I copied my daughter in the parallel world

I remember that the Ant Company in the previous life appeared in 04 when the Internet had just entered a period of rapid expansion. It was deployed in advance, allowing the other party to have more room for control in its development. At the same time, it also accumulated a lot of technologies beyond the usual, and then changed When it becomes a mobile terminal, it can occupy quite a lot of advantages, and it is logical to become the overlord of this industry.

It is precisely because of this that the current layout of this field can be regarded as just in line with the expectations of the current Internet development according to Care City. With the development of time, there will be a wave of mobile terminals within 10 years, and the payment field itself It takes a certain amount of time to cultivate user habits and accumulate your own technical barriers. This time just meets your expectations for the payment company, and at the same time gives the other party more development potential and time.

But now that something has gone wrong, and I have realized the importance of the payment company, it seems inappropriate to group this company into Weibo, even though Weibo owns a relatively high shareholding. It is a well-deserved major shareholder, but the shares that can be held can only be maintained at more than 30%, and it may gradually shrink after listing.

Gu Cheng himself has some sense of sharing, but after learning about the great prospects of the payment company, he feels that it seems a bit too selfless to share this achievement in the payment field with everyone, even if anyone is in the face of When this happens, there will be some small thoughts of our own.If I share this company with my two good friends, then I can accept this result, but if I share it with these social groups, the other party will not be able to help the development of the payment company. If there is no effect, then it is undoubtedly a 10-point loss for myself.

So when it comes to this kind of situation, Gu Cheng still feels as selfish as possible. He may start to build the framework of the payment company, and at the same time give the other party corresponding guidance.But the company's equity must be 100% in its own hands. When it develops to a certain potential, it will slowly build more lower-end industries for its own payment company through mergers and acquisitions.For example, online ticketing websites, food delivery websites, travel websites, etc. These websites are closely related to people's lives, and these websites can use convenient payment, and at the same time, they can also cultivate a fixed user group of payment companies, and can also pass these industries as much as possible. Expansion, to achieve the purpose of driving the development of payment companies.

This is a relatively great and time-consuming plan, and usually requires countless funds to invest, so it is better to bear this kind of expenses by yourself. Thinking of this, he already has a relatively complete plan and plans Well, looking for professionals to start setting up your own payment company.

But now the country does not have a better policy for this kind of new type of company. Unlike the existence of a payment license in the previous life, it seems to be a difficult thing to propose this kind of proposal now. The significance of the existence of the government Maybe I have a groping attitude for many things, but if I don't feel the benefits and great prospects of a thing, I won't draw conclusions easily.

It is precisely because of this that when the framework of this payment company is established, the business in the early stage must be very narrow. It can exist as an intermediary business and can only do some bank card acquisitions. The traditional payment business is mainly Offline card swiping and code swiping (payment code), because it is an offline merchant cashier scenario, and merchants are constantly changing, so there is a continuous market space.

And such a scope of duties does not need to apply for professional approval, and being able to join a unit affiliated with UnionPay can perfectly assume this responsibility.It’s just that in the past, most of the companies under UnionPay were concentrated in entities, and it is indeed relatively novel to transfer the scope of these companies to the Internet.

For the time being, rely on UnionPay to slowly expand the scope of your business. When it develops to a certain scale and the market urgently needs the existence of such a software, your own payment company can take advantage of the trend to propose national regulation of this industry. At the same time, the corresponding payment licenses will be issued, so that the meaning of Internet banking can truly appear and exist. At that time, it can rely on its own advantages and accumulated technology in the early stage to expand in this industry.

In the Internet age, the existence of payment companies has no standard with the traditional banking industry. To some extent, the profits and responsibilities brought by payment companies are far broader and more complete than those of banks.This is the development brought about by the times, and it is also the change that banks must make after the market extends to its heyday and the survival of the fittest.

However, entrusting this payment company to manage it has become a headache for Gu Cheng. Li Kui does have some management skills, but the other party's major is an out-and-out Chinese department, and he wants the other party to manage some companies. , can understand through learning, but when it comes to these professional financial knowledge, it is likely that some have more than enough energy, and the other party is still shouldering the identity of the manager of the Weibo company, and then pull the other party over Managing your own payment company is obviously not a safe thing to do.

For the manager of the payment company, he hopes that the other party has some necessary management functions. At the same time, he must understand some Internet technologies. It is of course necessary to have a novel idea. He also needs to understand some financial knowledge. To be honest , if you want to find a talent with any of the above characteristics, it is very easy to find, but if you want to find an existence that combines all these characteristics, it is simply a difficult thing.

But at the moment, this matter is indeed too anxious to come. There should be about 10 years before the wave of payment companies rises. You can also use a leisurely attitude to discover the emergence of this kind of talent. After the other party appears, you can leave the entire company and entrust all the business to the other party, so that you can continue to repeat the previous life of seclusion .

Even if any matter is very urgent, you should have your own stability.So even though I have thought about this plan perfectly from beginning to end, I am still not in a hurry to implement it immediately. I first sorted out the thoughts in my mind and made a more realistic plan, and then I started to slowly implement it. Start to realize your envisioned plan step by step.