The Kyoto Bubble Era: Starting from the Sale of Hundreds of Millions of Properties

Chapter 26 Intrigue, disgusting

The morning meeting of the financing lesson was quickly held under Kuroda Yu's instructions.

The ordinary staff stood in a row in the rear. In front of them were the heads of the three departments, each holding a pile of materials and holding their breaths.

After not seeing him for a few days, Kitahara Sosuke felt that the head of the class seemed to have more white hair.At this age, he managed to become the head of the class. Many of Kuroda Yu's contemporaries had become prosperous in various fields, which put him under great pressure.

He put his chin on his hands and glanced at everyone: "Let's start, everyone."

After the routine data report was over, Mitsuo Oshima, who was full of oily face, was the first to speak: "Senior, this weekend, I proposed a new business."

Kuroda Yu nodded slightly, but didn't care too much.

Near the end of the year, performance in December is very important to individuals, departments and sub-branches, and it is normal for subordinates to work overtime on weekends.

"This is an operating loan demand of 5 million yen." Mitsuo Oshima laughed, deliberately lengthening his voice and slowing down his speech rate. Lin Yuanxiang, who was behind him, distributed several documents to everyone.

"My God, 5 million yen loan!"

"This must be a big client!"

The ordinary staff standing at the back exclaimed in low voices, this kind of quota, the entire sub-branch can't make a few payments a year.

In just one weekend, the head of the Department of Oshima actually obtained such a large amount of loan!
"What! 5 million yen?" Kuroda Yu didn't react for a while. After a while, he opened the information and carefully reviewed it.

Seeing the words of Yamada Real Estate Credit Co., Ltd., Kitahara Aosuke suddenly showed a weird smile on his face.

The photo of the lender, President Yamada Yang, is particularly conspicuous.

"5 million yen" Kitahara Canosuke tapped the table lightly with his fingers. The total value of his three properties is exactly this amount. This guy is really greedy. He not only wants to get all the houses, but also doesn't want to pay for it himself.

Buying a house with the bank's money, and then waiting for the house price to rise before making a move is a naked act of empty-handed white wolf.

"As shown in the data, Yamada Real Estate Credit Co., Ltd. was established four years ago. In recent years, the company's profit has been extremely high, and it has begun to develop a new direction. They are high-quality customers of many banks and have cooperated with us before. , the deposit is linked to the name of the second department of operation, but because of the stupid behavior of a teller downstairs, this distinguished guest plans to cut off the cooperative relationship with us and switch to Sakura Bank."

Mitsuo Oshima talked eloquently. Anyway, the Yamada group is in the usury business. At present, the assets are rich and the club is thriving. It can be decorated at will, without too much research.

"Because of the mistake of the teller Kyoko Kobayashi, President Yamada withdrew 3000 million yen in deposits under his name, and also took away many high-quality customers, including President Yamamoto under the name of Kitahara. Ah, it happened last time."

He turned to look at Kitahara Canosuke, the smile in his eyes even more intense.

"By the way, I heard that Kitahara didn't stop them from leaving, but instead said to use the funds under his name to fill the vacancy of the second department's savings, tsk tsk tsk, 8000 million yen, Kitahara got the money from selling the Osaka real estate? "

Kitahara Canosuke was a little curious about how Oshima Mitsuo got on the line with Yamada Yang, but since they had an intersection, the latter must have complained about his house selling behavior in front of Oshima Mitsuo, and he must have shown off after getting it.

"Yeah, I plan to move to another house. Speaking of which, how did Oshima-senpai know President Yamada? I heard that he was born in a pole club." Kitahara Cangsuke sent a sentence back.

"This is thanks to President Yamamoto's matchmaking. It would be a pity to give up such a high-quality client." Mitsuo Oshima didn't mention Tokyo real estate. .

Others are still immersed in the information flow of these explosions. It is also a very exciting thing for Kitahara Sosuke to sell the real estate under his name.

At present, the housing prices in the six major cities of RB continue to rise, and ordinary employees only hate that they cannot afford to buy. When they hear that Kitahara Sosuke has made an early move, they are all shocked, and they don't know what he is doing.

Mitsuo Oshima squinted at Kitahara Sosuke. He was sure that Kitahara Sosuke would not be a self-destructing truck. Even if he said about the sale of the property, it could not prove that Yamada Yang's funds were used to buy his house.

With the qualifications of the Yamada group, this loan will definitely not be blocked, and all of them will be shaken out in the end. It is only the failure of Kitahara Cansuke's real estate speculation that is used as a laughing stock for everyone to have fun after dinner.

This round is his big victory!
Kuroda Yu is still browsing the information. From the above information, the qualifications of the Yamada group are indeed extremely high, and there is no risk at all.

However, the loan amount is too large to be approved at will.

He habitually looked up at other people for their opinion.

Sakurai Saeko stroked the hair in his ear, and his voice was ethereal: "I don't approve of this loan."

"Why?!" Oshima Mitsuo didn't expect that the first objection would be Sakurai Saeko, he straightened up and looked at this cold and arrogant woman.

Why do I always feel that this woman has been helping Beiyuan to deal with him recently.

Can't close your legs when you see a handsome young man?

He thought viciously, but he smiled: "What advice do you have, Department Chief Sakurai?"

"Yamada Real Estate Credit Co., Ltd. has a background in extremism. The so-called transformation is just putting gray business on the table. They have no substantial commercial production capacity at all. The expansion described in the documents is all empty talk. I think they suddenly want to do this. A lot of money, most likely to be used for real estate purchases!"

Sakurai Saeko paused and turned to Yamada Yang's credit record.
"President Yamada Yang has high debts and too much real estate. His family is in a similar situation and is already very close to our warning line."

What she said is well-founded. If the real purpose of the loan is to purchase real estate, then Yamada Yang is still very risky.

"But Director Sakurai, with these 5 million, we will definitely win the Best Department Award, and the sub-branch will also be included in this year's best sub-branch." Mitsuo Oshima looked at her, then smiled leisurely, "In fact , I have gone through the special approval process for this loan and handed it directly to the vice president of Kishimoto of the Osaka branch, and the approval message should be released soon."

He looked at Kitahara Sosuke and Sakurai Saeko triumphantly. At the last morning meeting, Kitahara Sosuke took him into the army, and then he proposed his own special financing project plan, which really saved his face. Now he finally When I got the venue back, my mood suddenly became much smoother.

The one with the worst face was Kuroda Yu.

Now that the Vice President Kishimoto has completed the approval, let alone him, even Naoto Asano has no right to refuse.

Mitsuo Oshima just bypassed him, obviously he is not the class head yet, but he is overtaking him over and over again!However, he brought achievements to the vice president of Kishimoto, and he couldn't go to the branch to make trouble.

It took Oshima Mitsuo several years to get through the relationship with the vice president Kishimoto. Who would have expected that this big backer would retire next year, and he would have to make more money while the other party still had power?
And with this performance, there will be more bright spots in the way of vice president Kishimoto's retirement. The higher the evaluation of the head office, the higher the treatment he can get after retirement.

Kitahara Canosuke looked at the expressions of several people in his eyes, and only thought it was ridiculous.

"I still have reservations." Sakurai Saeko upholds professional ethics, but this matter is not something she can decide. She looks at Kitahara Canosuke, who should object.

After all, he predicted the recent drop in house prices.

Who knew that Kitahara Canosuke smiled: "I have no opinion. In addition, I am going to recover the [-] million yen loan from Inoue Logistics, and this special."

"boom!"

Mitsuo Oshima slapped the table heavily and stood up abruptly, his flesh-like body shaking up and down.

The corners of his mouth twitched and his expression was not good: "Beiyuan, are you trying to kill us for financing a lesson? You finally got a 5 million loan, and you have to get back another 1 million! Are you going to let everyone's efforts go to waste?"

Before Kuroda Yu made a statement, Oshima Mitsuo began to scold Kitahara Canosuke. He couldn't bear it any longer and snorted coldly.

Mitsuo Oshima just pretended to wake up, and hurriedly bowed to Kuroda Yu: "Sorry, Section Chief, I'm so excited!"

"Yeah." Kuroda Yu nodded and looked at Kitahara Canosuke, "Beihara, tell me the reason."

This time, even Kuroda Yu was a little angry.

Kitahara Canosuke answered truthfully, he was convinced that Inoue Yan planned to go bankrupt and go out of the country. If he did not recover the 1 million, the money would be lost.

Everyone was silent, and then Kuroda Yu shook his head: "Beihara, your judgment is too hasty. Even if Inoue Logistics made false accounts and took out loans, as long as he invested the money in real estate, he would definitely make a lot of money, and repaying these loans would definitely be worth it. not a problem."

"Yes, Beiyuan, you are still too tender. If you get angry with President Inoue, he repays the loan and gives up cooperation with us. Isn't there another high-quality customer missing? By the way, and also, is it bankruptcy? When you leave the country, you must have proof, and you can’t judge it out of thin air. Is your judgment so accurate? Other banks are not fools, so they won’t keep an eye on them for continuous review? Even if he does escape, we will have time to react.”

Mitsuo Oshima sneered and taught him a lesson in the tone of an old senior.

"This loan was handled together with President Asano before I was promoted to section head." Kuroda Yu hesitated, but said in a low voice, "Keihara, think about it again."

The meaning of these words is very vague, but as long as they are old people in the workplace, most of them can understand them.

This loan involves the face of President Asano. If you take back the loan, you will slap him in the face. As a subordinate, this is an act of seeking death!
Even if it is a bad debt, there is still an endorsement limit given by the head office (a certain amount of bad debt allowed above, which is generally available in banks), so why bother President Asano for this.

Kitahara Canosuke was silent for a while, then chuckled.

He didn't expect to reach a consensus within Dongchan to get the money back immediately, so he contacted Momo Inoue in case of emergency.

I just hope they won't feel embarrassed when they are slapped in the face by themselves.

Norika Fujiwara, who was listening in, was very angry, her small fists were clenched tightly. She accompanied the head of the department throughout the whole process, so I can be sure that Inoue Hiko is not a good person!

This money is not recovered, the longer it drags on, the more unlucky those related parties will be!
Fujiwara Norika understood the intention of the section chief and the others, but she couldn't accept this kind of practice in her heart.

Personnel is everything, but giving up professional ethics for personnel, she can't do it!

But this time, the little girl didn't get up to refute impulsive, the lesson from the last time is vivid in her mind, as long as the department head doesn't move, she won't move.

"Then let me observe it again." Kitahara Sosuke asked Fujiwara Norika to take out the plan for the special financing project and distribute it. This was his highlight today.

However, just after the post, Oshima Mitsuo sneered: "I am against this plan."

(End of this chapter)