Dong Qiangqiang's Story of Leaving Germany

Chapter 31
"Look again," the Eastern European boy was afraid that Dong Qiangqiang would not believe him, and hurriedly took out one of the cards, "It's all a German company."

Dong Qiangqiang followed his fingers and saw that the card read: XXXXX Biscuit Factory, Hannover and surrounding areas... Job content, workshop assemblers... Day shift hours, night shift hours... Hourly wages and other information.He couldn't help but take a few more glances.

"This job...is it possible without a student visa?" Dong Qiangqiang asked tentatively.

"Of course, there is no problem at all. But..." The Eastern European man saw that Dong Qiangqiang had moved his mind, and the conversation changed, "The money may not be so much."

Dong Qiangqiang glanced at him: "On your card, it says that the hourly wage is 8 marks during the day and 15 marks per hour at night."

"This... this money can only be taken with a labor permit. You can't get a labor permit without a student visa."

"Then if I don't have a labor permit, how much can I take during the day and how much can I take at night?" Dong Qiangqiang asked with concern.

The Eastern European man's eyes rolled around several times: "Probably... less than half." He said carefully, looking at Dong Qiangqiang's face as he spoke, as if he was afraid that he would suddenly catch his eyes, and quickly explained, "I don't have a labor permit. If you do, the risk of our intermediary is very high, and if you are caught by the labor bureau and the tax bureau, you will be punished severely."

"Well, then I'll think about it." Dong Qiangqiang's interest suddenly faded when he heard that the money had been reduced by half.He turned his head and looked in the direction of the advertising post.

"This job is very easy, and many people are interested." The Eastern European man knew that he had little money, so he hurriedly stepped up his lobbying, "It may be gone if it's too late."

"The money is too little." Dong Qiangqiang dropped a sentence and turned to leave.

"Wait, let's do it..." The Eastern European man seemed to have made up his mind, "I'll ask my boss again."

Dong Qiangqiang motioned him to ask now, the Eastern European man took out his mobile phone without saying a word, and babbled for a while in a language that Dong Qiangqiang could not understand. Go to work tonight, okay?"

"Where's the money?" Dong Qiangqiang was more concerned about this issue.

"The night shift is 11.5 marks an hour, which must be 8 hours. No more."

"Yes, I'll do it." Dong Qiangqiang didn't hesitate at all.

"Tell me your cell phone number." The Eastern European man said and handed him a card, "You are going to this place for a ride tonight."

"Want to take a car?" Dong Qiangqiang was slightly surprised.

"The factory is in the suburbs. Of course, you can drive there by yourself. By the way, we only deliver, not pick up."

Dong Qiangqiang was a little excited with the card in his hand.

"Remember not to be late at night!" the Eastern European man urged, "Germans hate being late the most."

Dong Qiangqiang waved his hand and walked towards the city center.Unexpectedly, finding a job is easier than finding a house, he thought as he walked.

He had just passed a storefront with a glass window, and suddenly a blond woman in a red and blue uniform jumped out from behind an upright roll-up: "Hey!"

"Hello!" Dong Qiangqiang looked at her vigilantly, not knowing what the other party was going to do.

"Hello, we are TRB Bank." The blond woman said and handed Dong Qiangqiang a brochure: "Now you will get a lot of benefits by opening a student account with our bank. Are you interested in learning about it?"

Dong Qiangqiang flipped through the manual: "What benefits are there?"

The blonde beauty pointed to the glass door and motioned for him to go in. Dong Qiangqiang pushed open the door and walked in.As soon as he entered the door, a tall blond man in the same uniform greeted him immediately: "Hello, sir. What kind of business do you want to handle?"

"Well, your colleague said that there are benefits for students to open an account. I want to know."

"Please come in." The man motioned him to sit on a chair.

"Have you ever opened an account with us before?" He said as he turned on the computer on the desk and entered his account number and password.

"No. I only have a personal account at the Baden-Württemberg state bank now."

"Are you a college student or a technical school student? We now offer different benefits for all types of students."

"It's... a college student." Dong Qiangqiang wanted to hear about the other party's benefits first.

"For college students, we provide a one-year free paper billing service, and at the same time waive the one-year annual fee for the owner. Other services also include a one-year free network service with other banks, such as our bank card. You can withdraw money from ATM machines of other banks without any fees. In addition, if you deposit 5 marks in our bank at one time, you can also get a mobile phone for free. Of course, our best service is that depositors can For the first three months of account opening, depositors will not be charged any handling fee and rent for trading stocks in the German stock market, pay attention, this does not limit the transaction amount.”

He said a lot like a cannonball, and Dong Qiangqiang heard it in a haze: "Your last few sentences...what do you mean?"

Seeing Dong Qiangqiang's confused face, the blond man slowed down his speech: "That's right, if you trade stocks on several major German exchanges through our platform, no matter if your trading volume is 1000 marks or 100000 marks, we are in the top three You will not be charged any transaction fees within a month. If you trade stocks in other countries, such as stocks in the United States or France, then we will charge a fixed transaction fee. Buy it for 20 marks, and sell it for 20 marks.”

"What about three months later?"

"After three months, depositors will be charged 20 marks each time they buy and sell stocks in Germany's major exchanges, and there is no limit to the transaction. If the transaction loses, no tax will be charged. If the transaction is profitable, you need to pay profit tax. And flat tax and other taxes, but they are automatically deducted after each transaction is successful, and you do not need to pay extra. If you have a large profit in a financial year, you may also need to file your own taxes.”

"The one you said... what is the unified tax?" Dong Qiangqiang looked bewildered.

"That will be understood when you receive the transaction bill." The blond man didn't seem to want to continue to dwell on this issue.

"What kind of mobile phone did you give away?" He was a little curious.

The blond man took out a Samsung mobile phone from the drawer, Dong Qiangqiang looked at it, it was much better than the one he was using now.He nodded, pretending to be regretful and said, "I would love to open a student account with your bank. But my student card won't be available until September."

Hearing that Dong Qiangqiang wanted to open an account, the blond man seemed to be a little more interested, and he quickly said: "It's no problem, we can open a student account for you first, if you haven't got your student ID card before the end of September, then your account It will automatically become a regular account, and those benefits may be gone. If you get some gifts, such as mobile phones, you have to get them back.”

Dong Qiangqiang thought to himself, how could he be able to go to university in September, he nodded: "By the way, there is one more thing. Can I transfer money from the Baden-Württemberg Bank to this account every month?"

"Of course. All you have to do is write a Power of Attorney to the Baden-Württemberg Bank."

"Let's go then."

The man took away his documents, and after a while he took out a pile of documents. Dong Qiangqiang signed nearly 20 pieces of paper before he was done.

He waited for more than ten minutes, and the blond man came out with a stack of papers: "Congratulations, Mr. Dong. Now you have a TRB bank account. But please be patient, we will give you a strict The investor test is required to complete the establishment of your stock trading account.”

"Investor test? What is that?"

"It's a little quiz that gives you a better idea of ​​your investment preferences and risk tolerance. Don't be nervous, it's easy," explained the blond man.

The blond man opened an electronic questionnaire on the computer, and within a few minutes, Dong Qiangqiang was dizzy with the various financial problems in it. After 20 minutes, he finally finished the test.

The man walked to the office area behind the bank again to deal with Dong Qiangqiang's information. At this moment, Dong Qiangqiang's cell phone rang.He thought it was Jin Yuan's call, and quickly connected, only to find out that it was Dong Yiqing.

"Hello."

"What are you doing?" Dong Yiqing asked a little stunned.

"I'm looking for a job in the city center."

"did you find it?"

"Not yet." Dong Qiangqiang hesitated for a while, but didn't say that he went to the biscuit factory to work as a black worker.

"Then... do you have time now?"

"Well." Dong Qiangqiang didn't know what she was going to do, so he didn't say anything.

"I want to trouble you with something." On the phone, her voice was so low that she was almost inaudible, "Let's meet and talk."

(End of this chapter)