It's not that hard to open a hospital in another world, right?

Chapter 634 Let's cooperate and formulate medical insurance rules! (On the first day of the Lunar New Year, I wish everyone auspicious Year of the Tiger!)
Gretel followed the old lady, out of the Tongtian Tower, down Igor Peak, and out of the station of the little train.

Not far away, I saw a beautiful small villa with a video playing on the roof in a loop:

A pair of warm and clean hands held up a crying baby with an umbilical cord.

"So your medical center is here."

Gretel turned around and smiled.Ms. Exleben smiled and nodded:
"Yes, not all magicians are qualified to work on the peak. Setting up the medical center here will make it more convenient for them to get help when they need it."

As for the auxiliary tower of the magic system next to the Tongtian Tower, there is also a branch of the medical center.

There are those female magicians who persist until the last day of the due date, or who give birth suddenly in an accident, and they can get assistance very conveniently.

"It's better to let me fly up than to let them go up the mountain. Besides, the little train doesn't run at night..."

Talking and laughing, walking briskly, he arrived at the door of the medical center in a while.Cerilla couldn't wait to jump forward and push aside the small white fence.

There is green grass inside, and a straight and flat road leads directly to the door of the building.Looking at the width, it is enough for two flat cars to run side by side.

"This clinic is so small..."

Cerilla raised her head, raised her head, then pursed her lips, and spit out a little.

It's really small, with three floors, a square building with up to 20 rooms.It looks smaller than Gretel's villa.

The old lady didn't think it was disobedient.She turned her face sideways, looked at the beautiful elf girl and smiled slightly, crow's feet gathered slightly at the corners of her eyes:
"How many people do you think need to come to us to give birth every year?"

"Ah... oh?"

Miss Yinlong never thought about this question.

In fact, she has no idea how many magicians and female magicians there are in Nevis...

Ms. Exleben smiled and pointed:
"We have ten wards for maternity here, and they are often not full. There is no need to expand it."

Khan... sure enough, it's a very small market.

Ten wards, calculated on the basis of three days per person, only a thousand people per year.

The birth rate of magicians is not high!
It is completely different from the situation in Gretel's previous life, when every ward in the top maternity and infant hospital was full, and half of the corridor was blocked by extra beds...

In other words, if the richest magicians line up to give birth to him, the total business of the baby-friendly medical center... will be discounted in half in an instant...

Gretel suddenly felt guilty.

Cutting people's fortunes is like killing their parents. In the previous life, even if it was a public hospital, two big directors could pinch for it!

He stole a glance at Mme Exleben out of the corner of his eye.The old lady pursed her lips and asked them to enter the small reception room of the medical center and sit down around the table.

The maid brought gingerbread and black tea, and the old lady picked up the teacup and waved to them gently:
"When I was just born, my mother passed away because of dystocia. Life without a biological mother is difficult, which prompted me to establish a baby-friendly medical center, trying to save the lives of mothers and children..."

She looked eagerly at Gretel:
"I am shocked by your results here. 200 cases, no death. This is something we have been working hard for so many years, but we have never been able to do it."

Uh, this is mainly because I stand on the basis of modern medicine.And cesarean section can handle a lot of situations that normal delivery can't do...

Gretel opened and closed his mouth.The old lady has already said in one breath:

"I would like to make an unfeeling request. Can you allow me and the girls to learn this technique from you? Any conditions, any price!"

"Don't say that." Gretel quickly reached out to stop him:
"The years of work and experience accumulated by the Baby-Friendly Medical Center are also very valuable to us. We can learn from each other... If you are willing to bring a team to my place to observe, I welcome it very much."

The old lady breathed a sigh of relief.The two sides continued to have an in-depth conversation, and Gretel realized that not every female magician can afford high spell costs:
"Actually, most of them gave birth under the care of midwives and did not need medical spells. Those who needed medical spells were paid by the council, and they only needed to pay a very small part..."

"medical insurance?"

Gretel blurted out.The old lady thought for a while, then nodded again and again:

"According to what you said, it is indeed similar to the shipping insurance of the current sea trade merchants. Well, it is basically like this..."

All magicians, whether male or female, have to pay part of their work income to the council as taxes.Of course, if the salary is directly paid by the council, these taxes will be deducted in advance.

Then, the council pays part of the tax money to each medical center.

This fund is divided into two parts: one part is the fixed research fund, which proposes the research direction to the parliament every year and declares the budget;
The other part is the cost of treatment. Regularly count the amount, use, who is treated, what disease, and which magic spells are used.The general ledger is calculated every quarter and reimbursed by the council on a pro rata basis.

As for magicians who go to these designated medical centers to receive treatment, they need to pay for their own expenses, and they can get a few discounts.

Just like the students of the Academy of Magic, if they seek medical treatment at the port medical center, they can get a 80% discount.For magicians with relatively low levels, who have weak payment capabilities and really need medical treatment, the reimbursement ratio can reach more than [-]%.

"You can only enjoy payment discounts if you are treated at a medical clinic that has signed a contract with the council. Master Nordmark, is your Oak Grove medical clinic on this list?"

"Ah...haha...haha..."

Gretel's eyes fluttered.It's been less than a year since his medical center was established.When it was established, it did receive funding from the parliament, but things like designated medical care...

No one told him there was such a thing!

No one told him that the council still has medical insurance, the system of designated medical insurance units!

"By the way, is it possible to get reimbursement from the council for treating any injuries?"

"That's definitely impossible!" The old lady gave him a strange look:
"Only serious injuries and illnesses can be treated with spells. For some colds and coughs, you can drink a cup of medicine and let it heal slowly. If you have to use it to remove the disease, how can the council pay for it for you!"

It means that excessive medical treatment is not allowed, and treatment that is not covered by medical insurance, please pay for it yourself?It sounds reasonable, otherwise, the council's finances will one day be dragged down by medical expenses.

"How long has your medical center been open? I don't know? ... Oh, you are from the Evocation Department, and no one tells you these things. Really, why did you become such a freak in the Evocation Department?"

Gretel: T_T
It's not that the evocation department made me such a freak, but I fell in love with the evocation department's spell research, and I insisted on sharpening my head to get into it...

Also, magicians are mostly in small circles, between the medical branch of the conjuration department, and the lightning branch of the evocation department, the circles are separated by an unknown distance.Gretel opened a medical clinic, but no one told him what to do with these procedures.

"If we can come to you to study, I can help you complete the appointment signing procedures of the Oak Grove Medical Center." The old lady said one by one, slowly.

As the entire Magic Council, the only medical center that specializes in giving birth to female magicians, she said this with confidence: Which magician dare not give her face?Who dares?
"In addition to fixed-point contracting, I can also help you apply for research fees and treatment expenses. By the way, which treatment expenses can be paid by the council and which patients should pay by themselves, I can tell you carefully, so that you don't suffer. ..."

Ah, Medicare.When you arrive in another world, you have to face medical insurance.Gretel understands it too well. If you don’t understand this stuff, the medical insurance bureau doesn’t recognize the expenses you declared, so the hospital will have to pay for it...

In the past, the hospital paid the bulk of the money, and the departments and doctors themselves contributed the small ones. Now, it's all from his own pocket!
"Thank you so much! - Come to our place to communicate, there is no problem, as long as you follow my rules - as for the price, it is also very simple, everyone is the same, each person will heal 20 poor pregnant women every year!"

"A word is settled!"

The old lady leaned back, the wrinkles on her face relaxed one by one, and she was very happy.

Next is teaching time.Gretel sat up straight and listened.

He was prepared to hear a long list of basic medical insurance drug catalogs, diagnosis and treatment items, medical service facility standards, single-disease payment and so on, who knows...

"Actually, there is only one principle. - Serious illness, serious injury, those that kill people, those that will lie in bed for several months, or those that are disabled, the council will reimburse you. Just endure it yourself, and it can be cured with medicine. Please pay for it yourself." money."

"It's like midwifery. If you can give birth by yourself and just want to save some effort, you will pay for it yourself; if you can't give birth by yourself and you have to support it with divine magic, the council will pay for it."

"But who has the final say?"

"Does the healer have the final say?...Well, the council will also come to spot checks, especially the magicians of the prophecy department. With the record book, sometimes they can reproduce the situation at that time. So it is impossible to fake it. We basically Don't use that brain..."

"emmm..." Gretel held his chin:

"So, what about the medical insurance rules for cesarean section? After all, some people will die if they don't have a cesarean section, some people can have a cesarean section or not, and some people don't need a cesarean section..."

"You have the final say on this." The old lady showed her face and smiled:

"After all, you invented it, and the rules are made by you."

However, 200 cases are too few to be convincing at all.Gretel lowered his head and thought for a moment, then looked at Ms. Exleben:
"Can we work together?"

A level 13 great magician, how many years has she been in this clinic!

One thousand cases a year, ten years is ten thousand, 30 years is thirty thousand!With 200 cases, it is much more convenient and persuasive to sum up the rules than [-] cases!

"We work together, we make the rules together, and we bring them to Parliament!"

With the research funds, the fixed-point medical insurance funds, the source of customers, and the manpower to work...

May all your wishes come true!Oye!
****
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(End of this chapter)