The first rebel of the Tang Dynasty

Lu Zhaolin shook his head helplessly and sighed deeply. He understood that for a stubborn person like Li Min, simple persuasion would not help. However, Li Min suddenly turned his head, his eyes flashed with a cunning light, and the corners of his mouth raised, revealing a mysterious smile.

Fang Xuanling was dumbfounded as he listened, completely shocked by Li Min's remarks. His hands gripped the armrests of the chair tightly, his knuckles turning slightly white from the exertion. He secretly thought that if this medical insurance plan could be implemented, it would be a huge contribution to Datang's future. He was extremely anxious about how to report this idea to Li Shimin so that this great plan could be implemented.

Fang Xuanling always knew that the prosperity of the Tang Dynasty was not only about increasing people's income, but also about caring for their quality of life. Although the introduction of medical insurance cannot achieve complete free medical care, it can at least alleviate some of the burden on people's lives.

Who hasn’t been sick? With medical insurance, people's life pressure will be greatly reduced. Fang Xuanling knew this very well, but he also knew that it was not easy to convince Li Shimin.

Lu Zhaolin was also shocked by Li Min's thoughts. He had never seen Li Min think so deeply and consider the issue so comprehensively. In contrast, he felt that he was always lacking in thinking about problems and could not see multiple aspects of the problem like Li Min did.

Although Fang Xuanling's idea is beautiful, it seems too idealistic. Although the medical insurance plan proposed by Li Min is not perfect, it is more practical and feasible. He began to reflect on his way of thinking and realized that he still had a lot to learn and improve.

Li Min looked at Lu Zhaolin and said nothing, frowning slightly as if he was thinking about something. After a while, he spoke again: "Lu Zhaolin, do you have any other questions?"

Lu Zhaolin was a little uneasy by Li Min's silence, and he quickly replied: "No, sir."

Li Min nodded and said in a serious tone: "Okay, after you finish your work there, I will have someone take you to my place."

When Lu Zhaolin heard this, he couldn't help but feel a little confused and couldn't help asking: "Sir, don't I work for the Shengtang Group in Chang'an?"

Li Min was silent for a moment, and then slowly spoke: "I am not in Chang'an at the moment. I hope you can come and work with me. Of course, if you want to stay in Chang'an, you can, but the focus of Shengtang Group is not there at the moment. Chang'an Only responsible for part of the research."

When Lu Zhaolin heard this, he became even more confused. He found that current scientific and technological research seems to have been marginalized and rarely mentioned. Moreover, he heard that Li Yun was no longer responsible for scientific and technological research, but was engaged in construction. Therefore, the Shengtang Group in Chang'an City did not invest too many researchers.

After Li Min said this, Lu Zhaolin finally understood. Fang Xuanling also heard something, and he began to think about where Li Min was. Will he not be in Datang? But then I thought about it, that was impossible. The Tang Dynasty was Li Min's root, and it was impossible for Li Min to leave the Tang Dynasty. Therefore, Fang Xuanling didn't think much about it.

But Lu Zhaolin said: "Yes, sir, I'll wait for you to pick me up. I'll contact you after I finish my work here!"

"Okay, it's best to contact me in three days. The signal where I am currently is not very good." Li Min finally said.

Lu Zhaolin understood. Then, Li Min hung up the phone.

After hanging up the phone, Fang Xuanling had a complicated expression on her face.

He seemed to have a lot to say, but his lips moved slightly, but he seemed to have nothing to say. His brows were furrowed, and his eyes were shining with thought.

Finally, he squeezed out a few words: "Well, you can propose marriage by yourself tomorrow. I have some things to deal with, okay?"

Hearing what Fang Xuanling said, Lu Zhaolin was stunned for a moment. He originally thought that Fang Xuanling would continue to care about his affairs, but he didn't expect that Fang Xuanling suddenly mentioned the marriage proposal. But he quickly reacted, nodded and said: "Of course, Duke Wei, I can go by myself!"

Fang Xuanling seemed a little embarrassed. He said softly: "Actually, I want to be with you, but I must tell His Majesty about the medical insurance tomorrow, so..." He paused and seemed to be organizing his words, "You know Yes, this matter is very important and must be explained clearly to His Majesty. Therefore, I cannot guarantee how much time I have, but if I have time, I will definitely come to propose marriage with you. "

After hearing this, Lu Zhaolin expressed his understanding. He looked at Fang Xuanling and said, "Wei Guogong, I understand. I can do this myself! Don't bother you!"

Fang Xuanling nodded: "Okay, I'll leave first!" After that, he turned and left.

Watching Fang Xuanling leave, Lu Zhaolin sighed. It was because of Li Min that his life began to change.

Fang Xuanling catalyzed the progress of the entire process.

As soon as Fang Xuanling left Lu Zhaolin's home, she hurried to the palace. Although he said that he would only talk to Li Shimin about medical insurance tomorrow. But he couldn't wait any longer and couldn't wait to mention this matter to Li Shimin. Therefore, he only now thinks of entering the palace.

His steps were hurried, and his face was full of eagerness. His heart was beating a little fast, and his heart was filled with anticipation and a little uneasiness. He fully understands the importance of this step and the responsibility he shoulders.

When he entered the palace, Li Shimin was preparing to rest, but when he heard Fang Xuanling's visit, he immediately sat down in the main hall. Li Shimin's face showed a hint of fatigue, but his eyes were still as sharp as a knife.

Fang Xuanling said softly: "Your Majesty, regarding the matter of free medical care, I have found a better solution!"

When Li Shimin heard this, a glimmer of interest flashed in his eyes, and he asked, "Why, Shengtang Group is willing to help?" This is a thought that most people would have. Yes, is Shengtang Group willing to help?

However, Fang Xuanling shook his head: "No, Your Majesty, the Sixth Prince proposed another solution, which is better and more beneficial to the court."

"What do you think it was like?" Li Shimin asked, his tone revealing his admiration for the Sixth Prince Lu Zhaolin.

Fang Xuanling took a deep breath and said, "That's medical insurance."

When Li Shimin heard the word "medical insurance", he was stunned. He was obviously unfamiliar with this concept, and his eyes were full of doubts: "What is that?"

Fang Xuanling's heart tightened. He knew that he needed to explain this concept to Li Shimin in the simplest way. He calmed down and said slowly: "Your Majesty, medical insurance is a security system. People can get reimbursement of medical expenses by paying a certain fee every year." He tried to explain in the simplest words, but he also One can feel Li Shimin's doubts and confusion about this new concept. He knew that he needed to give Li Shimin some time to digest this new concept, and that he needed more explanations and explanations to make Li Shimin understand its true meaning and value.

"So, what are the advantages of this method compared with free medical care?" Li Shimin asked further.

Fang Xuanling thought deeply and replied: "Free medical care has its unique advantages:

First, it achieves universal coverage. This means that regardless of an individual's financial status, necessary medical services can be obtained, ensuring that everyone can receive basic medical protection.

Second, it reduces the financial burden on individuals and families. Under the free medical system, people do not need to pay high fees for medical services, thereby reducing the economic risks caused by disease.

Finally, free medical care ensures fairness. This system ensures that everyone, regardless of wealth or poverty, has access to equal medical services and avoids unfair medical services due to economic reasons.

However, there are also some problems with free medical care:

On the one hand, since the cost is mainly borne by the government, it may put huge pressure on government finances. This may lead to shortages of medical resources, such as insufficient doctors, nurses and medical facilities.

On the other hand, due to limited resources, uneven service quality may occur in the free health care system. Some patients may have to wait a long time to receive necessary medical care.

In addition, since medical services are free, patients may lack the awareness to use medical resources sparingly, which may lead to a waste of medical resources. In response to these shortcomings, the Sixth Prince mentioned the concept of medical insurance. Rong Chen, keep talking! "

"Okay, go on!" Li Shimin nodded.

Fang Xuanling continued to explain: "Thank you, Your Majesty! Then, compared with free medical care, the advantages of medical insurance are as follows:

First, medical insurance can reduce personal financial stress. Although medical insurance requires individuals to pay a certain premium, compared to paying all medical expenses out of pocket, medical insurance can provide financial support to the insured and reduce the financial burden caused by the disease.

Second, medical insurance can provide more flexible options. Different from the unified arrangement of free medical care, medical insurance allows individuals to choose different insurance plans according to their own needs and preferences, and even choose different medical service providers, which greatly improves the degree of personalization of medical services.

Furthermore, medical insurance can improve service quality through market competition. In the medical insurance market, multiple insurance companies provide different insurance plans. In order to attract customers, they will continue to improve service quality and insurance plans, thus promoting the development of the entire industry.

However, health insurance also has some shortcomings. First of all, medical insurance requires individuals to pay a certain premium, which may be a considerable burden for low-income people. In addition, medical insurance usually has certain restrictions, such as deductibles, co-payment ratios, etc., which need to be understood and paid attention to by the insured. In addition, due to market competition and uncertainty, insurance companies may refuse to pay compensation or increase premiums. This is also a risk point that insured persons need to pay attention to. "

After Fang Xuanling finished speaking in one breath, Li Shimin listened very carefully. He stared at Fang Xuanling with deep eyes, as if trying to find more answers from his words.

"So, which option do you prefer?" Li Shimin asked again, his tone revealing a seriousness.

Fang Xuanling took a deep breath, knowing that he needed to express his views clearly and directly.

"Your Majesty, I think medical insurance is more appropriate." He said calmly, "Human psychology is difficult to understand. Without certain financial investment, it may lead to the abuse of medical resources. Medical insurance can be paid by individuals. , allowing people to cherish and use medical resources more rationally."

"So regarding medical insurance, should the court do it? Or should it be done by private people?" Li Shimin continued to ask.

Fang Xuanling's heart tightened, he knew this was a key issue. He thought quickly and replied: "Your Majesty, regarding this matter, I believe that the court should take the lead and let the people participate. Through government guidance and supervision, the fairness and sustainability of medical insurance can be ensured. At the same time, Encouraging the participation of private sectors can stimulate market vitality and improve service efficiency and quality."

Li Shimin was silent for a moment after hearing this. He clearly realized that Fang Xuanling's suggestion was well thought out.

"Fang Xuanling, although you can't solve the problem of free medical care, you have solved a major hidden danger in my heart." He said slowly, "Okay, just follow your wishes, just follow the medical insurance. Come."

Li Shimin's decision was not taken lightly. He believed that Fang Xuanling's suggestions were carefully considered. He firmly believes that this decision can bring more healthy and stable development to Datang.

"Thank you, Your Majesty!" Fang Xuanling responded gratefully, "However, the implementation of medical insurance still requires some specific plans and measures, and requires the joint efforts of the court and the people."

Li Shimin nodded in agreement: "Go on, do you have any specific ideas about this medical insurance?"

Fang Xuanling replied: "First of all, the court needs to set up a specialized agency to manage and supervise the operation of medical insurance. This agency can formulate relevant policies, regulations and standards to ensure fairness, transparency and sustainability of medical insurance."

“Secondly, for insured persons, there needs to be a simple and easy-to-understand insurance plan to choose from. Insurance plans should include different levels and types to meet the needs of different groups of people. At the same time, insured persons need to understand their rights and interests. obligations to avoid unnecessary disputes during the use of insurance.”

"In addition, the premiums of medical insurance should be reasonable and transparent. Premiums should be differentially priced according to different risk levels and insurance plans to encourage insured persons' risk awareness. At the same time, the government can mitigate the risk through tax preferential policies and other means Premium burden on low-income people.”

"Finally, medical insurance also needs to establish cooperative relationships with medical institutions to ensure that insured persons can receive high-quality medical services. Medical institutions need to comply with relevant regulations and standards to ensure the professionalism and safety of medical services."

After hearing this, Li Shimin nodded with satisfaction and said: "Very good, these ideas are very thoughtful. When you go down, you will immediately start to formulate a detailed plan and submit it as soon as possible. I hope that this medical insurance can bring real benefits to the people of Datang." Bliss.”

After Fang Xuanling took the order and stepped back, Li Shimin looked at the bright sky outside the window, filled with expectations. He knew that this decision might face some challenges and difficulties, but he believed in Fang Xuanling's ability and wisdom, and believed that the people of Tang Dynasty could benefit from it.

It seems that free medical care is no longer feasible.