I copied my daughter in the parallel world

Gu Cheng, on the other hand, doesn't know much about the doorway here. He just feels that his loan business this time seems to be going very smoothly. No matter how it is in every aspect, it seems to be as smooth as a smooth sailing, but it is obviously How could he doubt and speculate on things that are beneficial to him, instead he wished that this situation would last forever.

And I don't know much about the bank's favor for me. It is not so important to me whether the bank favors me or not. As long as I can continuously bring Lilan and have a lot of ability, I may In this society, you can always meet all kinds of people who want to help you.

There is a saying that has always been regarded by Gu Cheng as his motto, all the gifts of fate have already been priced in secret, if someone invests two yuan in you, then they must want to get money from you. Receive more than two dollars in return. In this society where real estate is rampant, there is no love or hate for no reason, and all friendship has a purpose.

Because the staff and Sun Wei next to him met each other last time when they were simply understanding the situation, so there were no unfamiliar greetings between the two parties at the beginning. After a few simple chats, they entered directly On the topic, to be honest, everyone’s time is precious and busy, and it is also a desired result to be able to solve this matter early.

Gu Cheng took the document handed over by the staff, and briefly browsed the terms and conditions on it. This is an extremely simple loan contract. The bank has already signed his name and stamped it. Mark all the places that need to be signed with a marker pen, so that Gu Cheng can sign at any time when he comes out.

After getting the documents and the contract, Gu Cheng was most concerned about how many years of loan period he had obtained, and how much was the specific loan amount?And whether the interest that you need to repay each year is on the benchmark line of normal commercial loans.

Originally, Gu Cheng thought that these problems were all decided by the bank, but he didn't expect that the bank gave him the right to decide how many years the loan would last. He provided him with several options, including one year, five years, ten years There are several categories of 5 years and 10 years, and completely different repayment methods are given according to different ranges of years.

According to Gu Cheng's previous prediction, the best time period for my loan is about 5 years. This period of time is not only convenient for me to withdraw funds, but also convenient for me to pay some unnecessary interest. It can also be regarded as allowing myself to achieve the purpose of turnover as much as possible It's time.

Waiting for 5 years and nothing else, maybe the Lilan brought by these books alone can easily repay the money, plus I still have a steady stream of works to show, for a writer, you have finished writing a book. Works, maybe you can rely on this work to enjoy Lilan for a lifetime, which is also the main reason why this industry can easily accumulate wealth.

...

As for the interest rate, there is almost a discount that Gu Cheng can't even imagine. For example, under normal circumstances, the one-year loan interest rate is around 3.48, but the interest rate marked on it has been reduced to 2.9. The five-year interest rate is average. After 5 o'clock, the interest rate given above was reduced to about 4, which was a very sincere commercial loan contract that allowed me to earn a lot of money.

The specific amount of the loan was also beyond Gu Cheng's expectations. Under normal circumstances, banks have a fixed behavior pattern in terms of this kind of mortgage loan. Most of the loan amount is the real estate, and most of the main amount is the real estate. 70% of the actual value, this specific amount involves a set of relatively complicated calculation methods, which allows the bank to maintain the property rights and at the same time, even if there is a breach of contract, the funds can be withdrawn according to the value of the property .

Of course, with the current boom in the growing housing market, this value is actually a little loss, but considering the other benefits that I have brought to myself from these funds, this little loss is not placed by the lender. In their eyes, most people don't care about this matter.

However, the value of Gu Cheng’s real estate is not calculated according to 70% of the value. Instead, 10 points are generously given to 85%. Don’t underestimate the amount of 15%, and put it on the loan involving more than [-] million yuan. However, the amount of more than ten million can help Gu Cheng far beyond other imaginations.

It may be because of the actual loan amount that Gu Cheng suddenly didn't have enough information about this contract. You must know that the bank is a cannibalistic existence in the eyes of everyone, and the bank in people's eyes is also I have always been a gold-swallowing monster. It is easy to deposit money in 10 cents, and it is so simple to operate like a fool, but the procedures that I need to go through to withdraw and cancel my account at the same time often make people feel suspicious of life.

He Dehe was able to recruit such a powerful treatment from the bank. This kind of abnormal situation made Gu Cheng raise his vigilance. After a brief browsing, he did not give a direct answer. The contract in hand is handed over to a good lawyer who has been waiting for a long time, and the other party will review and carefully check it before deciding whether to sign it or not.

Since Gu Cheng stepped into the writer's industry, although he didn't find his own cultural agent to handle some contracts and opportunities for him, he also had his own lawyer who was more familiar with him to cooperate, whether it was copyright or not. Whether it is the income of the company, or the contract with the publishing house, the best way is to hand over these contracts to professionals for review, so as to prevent the other party from setting any traps in the contract, and the price to be paid at that time will be far away. beyond my imagination.

Although he didn't have the intention of harming others, he still couldn't easily discard his guard against others. The lawyer Gu Cheng was looking for was the one who cooperated with him from the beginning. He also has a general understanding of the contract, and the two parties get along relatively harmoniously and tacitly, which also makes him always subconsciously consult the other party when he encounters any contract issues.

Not to mention anything else, the business ability alone has been certified by myself more seriously, and after cooperating with the other party for so long, there have been no negligence or mistakes in the contract. Superb business ability also represents The fees charged by the other party were far higher than the fees charged by ordinary lawyers on the market, but he didn't care about the expense if he could use this small amount of money to save himself from worries.