cicada

Chapter 958
When Song Minghao heard Zuo Zhong asked him to elaborate, he tilted his head forward slightly, glanced at everyone, and said mysteriously: "Senior seat, after the outbreak of the Sino-Japanese war, the economic situation in various places is very chaotic.

Stimulated by the chaotic economic order and huge profits during the war, financial crimes began to spread in the mountain city financial market, and the crimes in the domestic foreign exchange, foreign exchange, gold and insurance markets were the most serious. "

Domestic exchange, foreign exchange, gold and insurance?

These four words flashed through Zuo Zhong's mind, and he beckoned his subordinates to sit in the reception area. Well, Deputy Chief Zuo is so realistic, if he can think of a way, he can sit, if he can't, then he can stand.

Everyone sat down one by one, Song Minghao licked his lips, and said along with the words just now: "Some friends in the humble job, according to them, manipulating the black market exchange rate is the most common method in the foreign exchange market in the mountain city.

Last year, the national government began to restrict remittances from mountain cities to coastal areas, and maintained a low exchange rate. As the number of remittances decreased, commercial banks began to manipulate the exchange rate because their profits decreased.

As a result, the black market of domestic foreign exchange emerged. Banks in the mountain city used the funds of branches in various places to carry out arbitrage, deliberately lowering the exchange rate in one place and raising the exchange rate in another place, thus obtaining a large amount of extra income.

For example, there is a black market exchange rate between Shancheng and Rongcheng. The exchange rate in Shancheng is 1000.5 yuan, and the exchange rate in Rongcheng is 988 yuan. This is still small, after all, some small banks have no connections.

Those with a background, such as Yexi, Hecheng, Chuankang and other 13 commercial firms, can achieve a profit of more than 300 yuan per thousand yuan in their business operations, which has caused many remitters to complain.

These arbitrage methods are all kinds of weird and strange, and seriously violated the government's "Interim Measures for Facilitating Domestic Exchange", which stipulates that the remittance fee should not exceed 1 yuan within [-] yuan, and the government should approve it according to local conditions if it exceeds [-] yuan.

Therefore, there must be someone in the government for a similar business. The biggest backer behind the dozen or so banks I just mentioned is our Deputy Director Xu, who has repeatedly used the name of the Central Committee to excuse him. "

Zuo Zhong couldn't help but take a deep breath, what a motherfucker, a remittance of 300 makes [-] with tears in his eyes, and the profit of this kind of no-cost business is nearly [-]%, no wonder everyone talks about opening a bank to make money.

However, Song Minghao is indeed a bit wise, and he can receive such hidden news. It is estimated that it is a contact left by him when he was in the arms business in Jinling.

There is also Xu Enzeng, this bastard who spends his days drinking and drinking, and is a sensual dogma. It turns out that he is relying on the hard-earned money of the remitter. How much of the 300 profit will he get, at least half of it.

On the other side, Song Minghao swallowed his saliva: "Then there is foreign exchange. Also last year, foreign banks first violated the government's "Approval Measures for Foreign Exchange Purchases", which stipulates that all foreign exchange transactions must be approved by the central bank, and bought and sold foreign exchange privately. Then the black market started.

At the beginning of this year, a large number of foreigners brought huge amounts of dollars, pounds, francs, yen, and even poisoned rupees to circulate in the black market in mountain cities. Speculators then drove up the prices of these currencies, and the black foreign exchange market broke out on a large scale.

Last month, the U.S. dollar rose by about 15.00%, the rupee also increased by about [-]%, and other currencies also rose. It has become a common phenomenon that the exchange rate changes three times a day. Many companies have made millions in foreign exchange speculation in just one month.

Such a huge benefit has naturally aroused the covetousness of many people. If these speculators had no official help, they would have been wiped out by others, and privileged departments like the Zhongtong have become the target of many people.

Xu Enzeng, as the deputy director of the Central Unification Bureau, earns tens of thousands of yuan a month in this area alone. Director Zhu and Dongxin have also received a lot of benefits. There is a lot of money. This is almost an open secret within the government. "

"and many more."

Zuo Chong frowned when he heard this, and asked angrily, "Why haven't I heard of this? They are afraid of the Central Command, so aren't they afraid of our Military Command? It's simply unreasonable."

Song Minghao shrank his head, and replied awkwardly: "Senior seat, you rarely deal with the outside world, and you have killed so many people before, many people think you are as clean as water, so they didn't come to your door."

Deputy Director Zuo became anxious for a moment, and immediately snapped: "What do you think, Zuo Mou has always been a breeze in his sleeves? This is something that the general manager knows, and even the committee member has praised me many times."

After finishing speaking, he reached out and patted the table hard, with a ferocious expression on his face: "The problem is that I don't have to, but they can't refuse to give it, I don't care about money, what I care about is the face of our military commander.

If we let others know that they give to the Central Command but not the Military Command, wouldn't we be inferior to the bastards of the Central Command? This is unacceptable. Why didn't you remind me earlier? "

Forehead.
All the people present lowered their heads. The foreign exchange merchants really didn't dare to look for Zuo Zhong, but they did. Without the acquiescence of the military command, those merchants would not dare to do business in the mountain city even if they had grown a hundred heads.

Zuo Zhong was stunned by their reaction, and then he realized that he was an "other kind", reversed, reversed, these guys dared to collect money in private without telling him, how much less souvenirs he would have to collect!

Covering his heart in distress, Zuo sat heavily on the sofa, pointing weakly at the crowd: "You, you, alas, next time something like this happens, you have to report it in time, no one can be special┴.

It doesn’t matter if it’s money or not, what’s important is the friendship between us, we are all brothers in life and death, we must advance and retreat together, we can’t let people think that our army is not united, old Gu, are you right? "

"You're right, lieutenant."

Gu Qi took the lead to answer, and explained embarrassingly: "The other party just came here, because you only talked to Lao Bai before, we didn't dare to tell you, and we planned to report to you after a while.

Don't worry, I will immediately notify the other party to come to visit. These foreign exchange merchants are very powerful, and they have given away several houses in the urban area alone. If Mr. Zuo and the others come back in the future, you can also arrange for them. "

Zuo Chong's face looked better now, it turns out that the two sides have just started contact, so it's fine, but he doesn't want a house in a mountain city, and it's better to stand firm and knock loudly with gold bars.

He straightened his hair that was a little disheveled due to excitement, and looked at Song Minghao: "Old Song, go ahead, according to what you mean, Xu Enzeng has intervened in domestic foreign exchange, foreign exchange, gold and insurance?"

"Yes."

Song Minghao nodded, and explained Xu Enzeng's method of earning money: "The main profit method of the gold black market in Shancheng is gold speculation. The government promulgated the "Measures for Exchange of Gold to Legal Currency" as early as September 26 of the Republic of China.

It is stipulated that the exchange of fiat currency for gold must be traded according to the central bank's license plate, but the black market price of gold in various places quickly exceeded the central bank's license price. By November of that year, every tael of gold rose to about 11 yuan.

This year, the national government promulgated the "Measures for Prohibiting the Collection and Sale of Gold", stipulating that gold transactions can only be operated by government agencies. However, the private demand for gold is very large, and commercial banks often trade gold privately.

The Shancheng Police Department found out that the branches of the Shancheng Meifeng Commercial Bank were secretly engaged in gold transactions, and the other party privately purchased, sold, and privately produced tens of thousands of taels of gold. The Central Committee personally sent people to suppress the matter.

Bai Wenzhi refused to give up and wanted to take the opportunity to make a fortune, but Xu Enzeng scolded him on the phone, saying that Meifeng Bank had helped the government transfer a lot of funds and had made great contributions to the Anti-Japanese War, so it should not be investigated and dealt with at will.

But the truth is that the surname Xu has an extra [-] US dollars in his HSBC account, and his wife has also purchased more than a dozen shops in the city, with side seats. "

Zuo Zhong gritted his teeth, with a positive (envious, jealous and hateful) face: "This moth, did the power given to us by the party and the state let him use it like this? I, Zuo, have nothing to do with this kind of behavior that harms the public and selfishness !"

"Yeah yeah."

Everyone agreed, and scolded Xu Enzeng out of righteous indignation—Meifeng Bank did not contact the military commander for some reason. Since it is not a customer, it can't be too much.

Song Minghao waited for everyone to finish cursing, and then introduced: "After the war, the insurance market in the mountain city flourished, and the number of insurance companies increased from two or three before the war to 13.

However, illegal activities are not uncommon. The "Wartime Insurance Industry Management Measures" clearly stipulates that companies operating in the insurance industry are not allowed to concurrently operate other businesses, and the premium rates of the insurance industry must be charged according to the industry's public standards.

However, some insurance companies privately set premium rates in the process of handling business, did not follow unified regulations, and absorbed funds from the black market, or recruited insurance in the black market without authorization.

Just like Tai Anfeng Insurance Company privately charged extra fees from policyholders, at the same time, many speculators used Tai Anfeng financing to speculate on US dollar bills, gold and commodities.

The other party has also established close business contacts with the banking industry, and used the bank to promote funds to obtain additional income. The strange thing is that all these funds have lost money without exception, and investors have suffered heavy losses.

In addition, Taianfeng also used the insurance premiums it received to conduct commercial transactions, transfer short-term high-value loans, act as real estate and land transportation brokers, and buy and sell black market foreign exchange gold, etc.

Relying on these illegal profit-making methods, the profit of Taianfeng Insurance Company far exceeds the imagination of ordinary people. Moreover, according to its registration with the government, one of the shareholders is Xu Enzeng's brother-in-law. "

After introducing the general situation, Song Minghao resolutely suggested: "If the surname Xu has trouble with us, then we will crack down on those domestic foreign exchange banks, foreign exchange merchants, Meifeng and Antaifeng, and completely cut off his funding channels.

This group of people only cares about money. Once they know that Xu Enzeng caused their losses, they will only have two reactions. Either turn against our military commander, or squeeze Xu Enzeng out, or do both.

Based on my guess, the other party is very likely to choose the second path. Businessmen are all looking for advantages and avoiding disadvantages. Making money is the first priority, and our strength is stronger than that of the Central Committee, and we are more valued in front of the committee! "

"Clap~Clap~Clap~"

Everyone present applauded, and Zuo Zhong also showed a satisfied smile. What Song Minghao said was right, those businessmen would definitely choose the second way, because no one would be willing to be buried with a sunken ship.

(End of this chapter)