After the divorce, I started to transfer

Chapter 445 Borrowing and Cooperation

Chen Feng had no interest in Three Fingers' house in Shanghai.

In his own opinion, he already has enough real estate, and now that housing prices across the country are not very prosperous, there is not much room for growth, and few people are hoarding real estate for real estate speculation.

Of course, Chen Feng had no idea of ​​real estate speculation.The reason why those people flipped houses was to make money, but for Chen Feng now, making money is really too easy.If he really wants to make money, stock trading is more convenient and quicker for him, and real estate trading to make money is too troublesome.

Therefore, even though Three Fingers seemed very honest and didn't intend to lie to him, Chen Feng still shook his head and refused: "You should find someone else. If what you said is true, some people will lend you this kind of private mortgage loan." .After all, three or four million is not a lot of money to some people."

Seeing that Chen Feng refused again, although Three Fingers felt a little annoyed, he still had to keep his head down and said with a wry smile: "To be honest, if I use the house as collateral, I can indeed borrow money from others. But I don't want to Too many people know about it, and I don’t trust others. I don’t believe in the character of those people. If they know that I’m short of cash flow, those people will definitely take the opportunity to increase the interest on the loan. In addition, if I don’t pay in the future Money, I would rather transfer the house to you than transfer it to other people, and let other people take advantage of me."

When Chen Feng heard his words, he couldn't help laughing, and asked: "I'm not your relative or friend, and I don't know you very well, why are you willing to give me this bargain?"

Three Fingers said sincerely: "Because I know that you are a person of principle and character. From what you have done to your uncle, I can see that you are trustworthy and I appreciate you very much. So, if Wan If I don't pay in the future, I will give you the house willingly, and it won't be too uncomfortable."

Chen Feng saw that he spoke so sincerely, and his attitude was always upright. He didn't blame Zhao Guozhongmeng brothers, nor did he put on airs of his elders. In addition, he also knew that the old quack and local snake like Three Fingers would treat his uncle or his family It will be more or less useful in the future.

After thinking for half a minute slightly, Chen Feng asked again: "The house in your magical city is really worth more than 400 million?"

Hearing it with three fingers, he nodded quickly: "Of course. The current house price in Shanghai is second to none in the whole country, you should know that too. And the location of my house is really good, otherwise, I wouldn't have bought it at the beginning, after all, it is very expensive. According to the current market price, it is worth at least 410 million yuan. You can find out by asking anyone around. I am sure I did not lie to you."

"Then how do you borrow it specifically? Really only borrow 300 million, and then the house will be credited to me if it is overdue?" Chen Feng still doesn't believe that the other party is so generous, the house of more than 400 million is only worth 300 million.

Three Fingers obviously had a draft in mind, and immediately said: "One year. As long as you lend me 300 million, if I don't pay the money after one year, my house will belong to you. If I can pay it back, I will give it back." I will pay you back 350 million at that time."

This plan is fair, anyway, Chen Feng definitely won't suffer. Borrow 300 million for a year, and get 50 interest, which is not high among the people, but it is not low either.

So, Chen Feng nodded and said, "That's good. I'll consult with my lawyer and ask him to check the information about the house you mentioned. After confirming that it's correct, I can lend it to you. Go back and prepare the house first. The specific materials of the house, such as the real estate certificate, the rental status of the house, etc. Send it to me tomorrow, and I will send it to my lawyer for him to check."

Of course, I was overjoyed when I heard it with three fingers, and said quickly: "I have prepared these materials at home, including a copy of my ID card. I can get them back as soon as I go back."

"That's fine, you go back now and get what you need to bring, and give it to me. I'll wait for you here."

"Okay, I'll get it right away. You wait and I will."

After Chen Feng nodded, Three Fingers excitedly went home to get the materials.

On the other hand, Chen Feng continued to wait for his mother to clean up the leftovers on the table. This is the tradition of the older generation. After the banquet in the restaurant, leftovers should be packed and taken away.

Chen Feng was not easy to persuade.

It took about ten minutes for his mother and aunt to pack the leftover vegetables on each table in bags.

This is only because there are only six tables of banquets, otherwise it will take longer.

After it was over, the Zhao Xiaolan sisters took Zhao Guozhong and his wife to settle the bill carefully, and even had to bargain.This took a lot of time.

So much so that when Three Fingers came back again, they hadn't finished the settlement.

The relevant materials that Sanzhi sent to Chen Feng were all packed in a leather bag.

Chen Feng took the cowhide bag without looking at it. He just said, "After I go back, I will take a picture and ask my lawyer to check it. After the verification is correct, we will sign the contract tomorrow and I will transfer the money to you."

"Okay, okay. Ah Feng, I'm really going to trouble you this time." Three Fingers was very happy, and took the initiative to shake hands with Chen Feng.

Chen Feng didn't refuse, shook hands with him, and looked at his left hand carefully, it was missing two fingers, and the incision looked neat.This old Jianghu was indeed a ruthless person when he was young.

"Actually, I'm not interested in your house in Shanghai, nor the interest of the 50 yuan. But I still plan to lend you the money. Do you know why?"

Anyway, it's fine for the time being, so Chen Feng just said a few more words to this ruthless man back then.

Three Fingers immediately smiled and complimented: "I think it should be for Guozhong's face. Anyway, Guozhong and I are allied brothers. So now everyone praises you, Guozhong's nephew, for being kind to your uncle. There is no limit. If I also have such a good nephew like you, I will wake up laughing from my dreams."

Chen Feng appreciated his compliment to some extent, but he still shook his head with a smile and said, "That's not the main reason. If it was just for my uncle's sake, I wouldn't have lent it to you. The reason why I lent you , the main reason is that you are very honest and sincere, and you don't put on airs like an elder in front of me, and you don't act like an old man. Of course, if you haven't lied, I won't suffer from this loan. .So, I would be more willing to help you by the way."

Three Fingers said with a smile: "I'm dealing with people. If it was someone else, I would definitely have reservations, or even lie directly, but for a powerful person like you, I know that if I lie, I will definitely not get it right in the end. So, from the very beginning, I didn't intend to play tricks on you, but I sincerely wanted to seek your help and make friends with you by the way."

Three Fingers' words were very good, and Chen Feng had to change his view of him a lot.

Sure enough, every successful person has a reason, especially when dealing with people, emotional intelligence accounts for a large proportion.

Three fingers, who came from the low-level rural bosses, must have something special about him.He was ruthless when he was young, but now he is full of emotional intelligence when he is older.

When the two of them wanted to talk for a while, Chen Rui came over with the short eight. Seeing that both of them were smiling, it was obvious that they had a good talk and reached a cooperation.

Sure enough, before Chen Feng asked, Chen Rui took the initiative to tell him that the two of them would partner to open a chain car wash shop.

In addition to the current one that is eighty short, the two plan to open one in another town. The shares will be allocated according to what Chen Rui said before, and the short eighth will only account for 30%.

After the cooperation between the two parties, we will see whether to continue the cooperation next year depending on the situation. If the cooperation goes well, we will continue to open more chain car wash shops.

Regarding this, Chen Feng had nothing to object to, as Chen Rui could decide on this matter himself.As for asking him to help say hello to the HB bureau at that time, it's not impossible for Chen Feng to do it, but it depends on the situation.

The four of them didn't talk for a long time, Zhao Xiaolan finally settled the accounts, packed up his things and left.

When they went back, both brothers had drunk because Wu Mengting was driving the car.

In the car, Chen Rui told Zhao Xiaolan about continuing to open a car wash shop with Shorty Ba, and Zhao Xiaolan didn't object.

It was about three o'clock in the afternoon when we got home, which was still early. Chen Feng contacted Lu Guancheng, a real estate lawyer in Xiuzhou, through WeChat, and talked about the mortgage loan with the short eight, and then sent the real estate certificate and ID card Photocopies and other photos sent in the past, let help to verify.

If the verification is correct, by the way, ask Lu Guancheng to help make a more formal mortgage loan contract.

Lu Guancheng is quite professional, and after sending these things, the results were available in just over an hour.

That house is indeed a three-finger property, the property rights are very clear, the location of the house is really good, the surrounding supporting facilities are very sound, and it is indeed a school district house.

The other thing is that house, which is now leased to a family of three, and the lease period still has half a year left.Because it is just a real estate mortgage, the external lease contract of this house is not a hindrance, but for safety reasons, it must be specified in the next mortgage loan contract, lest the other party intentionally lease the house to others for a long time, such as Lease to the other party for several years at a time.

If so, even if Chen Feng gets the house, the lease contract will still be legal and valid.Chen Feng is about to suffer financial losses.

Lu Guancheng is a professional in this aspect, and it was clearly stated in the mortgage loan contract. After Chen Feng got the contract, he was very satisfied with it, and he readily transferred the service fee through WeChat.

In the evening, most of the family didn't eat, the wedding banquet was too full, only Chen Feng asked his mother to cook a bowl of rice noodles.

After eating, Chen Feng planned to contact Guo Mengyao again, but saw a message from Lin Yujiao, saying that she had returned to her hometown today, and asked him if his uncle was engaged today, and asked if he was at his hometown.

Zhao Guozhong is Chen Feng's uncle, and Lin Yujiao's aunt is from their Qingpu town, and she has a little relationship with Chen Feng. Of course, the more important thing is the Chen Feng brothers, and Zhao Guozhong. She could be regarded as a celebrity, and it was normal for Lin Yujiao to know that Zhao Guozhong was engaged.

Chen Feng also missed Lin Yujiao a little, so he directly made an appointment with her to go to Yujing Hotel.Lin Yujiao gave him a shy expression first, and said she would be there within half an hour.

The two are considered old comrades-in-arms now, and there is nothing shy about them.

Chen Feng arrived at Yujing Hotel ten minutes later, booked a room, and then sent her the room number, but he didn't go upstairs immediately.

The security here is relatively strict. You must swipe your card to go upstairs or after getting confirmation from the guests staying inside, the hotel staff will help you swipe your card to go upstairs.

So in order to save Lin Yujiao from wasting words with the hotel staff, it is better to wait for her to come and go upstairs together.

He was standing not far from the entrance of the hotel lobby, and very close to the hotel reception, as long as people outside the hotel came in, they could see him.

Looking at the time, it was almost 06:30, and it was estimated that Lin Yujiao would come over soon.

Not long after, he saw the vice-principal Qi Fulin. He didn't come alone this time. He also brought a woman with him, and she was also a woman who was much younger than him. She looked younger than Fang Xiaoyue. , estimated to be about 25 or [-] years old, and looks no worse than Fang Xiaoyue.

Seeing this, Chen Feng admired this person a little. This is really an old cow eating tender grass.Only one day later, he immediately brought another woman over to open a room.This method had to make Chen Feng admire.

Of course, if he relied on his money ability, Chen Feng could change it at any time without duplication, but the problem is that the vice principal obviously didn't rely on his money ability, and the two women are also considered beauties, which is a bit powerful.

Qi Fulin obviously didn't expect to meet Chen Feng again just one day later.

At first, he was a little embarrassed. After all, he knew that Chen Feng was Fang Xiaoyue's classmate, and he tried to ask Fang Xiaoyue out for dinner this afternoon, and then he came here to open a room logically.

As a result, Fang Xiaoyue didn't agree to him, so he had to settle for the next best thing and make an appointment with the current spare tire, an elementary school teacher, who was regarded as a colleague.

Now that Chen Feng bumped into him directly, if he told Fang Xiaoyue, it would undoubtedly be even worse for him and Fang Xiaoyue in the future.

But then he thought that he and Fang Xiaoyue were fine last time, and they could have further physical and mental exchanges immediately, but Chen Feng ruined the good thing, so that Fang Xiaoyue ignored him for the past two days.There is inevitably some resentment in my heart.

It's really not reconciled to let him let go of the duck that was about to be eaten like this.

So, after Qi Fulin hesitated for a while, he immediately stepped forward to greet Chen Feng with a smile on his face: "What a coincidence, I actually met you here again."

Chen Feng looked at him lukewarmly, but did not respond.After all, Fang Xiaoyue was his classmate and friend, if Qi Fulin had two legs, of course Chen Feng would not have a good impression of him.

Seeing Chen Feng's attitude, Qi Fulin felt even more annoyed, but because of Fang Xiaoyue, he could only endure it for the time being, smiled a little awkwardly, took a step forward, and said in a low voice: "Chen Feng, for your sake, just pretend you didn't watch it tonight." Come to me, okay?"

The meaning of these words is self-evident.

Chen Feng glanced at him indifferently, and asked directly: "Are you and Xiaoyue still dating?"

When Qi Fulin was taken aback, the woman behind him also heard it, and immediately grabbed his arm and asked, "Are you still talking to other people? Didn't you say you didn't have any during the meal?"

Qi Fulin quickly denied: "No! Really! I haven't talked to anyone except you now."

Chen Feng was very disdainful of his behavior of opening his eyes and telling nonsense, and then stabbed him: "The day before yesterday, didn't you still have a room with her here? You broke up so soon?"

The woman initially believed it, but when she heard Chen Feng's words, she was so angry that she slammed Qi Fulin, turned around and walked quickly outside the hotel.

Qi Fulin called the other party twice but didn't stop, he could only stare at Chen Feng bitterly, turned around and chased him out.

　grateful:
　　Justice and his grandfather voted for 2 monthly tickets!
　　Dong Muxuan voted for a monthly ticket!
　　Book friend 161202235641729 voted for a monthly ticket!
　　packsonhu cast a monthly ticket!
　　Fengfenghuo voted for a monthly ticket!
　　
　
(End of this chapter)