Fu Qin starts with a plan
Chapter 523 What Does It Matter If I Be Emperor?
Chapter 523 What Does It Matter If I Be Emperor?
When Zhao Kun, Su Liya and others participated in the seminar of Daqin Academy.
Xianyang, in Tingwei's mansion.
Xiao He and Cao Shen were also having a conversation that was crucial to Daqin.
Cao Shen was able to step into the court, thanks to the recommendation of Fusu before.
And Xiao He was also short of manpower, so he was naturally used.
Since Daqin's economy has developed rapidly, the previously formulated commercial laws have to be changed again. Now the two have received orders from Ying Zheng to stay behind closed doors every day and devote themselves to researching related matters.
However, today's Great Qin is changing three times a day.
The new tricks of the business houses are emerging one after another.
It can be said that the two of them fought against the merchants of the entire Great Qin with their own strength.
If the new commercial law is enacted, businessmen can easily find loopholes, it would be a joke.
Even Xiao He felt that this task was the most trembling thing he had done in his life.
Today, the process of enacting commercial law is just over halfway.
They had to stop.
Because with the gradual establishment of the Daqin market economic framework, the previous nonsense tax rate has become an urgent problem to be solved.
The request to reform the tax rate was actually put forward by the businessmen on their own initiative.
After hearing that Ying Zheng heard the news, he was stunned for a long time and didn't come back to his senses.
Although the people of Great Qin were hardworking, the heavy corvee and taxes in the past were like shackles on their heads.
The common people have always racked their brains to evade taxes, but have you ever heard of someone asking to pay taxes?
The reason why businessmen do this actually has their own last resort.
They are afraid!
After the first five-year plan came out, the way of doing business changed fundamentally.
These businessmen never thought that money could be so easy to earn!
As long as you get some technical licenses from the Academy of Sciences, you can open a factory at will.
Then, the money flowed into his home like water.
Seeing more and more coins at home, these people couldn't help but feel apprehensive!
Sometimes, more money is not necessarily a good thing.
If they still follow the previous tax method, they will take the money very hot.
Earn ten copper coins, only need to pay the tax of one copper coin.
Moreover, if you go to the Western Regions to do business, you will not be charged any customs duties.
It's a little frightening to earn this money!
All the businessmen are afraid that after Ying Zheng reacts, he will not give them good fruit to eat.
Therefore, the merchants gathered together, and in the name of the chamber of commerce, advised Ying Zheng to re-enact the commercial tax.
They also spoke beautifully.
"The prince once said that the purpose of supporting commercial firms is to hide wealth from the people. However, it is the only prosperous age in the ages to think that the people do not add taxes and the country is sufficient. Our commercial firms have no long-term assets. We can only use taxes to fund the country and make the most of it force."
After Ying Zheng saw it, he smiled.
Compared with Zhao Kun and others, Ying Zheng's concept at this time has not completely changed.
In his opinion, although businessmen have made some money, how much income can be added to the national treasury by raising taxes on them?
An edict from Yingzheng was sent to Tingwei Mansion, asking Xiao He to work on this matter.
According to Ying Zheng's thinking, this kind of thing is easy to handle.
Ten taxes and one businessman feel that it is too little, so add one to all of them.
Ten taxes and two, even in Ying Zheng's view, it is a heavy tax.
Therefore, the suggestions he said in the imperial edict are also angry words to put it bluntly.
How much to add is for Xiao He to decide.
But after Xiao He saw this edict, he encountered difficulties.
Ying Zheng didn't understand the current business situation in Daqin. How could he not know when he was buried in revising the commercial law at home?
So he is very clear that it is impossible to implement a one-size-fits-all policy in today's Daqin for things like tax rates.
Now that Daqin is doing business, it is no longer the simple buying and selling of goods.
The variety of goods is extremely rich, which naturally brings about a problem.
That is the necessity of product classification.
For example, among the daily necessities of Daqin, ceramic products accounted for a large proportion.
For things like silk and spirits, the cost may not be very high, but the price is very high, and the profit is terribly high.
This kind of commodity must be heavily taxed to set the threshold.
However, some ordinary commodities may seem inconspicuous, but the profit margins are also very large. If the original tax rate is used, I am afraid it will not work.
So after a day and night of sleepless summarization, Xiao He and Cao Shen finally roughly classified the business tax.
However, when they handed in the memorial, Ying Zheng was very dissatisfied.
Ying Zheng had no opinion on anything else.
However, Ying Zheng directly rejected the ordinary tax rate they specially allocated.
Ten taxes and three?
Even in the eyes of Emperor Yingzheng, this ordinary tax rate is too much
Ying Zheng had also learned about some business matters from Lu Buwei before.
In business, generally speaking, [-]% of the cost, [-]% of the loss, and [-]% of the profit is already a high profit.
The previous luxury tax was overpriced, so it was heavily taxed.
But the ordinary tax rate is set to three out of ten. Does this still allow those ordinary businessmen to live?
Ying Zheng felt old.
He had planned to step aside a long time ago, but Zhao Kun pushed back and refused to answer.
Because of Fusu's incident, Yingzheng had to go to court again to deal with political affairs.
However, after being a shopkeeper for a while, he obviously didn't care much about the government.
There is a saying that goes well, parents who love their children have far-reaching plans for it.
Ying Zheng looked down on the world and didn't care about other people's eyes.
But when it was Zhao Kun's turn, Ying Zheng had to think long-term for him.
Ten taxes and three, such a heavy tax, ancient and unpleasant!
If you approve this tax rate yourself.
When the time comes to infamy, Zhao Kun will still have to recite it!
Ying Zheng would never do such a thing.
Xiao He has a hard time to say.
This tax rate is the conclusion he came to after fully examining the previous luxury tax.
He himself thought it was quite reasonable, but Ying Zheng refused to allow it, so there was no way to implement it.
Today, representatives from various chambers of commerce came to Tingwei's mansion to inquire with Xiao He about the new tax rate.
When they learned that Ying Zheng disagreed with the tax rate on luxury goods.The representative of the chamber of commerce who specialized in silk business immediately burst into tears.
Xiao He thought that these guys didn't know what to do and that the tax rate was too high.
Unexpectedly, they thought that the tax rate set by Daqin was too low.
"Since the opening of the business, the profit has reached tens of thousands of dollars in less than ten months. However, paying taxes is only a thousand dollars. The Shang family is not talented, and he also knows that the country is strong and the people are rich. Could it be that Ting Wei set such a tax rate because he felt that the business Isn't your family's money, Xianzan, worthy of being used by the court?"
At this point, there is no need to talk about it.
The representative of the chamber of commerce surnamed Shang said these words, translated into vernacular, that is: You charge me this little tax, do you look down on me?
Xiao He was furious, and ordered someone to beat out this idiot who didn't know what to do.
But when he turned around, he didn't know what to do.
"I heard that the crown prince has already arrived in South Vietnam. We should not rush to change the business tax. Why don't we make plans after the crown prince returns?" Cao Shen said.
Xiao He sighed and didn't say much.
As he guessed, Ying Zheng didn't take the new tax matter to heart at all.
At this time, he was summoning Meng Yi.
"How about Fusu?" Ying Zheng asked.
Seeing that Ying Zheng was obviously a little nervous, but pretended to be downplaying, Meng Yi felt a little funny in his heart.
He said directly: "King Qin just neglected to take precautions. There was nothing wrong with him. After the interrogation, he has returned to the mansion of King Qin."
Hearing this, Ying Zheng nodded slightly.
During the time when Fusu was locked in the prison, there were many people begging for lovers, but Yingzheng didn't see any of them.
Fortunately, there is nothing wrong with Fusu himself. After the interrogation of the three divisions, he was finally cleared of the suspicion, and he was released from prison to rest and prepare to go to America in the spring of next year.
"The matter of King Qin has been settled, His Majesty need not be so worried."
"I'm not worried about him!"
Ying Zheng snorted coldly, and changed the subject: "That kid Zhao Kun has already arrived in South Vietnam?"
"Yes."
Meng Yi nodded, and said: "It is said that just a few days after arriving, Wang Li was asked to fight pirates in the South China Sea and completely wiped out the other party."
Ying Zheng said 'hmm', as if he didn't want to continue talking about Zhao Kun.
However, Meng Yi has followed Ying Zheng all his life, so how could he not understand what he was thinking.
"The prince has already started overseas affairs. I think that in the future, I, Daqin, will be famous overseas and shock the world." Meng Yi laughed.
"Hmph, it's just mediocre. When he comes back, I can hand over state affairs to him." Ying Zheng said.
The last time he learned that Zhao Kun had taken Wang Ya to South Vietnam, he felt very regretful.
After all, he promised Zhao Kun to go to Nanyue just because the Yin Yang Palace is really hateful, and he hoped that Zhao Kun would solve them as soon as possible.
But Zhao Kun took Wang Ya to South Vietnam quietly.
The truth here is not so simple.
That's why Ying Zheng regretted letting Zhao Kun go to South Vietnam and sent someone to chase him back.
However, what I didn't expect was that Zhao Kun blatantly refused under the banner of "I will not accept the order of the emperor abroad".
Ying Zheng is far away in Xianyang, and there is nothing he can do.
He has been planning to step aside for a long time.
As soon as the five-year plan came out, the Great Qin faction was thriving, and Ying Zheng was completely relieved.
Now that he has made up his mind, when Zhao Kun returns from South Vietnam, he can't help but refuse!
"Your Majesty is in the heyday of Spring and Autumn, so why be so anxious. With His Majesty sitting in charge, the prince will feel more at ease." Meng Yi persuaded.
Ying Zheng shook his head and said, "We are all old, and from now on the world will be ruled by young people. All my life, I have been competing with others for luck and fate with God! When I get old, I envy the joy of playing with my grandchildren." .”
After a pause, he continued: "Besides, this world was brought down by me! What difference does it make if you sit in that position or not?"
Hearing this, Meng Yi was stunned, unable to refute for a moment.
Yes, His Majesty has unified the world twice. It can be said that there is no one before, and no one will come after. It makes no difference whether you are an emperor or not!
While Ying Zheng and Meng Yi were talking about the future of Daqin, Chen Ping was looking at the ledger in front of him, feeling lost for a while.
In the past year, the Daqin National Bank has opened to various counties.
Even Xiang County and Nanhai County in the far south have branches of banks.
Chen Ping has always insisted on developing the bank according to the plan formulated by Zhao Kun.
Today, the total deposits of Guanzhong Bank alone exceed the money of the Daqin treasury.
According to the conversion of new currency and old currency, there are nearly 15 million yuan.
In this case, banks have almost replaced the role of the treasury.
In the past, most of the expenditures of the Daqin treasury were in the construction of roads, officials' salaries, and military supplies.
But now, except for the army, which needs to be supported by the treasury, there is basically no need to transfer money from the treasury for other things.
For example, a county in Guanzhong wants to build a cement road leading to the main road of Xianyang.
According to past practice, such matters must be reported to the county magistrate.
Then the county lieutenant communicated with his superiors to coordinate the corvee time, and in the end most of the people in the county took up the corvee share.
But now there is no need to be so troublesome.
Since banks opened up small loans, many bold people started small businesses with loans one after another.
Nowadays, many engineering teams have appeared in Guanzhong, specializing in such things as road construction and house construction.
If the county wants to build roads, the county captain only needs to go to Xianyang to report and get permission, and then he can do it spontaneously.
There is no need for money from the treasury, nor for the labor of the people.
The county lieutenant only needs to talk to the bank, and then he can get a loan from the bank for road repairs.
With money, there will be a lot of construction teams rushing to work.
After the road is repaired, as the party paying the money, the bank will have the ownership of the road and will set up a card to collect tolls.
During this process, the county seat did not issue a single copper coin, did not use a single manpower, and obtained a road for nothing.
Those engineering teams got money, which is naturally different from the unpaid corvee service in the past.
As for the bank, although it paid a lot of money at one time.
However, they can collect tolls, and after a long time, they will eventually earn much more than what they paid this time.
This can be said to be a win-win situation!
In this process, no state funding is required at all.
Not only did things get done, but also to the satisfaction of all parties.
In the past Daqin, such a thing was simply unthinkable.
But now, similar things have almost become the norm in Daqin.
The entire Daqin, from bottom to top, when encountering the need to spend money, the first thing that comes to mind is definitely not talking to the country, but going to the bank!
This has greatly reduced the pressure on the country's finances.
Think about it a few years ago, Yingzheng was building both the Great Wall and the palace, and there were many things to do.
The country is poor, and what to do can only be done by increasing labor and using human life.
But now the money in the treasury is only increasing.
No wonder Ying Zheng looked down on the tax increase for businessmen.
Ying Zheng is a man who keeps his word.
He said that children and grandchildren have their own children and grandchildren, and if Zhao Kun was to build a court by himself, then Yingzheng really never interfered.
After he returned to Xianyang, he actually didn't pay much attention to government affairs. He only had a general understanding of the Bank, the Market Supervision Bureau, and the Maritime Safety Administration.
Based on previous experience, Ying Zheng is of course extremely satisfied with the current state treasury revenue.
Therefore, there are many problems in Daqin today.
With overcapacity and product accumulation, Uncle Wu can't wait for Daqin's caravans to go all over the world and sell those damn things.
The businessmen thought that the tax rate was too low, and they were suspected of deceiving the emperor. They cried and shouted, wanting Ying Zheng to raise the tax rate for themselves.
As for the bank, it also encountered a huge problem.
Too much money in the bank!
Chen Ping put down the ledger in his hand and rubbed the space between his brows.
Compared with Uncle Wu's belated awareness, Chen Ping has long been worried about this.
Since the bank established its credibility among the people of Daqin, it has absorbed more and more deposits.
Transactions between commercial banks have even abandoned the backward gold and silver transactions and adopted bank drafts instead.
For a transaction worth tens of thousands of silver coins, both parties do not need to see real money, they only need to transfer the bank draft.
No one doubts that the bank will rely on them for this little money.
As long as you hold a money order, you can withdraw as much as you like at any bank in Daqin. This has been verified by countless people before.
But for banks, too much money is really an annoyance!
(End of this chapter)
When Zhao Kun, Su Liya and others participated in the seminar of Daqin Academy.
Xianyang, in Tingwei's mansion.
Xiao He and Cao Shen were also having a conversation that was crucial to Daqin.
Cao Shen was able to step into the court, thanks to the recommendation of Fusu before.
And Xiao He was also short of manpower, so he was naturally used.
Since Daqin's economy has developed rapidly, the previously formulated commercial laws have to be changed again. Now the two have received orders from Ying Zheng to stay behind closed doors every day and devote themselves to researching related matters.
However, today's Great Qin is changing three times a day.
The new tricks of the business houses are emerging one after another.
It can be said that the two of them fought against the merchants of the entire Great Qin with their own strength.
If the new commercial law is enacted, businessmen can easily find loopholes, it would be a joke.
Even Xiao He felt that this task was the most trembling thing he had done in his life.
Today, the process of enacting commercial law is just over halfway.
They had to stop.
Because with the gradual establishment of the Daqin market economic framework, the previous nonsense tax rate has become an urgent problem to be solved.
The request to reform the tax rate was actually put forward by the businessmen on their own initiative.
After hearing that Ying Zheng heard the news, he was stunned for a long time and didn't come back to his senses.
Although the people of Great Qin were hardworking, the heavy corvee and taxes in the past were like shackles on their heads.
The common people have always racked their brains to evade taxes, but have you ever heard of someone asking to pay taxes?
The reason why businessmen do this actually has their own last resort.
They are afraid!
After the first five-year plan came out, the way of doing business changed fundamentally.
These businessmen never thought that money could be so easy to earn!
As long as you get some technical licenses from the Academy of Sciences, you can open a factory at will.
Then, the money flowed into his home like water.
Seeing more and more coins at home, these people couldn't help but feel apprehensive!
Sometimes, more money is not necessarily a good thing.
If they still follow the previous tax method, they will take the money very hot.
Earn ten copper coins, only need to pay the tax of one copper coin.
Moreover, if you go to the Western Regions to do business, you will not be charged any customs duties.
It's a little frightening to earn this money!
All the businessmen are afraid that after Ying Zheng reacts, he will not give them good fruit to eat.
Therefore, the merchants gathered together, and in the name of the chamber of commerce, advised Ying Zheng to re-enact the commercial tax.
They also spoke beautifully.
"The prince once said that the purpose of supporting commercial firms is to hide wealth from the people. However, it is the only prosperous age in the ages to think that the people do not add taxes and the country is sufficient. Our commercial firms have no long-term assets. We can only use taxes to fund the country and make the most of it force."
After Ying Zheng saw it, he smiled.
Compared with Zhao Kun and others, Ying Zheng's concept at this time has not completely changed.
In his opinion, although businessmen have made some money, how much income can be added to the national treasury by raising taxes on them?
An edict from Yingzheng was sent to Tingwei Mansion, asking Xiao He to work on this matter.
According to Ying Zheng's thinking, this kind of thing is easy to handle.
Ten taxes and one businessman feel that it is too little, so add one to all of them.
Ten taxes and two, even in Ying Zheng's view, it is a heavy tax.
Therefore, the suggestions he said in the imperial edict are also angry words to put it bluntly.
How much to add is for Xiao He to decide.
But after Xiao He saw this edict, he encountered difficulties.
Ying Zheng didn't understand the current business situation in Daqin. How could he not know when he was buried in revising the commercial law at home?
So he is very clear that it is impossible to implement a one-size-fits-all policy in today's Daqin for things like tax rates.
Now that Daqin is doing business, it is no longer the simple buying and selling of goods.
The variety of goods is extremely rich, which naturally brings about a problem.
That is the necessity of product classification.
For example, among the daily necessities of Daqin, ceramic products accounted for a large proportion.
For things like silk and spirits, the cost may not be very high, but the price is very high, and the profit is terribly high.
This kind of commodity must be heavily taxed to set the threshold.
However, some ordinary commodities may seem inconspicuous, but the profit margins are also very large. If the original tax rate is used, I am afraid it will not work.
So after a day and night of sleepless summarization, Xiao He and Cao Shen finally roughly classified the business tax.
However, when they handed in the memorial, Ying Zheng was very dissatisfied.
Ying Zheng had no opinion on anything else.
However, Ying Zheng directly rejected the ordinary tax rate they specially allocated.
Ten taxes and three?
Even in the eyes of Emperor Yingzheng, this ordinary tax rate is too much
Ying Zheng had also learned about some business matters from Lu Buwei before.
In business, generally speaking, [-]% of the cost, [-]% of the loss, and [-]% of the profit is already a high profit.
The previous luxury tax was overpriced, so it was heavily taxed.
But the ordinary tax rate is set to three out of ten. Does this still allow those ordinary businessmen to live?
Ying Zheng felt old.
He had planned to step aside a long time ago, but Zhao Kun pushed back and refused to answer.
Because of Fusu's incident, Yingzheng had to go to court again to deal with political affairs.
However, after being a shopkeeper for a while, he obviously didn't care much about the government.
There is a saying that goes well, parents who love their children have far-reaching plans for it.
Ying Zheng looked down on the world and didn't care about other people's eyes.
But when it was Zhao Kun's turn, Ying Zheng had to think long-term for him.
Ten taxes and three, such a heavy tax, ancient and unpleasant!
If you approve this tax rate yourself.
When the time comes to infamy, Zhao Kun will still have to recite it!
Ying Zheng would never do such a thing.
Xiao He has a hard time to say.
This tax rate is the conclusion he came to after fully examining the previous luxury tax.
He himself thought it was quite reasonable, but Ying Zheng refused to allow it, so there was no way to implement it.
Today, representatives from various chambers of commerce came to Tingwei's mansion to inquire with Xiao He about the new tax rate.
When they learned that Ying Zheng disagreed with the tax rate on luxury goods.The representative of the chamber of commerce who specialized in silk business immediately burst into tears.
Xiao He thought that these guys didn't know what to do and that the tax rate was too high.
Unexpectedly, they thought that the tax rate set by Daqin was too low.
"Since the opening of the business, the profit has reached tens of thousands of dollars in less than ten months. However, paying taxes is only a thousand dollars. The Shang family is not talented, and he also knows that the country is strong and the people are rich. Could it be that Ting Wei set such a tax rate because he felt that the business Isn't your family's money, Xianzan, worthy of being used by the court?"
At this point, there is no need to talk about it.
The representative of the chamber of commerce surnamed Shang said these words, translated into vernacular, that is: You charge me this little tax, do you look down on me?
Xiao He was furious, and ordered someone to beat out this idiot who didn't know what to do.
But when he turned around, he didn't know what to do.
"I heard that the crown prince has already arrived in South Vietnam. We should not rush to change the business tax. Why don't we make plans after the crown prince returns?" Cao Shen said.
Xiao He sighed and didn't say much.
As he guessed, Ying Zheng didn't take the new tax matter to heart at all.
At this time, he was summoning Meng Yi.
"How about Fusu?" Ying Zheng asked.
Seeing that Ying Zheng was obviously a little nervous, but pretended to be downplaying, Meng Yi felt a little funny in his heart.
He said directly: "King Qin just neglected to take precautions. There was nothing wrong with him. After the interrogation, he has returned to the mansion of King Qin."
Hearing this, Ying Zheng nodded slightly.
During the time when Fusu was locked in the prison, there were many people begging for lovers, but Yingzheng didn't see any of them.
Fortunately, there is nothing wrong with Fusu himself. After the interrogation of the three divisions, he was finally cleared of the suspicion, and he was released from prison to rest and prepare to go to America in the spring of next year.
"The matter of King Qin has been settled, His Majesty need not be so worried."
"I'm not worried about him!"
Ying Zheng snorted coldly, and changed the subject: "That kid Zhao Kun has already arrived in South Vietnam?"
"Yes."
Meng Yi nodded, and said: "It is said that just a few days after arriving, Wang Li was asked to fight pirates in the South China Sea and completely wiped out the other party."
Ying Zheng said 'hmm', as if he didn't want to continue talking about Zhao Kun.
However, Meng Yi has followed Ying Zheng all his life, so how could he not understand what he was thinking.
"The prince has already started overseas affairs. I think that in the future, I, Daqin, will be famous overseas and shock the world." Meng Yi laughed.
"Hmph, it's just mediocre. When he comes back, I can hand over state affairs to him." Ying Zheng said.
The last time he learned that Zhao Kun had taken Wang Ya to South Vietnam, he felt very regretful.
After all, he promised Zhao Kun to go to Nanyue just because the Yin Yang Palace is really hateful, and he hoped that Zhao Kun would solve them as soon as possible.
But Zhao Kun took Wang Ya to South Vietnam quietly.
The truth here is not so simple.
That's why Ying Zheng regretted letting Zhao Kun go to South Vietnam and sent someone to chase him back.
However, what I didn't expect was that Zhao Kun blatantly refused under the banner of "I will not accept the order of the emperor abroad".
Ying Zheng is far away in Xianyang, and there is nothing he can do.
He has been planning to step aside for a long time.
As soon as the five-year plan came out, the Great Qin faction was thriving, and Ying Zheng was completely relieved.
Now that he has made up his mind, when Zhao Kun returns from South Vietnam, he can't help but refuse!
"Your Majesty is in the heyday of Spring and Autumn, so why be so anxious. With His Majesty sitting in charge, the prince will feel more at ease." Meng Yi persuaded.
Ying Zheng shook his head and said, "We are all old, and from now on the world will be ruled by young people. All my life, I have been competing with others for luck and fate with God! When I get old, I envy the joy of playing with my grandchildren." .”
After a pause, he continued: "Besides, this world was brought down by me! What difference does it make if you sit in that position or not?"
Hearing this, Meng Yi was stunned, unable to refute for a moment.
Yes, His Majesty has unified the world twice. It can be said that there is no one before, and no one will come after. It makes no difference whether you are an emperor or not!
While Ying Zheng and Meng Yi were talking about the future of Daqin, Chen Ping was looking at the ledger in front of him, feeling lost for a while.
In the past year, the Daqin National Bank has opened to various counties.
Even Xiang County and Nanhai County in the far south have branches of banks.
Chen Ping has always insisted on developing the bank according to the plan formulated by Zhao Kun.
Today, the total deposits of Guanzhong Bank alone exceed the money of the Daqin treasury.
According to the conversion of new currency and old currency, there are nearly 15 million yuan.
In this case, banks have almost replaced the role of the treasury.
In the past, most of the expenditures of the Daqin treasury were in the construction of roads, officials' salaries, and military supplies.
But now, except for the army, which needs to be supported by the treasury, there is basically no need to transfer money from the treasury for other things.
For example, a county in Guanzhong wants to build a cement road leading to the main road of Xianyang.
According to past practice, such matters must be reported to the county magistrate.
Then the county lieutenant communicated with his superiors to coordinate the corvee time, and in the end most of the people in the county took up the corvee share.
But now there is no need to be so troublesome.
Since banks opened up small loans, many bold people started small businesses with loans one after another.
Nowadays, many engineering teams have appeared in Guanzhong, specializing in such things as road construction and house construction.
If the county wants to build roads, the county captain only needs to go to Xianyang to report and get permission, and then he can do it spontaneously.
There is no need for money from the treasury, nor for the labor of the people.
The county lieutenant only needs to talk to the bank, and then he can get a loan from the bank for road repairs.
With money, there will be a lot of construction teams rushing to work.
After the road is repaired, as the party paying the money, the bank will have the ownership of the road and will set up a card to collect tolls.
During this process, the county seat did not issue a single copper coin, did not use a single manpower, and obtained a road for nothing.
Those engineering teams got money, which is naturally different from the unpaid corvee service in the past.
As for the bank, although it paid a lot of money at one time.
However, they can collect tolls, and after a long time, they will eventually earn much more than what they paid this time.
This can be said to be a win-win situation!
In this process, no state funding is required at all.
Not only did things get done, but also to the satisfaction of all parties.
In the past Daqin, such a thing was simply unthinkable.
But now, similar things have almost become the norm in Daqin.
The entire Daqin, from bottom to top, when encountering the need to spend money, the first thing that comes to mind is definitely not talking to the country, but going to the bank!
This has greatly reduced the pressure on the country's finances.
Think about it a few years ago, Yingzheng was building both the Great Wall and the palace, and there were many things to do.
The country is poor, and what to do can only be done by increasing labor and using human life.
But now the money in the treasury is only increasing.
No wonder Ying Zheng looked down on the tax increase for businessmen.
Ying Zheng is a man who keeps his word.
He said that children and grandchildren have their own children and grandchildren, and if Zhao Kun was to build a court by himself, then Yingzheng really never interfered.
After he returned to Xianyang, he actually didn't pay much attention to government affairs. He only had a general understanding of the Bank, the Market Supervision Bureau, and the Maritime Safety Administration.
Based on previous experience, Ying Zheng is of course extremely satisfied with the current state treasury revenue.
Therefore, there are many problems in Daqin today.
With overcapacity and product accumulation, Uncle Wu can't wait for Daqin's caravans to go all over the world and sell those damn things.
The businessmen thought that the tax rate was too low, and they were suspected of deceiving the emperor. They cried and shouted, wanting Ying Zheng to raise the tax rate for themselves.
As for the bank, it also encountered a huge problem.
Too much money in the bank!
Chen Ping put down the ledger in his hand and rubbed the space between his brows.
Compared with Uncle Wu's belated awareness, Chen Ping has long been worried about this.
Since the bank established its credibility among the people of Daqin, it has absorbed more and more deposits.
Transactions between commercial banks have even abandoned the backward gold and silver transactions and adopted bank drafts instead.
For a transaction worth tens of thousands of silver coins, both parties do not need to see real money, they only need to transfer the bank draft.
No one doubts that the bank will rely on them for this little money.
As long as you hold a money order, you can withdraw as much as you like at any bank in Daqin. This has been verified by countless people before.
But for banks, too much money is really an annoyance!
(End of this chapter)
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