I copied my daughter in the parallel world

Chapter 1199 1074. Enthusiasm
Since the attitude of the other party is so good and smooth, for Gu Cheng, the final hurdle of the loan has been perfectly resolved. The meeting between the two parties is naturally full of harmony and happiness, and he is also attracted by the bank's work. The staff flatteringly approved the loan, but it is necessary to carry out some indispensable reviews and submit layers of documents, so it will take some time to wait for the disbursement of funds.

After all, everyone can understand this matter. For the bank, if you are here to deposit money, the procedures cannot be simpler. You just need to take out your bank card and hand over the funds to the counter at the same time. This problem can be solved with the fastest speed, but if you want to get a loan from the bank, the procedures you have to go through can almost make people doubtful. For the bank, every penny approved by yourself All money needs to have various certificates. This is a procedure established by the bank at the beginning of its birth. No one can be spared. Even the staff inside the bank need to provide various certificates when going through these procedures. various evidences.

For the occurrence of this kind of situation, it also breeds sleep. There are many auxiliary companies and organizations. The meaning of the existence of the other party itself is to shorten the existence of these procedures. The other party's affairs are all placed on the other party, and the other party relies on this method to earn some commission feedback. The existence of these companies is also very stable. After all, there are always people who find it troublesome. It is quite worthwhile to solve these troubles of oneself.

Of course, these things are naturally for unique people. For Gu Cheng, these things do not need to find professional personnel to stand in front of them. The bank and the staff are very enthusiastic and patted his chest to ensure these complicated procedures. You can leave it to yourself to solve it. After all, compared with the fact that this batch of funds can really be loaned out, it will be a very boosting effect on your own performance.

You must know that no matter how prosperous Zhoushi looks, it is only a third-tier city in this country, far from reaching the second-tier standard, and there is still a long way to go to catch up with the first-tier. Although there are all kinds of companies in this city And enterprises, but everyone is more cautious about loans, and no one can use a relatively safe asset for loans to help their own enterprises develop rapidly.

At the beginning of the economic development, people were not so financially aware, so they had such concerns. As the staff of the bank, they have seen companies whose accounts have not improved, and opened their mouths. If you want to spend a few million here, I have seen people who obviously have greater potential, but out of caution, they will only open their mouths to borrow hundreds of thousands.

The most important thing is that there is a risk that these loan funds will be rejected, and at the same time, they have to go through various audits. Of course, there are also problems with these risks, and the business that I am currently in contact with can be said to be It's so cheap that I can walk.

Because on the one hand, with so many real estate mortgages, you can easily bring out a lot of money. At present, this batch of funds is temporarily targeted at the threshold of more than 1 million yuan. With such a huge amount of money and business scale flowing online, being able to participate in the process of this kind of capital exchange is also a relatively good resume standard for me, and it also has a certain bonus for me to be promoted in the company in the future. .

The only reason why there is no way to determine the amount at present is that Gu Cheng’s request for funds is naturally more the better. Now that the loan opening has been opened, there is no need to make any restrictions on it. If there are more funds If it is for your own use, it may have a relatively large promotion effect on your own industry, and it can also bring you more feedback, saving the company a lot of difficulties that need to be overcome.

For the staff of the bank, the amount of the loan needs to be closely related to the value of the collateral provided. At present, there is no corresponding review and approval of the value, and there are still doubts about this amount. There is still no way to determine it. Only after the approval and review of internal personnel, all the values ​​​​of these properties are added together, and then 80% to 90% of the amount is used for loans can be determined. The specific amount and scale.

However, these are not too difficult questions. The two people only need to simply multiply the current personal leave and the calculated area of ​​the specific real estate in their hearts, and they can get an approximate amount, and half of it can be taken out easily. Not to mention that Gu Cheng has almost mortgaged all his real estate now, and it is precisely because of this that the excited expressions on the staff's faces are beyond words, and there is even no way to do it. cover up.

When parting was approaching, the bank still held Gu Cheng's hand and shook it to express his gratitude to the other party. If he hadn't picked up this business, his business target for this year might still be far from Dacheng. , and the appearance of the other party almost helped me solve 130% of my workload.

"Mr. Gu, I hope there will be opportunities to cooperate in the future. If you have any financial requirements, you can call me at any time. No matter what kind of problem, I will try my best to help you within the scope of my duties. If If you have any ideas for investment, you can also find us to understand and communicate, and we will guarantee that you will give it to the customer at the most favorable price. You are now a VIP customer at the top of our bank. I hope there will be more in the future. Opportunities to work together.”

A person who can easily borrow hundreds of millions of funds from the bank, at this point in time, it is absolutely correct to say that he is a distinguished VIP customer of the bank. As bank lenders, they can maintain mutual relationship with this kind of customer The relatively close contact relationship is also very convenient for my future work. Although I work in the bank, almost everyone envies me very much, and the benefits are also relatively good and outstanding, but all of these must The foundation is based on the standards that you can complete the business indicators.

(End of this chapter)