The Kyoto Bubble Era: Starting from the Sale of Hundreds of Millions of Properties

Chapter 13 Who is the Big Shot
Kuroda Yu frowned slightly. Before he made a statement, Oshima Mitsuo began to reprimand Kitahara Sosuke in the attitude of a superior, which made him a little dissatisfied.

However, what Mitsuo Oshima said was what he thought, so he didn't say anything for the time being, letting him teach Kitahara Canosuke a lesson in the tone of his predecessors.

"Wu Nai Rubber is an inferior club that is on the verge of bankruptcy. I heard that the president is still a stubborn old fool. In this environment, he still adheres to the 'artisan spirit' and is unwilling to transform into real estate and lend him a loan. Are you? Are you going to waste our money?"

Mitsuo Oshima slapped the table hard, his words were bad, his roar echoed throughout the conference room, and the ordinary staff who were standing on one side bowed their heads and did not dare to look directly at him.

"Not long ago, Takeuchi Rubber was confiscated by Osaka Finance for 1000 million yen, and their upstream company has almost transformed into a real estate developer. The profit margin is low and the operation is difficult." Kuroda Yu flipped through the documents. He was even more puzzled when he truthfully recorded the tragic situation of Takeuchi Rubber at this time.

If you really want to do a special financing project, Kitahara Canosuke should at least paint this club a little bit!From the information he provided, Takeuchi Rubber has no merits at all.

"Even if it's only 1000 million yen, even if the interest rate is raised, we can't lend it to it." Kuroda Yu's words were the final judgment on this business.

"Senior, Oshima-senpai, Kitahara wrote his application points at the end. I don't think there is no chance." Sakurai Saeko, who had been silent for a long time, suddenly spoke up, her cold voice was extremely moving, and it immediately attracted everyone's attention. To attract the past.

She seldom speaks in morning meetings, but every time she speaks, she is often sharp and can point directly to the core issue in a simple and concise manner.

Sakurai Saeko actually helped Kitahara Sosuke!

Mitsuo Oshima was stunned for a moment, then immediately reached out to get the information in front of Kitahara Cangsuke, turned to the end, and briefly glanced at it.

"New car shock absorption system. Special rubber products, exclusive research and development technology."

A lot of data are displayed in front of us, from patent applications to R&D plans, countless data prove that Takeuchi Rubber is really studying this brand-new technology.

The data summarizes the prospects of this technology in very concise sentences, and also specifically points out that large automobile manufacturers such as Toyota have plans to expand overseas. The differences between Nissan and other countries' cars are listed later.

According to the description of the data, if Takeuchi Rubber is successfully developed, it is indeed worth seeing.

Judging from the prospects of the huge auto market, it is not impossible to use a mere 1000 million yen loan to gain a chance.

Sakurai Saeko had already carefully read this thick document when Mitsuo Oshima accused Kitahara Canosuke. She assessed from a professional point of view that the loan is not infeasible, it depends on the courage of the lender, and What is the real situation of Takeuchi Rubber?

"Keihara, have you ever inspected the research and development laboratory of this technology?" Sakurai Saeko turned to look at him and brushed the hair by his ear, "What is the character of President Takeuchi? The environment inside Takeuchi Rubber What about the atmosphere? Also, does President Takeuchi have a certain degree of cohesion and conviction in the club?”

She asked several core questions in a series, and Fujiwara Norika was stunned when she heard it. These were all things that the head of the department considered seriously at the beginning.

She sat upright slightly, feeling that the head Sakurai, who was privately hailed as "beautiful iceberg" not far away, was really powerful, and he deserved to be the head of the department with the highest performance!
Kitahara Canosuke replied one by one. He had paid attention to all of these. The answers were smooth, and there was no sloppy feeling, which made Sakurai Saeko a little surprised.

These questions were the result of her repeated thinking and careful deliberation after reading the materials. Judging from the speed and quality of Kitahara Canosuke's answers, he clearly took it into consideration during the field investigation early in the morning!
What a great man!

"Senior, I agree to provide a customized special financing project for Takeuchi Rubber." Sakurai Saeko looked at Kuroda Yu, directly ignored Mitsuo Oshima, and expressed his attitude.

Kitahara Aosuke glanced at Sakurai Saeko, a little surprised.

In my memory, this woman was shrewd and capable. She didn't communicate much with herself. She was also a loner in the industry and rarely participated in other people's business decisions.

How could she speak for herself?And it's on such an under-appreciated project.

If he didn't know that Sakurai Saeko is not the kind of person who can be arbitrarily controlled by emotions, he almost thought that this woman had a crush on him, and then brought her feelings to the workplace!

Of course, it does not rule out that she has the heart to cheat herself. After all, in theory, she is also one of the strong candidates for the next section head-although the senior management does not like women to sit in too high positions, but the district branch section head career is not impossible.

Kuroda Yu hesitated, to be honest, his vision was not good enough to judge the future of a company and make decisions, relying more on his knowledge and trust in his subordinates.

1000 million yen, is it too risky?
The most important thing is that the approval process for special financing projects is cumbersome, at least a week, so the Beiyuan three departments will spend a lot of time on this matter, what about the financing tasks of that lesson?
A mere 1000 million yen is too far away from the goal of [-] million!

Call back the application for the special financing program and agree to the ordinary loan approval?This can not only take into account the emotions of Oshima, but also appease Beiyuan, and then let them work hard for themselves.

Kuroda Yu made up his mind and was about to speak, but Oshima Mitsuo was ignorant and grabbed ahead of him: "Senior, I don't agree."

"Special financing projects are only for high-quality clubs. I don't know whether Takeuchi Rubber can survive the end of the year, let alone pass the high-quality audit of the branch! Even if 1000 million yen is provided in the form of commercial loans, it may become a bad debt, the section manager , this is too risky!"

"With just one piece of information, wouldn't the section chief be able to identify it as a good club?" Mitsuo Oshima added, completely blocking Kuroda Yu's path.

"Department Chief Oshima! The department chief and I went to Takeuchi Rubber to investigate on the spot." Fujiwara Norika couldn't help it, the smiling tiger Oshima was too hateful!To block all their paths!
But before she could finish, she was interrupted by the sound of "bang" hitting the table hard.

"Fujiwara! Didn't Kitahara teach you meeting etiquette? At this time, do you have the qualifications to interject? A director who has been in the industry for two years, actually pointing fingers at seniors and leaders? You don't want to stay in the industry!"

Mitsuo Oshima's voice was thunderous, making Fujiwara Norika's face turn pale. It was a very stupid act of subordinates in the RB workplace to question their superiors. She didn't pay attention for a while, so she shouted it out.

At this moment, she regained her senses, panicked all of a sudden, lowered her head quickly, and tears began to spin in her eyes: "I-me."

"Senior Oshima, I don't plan to go through the high-quality review process of the branch." Kitahara Canosuke sat on the chair, motionless, just looking at the aggressive Mitsuo Oshima, and said leisurely, "That process is too cumbersome, it is necessary to Open up too many joints, and when the branch officially issues the documents, Takeuchi Rubber may really go out of business."

"If you don't go through the high-quality review process, Kitahara, do you want to merge Takeuchi Rubber through an M&A holding model?" Sakurai Saeko responded quickly, with a look of surprise, and then she thought of something, showing an expression of sudden realization, "But this must have The company with you as the legal representative will do. I remember that employees in the industry must register for a company, and they must have been in the industry for more than ten years, and at least be at the level of a branch president."

"What a joke, the M&A holding model, how many years ago is this, how many people still do this?" Mitsuo Oshima was also dumbfounded.

Also stupid are Kuroda Yu and others.

The so-called M&A holding model is a policy of the times launched by Dongsan in the early years.

At that time, Tosan executives were heavily inserted into insiders from the Mitsubishi consortium. In order to balance the psychology of the original Tosan indigenous executives, Tosan introduced this policy.

The policy allows employees who have been in the bank for more than ten years, and employees at the level of branch president and above to register themselves as legal representatives outside the company. They can carry out any free business activities, and even get internal capital injection support through this policy to become a bank. a subsidiary company.

RB is the main banking system. The major banks are controlled by consortia, and then they invest in various clubs and have a controlling relationship with each other, thus forming a huge network of relationships dominated by banks and supplemented by enterprises.

One glory and one glory.

This policy is equivalent to allowing employees to do side jobs in disguise, integrating their clubs into the banking system, becoming a member, enjoying low-interest loans and various benefits, and receiving various care for future business transactions.

It was only later that the executives found out that instead of starting a new business by themselves, it is better to let the bank transfer a large company under its name into their own hands, and directly control it or become the president after retirement. No risk.

Over time, no high-level executives will do this anymore. Usually, they directly use the existing wool in the bank. Anyway, the consortium's subordinates don't know how many holding clubs there are, and it's fine to take a few.

This system has been retained to this day, but it has been largely abolished.

And it is precisely the link that Kitahara Sosuke needs the most.

"Beihara, do you know what you are talking about?" Kuroda Yu was also a little confused, "Your position is not enough."

"I remember that the M&A holding model was not limited to being the legal representative in person. He only needs to publish an article in the industry and is willing to be the recommender." Kitahara Sosuke smiled, "That is, as long as there is such a high-level executive who is willing to recommend Can my special financing project be done?"

"That's right, but President Asano." Kuroda Yu nodded, "I will never pass your application, so don't bother him."

This is what Fujiwara Norika is most puzzled about. When she was doing materials for the head of the department this morning, she also realized that the head of the department wanted to adopt the acquisition and holding model. In this way, everything made sense.

But the problem is that President Asano can't agree at all, right?
"Senior, if I can find such a person, you will agree to this project, right?" Kitahara Canosuke still smiled with a confident expression.

Kuroda Yu nodded slightly: "Of course."

"Where's Oshima-senpai?" Kitahara Canosuke turned to look at Mitsuo Oshima.

"Of course I'm fine." Mitsuo Oshima was so angry that he wanted to curse. Isn't this nonsense?
If there is a high-level executive of this level willing to come out and recommend Kitahara Sosuke, who would dare to object?
Is it looking for death?

He looked at Kitahara Canosuke suspiciously, and had a bad premonition in his heart.

Is there a backer behind this kid?
impossible.

He has been in the business for so many years, and he has just opened up the relationship between branches. In a bank where personnel are everything, it is very difficult to find a backer who is truly willing to nurture you!

The achievements of subordinates are the credit of the boss, and the fault of the boss is the responsibility of the subordinates.This is the unwritten iron law within the bank!
Who knows if your backer will turn around and sell you.

Worshiping the mountain is a very challenging and dangerous thing.

Is it the senior of the Dongda faction?

He is from Tokyo, is he the boss of the Tokyo faction?
Mitsuo Oshima's face became more and more solemn.

"Then it's settled, Section Chief, please be sure to pass my application documents, please!" Kitahara Canosuke stood up and bowed with a smile on his lips.

Fujiwara Norika was dizzy, was this matter suddenly settled?

I always feel that when the head of the department makes a move, it seems that everything can be easily solved?

It's night, Chuo Ward, Osaka, Giraffe Nightclub.

Mitsuo Oshima was full of oil, wearing a green plaid shirt and a windbreaker that could not cover his big belly. He was walking down the hall aisle with Lin Yuanxiang.

Lin Yuanxiang was still a little cautious, looking at the red carpet on the ground and listening to the deafening music, his spirit became trance.

Colorful neon lights flickered, a golden giraffe sculpture was erected in the center of the hall, and the surrounding booths were all full. Call and snatch.

On the center stage, a short-statured young man was dancing passionately with his arms around a tall dancer with heavy makeup.

"Lin Yuan, this is paradise on earth, champagne can be opened at will, as long as you have money, the world is a piece of candy, you can lick and bite haha." Mitsuo Oshima smiled and patted his subordinate's shoulder heavily, "Go, Pick a night princess you like and indulge yourself!"

After dismissing Lin Yuanxiang, the smile on Oshima Mitsuo's face gradually disappeared. He looked at a booth where a thin middle-aged man was sitting. At this moment, he was holding three or four night princesses. When he saw him coming, he immediately Get up to greet you.

"Major Oshima, I'm very sorry, President Yamamoto has an important meeting today and can't come."

"Why did President Yamamoto suddenly plan to go to the Sakura Bank?" Mitsuo Oshima's face was not good, he was forcibly pressed by Koizumi Kazuma on the sofa, and he also hugged a girl.

"Department Oshima, this really happened suddenly. The president had already agreed to the loan, but last night, the prince from the Yamada group suddenly came to visit and asked the president to leave your bank. You know, the relationship between the Yamada group and us. , the president can't refuse." Koizumi Kazuma poured a glass of foreign wine for him, "Try it, the champagne tastes really good."

"Prince of the Yamada group?" The girl next to Mitsuo Oshima quickly took the glass and fed it to his mouth with a tender smile.

"Well, I'll make an appointment for you." Koizumi Kazuma looked at the little man dancing alone in the middle of the dance floor with a charming face, "He's a real big client."

"The Yamada-kun of the Yamada Group is a big man. He is our honored guest. He spends hundreds of thousands of yen every night!" The girl said with a smile, "Guest, you must find a chance to get to know him~"

After listening to Mitsuo Oshima, his body couldn't help but sit up straight. He could talk to President Yamamoto, and even any princess in the nightclub here knew that such a person really had an extraordinary origin.

(End of this chapter)