After driving to the restaurant, Wang Yan found Jiang Pengfei who was already drinking in the corner, looking a little lonely and lonely.

After ordering a few more dishes with the waiter, he walked to Jiang Pengfei and sat down: "Uncle Jiang, why did you drink yourself?"

Hearing this, Jiang Pengfei raised his head and smiled embarrassedly: "I'm a little hungry, and this place is a little far away from your company. We are not outsiders, so I'll eat first. Serve..."

"You don't need to look for it, I ordered it just now." Wang Yan waved his hand, picked up the wine on the table, filled it for Jiang Pengfei, and poured another glass himself: "Come on, Uncle Jiang, I haven't seen you in half a month. Right? Let's have a drink."

Jiang Pengfei sighed, raised his wine glass to touch Wang Yan, took a big sip, and grinning straightly held the chopsticks to pick up vegetables for the wine.The old boy is like this, it's almost written on his face, I have something to do, please ask me, ask me quickly.

Wang Yan shook his head and smiled, took a bite of food, and asked considerately, "Uncle Jiang, you look frowning, what happened?"

"Hey, Wang Yan, I'm ashamed to tell you, really." Jiang Pengfei grinned wryly, took another big sip of wine, and slapped himself: "If I had known today, I should have listened If you say it, I regret it..."

"The stock market has indeed fluctuated a lot recently. The few stocks you talked about with me before have not performed very well recently. Uncle Jiang, you didn't have time to clear your positions and you were locked up?"

"Yeah, stuck..."

Wang Yan took out his mobile phone and poked around for a while, then he said, "Uncle Jiang, to be honest, I'm still not optimistic about the future of these stocks. No matter how much you lose, you will be the one who gets yours in the end. I still suggest you to clear your positions as soon as possible. The longer you procrastinate, the lower the share price and the more you lose.”

"It's too late. The past few days have been falling continuously, and there is even a limit down. I will go bankrupt after getting the money back." Jiang Pengfei sighed: "I met Ye Jinyan a few days ago, and I just wanted to know Is there any good stock that can make me quickly earn back my previous capital, but he didn't tell me. Wang Yan, only you can help me now. Your fund performance is so good, you must know a few strong stocks, Help me, help me, okay?"

Wang Yan shook his head and said, "Uncle Jiang, I really can't help you with this job. You can see that my performance is good because of the large base. Even if it is only a small profit, my capital of more than 30 billion yuan is still 3000 yuan. It’s different. Don’t say that I don’t know what strong stocks are. Even if I know, your current capital should only be 800 million. Even if you pull the daily limit three times, it’s only more than 300 million That's all, it's useless."

Jiang Pengfei drank and ate food in silence. After a long while, he raised his head: "Wang Yan, let me tell you the truth. This stock trading is all borrowed money from me. The money you can get back from stock clearance is what you said. There are more than 800 million. But I still owe tens of millions. This amount of money is not enough. I have mortgaged our house to the bank. Recently, those creditors have called me every day to remind me I don’t know what to do with the repayment, and the stocks can’t make any money.”

"You want to take the 500 million from me? Let me lend you another 5000 million?" In Jiang Pengfei's fiery eyes, Wang Yan shook his head and said, "Uncle Jiang, I'm telling the truth, don't blame me. You I don’t suggest or agree with you to take away the 500 million here. First, the 500 million is not enough to fill the gaps. Second, it is also the guarantee for your family’s future life. Weekly weekly report You have seen that, if there is no accident, there is no problem in making a profit of more than 100 million a year.

I also know about your family's situation. You and Aunt Dai have never worked, and at this age, you have been pampered and pampered for half your life. You can't work.If you work hard, you can't do it, and neither can Aunt Dai.And your old lady has enjoyed it all her life, and has high requirements for the quality of life.Uncle Jiang, you are a filial person. The old lady is so old, I guess you can't bear to suffer.With 100 million, although the life of your family is worse than before, it will not be too bad, and you can still live a prosperous life.

Think about it another way, if I hadn't encouraged you to invest in me at the beginning, your 500 million would have disappeared with the stock market now.Thinking about it this way, you still made money.In this situation, unless it is absolutely necessary, the 500 million cannot be moved.

As for asking me to lend you money, Uncle Jiang, I really hit it off with you, but after all, we have only known each other for more than a month, and a loan of tens of millions is not realistic.You know, Uncle Jiang, now the investment threshold of my fund is already 2000 million yuan, and I can let you invest 500 million yuan, which is already very considerate.The most valuable thing in your family is that house, but you have already mortgaged it to the bank, what else can you mortgage?I believe you have lent you tens of millions, what will you pay back? "

Jiang Pengfei was just desperate and dying, not because he didn't understand. "I'm sorry, Wang Yan, I really don't know what to do." He sighed again and drank the wine.

"How much do you owe?"

"The bank loaned me 700% of the money. At that time, the valuation was 500 million, and it loaned me 2000 million. From other companies and individuals, the total sum was about 5000 million. I don’t know how much the interest is, but it should be several million more, adding up to more than [-] million.”

"The normal market price of your house should be more than 4000 million. If it is urgently sold, it should be able to sell for 4000 million. After removing the bank loan, and counting the remaining money in your hand, it is almost the same. draw."

Wang Yan did some calculations, and said in a deep voice, "Uncle Jiang, admit it, you can't make the money. If you stop now, you can still keep the 500 million from me, which will protect you from food and clothing for the rest of your life. But if you still want to If you want to get rich and earn back all the money you lost, then it will be beyond redemption. At that time, the huge gap from rich to poor, I think Uncle Jiang, you have been pampered and pampered for half your life, probably cannot bear it, and the result is also Just find a high-rise building, close your eyes and jump down, and die. Think about your old lady, Aunt Dai and Nansun."

Jiang Pengfei shook his head and said, "But I don't have any money to pay back to the bank. I release the house, and the rest of the money will not be paid back to those companies and individuals."

"Since I brought it up, can I still watch you jump off the building?" Wang Yan shook his head and said, "Let's sign a contract first, and I'll take out a sum of money in the past few days to release your house first, then Talk to that old lady upstairs in your house, the whole package is up for sale.

Then look for a buyer, your house has dropped a lot of money to deal with, the location is good and scarce, and it is a business that is sure to make a profit without losing money, so you will not worry about selling it.If no one buys it in the end, then I will take over the house.In addition, let our company's legal counsel come over to help you fight with those borrowing companies and individuals, and try to avoid interest and late fees.This is my greatest ability, Uncle Jiang, you should think about it carefully. "

"Our house is really unsafe?"

"I've reminded you more than once, Uncle Jiang, you should have thought about this day." Wang Yan drank his wine, "Now that you can settle those accounts and still have a way out, it's already very good."

"Okay, let's do it that way, I'll follow your arrangement. I'm sorry to have to trouble you again, Wang Yan. We met by chance, and it's really not easy for you to help me so much. Thank you." Jiang Pengfei sighed, Another gulp of wine went down: "I should have listened to you, really..."

"It's already this time, why are you still talking about that. Uncle Jiang, does your family know?"

"No, I, a prodigal son, don't have the face to tell them."

"Let's find an opportunity to talk about it these few days. If you don't talk about it, those reminders should come, right?" Seeing Jiang Pengfei nodding, Wang Yan said, "I think it's because you can't stand it anymore, otherwise you wouldn't have told me these things. Yes. You are in a bad mood today, so I will accompany you to drink some wine. Tomorrow you go to my company to sign a contract, and write clearly about how I will help you advance money to release the bond. It will take a few days for me to draw out 3000 million , These few days, you should stabilize those reminders first, let's release the house first, hang it out and have a look.

You also ask your friends if they want to buy a house.They don't lend money to you, and making money should be very positive.In addition, for a while, you should also rent a suitable house, prepare in advance, and don't be in a hurry. "

Jiang Pengfei had already lost his square inch, and he nodded numbly, crying and crying as he nodded.He ate, drank and played for half his life. He used to sell his family's antiques and surplus real estate to make a living. This time, he went bankrupt and lived without a fixed place. One can imagine the panic in his heart.Because in his life, he has never experienced such a big event. His family business has fallen into the bottom of his hands, and this is something he cannot bear.

Of course he knew that all of this was made by him.But just because he knew it, he felt that he couldn't bear it.

The maturity of a person is not determined by age, but by experience, knowledge, experience, supplemented by corresponding understanding, which is the so-called maturity.Jiang Pengfei was used to growing up. His family was rich, and when he went out, he mostly saw smiling faces and heard flattery.Ask the old lady if you don’t have money, and sell something if you don’t have any money, just like this for half a lifetime.His knowledge is the so-called refined life of the upper class. His knowledge is that when others are crazy, he is calm, and when others are calm, he is crazy. His experience is spending money, losing money, and asking for money.

So strictly speaking, he is just a child in his fifties, a big baby who can't handle things.That's why the old boy couldn't think of jumping off the building at first, because the bankruptcy of his family negated the value of half his life. He found that he was a waste who would only cause trouble and drag down his family. It would be better to die.

It is probably the same mentality now, but there is always a little light in his gloomy world.Because he got to know Wang Yan, trusted Wang Yan, invested 500 million in private equity funds, and left himself a way out, so he wouldn't be useless.

It's certainly not right that the old boy should be so depressed in such a good world.Wang Yan drank wine with him, comforting him, not to let this old boy be overwhelmed.

Until late at night, Wang Yan ordered some new dishes and ate dinner. Then he called a valet to drive, and he took Jiang Pengfei back to Jiang's house.

Only the old lady ate a table of dishes by herself, saying that Dai Yin was playing mahjong outside and would not come back for dinner.Wang Yan didn't say anything to the old lady, and went home after settling Jiang Pengfei...

After being summoned, Zhu Suosuo got off work and went to the house familiarly. Seeing Wang Yan drinking tea in the living room, she closed the door and changed into slippers, walked to Wang Yan's side and sat down.In her impression, when he was at home, Wang Yan seemed to drink tea in this posture all the time.

"What's so good about tea? Seeing that you drink it in the morning and at night, can't you drink enough?"

"What I'm drinking now is the Lu'an Gua Pian that I bought last month, 50 a catty." Zhu Suosuo is a very vulgar person, just say how much it is, simple and straightforward.

Silently estimating the amount of a pot of tea, Zhu Suosuo stared wide-eyed: "Doesn't that mean that the pot you are brewing now is worth tens of thousands? Give me a cup?"

A pot of tea costs tens of thousands, and he drinks it every day.What about her?Although she didn't sleep with her every day, she did it several times, and each time she tossed it until the middle of the night, and she only had 5 yuan?Or a month?

Of course, this is something she wouldn't say...

Zhu Suosuo's knowledge was too superficial, and Wang Yan could tell what she was thinking at random, and he didn't say anything.Both can make him comfortable, but the price is so low, one is a living person, the other is a creation of the market economy, there is no need to compare.

It was like pouring some water into a teapot, pouring a cup for Zhu Suosuo, watching her carefully taste the taste, Wang Yan shook his head and smiled: "If you can't taste the taste, you can just drink it from a cow, don't force it."

After she finished drinking, he poured her tea again, and Wang Yan asked, "Did Uncle Jiang ask you to meet Ye Jinyan before?"

"Well, how did you know that?"

"He came to me today and told me about Ye Jinyan. I think you are doing well in Jingyan, and Jiang Nansun's aunt said hello, so I should have met you. Uncle Jiang's situation is not very good , Have you told Jiang Nansun?"

"I've said it a long time ago, but it's useless to say it, and Nansun can't make the decision. If you can listen to what you say, Uncle Jiang won't pay for the antiques of grandma before, and several houses of their family. I didn't Let me tell you, before Uncle Jiang asked me to meet Ye Jinyan, he drove away the car my aunt bought for Nansun, saying that he borrowed a friend to drive it for a few days, but I guess it was either a mortgage or a repayment of the money. Because earlier When I was young, I heard Uncle Jiang call others, saying that the stock market is not good, and give it a grace period. I also saw him kneeling in front of his grandma and asking for money from his aunt, and he probably owed a lot outside."

Wang Yan nodded, poured the tea again, pulled the tablet on one side, and didn't speak any more.

Zhu Suosuo tasted the taste as much as possible, looked at Wang Yan's leisurely look, and thought of Ye Jinyan's queuing up to buy coffee every day, and then thought of Xie Hongzu's foolishness on the yacht...

She shook her head and let out a sigh: "Brother Yan, Dongli will open in three days. You really don't want to buy a set?"

"How much will you raise for selling a set?"

"The largest house with an area of ​​420 square meters can raise more than [-] yuan."

"I'll give you [-] yuan next month, and I'll treat it as if I bought a house from you. Don't talk to me about buying a house from you."

"Oh..." Zhu Suosuo responded with puffed lips. At this moment, she felt that Wang Yan, who had removed the aura of wealth, was still handsome. It was that kind of straightforward and domineering feeling, which was very exciting.

She drank two more cups of tea and asked, "Brother Yan, just now you said Ye Jinyan, I want to ask, which of you two is richer?"

"Of course it is Ye Jinyan. Jingyan Group is a listed company with a market value of more than 700 billion. If I remember correctly, he personally holds 80 points of shares, which is more than [-] billion. This is on the books. In addition There should be some real estate and other securities investments, etc., which should not be far from tens of billions. Most of my personal assets are cash and securities. Although I haven’t calculated it carefully, it’s about six or seven billion .

Of course, don't look at Ye Jinyan's tens of billions of wealth, after all, most of it is not real money.Let's put it this way, just find someone to get some black material about Jingyan Group, whether it's a project quality problem, or the group's high-level corruption, post it on the Internet for hype, and then find someone to make a fuss.Within three days, his more than 80 billion can become more than 70 billion.

If someone with a heart takes advantage of the opportunity to attack the stock market again, causing Jingyan Group to withdraw funds to stabilize the stock price and cause problems in their capital chain, Jingyan Group will start to fall into bankruptcy after three or four months.If you don't handle it well, after half a year, you will see the news that Jingyan Group will be sold as a package.By that time, his stake was worthless.Of course, you don’t have to be so surprised. Generally, no one does that, because it costs too much money. My [-] million or [-] million yuan is just a waste of money.Otherwise, how do you think Jingyan Group has grown to the present? "

Zhu Suosuo had never studied learning, and she didn't pay attention to those things. She just studied how to dress herself up and how to play with rich people.So at the moment, it still feels very powerful. She has captured two key points. One is that Ye Jinyan has a net worth of tens of billions, and the other is that although the money is false, it is also real.

After she digested it, she thought of the rich second generation on the yacht, and she asked again: "Brother Yan, I have a client who is the Xie family who sells air conditioners in Shanghai. They are quite famous, do you know?"

"Ah."

"Then what is the strength of their family?"

"It's not bad, it's much worse than Ye Jinyan. The woman Xie Jiayin has poor management skills and a small structure. They have gone downhill in the past few years, and I guess they will soon be unable to support them."

Wang Yan didn't talk nonsense here based on the plot, he got to know the Xie family.The fact is as he said, the management ability is really not good, and the marketing is not very good, relying on the previous foundation to support it.Later, Xie Jiayin wanted Xie Hongzu to marry Zhao Malin, and she also wanted to use money and partnership to open up other fields.Sometimes money can make things happen.Sometimes, it can't.It mainly depends on who spends the money and how it is spent.There is no doubt that Xie Jiayin can't.

Zhu Suosuo let out a cry, and asked nervously, "Then, does the rich second generation still have the money to buy a house?"

"A company is a company, and an individual is an individual. A skinny camel is bigger than a horse. Even if their company goes bankrupt tomorrow, it won't delay their high consumption. Isn't your Dongli a 5000 million set? They still have this money .”

"Then I don't worry, the set you introduced to me before doesn't count, this time it's my first order, pointing to that rich second generation. When the time comes, I'll treat you to a big meal , I owed you a meal before, but this time I promise to let you open up to eat and drink."

Wang Yan shook his head and smiled. He had made some progress. He drank the tea in his cup in one gulp, got up and said, "Go wash up."

"Come on." Zhu Suosuo smiled, and walked towards the bedroom with a flick of Xiaobao.

Now she has figured out more and more ways to get along with Wang Yan, summed up in seven words, if he doesn't give it to her, she can't take it.As long as this is achieved, then in many cases, Wang Yan is really a peerless good man, the kind who is good everywhere.

Wang Yan packed up the tea set, and walked to the bathroom in the bedroom. Not long after, the charming and huh-huh-heh came out, echoing and circling in the spacious bedroom...

Although Jiang Pengfei drank too much, he still remembered the important things that he had discussed before. Enduring a headache the next day, he went to Wang Yan's company and signed the contract drawn up by the legal counsel.

He is a prodigal, but he is actually a decent person and understands things.Knowing that Wang Yan can help him like this, but meeting by chance, it is really benevolent.So there is no resistance to signing the contract, after all, it is tens of millions.

Wang Yan also asked when he planned to tell his family. Jiang Pengfei said that after his mother's birthday, he would have a good birthday and wait until the next day.And the old lady's birthday is the same day as Dongli's opening, which is a Saturday.

This is their choice, so of course Wang Yan doesn't care.Then he asked Jiang Pengfei to list how much money he owed, and discussed with the legal counsel whether the late fees and interest could not be repaid.This kind of economic dispute is almost a professional counterpart to their company's business, and it saves the trouble of finding another lawyer.

After discussing it, it was agreed that on Sunday, Jiang Pengfei would bring all the people who owed money to their homes, and Wang Yan would bring a lawyer to help them deal with it.

Of course, in the process, it was still necessary to cheer up Jiang Pengfei, an old boy. He lost all energy and was very depressed.Unless it was absolutely necessary, Wang Yan didn't want to interrupt the old boy's hands and feet, he was more respectful.

He left Wang Yan's company dejectedly. Jiang Pengfei went out and called the borrowing company one by one, and asked them to go to his home, then went to the agency company, and followed him to look at the house. When he can buy another set, he has a good expectation.

Running around, watching for a day, outside his house, he looked up at the old bungalow that had carried half his life, patted his face vigorously, opened his mouth and winked, let his facial muscles become active, and finally pulled With a happy smile, I opened the door and entered the room, calling my mother...

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