20 years of restarting life

Chapter 1247 Xia Wenyang’s Correct Judgment of Interest Rate
In the evening, a group of girls who can't drink are fighting to drink, and Zeng Xiaoxiao can't even drink. In order to accompany these female queens of Su University, Zhao Changan called Yang Yixin and Yue Lu and asked them to come and help.

Yang Yixin brought a female classmate Bi Qiongxian, Yue Lu took Zhao Xiaoxiao, and Zeng Xiaoxiao saw that they were all calling sisters, so she turned on the BP player and called Xu Shasha and Qiao Jinger, the little sisters in her dormitory, over.

In Zeng Xiaoxiao's words, no matter whether you can drink it or not, your momentum cannot be weak!
A five-star hotel was chosen as the venue for the banquet. A group of girls were drinking brandy, and soon some of them were defeated. As expected, the four queens of Su University were all heroes in the wine field, and they all stood firm until the end of the battle. .

So, Zhao Changan started to be a happy porter again.

Qiao Jinger is slender and soft, Xu Shasha is as white and tender as jade, Yang Yixin is light and thin, Bi Qiongxian has a small cherry mouth,—

Although Zhao Changan had a gentleman's style and didn't take advantage of them to get drunk, he also roughly knew the weight and body shape of the girls.

At night, Zhao Changan and Zeng Xiaoxiao slept in the same room. They first gave her a bath, and then played with her very gently for a while, which was considered comforting.

The next morning, Zhao Changan drove Zeng Xiaoxiao, Xu Shasha, and Qiao Jinger to Lin'an.

Join Liu Cui and the others and continue to be the flower protectors.

Last night Jingxiu participated in Lin'an TV's New Year's Eve party and sang the legendary theme song 'Jiangnan'. As a condition, the stage curtain had to be covered with a cosplay video of Legend 2.

During the 3-minute concert, on the stage curtain, Qi Xiaoqin, Pang Mei, Tang Shuang, Jing Xiu, Zeng Xiaoxiao, Xia He, Zhou Qiao, Tang Qin, Zhao Changan, Zhong Lianwei, Sun Yiyang, Su Xiangchen appeared in the mountains and rivers wearing special costumes Among the pavilions and pavilions, they appeared with various special weapons, posing for dancing or fighting.

In this era, as a very serious TV show, it is impossible to let the game picture appear in the camera, but Zhao Changan played this side kick so that those who don't understand will think that this is the background picture of singing Jiangnan .

Only netizens who are on the Internet know the meaning of the game implied in "one nanometer", "Jurassic", "Legendary World of Departure", "Cretaceous Period" and "Wemade".

Of course, the Lin'an TV station is not stupid, and proposed that the TV station pay Jingxiu [-] yuan for the appearance, and Yinanometer is going to give the TV station [-] yuan in advertising fees, to offset the two-way.

Or if Yinanometer wants to elevate Jingxiu, the TV station can propose an appearance fee of 10 yuan or even higher, and use this gimmick to elevate Jingxiu's status.

However, after thinking about it, Zhao Changan rejected this suggestion, and instead proposed to directly sign a contract to offset each other. The advantage of doing this is to avoid falling into a tax trap.

At four o'clock in the afternoon, Liu Cui, Dancai, and Jingxiu returned to Mingzhu, but there was no room for a single car in Dancai, so Zhao Changan chartered a taxi.

Then he contacted Mi Xiaoyin and went to Yangmu Bamboo Sea.

Zhao Changan drove, Mi Xiaoyin sat in the passenger seat, and her car was accompanied by her assistant.

Entering the Bamboo Sea, it was almost six o'clock in the evening, the sky was clear and clear, on the night of Midwinter 26th in the lunar calendar, the sky had only a crescent moon like a slender eyebrow, and the sky was full of stars twinkling, and the light of the stars was even greater than the slender light of the crescent moon.

On the winding road around the mountain, there are dense bamboos on both sides. Fortunately, it is winter, and the road is very quiet. There are no unexpected small animals standing in the middle of the road and confronting the headlights.

"Changan, you will start to intervene in the acquisition of Wenyang Group next month, right?"

Mi Xiaoyin suddenly brought up this topic.

The two have known each other for so long, this is the first time she mentioned this topic.

"I will go back to the mountain city around NO.20 of the twelfth lunar month. I will not leave until I complete the acquisition of Wenyang Group. Xia Wenyang has three large due loans, one of 6000 million, due on February 16st, but at that time After the Spring Festival, he can postpone it until February No.29, a sum of 3000 million, due at the end of February, that is, on the 1000th, and another sum due on March [-], [-] million. Xiwenyang Group needs to spend [-] million yuan. From January to March, he still needs to take out about [-] million yuan to repay private loans."

"Why is he a one-year short-term loan?"

This mystery has always puzzled Mi Xiaoyin: "It takes two years from design to commissioning of the cement plant project. No matter how confident he is, he should limit the loan period to three years."

"Sister Xiaoyin, you are a woman who does big business with huge profits."

"You say that I am a person who does quick profit and short-term business. Why do you use the word fast in and fast out, and also focus on naming women?"

Mi Xiaoyin teased Zhao Changan: "Seeing how beautiful my sister is, I can't help myself."

"There is evil heart, no courage."

"That's right!"

Mi Xiaoyin smiled and said, "Keep it up."

Having a wicked heart proves Mi Xiaoyin's charm, but her lack of courage is because she is a married woman and must abide by the etiquette of a man and a woman.

"Xia Wenyang made three consecutive loans at the beginning of the year. The first loan was 3000 million, with a loan period of one and a half years, and the interest rate was 9.0%. The second loan was 6000 million, with a loan period of one year, and the interest rate was 6.93%. The third loan was 5.85 million. The term of the loan is one year, and the interest rate is 5.3%. If the current loan interest rate is a high-quality project, and it is a loan of hundreds of millions, the interest rate can be as high as 9.9% or even lower. And Xia Wenyang, when he talked about the 3000 million loan last year, if he borrowed For three years, the interest rate should be [-]%. If the [-] million is directly for three years and one year first, and then renegotiates the loan when it expires this year, he can save at least [-] million in interest in three years."

Mi Xiaoyin understood what Zhao Changan meant.

In 10.98, bank loans reached a peak. The six-month loan interest rate was 13.14%, the six-month to one-year loan interest rate was 14.94%, and the one-year to three-year loan interest rate was [-]%.

Moreover, it is still difficult to get a loan, and the rent-seeking phenomenon is very serious, and it takes a lot of investment to get it, which belongs to the seller's market.

In the following three years, both deposit interest and loan interest rates have dropped rapidly.

Banks have also gradually changed from a housing market to a seller's market in terms of lending.

This year I became a bank manager looking for high-quality corporate loans. As for how long I want to borrow, how much I want to borrow, and the interest rate, it is easy to discuss.

Xia Wenyang dared to play like this because he saw this point.

How could he have expected to be killed by Zhao Changan and Xing Dali - a group of people jointly sniped and strangled.

Seeing that he lost Jingzhou carelessly, he was full of resentment and grievance, but there was nothing he could do.

"You can be ruthless enough!"

Mi Xiaoyin looked at Zhao Changan appreciatively, and couldn't help feeling sorry for each other.

"Sister Xiaoyin, if you believe me, throw away all the stocks and futures in your hand, and hide for a while, I guess this year cash will be king, and you will find a lot of high-quality assets waiting for you Go to Xinglin."

"Including your one nanometer?"

"Yinami has been walking cautiously, Miss Xiaoyin, you have no chance."

"Now there is a fierce debate in the market about whether stocks, especially Internet stocks, are opportunities or bubbles. The Shanghai Composite Index has reached 2000 points."

Mi Xiaoyin said, "Now I can't understand it either."

(End of this chapter)