Chapter 8 Borrowing an Umbrella on a Rainy Day
"Eh?" Takeuchi was stunned for a moment, obviously shocked by his sudden words, "That's right! This kind of shock-absorbing material is a new type of material that our company is currently researching, and a lot of money has been invested in it. , In fact, a lot of the 1000 million that Osaka Finance loaned us before was spent here."

"Can you show me the research drawings of new materials?" Kitahara Sosuke played with the rubber ring in his hand. Through the ring, Takeuchimitsu's eyes were still full of confusion and surprise.

"Okay, okay, no problem, I'll go get it now!"

He trotted all the way to the other end of the workshop.

At the same time, Kitahara Sosuke, who put the ring back on the table, smiled and accosted the workers in the laboratory.

"Currently, the shock absorption system of mainstream cars is very complete. Most car companies plan to transform towards a thinner and lighter body, but President Takeuchi is focusing on the shock absorption system, which is very thoughtful."

Kitahara Sosuke glanced at the laboratory, as Takeuchimitsu said, they specialize in a single technology, and no other products are researched in the laboratory.

Fujiwara Norika was stunned for a while, and quietly looked at the head of his own department. His words sounded like a bragging about Takeuchi, but in fact there was a hint of sarcasm.

Other car manufacturers have gone in the direction of lightweight materials. As a downstream manufacturer, you don’t follow suit. Isn’t it obvious that you have no business acumen?
This kind of provocative and mocking remark immediately aroused the disgust of many staff in the laboratory, but they knew that the tall young man in front of him was from a bank and was a customer that their own society must respect. They could only bow their heads in silence and focus on their hands. work.

The laboratory staff member Kitahara Sosuke talked to grinned, without any displeasure on his face: "President Takeuchi's approach is indeed very risky, but I believe that as long as this material can be made into a high-precision product, it will surely shake and not be shaken. Less car makers!"

The enthusiasm in the eyes of this young employee is not fake.

"I'm afraid it will take a year or two." Kitahara Sosuke shrugged, "It's always difficult to estimate the time for technology development."

"Hey, there's nothing we can do about it. Besides, our Takeuchi Rubber has always been focusing on rubber materials for automobiles. It would be surprising if the president suddenly plans to make new lightweight materials." The staff member smiled, "Technology development Although it is difficult to estimate the time, the results are often surprising.”

Fujiwara Norika took advantage of her family's head to chat with her, and secretly observed her surroundings. Directly in front of her, a young girl with messy hair and wearing blue and white overalls looked up at Kitahara Canosuke from time to time.

Since he said that sarcastic remark, the young girl's face showed direct dissatisfaction and indignation.

She felt that it was not good for the head of the department to continue talking like this, and was thinking of finding an opportunity to interrupt the reminder, just as Wu Naiguang rushed over with the information.

"Department Chief Beiyuan, please take a look." Wu Neiguang held a document in both hands, bowed slightly, and his eyes were full of hope.

Kitahara Canosuke nodded and took the drawings, then looked at them one by one, finally confirming his guess.

The new rubber material researched by Takeuchi Rubber is indeed an indispensable core material in the shock absorption system commonly used in Japanese automobiles!

In his previous life, he had dealt with some Japanese auto giants. Japanese cars invaded the world after the 90s because of their obvious cost-effective advantages such as fuel economy, light weight, and strong shock absorption.

And this early shock absorption system quickly opened the gap between them and cars made in other countries, which was the biggest contributor to the early word of mouth casting.

In his memory, Toyota took the lead in mastering this technology, so Toyota was able to open up foreign markets at an early stage and earn valuable dividends.

Having had several contacts with Toyota, he accidentally learned that the core material manufacturing technology of this shock absorption system was actually developed by a small company called Takeuchi Rubber. Unfortunately, that small company did not survive the bubble burst period. This technology was also picked up by Toyota.

Seeing that Takenai Rubber was among the past customers of the three series, Kitahara Cangsuke came here with the mentality of trying his luck, but he didn't expect that he had hit it right!
The other party actually started to develop this material during this period. For Kitahara Canosuke, this is a great boon.

After reading the information, Kitahara Sosuke looked at Takeuchi with a smile: "President Takeuchi, we can provide Takeuchi Rubber with a loan of 1000 million yen or even more."

"Ah, that's too much"

"However, if my request is for you to suspend the research and development of this new material and focus on finding more partners and increasing sales, would you be willing?"

boom!
Kitahara Cangsuke just finished speaking, Takeuchimitsu didn't have time to express his position when he heard the table beside him being slapped hard.

"Absolutely not! Dad, don't listen to the nonsense of these people from the bank! They only have interests and money in their eyes! It's not asking you to stop research and development, or asking you to transform into real estate and give up rubber materials!" The young girl who had been staring fiercely at Kitahara Canosuke, she stood up abruptly, rubbed her messy hair, and sneered at Kitahara Canosuke, "Banks are always the bastard who borrows umbrellas on sunny days and collects them on rainy days! Please, we might as well find those small vaults to turn around."

"Xiaohua! Stop talking!" Takeuchimitsu hurriedly stopped the girl's words, turned his head and kept bowing to Kitahara Canosuke to apologize.

"Dad, this guy, he was mocking us just now that we don't understand business management, and he has been thinking about the words of Xiaotian. It's too hateful!" The girl named Takeuchihua looked at Kitahara Canosuke without showing weakness, drumming. He snorted coldly, and his body, which was stretched tight by the work uniform, kept swaying as his hands swayed.

"President Takeuchi, you haven't answered my words yet." Kitahara Canosuke, who was smiling, didn't seem to mind Takeuchihua's scolding at all, and continued to look at Takeuchiguang.

Fujiwara Norika felt her head twitching, and she couldn't understand the operation of her own department head at all.

Even if you are Party A, you can't force Party B to such an extent!

She was surprised by the strong aggressiveness shown by the head of the department. She has always upheld the etiquette and gentle RB society when talking about business. Kitahara Sosuke's direct and explicit expression made her very uncomfortable.

"Sorry, Department Head Kitahara, I can't give up this new type of material. If you insist on such a request, I can only find another bank." Takeuchiko bowed and shook his head with firm eyes, "I think the shock absorption system will be updated again in the future. , as long as it is well developed, there must be a huge market! It is absolutely impossible to give up it!"

Kitahara Canosuke suddenly realized that he must have been so stubborn in rejecting the bank's request to stop R&D or transformation. He failed to last until the rise of the auto industry after the bubble burst and went bankrupt.

"Is the shock absorption system updated again? I think so too." Kitahara Sosuke patted Takeuchi on the shoulder, and handed back the drawings to him, "If your company is willing to use this research and development plan as a loan demand, I I can help you apply for special financing projects, and if the approval goes well, you can get at least 1000 million yen in low-interest loans.”

"Although I can't get the assistance from the Tokyo Development Bank, I'm still very grateful to Kitahara. Eh?" Takeuchiko has already bowed and thanked, but halfway through the words, not only him, but also Takeuchika, who was scolding Kitahara Cansuke just now, was stunned. "Applying for a special financing program?"

"There is no guarantee that the approval will be approved, but I will try my best to apply." Kitahara Cangjie nodded with a smile. The so-called special financing projects need to be reviewed and inspected in the industry to confirm that the company meets all the qualifications before launching special loan projects.

Enterprises that receive special financing projects can enjoy very low loan interest, and the loan funds will be injected for a long time, which is equivalent to the bank's decision to take a stake in the enterprise.

Generally, RB's bank-controlled companies are relatively high-quality, and few small companies receive such preferential treatment.

And Kitahara Sosuke, who clearly knows the future prospects of the technology developed by Takeuchi Rubber, will never let it go bankrupt and finally be picked up by Toyota.

Not only does he have to get the technology, but the entire Takeuchi rubber.

Investing in them in the name of the bank is the best way to control them!

"Thank you so much!" Takeuchi Hikari didn't understand the reason for Kitahara Sosuke's sudden 360-degree change, but since the other party said so, the loan must be indispensable.

Even if special financing projects are not available, Takeuchi Rubber can survive the most difficult period.

Takenai, who was relieved, almost lost his footing. Fortunately, his daughter rushed over to support him.

"President Takeuchi, please keep in mind what you said to me just now. I believe that as long as you continue to research and produce with perseverance, Takeuchi Rubber will one day shine in your hands." Kitahara Sosuke patted him on the shoulder again. , and then turned to look at the girl in tooling behind Takeuchimitsu, whose face was a little crimson.

"Miss Takeuchi, not all banks are 'borrowing umbrellas in sunny days and receiving umbrellas in rainy days'."

After a short pause, Kitahara Sosuke turned his head and glanced at Takeuchi Rubber, whose signboard was somewhat worn out, and showed a faint smile.

"At least I'm not like that."

After that, Takeuchi took Kitahara Sosuke and Fujiwara Norika all the way out of the workshop, and Takeuchi, who silently followed behind, was particularly embarrassed. After they left, he scratched his head at his father: "The guy in the bank is not that bad. Well."

Although that Kitahara Sosuke looked really hateful when he was talking, but later he agreed to apply for a loan, which made Takeuchihua's favor all of a sudden increase.

Because she knew that her father almost committed suicide because of this!

What Osaka Finance took away was not just the loan, but almost took away his father's life.

All of them are forcing their father to stop research and development and transform into real estate. Everyone's face is like this, and Takeuchika feels disgusting when he thinks of this.

Therefore, when Kitahara Sosuke said that, she would be so angry that she slapped the table and cursed.

They don't understand anything at all, and not every businessman wants to get rich with real estate and stocks!Father has devoted his whole life to the club, and asking him to give up Takeuchi Rubber is equivalent to letting him give up his own life!

But sticking to the original intention will pay the corresponding price. Takeuchihua has already prepared for the worst, but he did not expect that a bank clerk who "borrows an umbrella on a rainy day" will suddenly appear!

Looking at the black car slowly leaving in the distance, she was in a complicated mood. She watched it for a long time, and she waved her hand and walked towards the workshop until the car completely disappeared.

(End of this chapter)

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