Chapter 481
The example Qiao E gave is not actually financial speculation in the eyes of ordinary people.

Financial speculation in the eyes of ordinary people refers to virtual things such as stocks, securities, and bonds.

Movie tickets and Pu'er tea are physical commodities, and they have not yet become virtual and frothy things like real estate.

At the beginning of financial development, it had a certain positive effect on society.

But as the snowball got bigger and bigger and more and more inflated, it was out of control, and no one could control it, rumbling forward.

And people are selfish, bold, and want to run over to scratch the snow on it.

Ordinary people who are lucky can make a move.

If you are unlucky, you will get in by yourself, and become the snowflakes on top, and become something coveted by others.

"Stop talking nonsense, does your foundation want money?" Mama Liu asked Qiao E straight to the point. She felt that she was racing against time.

The happiness of the little daughter also depends on the mother to fight for it.

Liu Ma didn't believe in fate, she would never sit still and wait for death.

"Nonsense, open for business, is there anyone who doesn't want guests?" Qiao E said angrily.

To engage in funds, the more funds injected or raised, the more confident the fund will be in carrying out various money-rolling operations.

"Then come out quickly, and see you at Wangpu Pavilion in half an hour!" Liu Ma hung up the phone, canceled the arrangement after two hours, and went out to drink tea with Qiao E instead.

Their tea drinking is not for ordinary people, but for business.

After ordinary people get richer, most of them will become more and more leisurely and financially free.

But people like Liu Ma are getting busier and richer as they get richer.

Eating a meal and drinking tea are mostly accompanied by business negotiations.

More than half an hour later, Mama Liu and Qiao E appeared in Wangpu Pavilion.

In the quiet and elegant tea garden, there are professional tea artisans to help make tea, and the two strong women are sitting and chatting with each other, talking about health preservation or gourmet shopping, and they did not immediately enter the content of today's meeting.

Chatting, after three cups of tea, please leave the tea master, Liu Ma put the mobile phone on the tea table.

"Qiao E, I trust you, so I came to you for this matter." Mama Liu looked serious.

Qiao E put down the teacup and sat upright, "Say it."

"I want to go on an expedition to Eastern Europe!" As she said that, Mama Liu suddenly laughed.

But no matter how old a woman is, she still has the shadow of a girl in her heart.

Regrettably, the shadows of girls can only remain in their hearts forever, and it is impossible for them to live like girls again.

In other words, they will return to the beginning only in front of their loved ones.

When an old woman in her 100s misses her mother, she calls her mother like a child.

"Are you going to open up markets in Eastern Europe?" Qiao E asked Liu's mother curiously.

"It doesn't count." Liu Ma said, she just wanted to search for the wealth over there, and then come back.

"What does that mean?" Qiao E wondered: "My fund does not engage in business, and I have no resources or contacts there. Are you looking for the wrong person?"

"I don't want to be an entity this time." Liu Ma shook her head, "I want you and me to enter the Eastern European financial market with money."

Qiao E was surprised, and then she was speechless: "You are not mistaken, the financial market over there, let alone you, is not very clear to me. Each country and each region has its own financial rules and gameplay..."

Mama Liu interrupted Qiao E: "Don't tell me, you don't even have the ability to find a leader over there."

Qiao E was silent for a while, and asked after a while: "You understand this, do you really want to transform?"

Mama Liu was overjoyed, it seemed that Xiaofan was an expert, she didn't have a clue at all, but he was able to straighten out a huge and complicated project to her in a few words.

"Transformation can't be called transformation, I just want to break through myself, do a big job, and then come back." Liu Ma said.

Qiao E sneered: "It's not like you don't know anything. You don't have any decision-making power when you put money into our fund, and you don't have the right to dictate to our fund. We control everything."

"I understand that." Mama Liu was not angry either: "That's why I'm looking for you, not someone else. There are more funds that are bigger than your company."

"It's useless to look for me." Qiao E didn't dare to bully Liu's mother, and said truthfully: "I am the helm of the fund, but I can't be dictatorial. Even if you can influence my judgment and decision-making, I have to go through the board of directors' decision. We I just want to make money, no matter how big the risk is, as long as I think it is feasible, I will dare to make a move. But behaviors such as loyalty and impulsiveness do not work in our case.”

Mama Liu didn't speak, and turned on the phone's recording.

The content of the recording is the previous conversation between her and Yang Fan.

But the content does not start from the call, but is intercepted from it, and it is not complete.

At first, Qiao E was a little surprised.

Mama Liu is so patriotic?

I can't usually see it.

In Qiao E's eyes, Liu Ma is just a businessman who will not harm the country's economy. Although Liu Ma often donates to charity, these behaviors are commonplace in the business world.

Liu Ma's business has been steadily progressing, and she is not on the verge of bankruptcy or dying.

Therefore, many people take it for granted that her company does good deeds.

People in the circle also know that there are many benefits to doing such kind deeds.

First of all, it can be tax-free, then it can increase its popularity, and then it can make friends with the government...

Why do many well-known companies like to do charity?

Not how good and great they are.

Rather, the country has policies that give you some benefits. You should take the lead in doing something good. The society needs positive energy.

Of course, there are many companies that really have a conscience and a sense of social responsibility.

The expenditure of these conscientious enterprises in charity is far greater than the harvest.

Liu Ma's company is a company with a sense of social responsibility, and will not stand idly by in times of difficulty.

Of course, Mama Liu didn't act very generous, because she felt that her employees were the foundation, and if she donated too much, she might as well give some of it to the employees as welfare.

Qiao E was stunned when she heard Yang Fan talk about shorting the currencies of small Eastern European countries in the recording.

The historical development is not the same, of course the world pattern will also be different.

Even the laws and regulations of the market are not the same.

Therefore, it is also the first time that Qiao E knows the financial term "short selling"!
Without Yang Fan's intervention, the financial field will continue to develop, and sooner or later there will be various strange financial operations, scams and other major events.

While the recording was playing, Mother Liu didn't say a word.

On the way here, she quickly listened to it again.

Mother Liu understood most of what Yang Fan said, but she really didn't know if it would work or if it violated international financial laws.

Looking at Qiao E's expression, Mama Liu couldn't tell what was going on in her heart, but felt that Qiao E's frown deepened the more she listened.

Finally, the recording is over.

"How is it?" After drinking two pots of tea, Mama Liu hurriedly asked Qiao E after running to the bathroom.

Qiao E didn't answer Mama Liu's question, but instead asked, "Which evildoer is the person talking to you in the recording?"

Mama Liu had expected that Qiao E would ask this question, and replied, "A very young friend, you can hear the voice, right?"

Hearing Mama Liu's words, Qiao E knew that Mama Liu didn't want to reveal too much information about her.

"Fantastic and unconstrained! Unheard of! Shocking!" Qiao E said, holding up the teacup.

Liu Ma frowned: "Just say whether it's reliable or not."

After hesitating for a moment, Qiao E said, "Theoretically, it's completely fine, and it's within the rules."

"That's fine." Liu Ma heaved a sigh of relief.

Qiao E said with some panic, "I'm a little bit afraid to do such a thing."

Mama Liu asked, "Why? Is there a flaw in any link, or is there a greater risk?"

Qiao E shook her head: "I haven't carefully studied the financial market in Eastern Europe, but if the background and prerequisites are the same as what the young man said in the recording, medium and low risks are still conservative, so they should only be considered low risks."

low risk?
Mama Liu cheered up. Qiao E is a true professional. If she said that, there was no doubt about it.

"Then why don't you dare to do it?" Liu Ma frowned.

Qiao E said frankly: "Successful, notorious, it feels against the harmony of nature, I don't want to bear such infamy."

Liu Ma was surprised: "Are you afraid of being scolded by your enemies?"

Qiao E was taken aback for a moment, as if it was the same.

"Okay, let me do my homework and verify the authenticity of the short-selling conditions stated by this young man." Qiao E took over the task.

This is a big job. Even if Liu Ma and Qiao E's fund is the leader, followed by countless hot money, they still have to raise billions before they can go on an expedition.

At this level, ordinary people will never be able to touch it, or even imagine it.

Many rural families want to buy a 90-square-meter house in the city to get married. With a down payment of 40 to [-] yuan, the elderly have to take out the coffin book and squeeze it hard. In addition, they have to scrape together and borrow money. Only the most humble words in my life can be collected.

Wang Shenhai's hometown is in the town. Last year, he had a cousin who was like this. The family borrowed money from all over the place and gave up all they had in order to use the money to buy a wedding house.

But my cousin's girlfriend is still reluctant, and wants my cousin to pay a down payment of 60 to [-] yuan to buy a bigger house.

My cousin told his girlfriend that 90 square meters is already the limit of our family, and we really have no money.

My cousin's girlfriend said, who can't come up with 60 or [-] now?

Not long after, my cousin's girlfriend finally couldn't bear the pressure of repaying the mortgage every month, and finally divorced her cousin.

Many young people have spent too long on the Internet, and their perception of money has undergone serious deviations.

What does 60 million mean to an ordinary rural family?
A person with a monthly income of 30 is definitely among the top [-]% of income earners in China.

Five thousand a month, 6 a year, and only 10 in 60 years. This is a situation of not eating or drinking. In fact, the median per capita disposable income of the national residents last year was only 27540 yuan, which was even less in previous years.

60 yuan can be saved for at least 20 years without eating or drinking, and a family has assets of 60 yuan and cash of 60 yuan are completely two concepts.

For a family that can take out 60 at any time, the family assets should be more than 300 million.

This is still a conservative estimate. There are many families with a property of 200 million yuan, but few families can take out 60 yuan in cash at any time.

On the Internet, people who have a monthly income of tens of thousands or hundreds of thousands have heard so much that people become numb, thinking that a random family can spend 60 to [-].

What does this problem mean?
It means that some young people are out of touch with the real society.

There are too many families where it is difficult to provide for their children to go to college. There are too many families who cannot even pay tens of thousands of dollars for medical expenses in the hospital.

Go to the vegetable market at four o'clock in the morning, no matter it is windy or rainy, whose father and whose mother are those who are looking forward to buying their vegetables for a few dollars?
Qianjiang.

After Liu Qianqian fell asleep all afternoon, it was time to prepare dinner.

The family has a vegetable garden. Not only can they be self-sufficient in vegetables, but they also have leftovers to feed chickens and ducks.

The old roosters and hens that Yang Fan saw last time are still there, and there are also a group of little yellow ducks, very cute.

But Yang's father and Yang's mother didn't let the little yellow duck out, and locked it in a small shed.

Old roosters and old hens are free-range, let them catch bugs in the yard or outside.

Guoguo is as energetic as ever, catching roosters and hens everywhere in the yard to play.

Yang Fan prepared the dishes, and after cooking, he saw that the sun in the sky was no longer so hot, so he took out the swimming ring bought from the district in the morning and inflated it.

"Is anyone going to swim in Houshan this afternoon?" Liu Qianqian asked while Yang Fan was inflating the swimming ring.

"No." Yang Fan regretted: "The group of people who can go swimming in the back mountain have all grown up. For example, the Wang Jun who has a good relationship with me has been married for almost two years."

Liu Qianqian didn't show any jealousy, she didn't care at all, and asked in a low voice, "Yang Fan, I didn't bring a swimsuit, how can I swim?"

Yang Fan was surprised: "No one, just me, Aunt Thirteen, and Guoguo, what clothes are you wearing? You don't have to, swim naked!"

Liu Qianqian giggled, then punched Yang Fan twice: "I'll just wear what I'm wearing now."

Today's Liu Qianqian is dressed cooler than yesterday, and the dress can barely be used as a one-piece swimsuit.

"It's okay, I don't have professional swimming trunks either, so I will swim in underwear." Yang Fan inflated the three swimming rings in one breath.

One for Aunt Thirteen, one for Liu Qianqian, and one for Guoguo.

He didn't need it himself. When he was playing, he would hang out with Aunt Thirteen for a while when he was happy, and hang out with Liu Qianqian for a while when he was happy...

"Aunt Thirteen, do you also wear this outfit?" Liu Qianqian asked Aunt Thirteen.

"Hmm." Aunt Thirteen's dress was a bit heavy, not as thin and short as Liu Qianqian's.

"You won't be able to swim for long. The water in the back mountain is very cold. Although the outdoor temperature is still 34 degrees, the water temperature in the pool is only a dozen degrees. The further you go, the lower the temperature will be. Let me swim for more than ten minutes. , I must go ashore trembling." Yang Fan checked the swimming ring, and when there was no problem, he took Thirteenth Aunt and the others out.

Sanbao was lazy and didn't go out, only the Great Sage and Gun Gun followed.

At a fork in the road, Yang Fan led Aunt Thirteen and the others up.

Down there is a brook, and in one place there is a small pool full of stream water.

The pool is not deep, and it was the place where many girls went to wash clothes when the village was still very lively when I was a child.

In the bamboo forest below, there is no noise now, and the laundry girls are scattered all over the world.

(End of this chapter)

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