Really, I'm sure. If you can help me, I won't have to worry about selling this business. You will never be embarrassed about it. The goods here, as you have seen, are all very fashionable things. , 100% imported goods. As long as you take it back and clean it up, whoever buys it can easily earn a profit of five or six hundred. It’s good for all of us..."

But Yin Yue didn't pay much attention to these moving words.

After counting the money, she just tore up the IOU as the other party, and completed the financial handover.

Then she took the money away, took the two "bodyguards" behind her out, and rode on the bicycle again.

"I'll try my best to introduce you to this opportunity. Well, goodbye..."

After talking, he ignored the other party, got on his bicycle and left on the road.

During the whole process, there was no smile on Yin Yue's face, that perfunctory attitude was too obvious.

It made the other party look stiff, quite embarrassed.

The master muttered something, and stood there stupidly.

In fact, this matter is easy to explain, because Yin Yue can't do it at all.

Although she also knew that this guy had some "supernatural powers", the goods he got would definitely sell well.

But first, I feel that these things are immoral, and second, I feel that there is a risk of violating the law.

Profits may not be as fast as her lending, why bother?
And on the contrary, it was precisely because these things were lucrative and risky that she couldn't introduce her to her relationship.

You know, she is different from others in lending money. It is not easy to accumulate such a stable source of customers who know the basics and can trust each other.

If his client was arrested and fined for selling these things, wouldn't all the money she lent be wasted?
Conversely, if nothing happened, her clients would have made a lot of money, so they wouldn't need to borrow money from her in the future.

She is purely sick, so she feeds herself dichlorvos for petty gain.

She even decided that from now on, she would have sex with this kid and his introducer.

There will never be any economic transactions, loans or loans involved.

But having said that, Yin Yue's mentality just reflected the disadvantages in her lending business.

It is that there are very few customers who meet her requirements and can rest assured.

The fear of risk makes her, who is determined to be stable, very different from other people who are engaged in lending, which directly limits the speed and scale of business development.

Others don't have enough money to borrow, so they try to find funds in different ways.

Even if you don't hesitate to "buy money" from others and loan it out at a higher interest rate, you must let the money rotate and make money for yourself.

She wasn't, and a portion of her funds were always sitting idle.

The speed of finding customers can't keep up with the speed of her asset increase.

No way, between wanting to be safe and wanting to make money quickly, it seems that there will always be a contradiction between each other, and it is difficult to reconcile.

But it was such a coincidence that Yin Yue ran into an acquaintance from the past quite unexpectedly on the same day when it was approaching noon.

But it seems possible to help her solve the trouble of idle funds and open up another use of funds.

At that time, Yin Yue had just finished depositing money, and was about to leave with a deposit receipt of 500 yuan from the counter.

As a result, as soon as he turned around, he was about to walk towards the door.

A woman in the line behind her, just one person away from her, grabbed her arm.

"Hey, is it Yin Yue? It's really you..."

Although this woman's curls are all over her head, she looks like a poodle.

But Yin Yue immediately remembered that this person was her middle school classmate Lin Xiaofen, nicknamed "Little Coal Heel".

Back then, Lin Xiaofen's family was very poor, mainly because of the many children in the family.

Her standard of living is not even as good as that of Yin Yue who lost her parents.

Because after all, the two pensions given by the two factories are only the daily expenses of the three brothers and sisters of Yin Yue and grandma.

Unlike Luo Xiaofen's family, the parents earn money to support six or seven children and take two elderly people with them.

So Luo Xiaofen often went to pick coal cores and rotten paper after school.

When she was just in middle school, Yin Yue also saw Lin Xiaofen pushing a flatbed cart with bearings as wheels, with baskets of rotten paper on it, wandering around the school.

This girl was always looking at the big-character posters just pasted up by others, and as long as no one was paying attention, she would tear off the big-character posters to sell waste paper, and sometimes she would steal a few pieces of honeycomb briquettes that were placed at the door of the people on the street.

Many well-known people were unlucky back then, but for people like Lin Xiaofen, it might still be good news.

Few people thought that those big-character posters filled with nonsense actually supported many people.

At least Lin Xiaofen can improve her poor life to a certain extent by picking up bad paper after school.

But today, the poor girl from the past is obviously different.

In addition to perming her hair, carrying a leather bag, and wearing high-heeled sandals, she also painted her eyebrows and eyes, and she was wearing a red dress that had just become a fashion label because of the recently released movie "Red Dresses Are Popular on the Street".

Compared with Yin Yue, the vulgar dress is a bit vulgar, but in terms of the price of the outfit alone, it is really difficult to distinguish between the two.

(End of this chapter)