The Kyoto Bubble Era: Starting from the Sale of Hundreds of Millions of Properties

Chapter 204 I'm Studding, You Can Do What You Want

After comforting Orihime Onoue on the phone, Kitahara Sosuke immediately called Kenji Owada after hanging up the phone.

Owada Kenji was quite surprised when he suddenly received a call from Kitahara Sosuke. He heard that he had something important to discuss with him. After hesitating for a while, Owada Kenji agreed to Kitahara Sosuke's request to come to the branch and talk to him directly.

Originally, Sosuke Kitahara was only the agent of the branch manager. To report work, he had to find the vice president of the branch first. If it was not good enough, he had to talk to the head of the branch's financing department first. This way, the better the level, the better the behavior of directly looking for the head of the branch is very unsatisfactory in the Japanese workplace. OK.

The Japanese workplace is very particular about order and inferiority, and the behavior of leapfrogging the report is easy to be hated by the direct supervisor.

However, Sosuke Kitahara is a person who does not play cards according to common sense. This point is now the consensus of the financial circle. I heard that he even went to the United States to short crude oil alone. Now there are still rumors in the circle that the ghost of Dongsan turned into a fool of finance It's a joke, people who thought that he might rely on some personal ability to make a fortune in the stock market and housing market also gave up their ideas.

It is agreed that Kitahara Sosuke is just a lunatic who doesn't understand anything.

Everywhere is different from others. The head office wants to make a mortgage, but he doesn’t; he is not happy to ask him to open the loan for the Juliana Tokyo project; Come up with a repayment plan that is full of public dissatisfaction and criticizes!
Until now, due to the Kawatani village incident, the difficult problem of dealing with a large number of bad debts in the Chuo-ku branch, and Kitahara Sosuke’s ridiculous loan repayment plan, the bad debt processing business of the entire Osaka branch is still in the quagmire, and no good solution has been found. .

To be honest, Owada Kenji began to doubt his previous optimistic judgment on Kitahara Sosuke.

Sosuke Kitahara went to the Huichuan restaurant first, and then drove all the way to the Osaka branch.

He walked into the building with a briefcase, and a group of bank staff who came to meet him had weird faces when they saw him, and they greeted him with a suppressed smile, "Hello, President Beiyuan Branch~".

Kitahara Sosuke nodded kindly and responded one by one, probably knowing the reason for their expressions.

Under his not-so-deliberate arrangements, his image as a financial idiot is deeply rooted in the hearts of the people, and his behavior of exchanging 13.3 billion meters of gold at Sanhe Bank and smashing it into the oil market is regarded as a classic laughing stock by the financial circle.

The onlookers all had this attitude, so the enemies naturally relaxed their vigilance.

When he came outside the president's office, he knocked on the door and got a response. He pushed the door open and closed it.

"Cangsuke, sit down." Owada Kenji was having a headache with the stack of bad debt documents in front of him, and he said meaningfully, "Cangsuke, as of mid-August, the total bad debt amount of the Osaka branch has exceeded 8 billion yen. It’s not small. The board of directors of the head office asked us to control the amount of bad debts and reduce them by more than 8000%, which is a headache.”

Among the books piled up in front of him, the first one is the results of the bad debt processing of the Central District Sub-branch. The total amount of 800 billion bad debts is now only 68 billion, and the completion rate is only 8.5%, which is far away from the goal of 80%.

Today, the highest completion rate is the Nishi-ku branch in Osaka, with a completion rate of 38%.

Therefore, the form of the branch is extremely severe.

"President of Owada Branch, please don't worry, I will clean up all the bad debts of the branch." Kitahara Sosuke replied with a smile, then took out a copy of the contract just taken from Onoe Orihime from his handbag, and put it in him on the table.

"This is?" Owada picked up the copy of the contract suspiciously.

Kitahara Sosuke replied: "This is a secret loan contract signed by Ms. Ogami and the Osaka Branch of the Industrial Bank of Japan, and a personal loan of 2400 billion yen was pledged by a deposit certificate."

"Certificate of deposit pledged loans of 2400 billion! Still in the name of an individual!" Owada Kenji is also a bank employee who started from the grassroots, and understands how terrifying the meaning of this sentence is.

The total amount of bad debts in the entire Central District branch is only 800 billion.

Just one person on Ogami borrowed 2400 billion!
"The certificate of deposit is issued by Toyo Shinkin Bank. Interestingly, the total deposit amount of this credit bank is only 3000 billion yen, and Ms. Ogami alone accounts for 80% of their total deposit?" Kitahara Sosuke's laughter It is full of sarcasm, "The president of Owada Branch, Nikko is a long-term credit bank. According to the regulations of the banking industry, they can only conduct business with large corporate customers. A huge sum of 2400 billion!"

"This is indeed a big problem, but it has little to do with our Tosan." Owada Kenji frowned. The contract was signed by Hiroshi Kurosawa. From finance to politics.

This kind of character is not something he can provoke now.

Even if there is a problem with the loan, Kenji Owada decided to turn a blind eye and turn a blind eye. He can't go to the Bank of Japan and the Ministry of Finance to file a complaint, right?

He became more and more confused.

Isn't Ogami in the same camp as Kitahara Sosuke?Why did he suddenly come to him to expose this kind of thing?
"Your Excellency, Branch Manager, Ms. Ogami has a loan of 600 billion yuan in our Tosan. This money was personally approved by Mr. Ito Wan, and it was attached to his branch in Nagoya." Kitahara Sosuke showed a bright smile, "From According to known information, the total amount of Ms. Ogami’s loans is far more than this. In addition, there are more than [-] banks and financial institutions that have granted her a large amount of loans. The whereabouts of the money is unknown. I inquired about it and got an interesting guess. It is said that so much money went into the pocket of President Hiroshi Kurosawa through Sew Onoami’s hand, and President Hiroshi Kurosawa is about to run for the House of Representatives, and he urgently needs the performance of the financial industry and a lot of campaign funds.”

Owada Kenji raised his eyebrows. His level is not high enough, and he doesn't like to play that kind of investment game. He prefers the power game in the bank, so he didn't participate in the Gulf War oil war, and he didn't get involved in the Juliana Tokyo project.

He has been concentrating on the bank, but it doesn't mean that he is unaware of the people around him and the changing events around him.

The supporter behind Hiroshi Kurosawa is Noboru Takeshita, who is deeply involved in the interests of the Takeshita family. With so much money flowing into his hands, the final destination is self-evident.

"If the outcome of the Gulf War is not as everyone expected, then under the chain reaction, it is a 100% event that Ogami will not pay the loan." Kitahara Sosuke went straight to the point, "In this way, Ito, who is the ultimate person in charge of this business Wan Changbu cannot be blamed, and I think this information will be helpful to you at that time."

Needless to say, the words between smart people are too clear.

Owada Kenji and Ito Mansaburo had a rift over the Asano Naoto incident. He failed to skip the executive director and directly entered the board of directors as a director as he wished, but was trapped in the Osaka branch to clean up the mess. Ito Mansaburo was behind it The shadow is at work.

This handle can indeed play a decisive role at critical moments!

Although Owada Kenji didn't think there would be any accidents in the Gulf War, as long as there is this contract, Ito Mansaburo's loan review problem cannot be escaped. The chain reaction brought by such a big problem customer is enough for him to drink a pot.

As for whether Ogami can repay 600 billion yuan, it has never been within the scope of Owada Kenji's consideration.

He was just very puzzled, what good would this matter do to Kitahara Sosuke?

In addition to the disgusting Ito Mansaburo, Kitahara Sosuke, who had a deep cooperation with her and participated in the Juliana Tokyo project, could escape from Ogami's accident?
Maybe it's because he knew that the matter had come to an end, he couldn't reach an agreement with Onoue, and now he wants to find a backer?

Sosuke Kitahara's previous so-called "dementia" operation directly provided the business of Ogami Sewing to Ito Mansaburo, which offended him and the leader of the progressive faction Gennai Ken two big bosses at once.

Now that things have changed, Gennai Qian can't count on it, so he hopes to break through from himself?
Owada Kenji gradually showed a smile on his face, and accepted the contract: "Well, Sosuke, I will remember your friendship in this matter. But you can't relax in dealing with bad debts."

"Of course." Kitahara Sosuke also smiled back. He probably thought he was submitting a certificate, but in fact he just wanted to kill someone with a knife.

So what if something happened to Taigami?
Her money didn't go into the project at all.

As for the investment in that unfinished project, it is obviously a masterpiece of Kitano Logistics, and Hamanaka Taro's contribution, I, Kitahara Sosuke, just took profits for nothing, and the rest is none of my business?
"Branch Manager, please don't say that this information was provided by me." Kitahara Sosuke added, looking cautious, as if he was worried about something.

Owada Kenji laughed: "Of course, don't worry. By the way, Sosuke, Vice President Kishimoto is getting old and will retire this year. Do you want to make a move?"

Sosuke Kitahara raised his eyebrows, is he the vice president of the Osaka branch?

He was indeed a little moved.

But at that time, Owada Kenji also left Osaka. It is not very cost-effective for him to be the second in command of someone who does not know who it is.

Kitahara Sosuke shook his head: "Thank you very much for the promotion of the branch manager! But the issue of promotion should be handled by the board of directors."

"Well, what I'm talking about is that I was too casual." Owada Kenji restrained his smile. He was a little carried away just now. The appointment of personnel at this level is naturally decided by the board of directors in name. The calmness of this young man is amazing. , not like a rookie who would make those low-level financial mistakes.

He took a deep look at Kitahara Sosuke, and said nothing, the two looked at each other and smiled, everything was kept silent.

On the way back, Kitahara Sosuke tapped the steering wheel, feeling like he was playing cards with countless big bosses. The handles and buried chess pieces in front of him were his personal chips, and the big bosses also wanted their own cards and chips. .

This gamble depends on how they play, how many chips they have, what cards they hold, and what benefits they want to obtain.

As for Kitahara Sosuke.

"I'm a stud, you can do whatever you want." He chuckled, and the words fell, GT-R32 galloped all the way, and the whistling exhaust sprayed out, drawing a brilliant trajectory!

(End of this chapter)