I am the king of the dead

Chapter 594
"Sun Bingfu did a good job." Zhu Qiyu closed the memorial, and he thought for a long time before saying: "Let the Ministry of Households discuss it, I want to raise interest rates."

Raising interest rates is a commonly used method of financial manipulation and is closely related to Daming's financial affairs.

Raising interest rates has several effects, namely encouraging deposits, slowing down market speculation, reducing the profits of private lending, suppressing inflation, suppressing consumption, and reducing money supply.

In the context of the Ming Dynasty, the most important role is to let those landlords and rich people dig out the silver that has been flowing in from the Tang and Sui Dynasty from the pigsty, deposit it in the Baoyuan Bureau, and become the silver root of the Ming Dynasty.

The Ministry of Household Affairs once roughly estimated that from the Tang and Sui Dynasties to the end of the Yuan Dynasty, the continuous inflow of silver was about [-] million taels of silver.

In the past seven years, the Bingzhan Bureau has minted a total of less than 500 million silver coins.

Regardless of whether it is the banknote law or the collection of Japanese, Zhu Qiyu needs to improve the credibility of the Daming Baoyuan Bureau and increase the motivation of the people to save. Raising interest rates is undoubtedly an excellent way.

Now the interest rate in Ming Dynasty is 3%, and the civil letter bureau still has a bank, which is extremely immature, has no bank, and has no reputation at all. Zhu Qiyu's Baoyuan Bureau has a great advantage.

No matter whether it is the collection of Japanese or the banknote method, a large amount of silver deposits are required. Without real money, who will endorse the banknotes, and this real gold and silver is the most real endorsement.

Zhu Qiyu thought for a while and said: "If necessary, increase the interest accumulatively every year, such as 3% per year for one year and 6% per year for five years. In this way, people's enthusiasm for saving can also be greatly increased."

"Rising interest rates and regular deposits are the methods I think of to attract savings. If I want to solve the money shortage, I must put these scattered silver coins scattered among the people into the treasury."

But Xing'an said hesitantly: "Your Majesty, I have talked a lot with the eunuch Lin Xiu and the household doctor Wang Hu. Your Majesty, I have something to say."

"Now the Bingzhan Bureau makes 120 million silver coins a year, which is already an extremely high number, equivalent to about 90 billion Yongle Tongbao, and about 200 billion Feiqian."

"But His Majesty not only failed to pay off the debts of the previous 80 years of Ming Dynasty, but also owed money."

The Ming Dynasty was not static, especially since the implementation of Zhu Qiyu's new economic package plan, the reform of financial affairs centered on the new monetary policy has achieved extremely brilliant results.

These achievements are vigorously promoting the development of the financial affairs of the Ming Dynasty.

The overall development of financial affairs will inevitably lead to a large increase in demand for currency, and now Zhu Qiyu's military campaign to suppress silver coins cannot supply the overall demand of Ming Dynasty, which has caused a money shortage.

Zhu Qiyu also knew this situation, and immediately said: "Bingzhan Bureau and Baoyuan Bureau opened two more official factories in the capital. A few years ago, it was because there were too few silversmiths. Now the Bingzhan Bureau has trained a group of skilled silversmiths, and they can build new ones. factory."

"The Ministry of Works and the Ministry of Household Affairs are already working on it."

The reason why Bingzhanju could not expand its scale back then was because there were too few silversmiths. Over the years, Bingzhanju has cultivated a large number of its own, and can build a new factory to ease the pressure of money shortage.

"Cure the symptoms but not the root cause, Your Majesty." Xing'an said cautiously.

Zhu Qiyu leaned on the back of the chair and said with a sigh: "Yes, the money circulation method can be done once and for all, and if it is stopped for more than ten years, the precious money will become a piece of waste paper, and the people will suffer."

"Precious banknotes without money root are invalid banknotes. I know that the banknote law must be implemented, but it is not the time yet."

Printing money is of course the best solution, and Zhu Qiyu certainly knows it.

But in Daming, which is still a small-scale peasant economy, the method of issuing banknotes is to aggravate expropriation, and in the end it will be added to the heads of the people. It must be ensured that the money in the country's treasury accounted for [-]% or more of Daming's silver before printing banknotes.

At least 3000 million taels of silver must be saved before the banknotes can be issued.

And that's not counting annual silver inflows.

Zhu Qiyu would become extra cautious when it came to the people of Ming Dynasty, and he would not dare to make any rash advances.

Whether it's a vassal, a noble or a civil servant, at most they are making a fuss, no matter how magnificent the court is, it is also a storm in the court, and it doesn't have much to do with the people.

If the common people really rise up, Zhu Qiyu will lose his way, and the crooked neck tree on Meishan Mountain was prepared for him.

Zhu Qiyu knocked on the table and said: "We still have to conscript the Japanese. Who will let him have gold and silver? Jin Shangshu is right."

"What kind of levy, you have to come up with a charter, like Hu Yuan, who said that the wind is the rain, and you can't keep it if you beat it."

"Let's study the many martial arts and generals in the martial arts hall."

Conquering Japanese is not a trivial matter.

The country of Wa is not a big place, and its strategic depth is almost equal to zero. Now that the country of Wa is in troubled times, famous landowners from all over the country have completely lost their respect for the Muromachi shogunate, and bandits are rising together.

Even so, it is not a cost-effective deal to fully recruit Japanese.

Zhu Qiyu also hoped to establish a comprador government in the Wa Kingdom to send silver to Daming to the greatest extent. After all, the Wa Kingdom people knew how to rule the Wa Kingdom people.

To build the Wa country into a semi-feudal and semi-colonial is the best solution in Zhu Qiyu's mind. The Wa country does not have the national resilience to get rid of the fate of the semi-feudal and semi-colonial.

After squeezing all the silver mines of the Wa Kingdom, the Wa Kingdom will become useless.

Zhu Qiyu has been looking for this possibility, and this possibility is very high. Yuan Bin and others have also established their own forces in the mountains and silver mountains, and have also become the famous masters of the Japanese country.

Daming can wait a few more years. If the money shortage intensifies to the extent that Zhu Qiyu cannot control it and seriously hinders the development of Daming, Zhu Qiyu will also have to fully recruit Japanese to endorse Daming treasures.

"I hope Daming can last until my plan is successful." Zhu Qiyu looked to the east, and Zhu Qiyu sent Ji Duo over, hoping to speed up the process.

Xing'an smacked his lips. His Majesty always underestimated the endurance of the people of Ming Dynasty. He said with a smile: "Your Majesty, Daming will naturally last until then."

"Uncle Huang has arrived at Daningwei, right? It took more than ten days from the official road to Daningwei. It has been more than three months. Why hasn't Uncle Huang written a memorial to me?" Zhu Qiyu was a little strange asked.

This emperor's uncle has not believed in him for a month. Where did he go for a tour?
Xing'an bowed his head and said: "After the uncle left Beigukou, he drove to Daningwei and did not enter. Instead, he diverted to the territory of the Wuliangha tribes. He arrived at Yuyuerhai a month ago. Count the time. Uncle Huang It should be almost here at Helin."

Zhu Qiyu's eyes widened, and he said worriedly: "He Lin? Is he crazy? So he is living alone, why did he run away with Lin? Do you want to die?"

"That's the base of the Wala people. Who is that, the Arazhiyuan still has 3 people stationed in Hang'ai Mountain, isn't this nonsense?"

"Even if the Ara Zhiyuan is gone, that place is still the territory of the Wala people. What are you going to do there?"

Zhu Qiyu gave King Xiang great authority, this is the emperor's uncle, besides Zhu Qiyu's memorabilia can restrict King Xiang, who can control King Xiang's whereabouts?

King Xiang wants to take a tour of the Tatar territory. After all, there is no right to speak if there is no investigation. Even if you go to the Wuliangha tribes, there is nothing wrong with it. The loyal eagle and dog dare not do anything to King Xiang.

But when he traveled to the tribes of Oala, King Xiang was really in danger.

Xing'an was full of smiles, shaking his head and tidying up the memorabilia and said: "Under the whole world, could it be that the king's land, what happened to the land of the Wala people? Can't go to the land of the Wala people?"

"Right now, Ara Zhiyuan is not careful. He captured His Royal Highness King Xiang in Helin, and he can only offer delicious food and drink, and then send him back to Daming."

"If I were Ara Zhiyuan, I would have the right not to know that Prince Xiang went to Helin, what His Royal Highness Xiang likes to do, if His Highness made any mistake and provoked the wrath of the sky, then Arazhiyuan might be lost. foundation."

Zhu Qiyu suddenly realized that Zhu Zhanqian's purpose in running to meet Lin was very simple, to touch porcelain!Taking it as bait, I went fishing.

Arazhiyuan is more afraid than Zhu Qiyu that Zhu Zhanqian will have problems on his territory!
Xing'an was right, at this time Zhu Zhanqian had already arrived in Helin, and even met Ala Zhiyuan and Sai Yinbuhua.

Zhu Zhanqian’s journey from Yuerhai to Helin was not too long. It was just over a month. He followed the path of Emperor Taizong Wen to Helin. The stone tablet in the Yongqing Desert, by the way, offered a stick of incense to Emperor Wen.

Zhu Zhanqian called Zhu Di the emperor's grandfather, and he was the real emperor's grandfather.

In Helin's big tent in Longting, Ara Zhiyuan and Sai Yinbuhua looked at King Xiang sitting on the main seat, feeling a headache.

How did this dignified and upright emperor come to He Lin, who is not shitting?
"His Royal Highness, I didn't know that His Highness was here, so I was so negligent. Please forgive me for my sin. I will punish myself with a drink, and I will invite Your Highness to forgive me." Ara Zhiyuan could only apologize for his sins, and he knew that King Xiang was rushing to make peace with him. When Lin came, he pretended not to see him all the time, but King Xiang himself went to the Longting big tent to look for him.

"It's easy to say, easy to say." Although Zhu Zhanqian was talking to Ara Zhiyuan, his eyes kept staring at Sai Yin Buhua, thinking whether Sai Yin Buhua's head was worth a miracle card.

Sai Yinbuhua, whose original name was Yang Hanying, was a Han Chinese. After the Tumu Fortress Revolution, he defected to Wala, and a mistake caused eternal hatred. Up to now, Saiyin Buhua's head is not worth a miracle card, but more than a head card. Pick up rape.

Zhu Zhanqian thought about it seriously, and finally decided to forget it. Seeing that Sai Yin Buhua's wife and children were all hostages in Daming, and that Sai Yin Buhua and Wang Fu had rescued 82 Ye Butake prisoners, Zhu Zhan Zhan Qian didn't intend to embarrass the traitor with Lin anymore.

Zhu Zhanqian looked at Ara Zhiyuan, and the old god said: "Ara Zhiyuan, you are going west, I am afraid that there will be a bloody disaster."

Ara Zhiyuan had just swallowed half a sip of wine and almost spit it out. He concealed his shock and swallowed the wine forcefully.

Sai Yin stared at Zhu Zhanqian even without taking flowers, he didn't even know about it, how did King Xiang know about it?

Of course, the Ara Zhiyuan received the document to transfer him to Samarkand first, but the Ara Zhiyuan has not yet decided whether to go or not, and is obviously still hesitating.

Zhu Zhanqian said with an inscrutable expression: "I dare not say anything else, but I still have something to say about saving my life."

Luo Bingzhong immediately said in a conciliatory manner: "Hey, my lord, he lives to be number two, and no one dares to say number one."

Luo Bingzhong was not flattering, but he had seen Zhu Zhanqian's keen insight. After all, before the rebels rebelled, Zhu Zhanqian got into the carriage and traveled from Xiangyang Mansion to Kaifeng Mansion.

King Xiang, who has brushed shoulders with death many times, has a first-class understanding of the word "survival", which no one else can compare to.

"Your Highness, please clarify your doubts." Ara Zhiyuan said seriously, and he was also hesitating whether to go or not.

Ara Zhiyuan is a descendant of Yuan Dynasty, not a direct descendant of Wala. In fact, his relationship with Yexian is not good. This trip westward, the future is uncertain.

Zhu Zhanqian glanced at Luo Bingzhong and motioned for Chang Shi to answer.

Luo Bingzhong raised his hands, rolled up his sleeves and said, "Wang Fu, who rebelled from Daming, seemed to be determined to follow, but the world is so big that there is no place for him, Wang Fu, a traitor."

"Ara Zhiyuan, do you think it makes sense?"

Ara Zhiyuan nodded vigorously and said: "He is a traitor, how loyal is he to King Gongshun?"

"King Shun believes him, but I don't believe him. Wang Fu is just a villain seeking fame and fortune."

The corner of Luo Bingzhong's mouth twitched, and he slapped the table and said loudly, "Hey! The prefect of Ara understands."

"It's a scholar who has a heart, and expecting a scholar to be righteous, isn't it the same as expecting a sow to climb a tree?"

"Even if we don't care about the character of this traitor, we say that Wang Fu has [-] Uzi troops in his hands, and Wang Fu can decide all matters in the Advisory Council."

"Going to Samarkand now, does Ara Zhiyuan think that the 3 people in his hand can beat the [-] Uzi army?"

Luo Bingzhong is selling anxiety, forcing the Ara Zhiyuan to break with the Wala people in Samarkand, even if he does not tear his face, he must achieve the fact that he will not listen to the announcement, and the tail will not be lost.

Once the seeds of doubt are planted, they take root.

Ara Zhiyuan shook his head violently and said: "The 20 Uzi army, let alone me, even if the 3 troops of King Gongsun eat it by themselves, they will have all their teeth collapsed. My [-] people, and Wang Fu Both sides will suffer from the fight, are you going to take advantage of King Gongshun?"

Luo Bingzhong slapped his thigh and said loudly: "The snipe and the clam fight each other for the fisherman's profit. Ara Zhiyuan, you who understand, let me toast you."

"It won't work if you hit hard, so let's be soft on the nail. What do you think of Wang Fu?"

Hearing this, Ara Zhiyuan's complexion changed, he knew exactly what happened in Samarkand, Wang Fu, a scholar, is really insidious!

He said with lingering fear, "I can't beat him."

Luo Bingzhong refilled a glass of wine for himself and said, "Don't say you are a prisoner outside the Great Wall, that is, the group of masters and masters in Fengtian Temple. How many of them can beat Wang Fu? His methods, killing people, they don't see blood." !"

"Tsk tsk tsk!"

What Luo Bingzhong said was not empty talk. Such an insidious scholar like Wang Fu is very rare in Ming Dynasty.

Ara Zhiyuan raised his wine glass, raised his head, and drank it all in one gulp.

He died in the war, but he died in the hands of a conspiracy. He was unwilling to be reconciled. He received the news from Samarkand and kept tossing and turning. There is a great relationship.

"Thank you, Your Highness, for clarifying the confusion. I really can't go to Samarkand!" Arazhiyuan said forcefully while holding the wine glass.

"Hey." Luo Bingzhong drank another glass of wine and stopped talking.

Zhu Zhanqian raised his wine glass and said, "I'm very pleased that Ara Zhiyuan thinks so, let's have a full drink!"

Ara Zhiyuan said worriedly: "Your Highness, if King Gongshun is dissatisfied with my disobedience and comes to attack, what will I do?"

The corner of Zhu Zhanqian's mouth curled up, and he said with a charming smile: "Well, you're asking the right person!"

　Ask for a monthly pass, ┗|｀O′|┛哩~~! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! ! !

　　
　
(End of this chapter)