20 years of restarting life

Chapter 2736 Xia Wenzhuo's Reason

Chen Liyuan and Luo Yaoxing stayed in Mingzhu for another three days and reached a fairly satisfactory cooperation intention.

Chen Liyuan wanted to enter the palm oil industry here, while Luo Yaoxing wanted to invest in a large ocean-going shipbuilding plant, and the two also wanted to invest in a medium-sized container port terminal.

Of course, the two men's ambitions go far beyond this, and this trip is more of a test run.

When they left, in addition to Luo Nianfang, there was also a group of people including Xia Wenzhuo, Pei Xuezhe, Qian Mingjian, and Ji Bingyan.

Zhao Changan gave Xia Wenzhuo 50 million yuan in funds. After they have set up the branch in Xingcheng, at least tens of billions of funds will be injected into the branch in Xingcheng in China or North America.

Zhao Changan’s plan is to hope that Xia Wenzhuo and others can use the more than one billion yuan of funds to achieve initial self-hematopoietic function, and then choose the next course of action based on the actual situation.

What surprised Zhao Changan was that Zhang Xiubing and his team also decided to go to Xingcheng in the near future.

Except Ye Qin and the child who stayed in Mingzhu.

The Internet cafes, game halls, barbecue stalls and rented houses here will also be transferred.

Obviously, people like Zhang Xiubing, Qian Xiaoyong, and Tang Xihan were also inspired by Xia Wenzhuo to develop ambitions or dreams.

The night before Xia Wenzhuo went to Star City, Zhao Changan and she spent the whole night in a residential house near her Legend Building. After getting up this morning, he went crazy for more than half an hour. He fed Xia Wenzhuo well before getting up to pack up.

Zhao Changan knew that Xia Wenzhuo chose Xingcheng because he was still hoping to find her mother, Qiao Qinqin.

Because Xia Wenyang has died in North America, the culprit Geng Erxi is dead, and the others either live a life of luxury, poverty, or low status, but there is no need to rush.

Before, Yinaomi could only be regarded as an excellent domestic enterprise. Now, Yinaomi has the strength of a large multinational group and has a 1 billion loan from the White Dragon King. Therefore, it has the confidence to take root in Star City without being afraid of being deliberately targeted.

As for Qiao Qinqin's matter, Zhao Changan pretended not to know and said nothing.

When Xia Wenzhuo arrives in Xingcheng, Zhang Shun will naturally explain everything to her, as well as Zeng Xiaoxiao's mother Qiu Jinhui. As for how Xia Wenzhuo will treat her, Zhao Changan doesn't really care.

Because this was Qiao Qinqin's own stupidity. When she left with the liar, she even left Qiu Jinhui penniless and homeless on the streets.

Zhao Changan guessed that Qiao Qinqin had probably died a long time ago, or in some brothel.

The landline number of Xia Wenyang's home has now been changed to the customer service number of the Rose Group. Xia Wenzhuo's mobile phone number is still the same as when she was in school. She has not received a call from Qiao Qinqin so far, which has already explained a lot of problems.

In short, Zhao Changan thought that Xia Wenzhuo was looking for a needle in a haystack.

Xia Wenyang had the audacity to leave such a stupid woman in Xingcheng at that time. He was also an equally stupid country bumpkin.

A few days later, Zhao Changan borrowed more than 1 billion yuan from the bank. Now that he was wealthy, he never worried about the interest rate when taking out a loan.

He loaned the 5.94 billion yuan for three years with an annual interest rate of %, which is the same as the three-year loan interest rate on the market.

The current three-year deposit rate is 2.70%.

In other words, this 1.458 billion loan will bring the bank a very low-risk interest difference of 5000 million in the next three years, or nearly million per year.

For other investments, this is simply not profitable, but for banks, it is really comfortable to make money.

For Zhao Changan, in an era of high inflation and money depreciation, being able to borrow money at such a low interest rate means he can buy houses and hoard land without any effort and make money without doing anything.

So for a long time in the future, he will let Yi Nan Nan gradually operate with high debt. The current exchange rate between RMB and M Yuan is 8.2770, last year's was 8.2784, 99's was 8.2796, and 98's was 8.2791.

It has been very stable, with very small fluctuations.

As far as Zhao Changan knows, this will be roughly the same in the next few years.

However, in 05, the RMB broke 8, and in 07, it reached 7.3.

That is to say, in these two years, the RMB has appreciated by 14% against the RMB.

By that time, Zhao Changan would definitely try to borrow a large amount of m yuan, repay all the RMB loans in advance, and hoard gold.

Win again by lying down.

Before September, Yinnano's domestic debt exceeded 70 billion. With these two loans, Yinnano's total domestic debt has exceeded 4 billion RMB. The annual interest expenditure alone is close to million.

Currently, the domestic companies that Yinnano controls and holds shares in include the restructured Cretaceous and Zhuozi, and the Agricultural Vehicle Factory.

The others are either money-eating beasts or are not distributing dividends for the time being, and after making necessary further investments, the dividends that Cretaceous, Zhuozi and the agricultural vehicle factory can bring to Yi Nanometer will not exceed 3 million.

It can be said that for now, the embryonic form of Zhao Changan's huge domestic business empire can only earn 3 million yuan a year, but it still has to invest at least tens of billions of huge amounts of money.

If you want to stay alive while running at high speed, you can only rely on borrowing money.

这也是从0到1很难，从1到10也很麻烦，可从10到100却越来越容易。

Before, in order to borrow the 20 billion yuan in funds, Zhao Changan had gone to many places to ask for help, including Xu Xiaoman, Liu Changming, Pei Pingjiang, and Feng Jianfei. He had used all the connections he could, and had also mortgaged all the assets he had in China.

However, he didn't have to struggle at all to get the 45 billion yuan of funds, as all the banks were rushing to lend money. As for not having any valuable assets as collateral, that was not a problem. As long as Zhao Changan signed a contract, he could use the corresponding BlackBerry stocks to compensate if he could not pay the money back.

As for whether and how to get BlackBerry shares, that is all a matter for the future.

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Zhao Changan, Zeng Xiaoxiao, Xu Xiaoman, and Mingzhu's representatives saw off Chen Liyuan, Luo Yaoxing, Xia Wenzhu and others, and then left.

Zeng Xiaoxiao didn't drive, but took Zhao Changan's car.

"I thought Wen Zhuo asked you to go over to play for a while, and you would go. It's all in the past now. Do you really plan to never see each other again?"

Zhao Changan still wanted to persuade Zeng Xiaoxiao to go to Xingcheng to meet Qiu Jinhui when he had time.

As for Qiu Jinhui, all the money she took out was taken away by Qiao Qinqin. However, the country would not treat them the same way, and would even count the money taken by the two of them together as a bundle.

Zhao Changan felt that Qiu Jinhui would never be able to pay back the 20 to 30 million yuan in her lifetime, at least for now, so she shouldn't think about returning home without any worries.

Of course Zhao Changan could come up with the money, but that wouldn't make sense, and both Xia Wenzhuo and Qiu Jinhui had made it clear that they didn't want him to interfere.

Obviously, in their hearts, both of them felt that the matter was not over yet, and they did not want it to end in this way.