My system is not decent
Chapter 483
Chapter 483
"Eldest sister, this thing is a fake, this is the result of my appraisal, if you don't believe it, maybe you can try it at another pawnshop!"
As a last resort, the eldest sister left muttering.
It seems that she still doesn't give up, and the situation she encounters later, don't worry, it must be similar to here, but she doesn't know when she will find her way back.
"Haha, Boss Chen is amazing. When you first opened the business, I also wanted to grab a handful of wool. Fortunately, I didn't go too far. I just took a pair of dragon and phoenix bracelets. Otherwise, it would be light to slap the face. If you really accepted me, wouldn't I become a negative teaching material now?"
Just as the chicken pot bowl lady was sent away, Zhou Quansheng popped up.
Chen Wenzhe saw that there were four big men beside him, and each of them was holding a small lockbox, which seemed to be filled with gold.
"Come on, let's talk upstairs."
After telling Ye Chengfeng a few words, Chen Wenzhe led Zhou Quansheng up to the second floor.
He has already agreed with Mo Chengfang that he should wait in the office at this time.
"How much gold did Boss Zhou bring?" Chen Wenzhe asked when he reached the second floor.
"Hey, after decades of saving, I have come down to this little family fortune, not much, only one hundred kilograms."
Looking at Zhou Quansheng who was moaning and sighing, Chen Wenzhe really wanted to vomit at him.
If he didn't get the Pearl of Suihou, he and his family wouldn't be able to accumulate so much wealth in a hundred years, right?
When I came to Mo Chengfang's office, I didn't expect him to be on the phone.
Mo Chengfang waved his hand and told them to sit down first, and waited for him to say a few more words before hanging up the phone.
However, Mo Chengfang's complexion was not good at this moment.
"Hey, I originally wanted to count your last appraisal of Yuan Qinghua as a deal, but I didn't expect the higher-ups to disagree and reject it!"
Mo Chengfang stood up and came to Chen Wenzhe with an apologetic face.
"It's okay, if you don't tell me, I'll forget about that."
Chen Wenzhe didn't care, because the last deal was not reached.
It can also be said that if he messed up the deal, the higher-ups will naturally not recognize him, and it is impossible to give him benefits. It would be good if he didn't make trouble.
Without expectations, naturally there will be no disappointments.
Mo Chengfang didn't think so, he always dragged Chen Wenzhe into the water.
"Originally with today's transaction, plus what happened last time, you can make up ten million-level transactions, and you can be promoted to a first-level appraiser smoothly. It seems that good things will take a long time."
After finishing speaking, Mo Chengfang looked at Zhou Quansheng: "This is Boss Zhou, right? I'm sorry, I lost my composure just now. Is this the gold I brought? Xiao Chen has already agreed with me, I will give you the maximum authority, half a year, one hundred Three-thirds, the annual interest rate is only six percent, this is a mortgage loan, right?"
"Yes, thank you very much. It is too troublesome to do this kind of operation in the bank." Zhou Quansheng was a little overjoyed.
A loan with an annual interest rate of [-]% is already very low, especially for such a large loan.
Also, the mortgage here is a 100% loan, unlike a bank that makes a loan based on a certain percentage loss.
Here is not the interest, but the handling fee, which is only [-]% a year and [-]% half-yearly, which is really a bargain.
As for the pawn shop, this money can be regarded as a free profit, because when they get the gold to the bank, they are not only 100% loaned, but several times the loan.
Chen Wenzhe didn't know how to operate it. Anyway, the pawn shop puts one yuan of gold in the bank and can mortgage three to five yuan. It depends on the situation.
Therefore, even if buying and selling gold does not make money, pawnbrokers are willing to accept gold because they can lend more funds.
Both parties have the willingness to trade, and the speed is fast.
After Chen Wenzhe finished appraising the self-made gold bars brought by Zhou Quansheng, the financial department's loan procedures were also completed.
After successfully getting the money, Zhou Quansheng insisted on a treat.
I can't shirk it, so I can only talk about it after get off work at night.
After sending Zhou Quansheng away, Mo Chengfang was even more satisfied with Chen Wenzhe.
In their line of business, the most important thing is connections. Without connections, where do you get your business?
"It's a pity, now you have nine deals, and you are only short of one promotion, or I can take you to the warehouse today to have a look."
"If you're not a first-level appraiser, you can't enter the warehouse?" Chen Wenzhe asked.
"Of course it is possible to enter, but it is very troublesome and requires the signature of the leader above." Mo Chengfang smiled wryly.
"Huh?" Mo Chengfang just sat down and turned on the computer. Just as he was about to deal with some business, he discovered that there was a report in the background, and it was Chen Wenzhe's business.
He is on duty today, and all large transactions need to be reported to him. If identification is needed, he will arrange for someone to contact him.
Unexpectedly, how long did it take for Chen Wenzhe to complete another million-level transaction?
"Before you came up, you appraised three sets of antique copper locks?" Mo Chengfang asked with a strange expression.
Chen Wenzhe was stunned, and said: "I have identified it, it is genuine, but I have not identified the specific age, but it is a brass product, it should not be outside the Ming and Qing Dynasties, but it does not have typical characteristics of the times, so I am not sure. "
"I'm afraid you didn't expect that the three sets of brass locks were pawned for more than one million yuan, right? One million and two million, the specific market price should be more than one and a half million."
"So expensive?" Chen Wenzhe asked in surprise.
"It's so expensive. The price evaluation department evaluated it for a long time before evaluating it."
As he said that, Mo Chengfang handed over the phone, which contained a communication group for the senior management of the pawn shop.
After looking at the information, there are some assessments on it,
There are pictures of three kinds of locks in the information, whether it is animal-shaped, pipa-shaped, or scorpion-shaped brass locks, they are all very rare, especially the pipa-shaped double-reed lock, which is also inlaid with gemstones, obviously Not ordinary things.
Of course, even the animal-shaped brass lock is definitely not something ordinary people can afford.
Three sets of antiques of this level were sold for only [-] million, which is actually not expensive.
After all, this kind of thing is rare, and for some people who like it, one hundred thousand is nothing at all.
"It's easy to handle. With this business, you just got enough ten million-level business, and you can already be promoted to a first-level appraiser. This time, no one can stop it."
A sneer appeared on Mo Chengfang's face, and he quickly operated on the computer for a while.
Then he stood up and said, "Let's go, your first-level appraiser has been confirmed, certificates need to be made, and I'll give them to you in a while, now let's go to the warehouse, let's say first, it is impossible to enter the treasure warehouse casually.
What I am taking you to now is the miscellaneous library, which is some unidentifiable age, or identified as counterfeit, and some damaged utensils. These things cannot be disposed of casually without going through a certain process, so they are specially piled up in the miscellaneous library. "
(End of this chapter)
"Eldest sister, this thing is a fake, this is the result of my appraisal, if you don't believe it, maybe you can try it at another pawnshop!"
As a last resort, the eldest sister left muttering.
It seems that she still doesn't give up, and the situation she encounters later, don't worry, it must be similar to here, but she doesn't know when she will find her way back.
"Haha, Boss Chen is amazing. When you first opened the business, I also wanted to grab a handful of wool. Fortunately, I didn't go too far. I just took a pair of dragon and phoenix bracelets. Otherwise, it would be light to slap the face. If you really accepted me, wouldn't I become a negative teaching material now?"
Just as the chicken pot bowl lady was sent away, Zhou Quansheng popped up.
Chen Wenzhe saw that there were four big men beside him, and each of them was holding a small lockbox, which seemed to be filled with gold.
"Come on, let's talk upstairs."
After telling Ye Chengfeng a few words, Chen Wenzhe led Zhou Quansheng up to the second floor.
He has already agreed with Mo Chengfang that he should wait in the office at this time.
"How much gold did Boss Zhou bring?" Chen Wenzhe asked when he reached the second floor.
"Hey, after decades of saving, I have come down to this little family fortune, not much, only one hundred kilograms."
Looking at Zhou Quansheng who was moaning and sighing, Chen Wenzhe really wanted to vomit at him.
If he didn't get the Pearl of Suihou, he and his family wouldn't be able to accumulate so much wealth in a hundred years, right?
When I came to Mo Chengfang's office, I didn't expect him to be on the phone.
Mo Chengfang waved his hand and told them to sit down first, and waited for him to say a few more words before hanging up the phone.
However, Mo Chengfang's complexion was not good at this moment.
"Hey, I originally wanted to count your last appraisal of Yuan Qinghua as a deal, but I didn't expect the higher-ups to disagree and reject it!"
Mo Chengfang stood up and came to Chen Wenzhe with an apologetic face.
"It's okay, if you don't tell me, I'll forget about that."
Chen Wenzhe didn't care, because the last deal was not reached.
It can also be said that if he messed up the deal, the higher-ups will naturally not recognize him, and it is impossible to give him benefits. It would be good if he didn't make trouble.
Without expectations, naturally there will be no disappointments.
Mo Chengfang didn't think so, he always dragged Chen Wenzhe into the water.
"Originally with today's transaction, plus what happened last time, you can make up ten million-level transactions, and you can be promoted to a first-level appraiser smoothly. It seems that good things will take a long time."
After finishing speaking, Mo Chengfang looked at Zhou Quansheng: "This is Boss Zhou, right? I'm sorry, I lost my composure just now. Is this the gold I brought? Xiao Chen has already agreed with me, I will give you the maximum authority, half a year, one hundred Three-thirds, the annual interest rate is only six percent, this is a mortgage loan, right?"
"Yes, thank you very much. It is too troublesome to do this kind of operation in the bank." Zhou Quansheng was a little overjoyed.
A loan with an annual interest rate of [-]% is already very low, especially for such a large loan.
Also, the mortgage here is a 100% loan, unlike a bank that makes a loan based on a certain percentage loss.
Here is not the interest, but the handling fee, which is only [-]% a year and [-]% half-yearly, which is really a bargain.
As for the pawn shop, this money can be regarded as a free profit, because when they get the gold to the bank, they are not only 100% loaned, but several times the loan.
Chen Wenzhe didn't know how to operate it. Anyway, the pawn shop puts one yuan of gold in the bank and can mortgage three to five yuan. It depends on the situation.
Therefore, even if buying and selling gold does not make money, pawnbrokers are willing to accept gold because they can lend more funds.
Both parties have the willingness to trade, and the speed is fast.
After Chen Wenzhe finished appraising the self-made gold bars brought by Zhou Quansheng, the financial department's loan procedures were also completed.
After successfully getting the money, Zhou Quansheng insisted on a treat.
I can't shirk it, so I can only talk about it after get off work at night.
After sending Zhou Quansheng away, Mo Chengfang was even more satisfied with Chen Wenzhe.
In their line of business, the most important thing is connections. Without connections, where do you get your business?
"It's a pity, now you have nine deals, and you are only short of one promotion, or I can take you to the warehouse today to have a look."
"If you're not a first-level appraiser, you can't enter the warehouse?" Chen Wenzhe asked.
"Of course it is possible to enter, but it is very troublesome and requires the signature of the leader above." Mo Chengfang smiled wryly.
"Huh?" Mo Chengfang just sat down and turned on the computer. Just as he was about to deal with some business, he discovered that there was a report in the background, and it was Chen Wenzhe's business.
He is on duty today, and all large transactions need to be reported to him. If identification is needed, he will arrange for someone to contact him.
Unexpectedly, how long did it take for Chen Wenzhe to complete another million-level transaction?
"Before you came up, you appraised three sets of antique copper locks?" Mo Chengfang asked with a strange expression.
Chen Wenzhe was stunned, and said: "I have identified it, it is genuine, but I have not identified the specific age, but it is a brass product, it should not be outside the Ming and Qing Dynasties, but it does not have typical characteristics of the times, so I am not sure. "
"I'm afraid you didn't expect that the three sets of brass locks were pawned for more than one million yuan, right? One million and two million, the specific market price should be more than one and a half million."
"So expensive?" Chen Wenzhe asked in surprise.
"It's so expensive. The price evaluation department evaluated it for a long time before evaluating it."
As he said that, Mo Chengfang handed over the phone, which contained a communication group for the senior management of the pawn shop.
After looking at the information, there are some assessments on it,
There are pictures of three kinds of locks in the information, whether it is animal-shaped, pipa-shaped, or scorpion-shaped brass locks, they are all very rare, especially the pipa-shaped double-reed lock, which is also inlaid with gemstones, obviously Not ordinary things.
Of course, even the animal-shaped brass lock is definitely not something ordinary people can afford.
Three sets of antiques of this level were sold for only [-] million, which is actually not expensive.
After all, this kind of thing is rare, and for some people who like it, one hundred thousand is nothing at all.
"It's easy to handle. With this business, you just got enough ten million-level business, and you can already be promoted to a first-level appraiser. This time, no one can stop it."
A sneer appeared on Mo Chengfang's face, and he quickly operated on the computer for a while.
Then he stood up and said, "Let's go, your first-level appraiser has been confirmed, certificates need to be made, and I'll give them to you in a while, now let's go to the warehouse, let's say first, it is impossible to enter the treasure warehouse casually.
What I am taking you to now is the miscellaneous library, which is some unidentifiable age, or identified as counterfeit, and some damaged utensils. These things cannot be disposed of casually without going through a certain process, so they are specially piled up in the miscellaneous library. "
(End of this chapter)
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