Dong Qiangqiang's Story of Leaving Germany

Early in the morning, Dong Qiangqiang had just put a poached egg in his instant noodles, added a few slices of bacon and rapeseed, when Dong's father called unexpectedly, urging him to watch the news immediately.

He did not dare to neglect, took two steps and turned on the new TV, sat down on the coffee table, picked up the hot noodles and blew them to cool down while watching the international news being broadcast on the TV: The World Health Organization officially named SARS today as Severe Acute Respiratory Syndrome. Syndrome, referred to as SARS. At the same time, we inform the world that severe respiratory difficulties have occurred not only in Asia but also in many parts of the world. It has been observed that SARS is spreading at a speed beyond people's imagination, with hundreds of cases breaking out around the world in the past week alone. The fight against SARS has officially become a global health battle. Customs offices in various countries have begun to pay close attention to the physical conditions of travelers entering and exiting the country, especially those coming from countries and regions with many cases.

What surprised Dong Qiangqiang was that someone in the interview said that there are not many confirmed cases of SARS at present, and most of them are atypical pneumonia caused by chlamydia, which can be prevented, controlled and cured with antibiotics. Although doctors are not aware of this disease The transmission route, cause of disease, effective treatment methods and recovery cycle are not 100% known, but people do not need to worry unfoundedly, let alone have unfounded worries.

Dong Qiangqiang was full of questions here, but Dong's father still took the trouble to remind Dong Qiangqiang to remember his words and return to Germany as soon as Dong's mother recovered.

While he was perfunctory with Dong's father, he pricked up his ears to listen to the news about the current medical conditions in various places, and kept packing things in his hands. He had a lot to do today and did not dare to delay.

As soon as the news ended, he hurriedly sent away the nagging father Dong. Before leaving, he took another look at Dong's mother's online banking. The 55 euros he had transferred to Dong's mother had not yet arrived. He speculated that the bank's review process would be prolonged because the payer's and payee's names were inconsistent. He was not in a hurry, because before communicating with the bank, he would not be able to use the money today even if it arrived. If the money can arrive today, then the amount he can control tomorrow will be almost , and the options will be much wider. He checked the documents he needed to bring again before going out.

He made an appointment with Tong Lele to contact her after he finished handling the affairs in the city.

There was not a single customer in the bank, and the huge office was empty. The bank employees stared at Dong Qiangqiang with wide eyes. He sat down at the counter without even taking a number and began to enjoy VIP services. First, he increased the daily transfer limit for him and Dong's mother, and then made an appointment with the bank that the cash withdrawal amount for himself and Dong's mother the next day would exceed 5. All these were completed in less than fifteen minutes, and the efficiency was outrageous. , he left the bank with confidence after confirming that it was correct, and went straight to the affordable housing review agency without stopping.

He parked his car at the entrance of an alley and walked for more than 20 minutes before finally finding the legendary affordable housing purchase qualification review unit behind a cluster of low-rise bungalows.

If the agency hadn't given him the address and told him how to get there, Dong Qiangqiang felt that he would never have been able to find the office address of the review agency so quickly.

Different from banks, there are many more people applying for affordable housing purchase qualifications than banks, both wearing masks and not wearing masks. There are two independent windows for consultation and form submission, so they do not disturb each other. Although there is a queue, the waiting time is not long. .

The consultant guided Dong Qiangqiang to fill out the affordable housing purchaser application form and told him that applicants with an annual income of less than 6 yuan can buy affordable housing. Students like Dong Qiangqiang who are still studying should not have much problem. If it is a family of three, he There is no need for publicity when applying for an affordable house of 80 square meters, but if the house he wants to buy exceeds 80 square meters, for example, 120 square meters, a one-week publicity period must be carried out. The publicity time cannot be shortened. If no one expresses objection to him, he can Obtain purchasing qualifications.

The application form was handed in quickly. Dong Qiangqiang thought he would have to wait for a long time, but the people waiting in line told him that the approval process is now very fast. As long as the materials are true and comprehensive, it can usually be obtained in two to three hours. This was greatly unexpected. Dong Qiangqiang expected that he was ready to make a second or even third trip. Seeing that lunch time was coming, and no matter how fast the review was, he would still have to get it in the afternoon, Dong Qiangqiang simply invited Tong Lele to have dinner nearby.

He ordered a set of roast duck and added a few vegetarian dishes, and the two of them chatted while eating. Dong Qiangqiang considered that he would have to walk a lot in the afternoon. Not to mention KFC and McDonald's, not even the most ordinary fly restaurant could be found near Tiantongyuan. If he got hungry, there would be no place to look for food, so he must not let Tong Lele lose out with him at noon. "Actually, I think the one-week publicity period is acceptable," Tong Lele rolled duck pancakes very skillfully, "If you really come across a suitable 120 (square meter), don't be afraid of trouble, buy it when it's time, and wait when it's time."

"The main reason is that my dad urged me to go back." Dong Qiangqiang picked up the duck meat, dipped it in the dipping sauce, and put it in his mouth without the roll. "If I really wait a week before leaving, he will definitely lose his temper and his health is not good. I I don’t want to get stuck with him all the time.”

"It's understandable," Tong Lele sighed, "My dad still often advises me to go back. I've graduated, but they are still the same as before, as if I can do whatever they want when I go out. It doesn't make sense."

"People of the older generation may think there are more opportunities outside."

"Hey, you know, right? If the building area in the house book is 120, you can't actually use it." Tong Lele brought the topic back to the house.

"I know, we have public stalls in the construction area here, but the houses in Germany don't have public stalls, and almost all of them have permanent property rights." Dong Qiangqiang wiped the oil from his mouth, "But there are hundreds of euros of real estate there every year Taxes are actually about the same.”

"With a shared apartment, the area will be smaller than 120. When you buy it, remember to ask clearly. If you live with your parents in the future, it will be no problem if it is smaller than 120. But once the next generation is born, it may be difficult for five people to live together. It will be crowded, so if you have enough money, try to get it done in one step.”

Just when Dong Qiangqiang wanted to tease her about whether she was thinking so long-term because she wanted to get married before, he immediately thought that this was not a suitable joke and changed his words: "Let's see the situation in the afternoon. I don't reject it (120). Don’t force it either.”

"You don't have a provident fund loan, and you really don't consider commercial loans at all?" Tong Lele asked again, "I don't even use leverage. It doesn't look like I'm studying finance."

"Don't think about it. In addition to the formalities and miscellaneous fees, the loan is also expensive. More importantly, the interest rate is too high." Dong Qiangqiang put down his chopsticks and counted it for Tong Lele with his fingers. "When I was looking at the house that day, someone asked me about the loan. I listened to it. Ear: For a 160-square-meter house, the down payment is 9, the loan is 34, and the bank repayment is 2400 per month, and it will be paid off in 20 years. The house price was originally 43, but after adding interest, it became 66.6, which is a total of 23.6 more. The extra money I paid back was almost enough to buy another apartment. Although 2400 per month was like a dull knife pulling meat, and I paid it back as soon as I gritted my teeth, but I still felt that I was working for a bank, which was too cheating. Besides, if I didn’t get a loan, I didn’t have to consider the loan interest rate. If there is a change and the contract needs to be re-signed, it will avoid the trouble of not being able to come back abroad, and if it is not a last resort, I don’t want my parents to have to deal with it all the time.”

Seeing that Dong Qiangqiang had made up his mind, Tong Lele shut his mouth and concentrated on enjoying the food.

When the roast duck and vegetables were all finished without any waste, and only one soup base was left of the fragrant duck soup, the office called Dong Qiangqiang. His application had been successfully approved, and he was asked to get the qualification certificate for purchasing affordable housing as soon as possible.