The Kyoto Bubble Era: Starting from the Sale of Hundreds of Millions of Properties

Chapter 74 Popular science about banks and consortia
1. RB's bank classification

Urban Bank: Similar to the national joint-stock commercial banks in China (the establishment of diplomatic relations between China peasants and workers, investment promotion, etc.), the Tokyo Industrial Bank where Kitahara Sosuke is located is one of them
Local banks: equivalent to those domestic city commercial banks (Bank of Shanghai, Bank of Beijing, etc.), the Kansai City Commercial Bank that Takeuchi Rubber once cooperated with is one of them
Policy Banks: Similar to the Agricultural Development Bank in China, the main business is generally related to government policies
Trust Bank: There is no domestic trust bank. It is a professional bank that accepts the entrustment of the public and manages their assets for financial management and inheritance.

RB Bank: The central bank, printing money, setting policies, etc. It is worth noting that the domestic central bank is a government agency, while RB Bank is a listed society, which means that its power is not large, not the top of the financial world, and the urban banking giants. Relationships are parallel.This is also one of the reasons why the Bank of Japan and Tibet Province were wrestling with each other during the bubble economy period, and finally failed to reach a consensus.

RB Postal Savings Bank: the only bank that belongs to the state with many conveniences

2. RB's three major financial groups
Mitsubishi UFJ Financial Group: It was formed by the merger of Tokyo-Mitsubishi Financial Group and UFJ Holding Group, ranking first. It has a bunch of commercial banks, trust banks, securities companies, and consumer finance companies. The core of Tokyo-Mitsubishi UFJ Bank is Tokyo-Mitsubishi Merger of Bank and UFJ Bank.

Bank of Tokyo-Mitsubishi: It was formed by the merger of Mitsubishi Bank and Bank of Tokyo in 95. The book corresponds to Tokyo Industrial Bank and Tokyo Foreign Bank. After the merger, it was named Tokyo First Bank.
UFJ Bank: The merger of Sanwa Bank (the core bank of the Sanwa Consortium), Tokai Bank, and Tokyo Trust Bank
Mizuho Financial Group: It was formed by the merger of First Quanye Bank (the core bank of the Quanyin Consortium), Fuji Bank (the core bank of the Fuji Consortium), and Industrial Bank. It has four major financial institutions.

Sumitomo Mitsui Financial Group: formed by the merger of Sakura Bank (the core bank of the Mitsui Consortium, formed by the merger of Mitsui Bank and Sun Kobe Bank) and Sumitomo Bank (the core bank of the Sumitomo Consortium).

The birth of the three major financial groups means that the six major financial groups have begun to divide and unite for warmth. The cause is the bursting of the bubble economy and the subsequent financial crises.
the conclusion:
Sumitomo Bank + Sakura Bank = Sumitomo Mitsui Banking Corporation (Mitsui Foundation and Sumitomo Foundation)

Daiichi Kuanyin Bank + Fuji Bank + Industrial Bank = Mizuho Bank (Quanyin Consortium and Fuji Consortium Jointly)

Sanwa Bank + Tokyo Trust Bank + Tokai Bank = UFJ Bank (Sanwa Foundation self-rescue)
Bank of Mitsubishi + Bank of Tokyo = Bank of Tokyo-Mitsubishi (Mitsubishi Foundation saves itself)
Bank of Tokyo-Mitsubishi + UFJ Bank = Bank of Tokyo-Mitsubishi UFJ (Sanwa Foundation and Mitsubishi Foundation)

3. Institutional system division of banks

Head Office (headquarters, generally located in Tokyo) - Branches (headquarters in various metropolitan areas, such as Osaka, Kyoto, etc.) - Sub-branch (regional headquarters in metropolitan areas, such as Central District, Osaka) - Small and Micro Sub-branch (regional subordinate local headquarters, such as a town)

Job level division
Head Office:

Core Circle: President of the Head Office - Vice President - Special Affairs - Executive - Board Member - Executive Director

High-level circle: Minister - Deputy Minister - Deputy Minister - Senior Investigator
Middle Circle: Chief Investigator - Investigator - Acting Minister

Bottom circle: department head - director - general staff

Branch:

Core circle: branch president - branch manager's agent - vice president - minister

High-level circle: Deputy Minister - Deputy Minister

Middle-level circle: Section Chief - Section Chief Acting

Bottom circle: department head - director - general staff

Branch:

Core circle: sub-branch president - sub-branch manager's agent - vice president
High-level circle: Section Chief - Section Chief Acting

Middle circle: department head (current position of Kitahara Sosuke) - director

Bottom Circle: General Staff

Small and micro sub-branches: Only available in specific areas, usually local people, the sub-branch-level section manager cannot be promoted, and may be transferred to the small and micro sub-branch president in the future

PS: The difference between the president and the president in the club, the president is equal to the emperor, and the president is the emperor (high honor, no power)
4. Introduction to the six major consortiums

Mitsubishi Foundation: The largest company, the core is the Bank of Tokyo-Mitsubishi (the first bank of Tokyo in the book) and Mitsubishi Corporation, the manager will be called the Jin Yaohui (the second Friday of every month, the core leaders of the Mitsubishi Foundation meet), mainly for residential development, New material development, military industry

Sanwa Foundation: The core is Sanwa Bank and Nissho Iwai, and the manager will be called Sanshuihui (the third Wednesday of every month, Japanese Wednesday is "Water Day"), mainly for steel manufacturing, communications, liquefied gas, Ceramics, rubber and other industries
Sumitomo Foundation: The core is Sumitomo Bank and Sumitomo Corporation, and the manager's meeting is called Baishuihui (the "spring" of "Izumiya" originated from the Sumitomo Foundation is split into "white water"), mainly for the metal industry, financial industry and electrical industry. Operating ocean development and nuclear energy
The Mitsui Foundation: The core is Sakura Bank, Mitsui & Co., Ltd. and Mitsui Fudosan. The manager will call it "Two Wood Club" (meeting on the second Thursday of every month, Japanese Thursday is "Wood Day"), mainly for chemical industry, heavy machinery, integrated motors, automobiles Manufacturing, real estate, nuclear power generation, semiconductor, medical and office electronic equipment industries (Toshiba, Sony, Toyota is it)
Quan Yin Consortium: The core is the first Quan Ye Bank and Itochu Corporation, and the manager will call it "Sanjinhui" (the third Friday of every month, the Japanese Friday is "Golden Day").Mainly for chemical fiber, finance, optical communication, computer, petroleum development, food and so on.

Fuji Foundation: The core is Fuji Bank and Marubeni Trading Company, and the managers will be called the Hibiscus Association (Mt. Fuji is called the summit of Hibiscus, and the Fuji Foundation is also called the Hibiscus Foundation), mainly for RB manufacturing, commerce and finance, etc.
the conclusion:
Mitsubishi consortium controls military industry, technology, residence

Sanhe consortium controls steel, telecommunications and some more miscellaneous industries

Mitsui consortium controls chemical, medical and electronic products

Sumitomo consortium controls metal, electrical, marine, nuclear power

Persuade bank consortium to control oil, food

Fuji consortium controls manufacturing, general business

PS: Beiyuan Consortium is about to start, book lovers can guess what Beiyuan Cangsuke plans to control

(End of this chapter)