The heavens begin from the golden years

Chapter 513 Please carefully subscribe to this chapter
"I read the document, it's not allowed, it must be revised immediately, follow my instructions!"

In a high-end business car, Zhao Songwen was sitting in the back seat of the car. While processing documents, she had a video conference with the heads of various departments in her Internet finance company. At this moment, the business car jerked violently. Zhao Songwen glanced at the young driver involuntarily, frowned slightly and asked:
"What's the matter, Xiao Liu?"

"It doesn't feel right, call the police!"

Glancing at Zhao Songwen who was still in the meeting through the rearview mirror, the young driver Xiao Liu was a little cautious and authentic:

"Zhao Dong, I'll go down and have a look!"

"Go!"

The commercial vehicle pulled over and stopped. Xiao Liu got out of the car and checked, and found that the rear tire was blown. He hurried to Zhao Songwen and apologized:

"I'm sorry, Mr. Zhao, the rear tire is blown!"

Hearing Xiao Liu said that the rear tire had blown, Zhao Songwen raised his hand and glanced at the Cartier blue balloon worn on his right wrist, frowned slightly and said:
"Call a car!"

"Yes!"

Knowing that Zhao Songwen was in a hurry to meet the client, Xiao Liu hurriedly called a luxury version of the car that was closest to here on the taxi-hailing app.

About ten minutes later, a silver-gray BMW Seven Series parked behind Zhao Songwen's commercial vehicle, and the young driver Xiao Liu who had been waiting by the side of the road hurriedly reported to Zhao Songwen:
"Mr. Zhao, the car is here!"

Hearing that the called car arrived, Zhao Songwen closed the laptop on his lap, and Xiao Liu helped her open the door of the commercial vehicle.

Stepping out of the business car, Zhao Songwen wore a long black dress with maroon fluffy wavy curls, and she also put on a pair of big sunglasses.

She straightened her waist and back, carrying her own Chanel bag in her hand. Her skin was fair and delicate, and she was tall and thin, with a bulging front and back.

After taking a slight glance at the silver-gray BMW [-] Series parked on the side of the road, Zhao Songwen glanced at Xiao Liu again. Although he couldn't see Zhao Songwen's disgusted eyes, Xiao Liu immediately bowed and apologized:
"I'm sorry, Mr. Zhao, this is the fastest car I can get, please make it up first!"

After listening to Xiao Liu's explanation, Zhao Songwen didn't say anything else. She walked quickly to the silver-gray BMW [-] Series. Xiao Liu hurried to her and opened the rear door of the BMW. When Zhao Songwen got into the car, he Only then did he close the car door respectfully, and then told the driver the last number of his mobile phone.

In the driver's seat, Yuan Xudong slightly adjusted the angle of the rearview mirror, looked at the cold goddess Zhao Songwen in the rearview mirror and said:

"Hi, it's an honor to serve you. Please fasten your seat belt. If there is any change in the destination, please notify us in advance. Thank you for your cooperation, thank you!"

"It's you?"

Zhao Songwen didn't notice that the driver was Yuan Xudong until she heard his voice.

Glancing at Yuan Xudong, Zhao Songwen fastened his seat belt and asked in surprise:
"How do you know how to drive an online car-hailing service?"

"Why can't I drive online car-hailing?"

While driving, Yuan Xudong glanced at Zhao Songwen through the rearview mirror and said with a smile:
"Speaking of which, why do you take an online car-hailing car?"

"My car broke down, so I took a taxi!"

"That's right, then you want to."

Just when Yuan Xudong was about to continue talking, the phone rang several times. He glanced at the caller ID and saw that it was Shen Mingbao calling. He answered the phone and said with a smile:
"Honey, miss me so soon?"

"No, do you need me to pick you up?"

"I just picked up an order on the way. It's very close to your place. When will your childcare class for pregnant women finish?"

"Okay, wait for me, I'll pick you up right away!"

"Yeah, you let Manman accompany you, I may have to wait a little longer!"

"Master driver, can you concentrate on driving?"

Seeing Yuan Xudong talking on the phone with a woman called his wife while driving, Zhao Songwen couldn't help but take off his sunglasses, looked at him and complained angrily:

"If this was my driver, talking on the phone while driving, I would have driven him away!"

"I'm sorry, you also know that pregnant women are very irritable. If I dare not answer her phone, she will punish me to kneel on the washboard. It's a minor matter, but it's a major problem when I get angry. Don't you think so?"

Yuan Xudong said jokingly, Zhao Songwen looked up at him a bit strangely and said:

"I'm not a pregnant woman, why do I know that pregnant women are very irritable?"

Looking at Zhao Songwen, who was not at all humorous, Yuan Xudong was speechless for a moment. At this time, Shen Mingbao's coquettish voice came from the phone:
"Smelly Yuan Xudong, who are you saying has a bad temper? Did you go to find your lover again? I heard that woman's voice. Where are you now?"

"No, I didn't talk about you, I just said that I pulled a female passenger, she was quite grumpy, not what you imagined!"

"is it?"

After listening to Yuan Xudong's explanation, Shen Mingbao on the other side of the phone still calmly and coquettishly said:
"Then tell me, is the female passenger you pulled beautiful? I heard her voice is pretty nice, isn't she a great beauty?"

"How could she be such a beautiful woman?"

Since she was pregnant for several months, Shen Mingbao's belly has grown bigger and bigger, and her temper has become more and more weird. After the examination at the hospital, the doctor said that it was rare twins, and it would be very powerful to be pregnant with one, but Shen Mingbao was still pregnant. After two, Shen Mingbao has completely suppressed Yuan Xudong since then, as the so-called mother is more valuable than a child, and often tells Yuan Xudong some horror stories, saying that pregnant women should not be stimulated or angry, and should always maintain a good mood and not be depressed, etc. Wait, otherwise, the baby in his stomach would be deformed. Yuan Xudong was so frightened that he held Shen Mingbao in his palm from now on. He held it in his hand for fear of falling, and held it in his mouth for fear of melting. Of course, although It's a bit exaggerated, but Yuan Xudong really loves Shen Mingbao very much. Except for his other women, he followed Shen Mingbao's wishes in everything else, and played the role of a good husband very well!
Of course, although Shen Mingbao often made things difficult for him, it was more of a kind of coquettishness and cuteness. She completely released the little woman in her heart, and Yuan Xudong also enjoyed it. After all, who can really refuse a gentle and beautiful lover? What about the coquettish little girl?
Imagining Shen Mingbao on the other side of the phone talking coquettishly and coquettishly to himself, Yuan Xudong also deliberately exaggerated:

"She is very thin, like a bamboo pole, has no buttocks and no breasts, and has a bad temper. She is not beautiful at all. She is the most beautiful baby in our family!"

While talking to make Shen Mingbao happy, Yuan Xudong glanced at Zhao Songwen with an expressionless face through the rearview mirror, good guy, an expressionless face is as cold as ice, Yuan Xudong was so scared that he shivered, and hurriedly prepared to hang up the phone and said:
"Okay, I won't tell you anymore, I'm a bit unhappy as a passenger, it's time to complain to me later, bye!"

"Goodbye, husband, I love you, cute!"

"Don't be cute, I'm about to die of cuteness, I will pick you up in a while, just wait there obediently!"

"Yeah, people will wait for you obediently!"

"Oh my god, where is such an obedient baby here, waiting for Dad to pick you up!"

"roll!"

"Okay, then I'll get out first, see you later!"

Hanging up the phone, looking back at Zhao Songwen who was expressionless, Yuan Xudong found something to say:
"I'm sorry, but you're actually pretty, and you have a lot of temperament!"

"really?"

After glancing at Yuan Xudong, Zhao Songwen smiled slightly and said:

"Who said I'm as thin as a bamboo pole, have no ass and no breasts, and have a bad temper?"

"It's not me, isn't that nonsense?"

Yuan Xudong said solemnly:

"Although you're a little skinny, you're in good shape. Thin where you should be thin, cough where you should be fat."

Glancing at Zhao Songwen's Princess Taiping, Yuan Xudong could only say it with a cough. Compliments are fine, but it's not good to talk nonsense with your eyes open. It seems that he felt Yuan Xudong's gaze, and Zhao Songwen unconsciously lowered his head to glance He glanced at his chest, and then his face flushed a little. Although it was not on a grand scale, it was not without it, it just looked a little inconspicuous when sitting.

Facing Yuan Xudong's eyes that would look over from time to time, Zhao Songwen couldn't help but sit up straight, and she slightly puffed up her chest and said:
"What do you keep looking at me for?"

"No, who saw you?"

Yuan Xudong adjusted the angle of the rearview mirror again and said:
"I'm looking at the car behind. You don't think I've been peeking at you all the time, do you?"

"That's not sure, who knows if you are looking at the car or peeping at me?"

Zhao Songwen blushed slightly, she changed the subject and asked:
"By the way, aren't you Xue Kexin's boyfriend? Why do you have a wife and child again? Are you cheating?"

While Zhao Songwen asked Yuan Xudong, she recalled the dinner a few months ago, which was the beginning of her career. Later, she went to Xue Guixiang with the investment plan of an Internet finance company, maybe for her father's sake Maybe it was her investment plan that really moved Xue Guixiang. In short, the final result was that Xue Guixiang's Kunbo Group invested [-] million in her Internet finance company. Backed by Kunbo Group, a large listed company, she Since its establishment, the Internet finance company has grown bigger and bigger, and has developed hundreds of thousands of users. The total investment amount of these users has exceeded [-] billion.

Like a snowball, after the initial publicity, investors who tasted some sweetness spontaneously promoted it for her. Some people pulled their relatives and friends to invest together, and some people sold iron, and even borrowed money to invest everywhere. Because the recruiter will give a commission, as long as the recruiter invests money, the company will also give the recruiter a commission according to a progressive ratio. Simply put, the more people are recruited, the more money they invest. The more people you get, the more commissions and commissions you will get. If you invest by yourself, the more money you invest and the longer the investment time, the higher the rate of return on investment, which is several times the interest rate of bank deposits. In this way, Internet finance companies are expanding crazily, and many ordinary people even borrow money to invest hundreds of thousands or millions of lines, and then proudly show off in the comment area, major forums, post bars, etc. How much money has been invested, and also showed off compound interest and long-term investment concepts, saying that he will not need to work in the future, and the annual interest is enough for the family to live happily. Such smart people are not one or two, but successful tens of thousands.

You can read the next chapter directly, the following content is not the main text
PS:

To add a word, this is the author’s personal experience. The author is that smart. When he was in college, there were so many Internet financial companies at that time, and the annualized rate of return of the highest interest was more than 30.00%. Now that I think about it, I would be foolish enough to believe it. I invested 1 yuan, which was all my net worth at the time.

Because of living expenses, I can’t invest in those that take a long time to withdraw. I just invest within one month, one week, half a month, etc., and the interest rate is around seven to ten points. I really believed it at the time. Those are big companies, and they won’t lie. After all, the scale is billions, and there are tens of billions. It’s advertised on the company’s website. I don’t know if it’s really so much money. But I believed it was true at the time. I invested [-] yuan and made two to three thousand dollars. Later, when I came into contact with our stock market, I took all the money out to speculate in stocks. After a while, Internet finance The company started to have a thunderstorm, and many people went bankrupt. I escaped this disaster because of luck. At that time, I persuaded my mother to invest all the money in the family. Fortunately, I was still a student at the time, and my mother was a traditional one. People, who don't believe in the Internet or anything, just escaped this.

Thinking about it now, these Internet finance companies are really shit. How many people have been harmed by this wave. If my mother had invested all the family money in this, I couldn’t imagine the consequences. After so many years of hard work, it was all given to liars!
Later, when I traded in stocks and encountered a bull market, the kind where tens of thousands changed to tens of thousands, I felt like Buffett, the stock god. I studied software in college. At that time, my internship salary was only a few thousand yuan, three thousand. I don’t remember clearly. Deep down in my heart, I despise work. It’s only a few dollars. You can earn money by just moving your fingers in stocks. While making money in stocks, I watch Wall Street movies in the United States. The first investment, the one I mentioned earlier, with a principal of 1 yuan, I made two to three thousand yuan by investing in Internet finance, and then I made another investment in stocks, and then I invested all the money from my internship later.

The result is conceivable. When I encountered a stock market crash, I carried it all the way, and the market was cut in half. Later, I encountered a stock market meltdown. Not only did I lose all the profits I made before, but I also lost the money I saved during the internship.

Unable to bear this blow, I cleared my position and quit the stock market, and then joined the stock market in 2017. This time we play value investing. After all, Buffett is our idol. He bought bank stocks and made a lot of money. The stock price has risen again, and it is stable every year. I earned 10,000+ in dividends, after all, young people, not long after graduating from college, I drifted away again, gone forever on the road of value investing.

Later, all of my wealth went into the stock market, and I borrowed hundreds of thousands from my mother to start margin financing and securities lending. What to buy, or a bank. The peak of the bank has arrived in 2018, and the profit is hemp. Let’s go with all the wealth in the future, as mentioned in the previous article. Jiang Nansun's father, Jiang Pengfei, and the words Zhong Qiming and Chen Tonggang said, must have a big picture, a long-term vision, and the courage to put all their eggs in one basket.

Admittedly, I am a poor guy who wants to be a big shot. What is a big shot? If you have money and power, let’s just have the power. Let’s work hard on money, but how can we make money?
If you want to be a big shot, you need a lot of money. For work, the money is too slow, so let’s speculate in stocks.

My own money, I borrowed money from my mother but never repaid it, and then I used the money as collateral with supreme determination and courage to raise almost the same amount of money. My heart is in the stock market, so I don’t want to say much, let’s just talk about it, I made a lot of money in the early stage, but I didn’t sell it. At that time, the market had already started to fail, but the banking sector has been rising all the way. I think this is the value. I admire my vision. .

Later, God likes to play tricks on me, and it started to plummet. I cut a part of my flesh, and then I have persisted until now in 2022. The banking sector has fallen for a few years, with fluctuations in the middle, but overall it is still falling. I do swings, plus dividends , The cost of holding positions is low, but the overall loss is still 10,000+. If the interest is added, the loss will be even more.

I'm 30 years old now, I can't accomplish anything. Before, Xianyu decided to work hard and work hard in my career. I just want to raise my salary and be an ordinary person. But God bullied me again. Gone.

Then this book was born. The stock I bought originally became a shareholder. I get tens of thousands of yuan in dividends every year. I can earn some money by writing books. Stock points, although the salary is not as high as before, but blah, blah, blah, blah, blah, blah, blah, blah, blah, blah, blah, blah, blah, blah, blah.

I said so much without realizing it, I may have been alone for too long, and I said so much nonsense at once, don't complain about me, I have a glass heart, and subscriptions to these words probably cost about a dime.

Finally, in order to be worthy of the extra dime you spent, let me talk about my future plans. I hope everyone can learn from it. It is purely personal opinion. Staring at stocks every day like before, this may be the kind of habit, the kind that a dead pig is not afraid of starting to burn.

I bought stocks of Gree Electric Appliances, Ping An Bank of China, Ping An Bank, China Construction Bank, and Agricultural Bank of China. My plan is to distribute tens of thousands of yuan in dividends every year and earn tens of thousands of yuan from writing books. Because of my poor health, I still eat Medicines, coupled with the epidemic, I will not go out to work for the time being. Now these incomes are actually enough to live on, more than enough, but I can’t do it if I want a better life.

If you have friends who like to invest, I suggest that you must use your spare money and invest in stocks that you can hold for many years, because most people will be like me, often changing stocks and the like, earning today and losing tomorrow , In the end, it was still empty.

Take the Agricultural Bank of China as an example. The current price is divided into seven points every year. I have completely flattened out. The current price is very low. I bought it at a price of more than four yuan, and now it is more than two yuan. My current cost is three yuan. , three yuan per share, annual dividends of [-] cents, short-term investment is leeks, buy at a certain psychological price, and then wait, I always believe that in China, banks are financial aircraft carriers, one day I will If you eat meat, if you are still half dead, then I will get tens of thousands of yuan in dividends every year. I am afraid that other companies will go bankrupt, but I believe that banks will not, especially when the current stock price is so low, it is a good opportunity to invest what!
The above is not to encourage everyone to buy bank stocks. It is purely my personal investment experience. In the future, I will only buy the stocks of companies that pay real dividends every year. Let’s learn from Buffett and hold positions for decades.

(End of this chapter)