Top of the Great Era

Chapter 1535 The Breakthrough of Internet Finance

If it is a tool-based office, then the personnel tends to be more inclined to science students, which is very necessary.For example, in the development of Weishu Performance, it is best to have more technical and product thinking while understanding the performance appraisal process.

In fact, it is generalization.

There are usually two types of positions in large Internet companies.

One is specialization, which is to continuously deepen towards a certain specialty and become the top expert in this industry.

For technology companies, the most specialized position is the technical position; for financial companies, the most specialized position is the financial position; for headhunting companies such as personnel consulting, the most professional position is the personnel position.

One is generalization, the development of all-round and multiple abilities. Each ability may not be the strongest, but it must be the most comprehensive, and all aspects can be considered.

For example, if you want to become an executive in a business line, you must have the capabilities in product, operation, ecology, communication, process, refinement, etc., and even have sufficient understanding of personnel, finance, etc.The more you know, the easier it is to quote from sources, and the easier it is to learn from across industries. At this time, it is not so important to understand technology.

In Internet companies, product posts and operations posts are more likely to be promoted to managers, because such posts have a wider coverage of functions and are more suitable for management work.The technical post is more difficult. From a technical post to a management post, it is called transfer. These are two completely different talent training routes.

Therefore, for Internet companies, if they want to choose a president or the president of a business line, they will generally not choose from highly specialized businesses such as technology, finance, and personnel, but from highly generalist positions. .

Xu Liangjie's point of view is actually to moderately adjust the personnel department and cultivate some excellent HRs in the direction of generalists.

Zhou Buqi didn't know if this idea was correct. Fortunately, Ziweixing didn't belong to any one person. Let him try it first. If it doesn't work well, some people will naturally object.

This topic is over first, and Zhou Buqi talked about the main purpose, "Do you know Bitcoin?"

"Bitcoin? I've heard people say that it seems to be a brand new digital currency."

"Yes, decentralized."

"This is too unorthodox." Xu Liangjie shook his head and laughed, and then his face was stunned, "Are you very optimistic about the situation of Bitcoin?"

Zhou Buqi said: "Look good!"

Xu Liangjie said: "This really runs counter to the traditional concept of money and finance in the past."

Zhou Buqi said: "The times have changed. With the development of the Internet, it must be decentralized. Twitter and Facebook are decentralized media, making every user a media node. Internet lending is Banks and financial institutions can be bypassed peer-to-peer, why not peer-to-peer currency?"

Xu Liangjie was surprised, "You are very optimistic?"

Zhou Buqi pondered for a while, and said slowly: "I am not bullish on Bitcoin, but on the general situation. The Internet in the future must be decentralized, and it must be virtual reality. There will be no physical bookstores, and there will be no more physical bookstores. It has become a virtual online bookstore; physical DVDs will gradually decline and become virtual digital streaming media. In the future world, virtuality and reality must complement each other, which is the ancient philosophy of Zhuangzi Mengdie.”

Xu Liangjie didn't know much about Bitcoin, he just heard a few casual words, "I really don't know, do you have any thoughts on Bitcoin?"

Zhou Buqi said: "I want to buy some bitcoins, which can be regarded as personal investment, but I can't start. I don't know this kind of blockchain at all. You can study it when you are free."

Xu Liangjie heaved a sigh of relief, and said with a smile, "It's easy!"

That night, when Zhou Buqi was thinking about how to sleep with Ning Yaxian and Ning Yameng, Sun Guanran ran over and said that it was Xu Liangjie's call.

Zhou Buqi took the phone and walked to the study, "How is it?"

Xu Liangjie said: "No one plays this thing now."

"Isn't it? Isn't there a lot of people in Silicon Valley who are making coins?"

"Yes, some people are panning for gold, but they are more out of curiosity and fun, and they only need to use some of the extra computing power of the computer. But there is no real market."

"No market?"

Zhou Buqi was slightly taken aback.

Xu Liangjie said: "That's right, you can't buy Bitcoin, you can only pan for gold by yourself, and you can get rewards yourself, you can't buy it, and it has no real value."

"Is that so..."

Only then did Zhou Buqi know that it was still a bit early.Bitcoin has just emerged, and there is no trading platform for Bitcoin yet.

In the previous life, Bitcoin completed the first transaction on May 2010, 5. It was a transaction between virtual and reality. Someone spent 22 Bitcoins to buy 1 pizzas.

Because of this incident, many people saw that Bitcoin actually has actual value in interacting with the real world. Then, the first Bitcoin trading platform appeared in the world after 2 months, and the transaction price was 0.1 US dollars.

Xu Liangjie said with a smile: "I tried it specifically. The process of producing bitcoins is actually the process of using an algorithm to decrypt them. If the decryption is successful, you can get a string of numbers, which represent 50 bitcoins. If you are interested in bitcoins If you are interested in currency, you can get a computer and decrypt it yourself according to the algorithm, which is quite interesting.”

Zhou Buqi said: "Okay, I will get some computers with powerful computing power later, and do it myself!"

Mining is for sure.

According to the logic of the Bitcoin algorithm, the earlier mining is easier, the later mining is more difficult.This is the main reason why Bitcoin, a virtual currency with no practical significance, has real value.

In the world, the harder it is to get something, the more expensive it is.

Two hundred years ago, there was little aluminum, so aluminum was the most precious metal. European royal families all used aluminum utensils to show their dignity.Later, the chemical effect of electrolytic aluminum was discovered, and aluminum can be produced on a large scale, and the price of aluminum has been greatly reduced.That's when gold became popular because there is less gold.

If gold can also be mass-produced on a large scale, the price of gold will inevitably plummet.

It has nothing to do with whether the thing is aluminum or gold, or diamonds or sand, it's about quantity.The more you get, the lower the value; the less you get, the higher the value.

Therefore, the existence significance of Bitcoin must be related to mining.The difficulty of successful mining largely determines the virtual meaning and real value of Bitcoin.

But Zhou Buqi suddenly thought of another thing, "By the way, the company is going to explore the field of Internet finance, you know?"

Xu Liangjie said: "I saw the email, saying that it is going to raise funds for Lendingclub, a P2P lending company. I have also paid attention to this company, and the model feels relatively safe. This company has no capital pool, and they don't touch money. Help borrowers connect with lenders, use technical screening to avoid bad debts, and get commissions from them.”

Zhou Buqi said: "Internet finance will be a very important industry in the future. As for the industrial Internet, the financial industry must be indispensable, but I am more vigilant about this industry."

Xu Liangjie said with a smile: "Yes, you can invest in a few companies first and see the situation."

Zhou Buqi said: "Now I have a new idea."

"Huh?" Xu Liangjie was startled for a moment, and quickly tasted something, "Is it related to Bitcoin?"

Zhou Buqi said seriously: "Yes, Bitcoin. I am optimistic about the prospect of Bitcoin. Bitcoin is not without practical value. The production process of Bitcoin requires algorithms and power consumption. All cost consumption will be reflected in the price. . Where there is a price, there should be a market."

Xu Liangjie understood immediately, and took a deep breath, "You want to be a bitcoin trading platform!"

Zhou Buqi said: "I think it's okay. The Internet-based development of the traditional financial industry has to bear a lot of regulatory pressure and policy risks. Now that many Internet financial innovations and designs are in the demonstration stage, even if I have many good ideas , and it can’t be practiced. We have to wait for our colleagues in Silicon Valley to clear the mines ahead before we enter the market. But the Internet finance related to Bitcoin is different. It is decentralized, which is similar to the traditional financial industry. It has nothing to do with it. There is no regulatory and policy pressure, just to build a trading platform for Bitcoin users, so that they can buy and sell freely. The platform just charges a commission from it.”

Xu Liangjie has a relatively stable personality, and said in a deep voice: "I don't want to talk about this kind of thing too much, you have to find a more professional person for consultation."

But Zhou Buqi was very excited, "This will definitely work! Bitcoin is Ziweixing's breakthrough into Internet finance! Start with Bitcoin and build a trading system. Wait for the peers to sweep away the Internet financial mines, and Ziwei will MSI enters the market again to complete some financial services of real money such as transfer, payment, storage, and wealth management. At the same time, it connects virtual and reality. Virtual can enter reality, and reality can also affect virtual.”

Xu Liangjie had a headache and a lot of pressure, and didn't know what to say.

This thought is really out of the ordinary.

It's both virtual and real, making it look like a science fiction movie.Current science and technology are far from reaching this level, okay?Is it feasible to use virtual finance as a breakthrough to lay out the Internet financial industry, and then feed it back to the real financial industry?Can virtual finance be recognized in a realistic sense?
After hesitating for a long time, Xu Liangjie said slowly: "I don't know if it will work in the United States. Anyway, with this kind of conservative financial control in China, it will definitely not work."

Zhou Buqi said with a smile: "I know that the virtual financial business will not enter the country. There is another way of playing in the country. It is not urgent. Just follow Alipay. Mainly in the United States, there is no industry leader, and the Eight Immortals cross the sea. Supernatural powers. In my opinion, Ziweixing International should put the focus of Internet finance on Bitcoin, use the influence of Bitcoin to strengthen the brand, and influence the real world from the virtual world.”

"All right!"

Xu Liangjie was going crazy.

But Zhou Buqi felt that this entry point was very good, and said loudly: "Now, we are going to launch a bitcoin trading platform, and the name is Bitpay."

(End of this chapter)