How to be financially free

Chapter 497 Private Manager's Visit

In the afternoon, when Xu Wen drove his Panamera back home, he saw a Cayenne and a BMW 740 parked side by side in the small courtyard of his home.

In a small courtyard, two luxury cars set off each other.

If Xu Wen's Panamera stopped, there would be three million-dollar luxury cars.

The Audi A6L on the side quickly fell out of favor, and it is almost foreseeable that it will become a spare grocery shopping cart at home in the future.

At home, Xu Jiang and Zhao Yuzhen were still excited.

Xu Wen could almost imagine the scene at noon today.

Sure enough, upon seeing Xu Wen, Xu Jiang vividly narrated what happened at noon with excitement on his face.

"Haha son, your noon trick is really to relieve your anger."

Xu Jiang said a lot.

Such as the other party's face turned pale, and he didn't dare to make a high-profile and strong one.

Such a scene may be bloody in a novel, but in reality, I have to say, it is quite cool.

Xu Jiang and his wife didn't say much about buying a car.

After all, they are all enlightened parents. Anyway, the original stone has been accounted for more than 3000 million, so why not do it?
Besides, the car is gone, so it seems unreasonable to say more.

Therefore, the couple happily accepted Xu Wen's filial piety.

"By the way, son, let's talk about the house."

Compared with the car, they seem to care more about the house, after all, it is a house bought for 1000 million.

I heard, five hundred square meters?

According to their understanding, a house of one hundred or tens of square meters is a big house, and a house of five hundred square meters, they have no idea.

"Mom and Dad, the size of the villa is actually not bad." Xu Wen explained in detail.

"This villa has a total of three floors above the ground, with a sunken courtyard design, and a small private garden in front of the door. After all, it is a single-family villa."

What the couple listened to was longing.

By the way, Xu Wen helped them imagine the comfortable life of the couple in the future.

For example, when I wake up naturally every day, ask my two aunts to help with housework, Zhao Yuzhen can go out to meet my sisters to go shopping for beauty treatment, and Xu Jiang can also drive out for a walk, go fishing, drink tea, and talk about life ideals and so on.

"It's too depraved, too depraved." Xu Jiang shook his head, his eyes shining.

He never dreamed in his life that one day he would live such a life.

"Stop pretending, isn't this the day you imagined?" Zhao Yuzhen mercilessly exposed Xu Jiang's hypocrisy, and at the same time couldn't help but smile on her face.

It is really unnecessary to have money and still suffer haha. In life, you should enjoy what you should enjoy.

According to the analogy my son made before, living like this is simply very simple, okay? If you live like this, you can’t use up the interest every year, and the more you use it, the more money you use.

No wonder it is said that if you are not afraid of the rich second generation spending their days and nights, you are afraid that the rich second generation will suddenly become serious and fall in love with investment and business, which can really ruin the family business!

I'm really afraid of what's coming.

Before Zhao Yuzhen left this idea, Xu Jiang smacked his lips and had an idea.

"Actually, I really don't want to just sit and eat like this. I have always had a dream of starting a business."

Xu Jiang's eyes are full of thinking. At this moment, he looks like a wise middle-aged man full of thinking.

Zhao Yuzhen frowned and was about to speak when Xu Wen stopped her.

"Mom, let Dad talk about it."

Xu Jiang gave his son a look that you still know me.

"Actually, I have always wanted to open a restaurant, but conditions did not allow it before, and now I want to try."

Judging by Xu Jiang's expression, he was obviously serious.

"You are not an expert in opening a restaurant. Do you understand how to open it?"

Of course Zhao Yuzhen did not believe that Xu Jiang had this ability.

It's not that Xu Jiang's ability is not good, but it's an unfamiliar industry, and if he enters rashly, he will only lose money.

Xu Jiang shook his head, as if he had expected such resistance a long time ago.

"I'm not a child, and I act on impulse. We both plan carefully, why can't we?"

Zhao Yuzhen was still about to say something, but Xu Wen stepped forward in time.

Don't you just want to start a business?What's the problem? Zhao Yuzhen may yearn for this kind of comfortable life, but Xu Jiang is a big man after all.

With this kind of thinking, it is actually understandable.

"Okay Dad, I'll transfer 500 million to you first, Mom, let Dad try it! It's better if it's done, and if we lose money, our family can afford it too." Xu Wen said with a smile.

This is Xu Jiang's wish.

As long as he can realize his wish, even if he loses money, the cost of trial and error is nothing to Xu Wen.

Two members of the family of three agreed, so Zhao Yuzhen had no choice but to compromise.

"Let's say it first, you can't make decisions on your own, and you have to discuss everything with me."

On such a big matter, she sometimes speaks out, but in the end she still stands by Xu Jiang's side.

"No problem, wife, I'll go out first and let you know as soon as I have any news."

With the approval, Xu Jiang couldn't stay at home anymore, so he wanted to find a project when he went out.

With 500 million in his hand and driving a Cayenne, Xu Jiang is now full of confidence, inexplicably a little more heroic.

After Xu Jiang left, only Zhao Yuzhen and Xu Wen were left in the family.

"Son, it might not be good for our family to reveal their wealth today!" Zhao Yuzhen felt a little psychologically burdened.

After all, it is true that the richer you are, the more low-key you are.

"Mom, I understand. You are worried about uncle, right? Or other relatives." Xu Wen said.

Zhao Yuzhen nodded,

"It's not that the relatives don't help, but they can't help blindly. They don't help the poor when they are in a hurry. Moreover, there are so many relatives, and they help their families. Can they help? I will do it for the wicked." Xu Wen Smiling and shaking his head.

This kind of thing will definitely happen in the future.

The appetite is not full, and it is even more troublesome not to have a bowl of water. Parents are in trouble, so they can do it by themselves.

"Alright." Zhao Yuzhen nodded.

In the evening, Xu Jiang came back.

"I looked at a few shops in the afternoon. There is a hot pot restaurant and a barbecue restaurant that are ready to be sold, and there is a pure rough shop that needs to be renovated after renting."

He reported on the results of the afternoon and sat at the table at home, where the key to Cayenne lay.

His temperament is quite different, he no longer looks like an ordinary middle-aged person before.

"Then what do you think, Dad?" Xu Wen didn't actually see it, so he asked Xu Jiang his own opinion.

"I think it's not possible to transfer directly to save trouble. Although the stores that are to be transferred are said to be in financial difficulties and have no way to turn around, they are actually excuses, and the business in the stores is not very good."

Xu Jiang came slowly and expressed his opinion.

"This kind of storefront that has already formed an impression on consumers still needs to be cautious. It is better to start from the rough and worry about it."

Xu Jiang specifically talked about the rough shop. Although the rent is more expensive, the location is excellent.

"I added the lady boss's WeChat account and chat slowly." Xu Jiang slipped his mouth.

Zhao Yuzhen raised her eyebrows and became a little impatient.

"Boss lady?"

"The conscience of heaven and earth is really a pure cooperative relationship." Xu Jiang explained anxiously.

Xu Wen left home silently.

The specific project probably needs to be considered, and Xu Wen has to be tossed about by his parents.

On the last day of National Day, Xu Wen went to Penglai Hotel.

In the rush of renovation and upgrading, there is still a lot of work that is already quietly going on.

Xu Wen deliberately found an outside accounting firm to help check the accounts, and found out a group of rats.

The hotel is about to change its appearance, and the blood naturally needs to be changed.

Faced with these situations, Xu Wen did not soften his heart, and decisively let Qing retire a group of people, leaving some important positions, Xu Wen also looked for opportunities to change.

It must be ensured that when the brand new Penglai Hotel opens, it will be completely new inside and out, and all of it will be replaced with fresh blood.

Xu Wen's attack made some people in the hotel terrified.

Especially some old people.

At this moment, Huang Meilin was reporting in the office.

"Mr. Xu, the people on the purchasing side, including the guest room, have resigned voluntarily. By the way, there are still people who want to see you."

Xu Wen sat on the boss chair, listening and sneering.

To put it bluntly, he was afraid that he would go further and send them all in.

"No, just vomit as much as you eat, and then resign and leave on your own initiative."

Xu Wen said lightly.

He was not afraid of any bad influence on the hotel because these people left.

It was originally built without breaking, so just taking advantage of this upgrade and renovation, when there is no business, we will make serious rectification.

A group of people will be operated on, and a group of people will be scared away, and those who remain must be timid and obedient.

Then, replace it with capable fresh blood and cultivate loyalty well. In a few years, the Penglai Hotel will remain the same except for the name, and it is estimated that there will be almost no similarity to the original Penglai Hotel.

"Alright Mr. Xu, do as you say." Huang Meilin replied humbly.

Those vacant positions didn't last long at all, and were quickly filled by Huang Meilin's reserved personnel.

These young people are energetic and professional.

Coupled with the encouragement of the new performance system, all of them are as if they have been beaten.

Xu Wen likes young people like this.

After Huang Meilin left, Xu Wen leisurely made a cup of tea in the office on the top floor, preparing to spend a leisurely afternoon.

But not long after, someone visited again.

It was Xiao Wu, the manager of the private bank, who called in advance to make an appointment for a visit. It happened that Xu Wen was free, so he asked someone to come over.

The reason for the private manager's visit was that the cash in Xu Wen's account had far exceeded [-] million in cash.

Such terrifying financial resources are the God of Wealth in the eyes of banks.

In fact, a long time ago, the bank invited Xu Wen to open a super high-end private banking service.

Generally speaking, if the balance is greater than 50, you will be invited to open the relevant exclusive business. If the balance exceeds 500 million, a private bank manager will visit and invite you to open a quasi-private bank. If the balance is greater than 1000 million, you can become an official private bank user.

Xu Wen's financial resources are equivalent to VVVIP.

Only they begged Xu Wen to join, but in fact Xu Wen wasn't very interested.

The current domestic private banking business, the so-called professional service may not be satisfactory.

What airport VIP lounge, what pick-up, what outpatient medical appointments.

Maybe the VIP lounge at the airport is useful.

But Xu Wen will have a private jet in the future, or even charter a business jet.

These services may be useful to some rich people, but to Xu Wen, they are somewhat disrespectful.

However, what Xu Wen needs to pay for is a high-risk financial management project.

According to his financial resources, he can find a more professional financial advisor to help him manage his finances.

It may be more practical to say that these private managers are business managers.

Sure enough, Xiao Wu who came was a girl with a better voice, but who looked like she had just graduated.

He is obviously very young, but he still wears a mature bank uniform, a small suit and white shirt, as well as a hip skirt and stockings.

Good-looking, and pleasing to the eye.

Xu Wen believed that the bank probably thought carefully about who to send.

"Hello Mr. Xu." Xiao Wu greeted in a soft voice.

This was the first time she met Xu Wen, a huge customer.

It sounds very young.

I didn't expect to see a real person, and he was so handsome.

This is the reality of Mr. Ba's character design.

She carefully put down the prepared gifts, all of which were not cheap, but also unique and exquisite.

"I have always wanted to find a chance to meet you, but it has never happened by chance. I have to thank you for giving me this opportunity."

After exchanging pleasantries, Xiao Wu pursed his lips, and carefully complimented her, making him approach him.

Xu Wen nodded.

He actually didn't want to put any pressure on the little girl, but invisibly, it was either financial resources, or temperament, or appearance.

Carefully selected by the bank and entrusted with an important task, Xiao Wu, who has always been comfortable in the face of big scenes, still has a little gaffe.

Xu Wenwen was going to listen to it, and then he would find an excuse to send him away.

But unexpectedly, Xiao Wu stood aside, bowed, unwilling to sit down, and bent over to talk to Xu Wen.

This made Xu Wen a little embarrassed.

"Sit down? Aren't you tired from standing like this?"

"Then I will squat down." Xiao Wu squatted down.

In such a sunny afternoon, Xiao Wu squatted gently, her short skirt was tight, her young and beautiful face was slightly raised, her eyes were full of admiration.

It's a bit unbearable for a man.

She briefly introduced the private business, and talked about benefits in detail, but Xu Wen didn't seem to be moved.

Instead, she chatted with Xu Wen again, playing the emotional card.

"Mr. Xu, you are so perfect, I must be very happy to be your girlfriend."

Xu Wen smiled.

"I am single."

Xiao Wu opened his mouth slightly, as if surprised.

"How could you be so perfect? ​​How could you be single?" She made no secret of her surprise.

Xu Wen looked down at Xiao Wu slightly, and gently lifted Xiao Wu's face with his fingers.

"It's true."

"Then can you look at me?" Xiao Wu raised his face and asked boldly.

In such a quiet afternoon, when Xu Wen looked at this daring girl who might not have graduated for a long time, she felt a tinge of excitement in her heart.

"You have to try it to know." Xu Wen said with a smile, looking towards the private rest area beside the office.

Xiao Wu was startled, then smiled again.

"Then Mr. Xu, let's go there and talk about it in detail. You can try my depth."

Afternoon time, simple and comfortable.

In the afternoon, Xiao Wu walked out of the office with a blushing face, and her steps were slightly unsteady. This trip not only completed the task, but she herself also gained a lot.

(End of this chapter)