Rebirth started from educated youth in 1977

Nan Yi's trip abroad this time had a set goal that she needed to complete, which was part of work, but KiKi was not. She was dating her uncle, but the situation was a little different from what she expected. The speed of breaking through the last step was not enough. Hurry up.

It'll be soon, it doesn't matter, just be happy.

When a man and a woman in love go out on a trip, the scenery and delicious food are all embellishments and adjectives. The key is to make intimacy in different places and in different environments.

Once a woman in love gets past the shy stage, she will enter the passionate stage. This is the case for KiKi. After staying in the bathroom for nearly a quarter of an hour, she rushed out wet, grabbed Nan Yi and Drag it to the bathroom.

Nan Yi, who was rushed to the battlefield by the supervising team, had only one thought in his mind: the two self-heating pots were in vain.

It was indeed blind. It was already ten o’clock when I was able to sit down to eat. The two self-heating pots I remade were occupied by KiKi in the name of exhausting too much energy and needed to be replenished. It happened to be too late, and Nanyi also Not wanting to eat too much, I tore a strip off a large bag of air-dried beef and stuffed it into my mouth.

"Uncle, do you have an old lover in India?"

KiKi, who couldn't understand TV and could only watch short videos, splashed soup on the screen of her phone for the third time. She could only put down her phone and chat with Nan Yi.

"Have."

"Have we become old friends?"

"The situation is a bit complicated. It's not convenient to tell you too much, so don't ask."

"You really can't tell?"

"No."

"Okay, I've been looking at the water all day today. Uncle, do you want to do the water business?"

"Do you need to use a questioning tone? I didn't avoid talking to you in front of Bellandur Lake before."

KiKi incited a wide fan, and after thinking about it in his mind, he said, "Is there a lack of shareholders?"

Nan Yi chuckled and said, "Now you eat, use, and sleep with me, and you still owe me a lot of debt. Do you have money to invest?"

KiKi lightly kicked Nan Yi and said, "You look down on people. I'm very popular. It's not a big problem to borrow one or two million from a friend."

"Hehe, I haven't written my horoscope yet. I'll talk about it when I think about what to do. That's it for tonight. Don't make trouble anymore. I'm an old bone, and I can't compare with you."

KiKi said seriously: "Since your performance just now was okay, I'll let you rest for one night. Keep it up and continue working hard tomorrow."

"Hey."

Nanyi accompanied KiKi to visit various scenic spots in Bangalore for two days. On the third day, the situation was reversed again. KiKi accompanied Nanyi to the hotel room and checked his mobile phone.

The Shuihe short video platform has not yet been launched, but Nanyi is paying attention to cash loans again.

Similar to Indonesia, the cash loan business here in India is almost dominated by Chinese people. The domestic Internet gray industry Wang Xiaozhou and another security software developer Xiao Zhou cooperated to create a Mobi Magic. This platform is the Indian cash loan platform. The king of the world can put out [-] pens a day, and it is even more incredible when looking at the world, and the number has to be tripled.

Nanyi is not too fond of a group of kids who are engaged in the Internet in China. They seem to be engaged in high technology, but after going round and round, they still return to a very ancient business - loan sharking.

Although there are exceptions, not everyone is doing it, but that's just because they have no capital, not because they don't covet it.

The Indian politicians have justifiable reasons to sit back and watch or attack the loan sharks. They are very suitable for smiling and smiling. After their children live in big houses in North America and have no worries, they will have a straight face and vigorously attack in the name of the people.

In the past two years, Bollywood has had a new dramatic theme. A lone agent goes deep into a hostile country and brings the bigwig behind the usury loan back to India for trial. The song and dance interlude is "Playing with Mud in the Northeast", which is very suitable for the occasion.

Nan Yi flipped through the APP download rankings and saw no less than 500% of the cash loan APPs in the top 15. He had something in mind, took out his laptop and connected to Nan's server. He searched for it, but the plan was never executed. I found a plan - Labor Bank India Viva Microfinance Project Plan.

Scanning the content of the plan, it is roughly that when India’s cash loan APP is dealt with and the concept of microfinance in India has matured, India Viva APP will be launched to provide microfinance services to the previous cash loan “whitelist” users. .

Several products have been designed in the plan, including flying cake loans and fresh water loans for people who are temporarily unable to eat; new life loans for people who have just come to the city from the countryside and cannot temporarily build shacks in slums; A good marriage loan for women who cannot afford a dowry; a home loan for those who have experienced fires and floods and lost their houses and need to rebuild or repair them.

"Hey, Labor Bank is good, and Indians treat Indians well."

Cash loans are still popular in India. After all, 3/4 of the people are not within the target customers of Indian banks. The review of credit cards is very strict and most people cannot pass it. Even if they can pass, the limit will not be too high. , Banks focus on the small group of high-quality people. For the poor, bank cards are hard to open.

It just cannot have the attribute of loan sharking, the interest rate must not be too high, it needs to be kept within a reasonable range, and it needs to be tied to the credit reporting system. Credit reporting is a bit difficult. Most of the people who need cash loans are not in CIBIL (semi-official credit reporting system). ), credit reporting does not mean much to them. Loans to buy houses, cars, and start businesses are only things that a very small number of them would consider, whether they are old or old.

Without high interest rates to cover the inevitable bad debts, it is really difficult to carry out cash loans.

After thinking for a while, Nanyi put aside the idea of ​​cash loans for the time being. In order for cash loans to operate healthily, a supporting credit system must be established. This cannot be achieved in the short term, and Wuzhi Trust is poor and useless. It's not easy to do this.

Moreover, the Nan family is also doing similar business, which makes it difficult for him to rely on the power of the Nan family, otherwise it will be suspected of being forced. To him, a grandson is a grandson, and it is the same for any son. To Nan Youqiong He said that Nan Wuwei's son was his nephew, separated by one floor.

Although Nan Youqiong, the eldest brother, has always acted like an elder brother and taken good care of his younger brothers and sisters, that was his spontaneous behavior. When Nan Yi, the father, opened his mouth, the taste changed.Besides, he, the grandfather, wants to give his grandson some extra capital, which is his personal behavior and should not involve too much.Liu Zhen has a large amount of private money and dividends from Xueshan Trust. Nanyi also gives her 200 million US dollars in pocket money every year. She hardly spends this money and will leave it to her grandchildren in the future; Nan Wuwei takes the dividends from Xueshan Trust. The big head and the money have hardly been touched, so they can be left to their children.

In comparison, he, as a grandfather, seems to have prepared nothing.

In the final analysis, Nanyi established Wuzhi Trust mainly for the sake of his own face. Grandma has tens of billions, and dad has tens of billions, and they are all in U.S. dollars. Grandpa can’t be too embarrassed. He should have tens of billions of RMB, and he has to have It's an extra, not a portion of his personal assets.

Once a woman is involved in the interests of her children and grandchildren, she will easily betray her gender. If Liu Zhen knows that he has subsidized his two daughters a lot in private, it would be strange not to make trouble with him.

Liu Zhen secretly went to Nanwuwei's place last year without telling Nanyi. Why did she hide it and talk about something? Nanyi guessed: Mom only has you as a son, and your dad has several families outside. Hurry up. If you ask this old guy for his family property, don't take advantage of the bastards outside.

Every age group has its own troubles. At Nan Yi's age, fighting for family property is something he has to face. Who made him accidentally exert too much effort and end up with a little more assets? He is already quite satisfied with his family. He doesn't mind at all if the woman is a little thoughtful.

The research on cash loans was not fruitful, so Nanyi downloaded an APP "Grindr" that he noticed when he was looking at the information about Gray Production King. This platform is a bit special. Although it is a social platform, it has not attracted a single female user. It has nearly [-] million users. The registered users are all men.

Get an account, enter the APP, and just click on a member's profile page, KiKi poked his head over, glanced at it and said mockingly: "Uncle, I didn't expect you to have a double plug."

"You are a police dog." Nanyi said without looking back, and continued to slide his fingers, "You also download a research study. It is impossible for a social platform with a relatively narrow audience to achieve a high market value, but Profitability will not be bad.”

"Uncle, your mind jumps too much. You jumped from water to gay dating."

"Everything has been studied. Times have changed. It's not as popular as it was two years ago. It's not easy to make money. Not only do I have to do the research myself, but I also have to take you to do the research. You don't look good. I want to sell you." If you can’t sell it at a high price, and I don’t help you find a good business, I’m afraid I won’t be able to get the money back.”

KiKi lay on Nan Yi's back and said with a sweet smile: "I'm so ugly, you still want to pick me up?"

"I have facial amnesia and have no ability to recognize faces."

"Hahaha." KiKi burst out laughing.

The two were arguing for a while, and Nan Yi stopped doing "research" and went to the window to look at the sun outside. Seeing that the sun was not strong, he put on the couple's clothes KiKi bought yesterday and went out to hang out.

The place to go shopping is still Gandhi Street, because this street is like a good-looking female anchor who has turned on beauty. The buildings, advertising signs, streets, pedestrians, etc. all look relatively clean. The color matching, greening, and clothing, everything looks good. More comfortable.

This is KiKi’s statement, and Nanyi basically agrees with it. Bangalore is a city that is comparable to Shenzhen in China. The entire city is younger and is dominated by high-income people, so it will naturally look better.

Pottery store, optical store, clothing store, KiKi will walk into various stores to have a look, the owner greets them enthusiastically, and then sees them off in frustration. In one consumption, I bought a power bank.

Along the way, KiKi went shopping in various stores to look at the products, but Nanyi mainly focused on the bow-headed people, holding the mobile phone with both hands horizontally, with both thumbs not idle, clicking or sliding on the screen, no need to guess, it must be playing and eating A chicken FPS game; hold the phone with one hand and slide the screen quickly or slowly with your thumb. This should be a short video.

Nanyi would guess and analyze every person he met who had his head down and what he was doing. Before coming to Bangalore, he had already circled a rough investment range: water, short videos, cash loans, and e-sports.

Short videos have been listed as a must-invest item for him, but Shui is still thinking about the entry point. Cash loans will be put on hold for now and will be considered later. E-sports, like short videos, is also listed as a must-invest item.

Judging from the age structure of India's population, the median age is only 28 years old, young people under 25 years old account for more than 50%, and more than 60% of the population is in the prime working period. The advantages of the demographic structure have great opportunities to be transformed into Demographic Dividend.

Whether it can be transformed is still a question mark. India adds tens of millions of employed labor force every year, but the whole society can only provide about 10% of jobs, and a large number of young people are unemployed or have flexible employment.

If India wants to solve employment problems, it can only introduce foreign investment to develop labor-intensive industries. This is a complex economic issue related to policy, transportation, supporting industries, as well as labor quality and other issues.

The potential is huge and there are many problems to be solved. If the Indian government wants to reap the demographic dividend, it probably still has a long way to go. However, many companies have already reaped this dividend. There are many people and few jobs, and involution It is unavoidable, and the business owner can say to the employees openly, "You don't do it, some people will do it."

If a company is a little more generous, it can gain a good reputation among employees. For example, Labor Food strictly follows 8×5 when designing its wage structure, but there is an overtime system within the factory. It is not mandatory overtime, but requires To apply, employees who want to work overtime must go to the line leader to apply, and the factory stipulates that the maximum overtime time per week cannot exceed 25 hours.

There is overtime pay for overtime work, which is 1.5 times the normal working hours. I work 7.5 hours during the day without being tired. If I work two extra hours, I can earn more overtime pay and get a free dinner at the factory.

After finishing dinner, you can work for two more hours to eat and eat, and earn more overtime pay. Check the time. In another hour, the factory will provide free midnight snacks, and in another hour and a half, there will be a free shuttle bus. Just work an extra hour.

In this way, workers can use up their overtime hours within the prescribed range by working overtime every day. What if they still want to work on Saturdays and Sundays?
This brings us to another strategy of the factory: "Workers rest and the machines don't stop." The factory implements a weekend system, and workers do not have to work on Saturdays and Sundays. However, Labor Food products have always been very popular, and they have to work overtime during the peak sales season.

As a last resort, it is necessary to find "temporary workers" from outside to fill the vacancies when workers are on vacation. The task of finding workers is placed on the line leader. There is a reward and punishment system. If the production is successful, he will be given a large bonus. If the production is not successful, he will be fired.

As long as the line leader uses his brain, he will realize that it is the easiest, least labor-intensive and least likely to cause problems for temporary workers to go directly to employees. In this way, the actual working hours of employees are 13×7, but this work intensity has nothing to do with the factory.

The leadership of the factory has a tacit understanding. They will never work overtime at the factory on Saturdays and Sundays. They don’t know that temporary workers are actually regular workers. The personnel and accounting are also selective, and they can’t find the tricks here.

However, when the sales season comes, everyone will suddenly have an IQ. They have to find a line manager to come out and beat them, and strictly prohibit regular workers from working overtime on weekends. When the peak sales season comes, it is time to press the line manager with tasks again. If you really find temporary workers, you will always be singled out for such and other faults, forcing the line leader to "take risks" and continue to use regular workers.

After doing it once or twice, the line leader can guess the factory's intentions and understand that part of his salary is compensation for taking the blame. Especially after a line leader was fired for making a mistake, but the factory gave him a lot of compensation, the rest The line leader seemed to have a clear mind.

Since then, the operation of the factory has entered into a virtuous circle, and because production competitions are often held, good bonuses are given to the winners, and there are many dinners with family members held every year, and a trip with family members is held once a year. Some welfare systems transplanted from factories in the 70s, such as labor food, have a good reputation among employees and in the labor market. Job seekers need to be willing to be recommended by labor agencies to work here.

For labor groups, involution brings cheap labor, and they can enjoy the demographic dividend in both production and sales.For Nanyi at this time, more than half of the youth population is a red ocean of games and e-sports. Gaming is not his turn to care about. Daniel Nan, who is immersed in the gaming field, has set up in India 20 years ago. Nanyi can care about it. Only e-sports. (end of this chapter)