The heroine of Kuai Chuan Zhi's family only farms

Chapter 137 [137] 90's Cook 137 (four more)
The 15 houses are calculated in a mess and need 1420 million. She only has 1000 million in her hand, which is equivalent to a loan of 420 million.

等额本息贷款20年，平均每个月要还28000多元，20年还下来本金加利息达到660万，等于20年就要偿还银行利息240万。

The numbers are dire.

If you use the same amount of principal to loan for 20 years, the principal plus interest will be 630 million, and the interest will be less than 210 million. The difference between the two is only 30.

However, the monthly repayment of equal principal and interest is fixed, which is suitable for ordinary people with stable income, and equal principal is suitable for high-income groups. This is a way of paying less and less.

The equal amount of principal and interest needs to be repaid 28000 yuan per month, and the equal amount of principal is repaid more than 35000 yuan per month. No matter which one it is, this is a lot of money!

But when you calculate the future value of these houses, no matter how difficult it is for you, you may have to bear this debt.

Because by 2013, housing prices in the four inner city districts of the capital had risen to 2020 square meters. In 15, some school districts in Xicheng District could reach 17 square meters, and Xidan’s housing prices were also 6 square meters, the lowest, the second, and the lowest. Broken places cost [-] yuan.

As far as the community she chose, the house price in the future will reach at least 10 to 15.

So, what are you still doing, buy it!

In the end, Gong Mingxia succeeded in getting a loan and bought 15 sets of 35-square-meter standard rooms. She became a house slave in the future and paid 28000 yuan a month.

The community will hand over the houses at the end of next year, that is to say, it will be early 2009.

Fortunately, there are houses for rent in Beijing and H state, plus the monthly hotel income, it is enough for her to pay for future loans.

Meng Xiuying has followed her in stocks for the past two years and earned more than 100 million yuan, but she didn't buy too much, she only bought three sets, and all the messy things came down to about 300 million yuan, leaving 20 million yuan for turnover. The down payment was 100 million yuan, and the loan was 200 million yuan. Wan, pay 10000 yuan a month, because she is young, so she can borrow for 30 years, so she can turn over 1 yuan a month.

The 18 suites of theirs were finally selected in one unit, so that it would be more convenient for them to do anything in the future.

After dealing with all this, it was already autumn when she returned to H State. She went there at the end of May and returned in September. After more than three months of tossing, she accomplished perhaps the greatest thing in her life. Eighteen sets in Beijing House, can you think about its value?

Are you afraid that you will wake up laughing from your dream?

After returning from the capital, her purse also quickly emptied. The sum of all her possessions was only 10 yuan, and the interest began to be repaid in October. This was urging her to keep earning money!
This year's rent has already been invested in the real estate, and the rent for the new year will not arrive until the spring of next year.

Now the three houses in the capital, two sets of 65 square meters have been rented for 3000 yuan, and 40 square meters for 2000 yuan, and the annual income is 60000 yuan.

In H state, apart from the apartment where her employees live, the remaining two apartments plus the old lady’s are now 1500 yuan a month, which is more than double the original amount, so she can benefit 114000 yuan a year from the rent alone. Yuan.

With the development of the city, the villages in the city are gradually attracting the attention of migrant workers. There are still four vacant houses in the farmyard on the outskirts of the city. With this 300 yuan, they don't have to give them living expenses here, what a brain!

When it came to the Spring Festival in 08, I took stock of last year’s income, and there was almost nothing left, because the money I earned was invested in the stock market in the first half of the year, and the loan was repaid in the second half of the year. 5 yuan.

(End of this chapter)