Prime Minister

Wang Anshi's Market Exchange Law?
Zhang Yue smiled slightly, just the opposite.

Zhang Yue said to Li Xian: "In my city Yisi, except for selling tea, salt, and wine, all others are sold by private goods, and the government never intervenes."

Li Xian understands that tea, salt, and wine are subject to the government, but all other goods are subject to the public.

Zhang Yuedao: "The tea comes from Sichuan and Sichuan. The Transshipment Department has a tea shop in Qinzhou. In addition to Jiezhou soil salt, Minzhou, well salt from the Tongyuan Army, and Jiezhou cliff salt, the most common salt is Jiezhou. Salt. In addition, there are wine merchants in the market."

Tea, salt, and wine are sold by the government and monopolized by the government.In this regard, Zhang Yue used Wang Anshi's market exchange method to exclusively buy and sell tea, wine, and salt from Qinfeng Road, Chuanshu, and Yongxing Army.If these three items want to enter the trading market, they will be purchased by the Shiyi Division in a unified manner, and then sold to foreign merchants in the trading market to earn a spread from the middle.

But for the other three things besides tea, salt, and wine, Shi Yisi will only have a bottom-line price, lest the other party make an empty trip, and will not interfere otherwise.

For example, before Khotan sold 10,000+ catties of frankincense at a time, local merchants were unwilling to accept it or lowered it to a price that was not even enough for travel expenses. At this time, in order to avoid losses for the local merchants, the Shiyi Division came forward to buy it.

The Yaren is generally responsible for the acquisition. The Yaren is responsible for estimating the price of an acquisition. If he cannot make a sale in the future, or loses money in his hands, the Yaren will be fined, demoted or deprived of his qualifications.

Of course, if the acquisition is sold to Shiyi for a profit, Yaren will also get a good commission.

Zhang Yue divided Yaren into nine grades, arranged from low to high, and different grades enjoyed a percentage or funds authorized by Shiyi Division, as well as Shiyi Division's annual dividends.Of course, this idea came from a well-known investment company in later generations.

After listening to Zhang Yue's methods, Li Xian expressed his understanding.

The most powerful of these is the bonus and promotion system, so that the other party does not dare to cheat. This can be said to be accurate to the slightest in terms of human nature.

Li Xiandao: "Nowadays, there are a lot of criticisms about the City Yi Law in the imperial court. Jingzhong City Yi Division is just thinking of various ways to release money and make profits from it, but it has forced many small merchants to lose their livelihoods. Why don't the commander-in-chief propose this strategy? What about for my husband?"

Zhang Yue said to Li Xian: "It's difficult. My market trading method lies in luck and not accumulation, while Xianggong's market trading method is to take profits. I heard that only Bianjing City Trading Company collects interest money a year, and the market capital is nearly a hundred. Wan Guan, how can such a huge profit be compared with my mere petty method?"

"Hey!" Li Xian sighed deeply.

Li Xian was in charge of the Imperial City Department before, specializing in spying on the intelligence of Beijing and China, and he was very clear about the common people's scolding of the Market Change Law.

At that time, Wang Anshi appointed Lu Jiawen to manage the Shiyi Division. Lu Jiawen was eager for quick success and quick profits. The biggest problem he faced when he was managing the Shiyi Division was the government's forced buying and selling.

The original intention of the Market Change Law was to attack the big mergers. As a result, in order to make profits, even the middle class and ordinary traders had no food to eat. In the end, the government itself became the largest mergers.

In the Song Dynasty, only wine, salt, and tea were officially sold. Once the Shiyi Division was established, all department stores were sold, and the result of government monopoly was that the prices of goods were extremely expensive.

But what can Zhang Yue say now, he made a compromise with Wang Anshi before, and agreed not to criticize the Market Change Law and the Young Crop Law.At this point, we still have to talk about credit.

However, when Li Xian came to Qingtang, he saw an unusual scene. When he arrived in Xizhou City, Yisi not only had intermediaries from Yamen, but also a government-run Jieku Zhiku.

This made Li Xian very puzzled. Except for wine, tea, and salt official camps, Zhang Yue has always been able to do official business without government camp.

Li Xian went to the quality warehouse of Shiyi Division, but saw an official waiting here, it was Cai Jing, Zhang Yue's aide.

The deconstruction warehouse of this Shiyi Division is also very interesting. After entering the gate, there are two doors on the left and one on the right.On the left door is written a quality, on the right door is written a word Na.

Cai Jing said to Li Xian: "All gold, silver, pearls, jade, and even farmland acres can be exchanged in the quality warehouse, and the salt banknotes can be exchanged for about [-] or [-]% of the profit. Take two or three percent interest."

Li Xian was surprised when he heard this, and asked, "How can you still earn interest if you don't charge a fee for depositing and withdrawing salt money?"

Cai Jingdao: "It is true. The subtlety is that the common people have the salt banknotes in the treasury, which can be loaned to the common people in the treasury to obtain their benefits."

Li Xian was puzzled by Zhang Yue's approach.

Not long ago, Wang Anshi played the emperor's statement that most of the surnames in the capital are limited to opening quality warehouses, and the effect of market changes and mergers seems to be visible (in fact, it was said in the eighth year of Xining).

Wang Anshi's words mean that once the Shiyi Division is involved, the rich people in Bianjing will no longer be able to do business, so they all go to open quality warehouses.This shows that the market exchange method is very good.

The emperor replied that there is no poverty and solid goodness, but this matter is difficult.The emperor said that it would be best for you to urge annexation and equalize so that there are no poor people among the people, but this may not be easy.

Wang Anshi believed that there was a green crop method, which could replace the quality bank, but Zhang Yue insisted on opening an official quality bank.

The interest rate of this warehouse is not high, which is very different from the [-]% profit of the private sector. In theory, it should be difficult to make a profit.However, it is not their own money that is used to manage the quality warehouse, but the salt banknotes stored in the quality warehouse by ordinary merchants, which are converted from the intermediate interest difference to generate profits.

Li Xian seemed to have comprehended something in the dark and asked: "Can the commander-in-chief explain it in detail?"

Zhang Yue said to Li Xian: "At the beginning, I saw Wang Xianggong say something, repeatedly saying that the imperial court broke up the annexation, and it should be the profit of the land rent instead of the profit of the merchants."

For example, a Han farmer in Xizhou rented several hectares of land from the landlord, and then hired a few non-farmers who did not know how to farm to garrison the land.

Landlords get land rent, Fan people get wages, and Han farmers get profits after deducting costs.

It’s like a piece of cake, the landlord, the fan, Hannong, and the three share it. Which one of them has the least physical and intellectual labor but earns the most?

Working hard as a worker can earn 100 yuan a month, and putting [-] million in the bank can earn [-] yuan a month.

In the Song Dynasty, the common people earned three guans a month, and if the interest of private loans was calculated at four points, one hundred guans could win.Today, the equivalent of 10 yuan in interest earns more than a person with a monthly income of [-] yuan.

From ancient times to the present, the rich are getting richer and the poor are getting poorer.

Landlords have fields and fields, and poor people have no place to stand.

Therefore, the ideal way to divide the cake is to distribute the income from the landlord's land rent to Hannon and Fan people, rather than reducing the part of Hannon and Fan people.

Zhang Yue said to Li Xian: "The Green Crop Law destroys the benefits of land rent, but it is bad for the forced apportionment, while the Market Change Law destroys the benefits of merchants, and it is bad for the forced apportionment. My quality bank lies in the government-operated business, regardless of the difference between the two. Disadvantages, but both effects."

Li Xiandao: "So that's the case."

After reading the law of market exchange in the market, Li Xian felt that the trip was worthwhile, Zhang Yue said: "I have three strategies in the Qing and Tang Dynasties, the fields are cultivated, the goods are cultivated, and the Han and Han are one."

In other words, it is the three strategies of farming, trade, and Sinicization.

Zhang Yue said to Li Xian: "Now I want to facilitate business, Zifan, what do you think is not enough?"

Li Xiandao: "Our family thought that smuggling could be banned!"

Zhang Yue said: "Nowadays, one of the smuggling is in the private market of the border people, and the other is in the army's Huiyi. Which one do you think is banned?"

Li Xian thought for a while and said, "Ban Hui Yi!"