Set sail1992

Chapter 605
This Chief Niu has a really deep relationship with the old Chief...

Zhang Qihang murmured in his heart, and at the same time introduced the situation to Director Niu.

This is a great project!

Before Zhang Qihang finished speaking, Director Niu had already made a quick judgment. As a veteran who had worked on the post and telecommunications front for many years, he was too aware of how high-quality Zhang Qihang's project was: there was almost no need to worry about the loans being released, and in the end The most important thing is that it can greatly increase the income of the Post and Telecommunications Bureau. It is a high-quality loan project that the Post and Telecommunications Bureau cannot find with lanterns on weekdays.

You must grab this project yourself!

With this project, life will be much easier for the entire province's post and telecommunications system, not to mention the municipal post and telecommunications bureau, but...

"Mr. Zhang, let me tell you the truth. Your project is really good. I personally think it is a good project, but the risks involved are not small." Director Niu frowned and said, "The biggest problem is your goal. The group is private and self-employed, and the amount of funds required is not a small amount, and there is no similar financial project in China at present.

Director Niu didn't mean to underestimate Zhang Qihang at all. Who would dare to underestimate a young man who can build a leading enterprise with bare hands in just over two years?

It’s one thing not to underestimate it, but another thing to do your best to fight for the interests of your unit: I admit that your project is indeed a good project, but the problem is that so far, no bank in China has such a Large-scale financial loan projects for private individuals... There is no precedent, which is more troublesome. No matter what, the most fearful thing is that there is no precedent.

"That's it... I understand what you mean, Bureau Niu," Zhang Qihang nodded with a smile, "You think it's not easy to handle this matter, and it's not easy for the post office to participate in this project? If so, I can fully understand."

Um? ?

Director Niu was taken aback by Zhang Qihang's answer: What's the matter?
This is a bit different from what Director Niu thought before. In his opinion, Zhang Qihang should attach great importance to this project. After he revealed the difficulties of the post office, this kid should be very anxious to get angry. At this time, he Then you can judge how much benefit you should get out according to the situation, but what is the situation now?
"Hahahaha..." Just when Director Niu was in a daze, Zhou Anming burst into laughter: "Old Niu, what's the matter, isn't it hard to deal with young people nowadays?"

"Old Zhou, what do you mean by that?"

"It's nothing interesting, I just want to tell you, put away all your petty thoughts." Seeing his old comrade-in-arms slumped in front of Zhang Qihang, Zhou Anming was in a good mood, and he said with a smile: "Let me tell you, follow the boy!" Dealing with each other, don't make those fake things, cooperate if you can, it doesn't matter if you can't, but if you play tricks with the kid, hehe..."

While talking, Zhou Anming smiled and shook his head, obviously in a good mood.

Director Niu, on the other hand, was extremely surprised: Lao Zhou had such a high opinion of this little guy?

But immediately, thinking about Zhang Qihang's achievements, he took it for granted.

Laughing self-deprecatingly, Director Niu shook his head and said to Zhang Qihang: "Let Xiao Zhang see a joke... Well, Xiao Zhang, please tell me your thoughts?"

That's right, this is the attitude that cooperation should have.

Zhang Qihang nodded and said: "Our initial target customers are those private passenger transport operators who are now affiliated with the operation, have their own relationships and contacts in the passenger transport industry, have already made some money, and have the need to upgrade and replace their own operating vehicles. What do you think? What about this loan group?"

Director Niu thought for a moment, nodded and said, "Yes."

He didn't ask Zhang Qihang why he didn't list those passenger transportation companies under the jurisdiction of local governments as target customers. As the leader of Langya City Post and Telecommunications Bureau, he knew very well the attitude of state-owned enterprises in this era towards loans: loans?What kind of loan, that is the state financial appropriation!

Repay the loan?
nonexistent.

"Let's discuss the loan ratio and loan period for these target groups. In order to ensure the smooth approval of vehicle mortgage loans, Huateng Group can provide the required bridge funds. As for the income of both of us, it comes from the loan interest," Of course, it goes without saying that Huateng Group will also charge a certain percentage of handling fees when providing bridge funds: "Because of the special nature of the loan, I suggest that the interest rate of this loan should be slightly higher than the bank's loan interest rate for the same period. For example, the current three-year loan interest rate of the bank is 13.5%, we can set the interest rate of this loan at 18%, and half of this 18%, that is, the annual interest rate of 9% will be returned to Huateng Industrial Group..."

"An 18% interest rate is fine, but 9% will be returned to you, which is absolutely impossible!"

Before Zhang Qihang finished speaking, Director Niu exploded. With his face flushed and waving his arms, he shouted loudly: "Xiao Zhang, do you know how much our bank's operating costs are? You know that the country now has restrictions on loan cards. How strict, 9%, I can't explain everything to the other party..."

Zhang Qihang was not at all surprised by Director Niu's reaction: it would be hell if he agreed to it readily.

Then the two sides had another fierce quarrel.

Seeing the two people arguing non-stop, Zhou Anming rubbed his temples with a headache, and only then did he realize that he was careless...

"I mean you two." Zhou Anming, rubbing his temples, looked up at Zhang Qihang and his old comrade-in-arms, with a helpless expression on his face: "It's okay if you want to quarrel, but can you quarrel in another place? Let people hear you in my office What does it look like to be arguing?"

After scolding, without waiting for Zhang Qihang and Niu Ju to speak, he first looked at his old comrade-in-arms: "Old Niu, I didn't blame you. Since you are worried about this and that, then you don't talk about it at all. The Bank of Communications and I Lao Zheng also has a good relationship. Some time ago, Lao Zheng told me that he is having a headache now, and many loans are not granted or not. Since you are worried about this or that, then I will introduce this project to him. "

"That won't work!" Director Niu became anxious immediately: "Let me tell you, Lao Zhou, since you introduced this project to me, it belongs to our post office, and no one can snatch it!"

"Since you want to do it, show some sincerity," Zhou Anming said, "You are as stubborn as an iron rooster. You don't want to take any losses. You only want to eat meat and don't want to work. How can there be so many cheap things in the world?" Earn it for you? Will Xiao Zhang be happy? Or do you think Xiao Zhang can't find other partners besides your post office?"

(End of this chapter)