Counterattack 1988

Chapter 1952 Don't be ignorant of good and evil!
Wang Lin felt that before he retired, he must have a good discussion with the women around him about property distribution.

Even Sister Lin, who has nothing to do with the world, is actually very concerned about the distribution of property.

It can be seen that other people are calculating Wang Lin's property.

Back home, Li Wenxiu looked behind him and asked, "Where's Wenwen? Didn't you fly back with you?"

Wang Lin said with a smile: "He is an assistant to the chairman, how can he be qualified to take a helicopter?"

Wang Wen returned to China after graduating from Harvard Ph.D. Wang Lin arranged for him to start as his assistant. This starting line is considered very high.

Li Wenxiu said: "He is your son! Do you want to distinguish it so clearly?"

Wang Lin smiled and said, "Just kidding, he went out with his friends."

"You don't care about him? Are you still letting him go out to play?"

"He was studying for a master's degree or a Ph.D. abroad, and we didn't care about him. Isn't he living a good life? He's not playing, but talking with friends. When he was studying abroad, he set up a company with someone. .”

"Isn't he going to inherit your property? Why did he start his own company again?"

"This is not a conflict! One person is powerful and can control dozens of companies at the same time."

"Why haven't I heard him talk about it? What kind of company is he running? It can't be an Internet company, right?"

"No, it's a financial company, and its main business is located abroad."

"What exactly do you do?"

"Let me give you an example. Housing prices in South Korea are very high, you know that?"

"I know, I heard that young people over there can't afford a house."

"Yes, young people in South Korea cannot afford to buy a house, so they rent a house instead of buying a house. They have developed a new rental model called full rental."

"What do you mean? If you rent a house, you will rent a house. What is full rent?"

Wang Lin said something.

From ancient times to the present, the availability of land and real estate directly represents a person's wealth and class, and symbolizes a person's social status.

"Zizhi Tongjian" records: "The rich have a promising field, but the poor have no place to stand."

And our neighbors across the sea, South Koreans, also have a crazy pursuit of housing.

Compared with Chinese people, South Korean young people are not very interested in buying a house. For them, renting a house is more cost-effective than buying a house.

Why is there this particular situation?

First of all, let's take a look at their rental model.

South Korea’s housing rental model is quite different from that in China. There are three types of rental housing, full rental housing, half rental housing, and monthly rental housing.

The most popular of these is full rental housing.

Full rental housing, also known as Chuanbu housing, is a unique form of housing rental in South Korea.

Before renting a house, the tenant needs to pay the landlord a high deposit - usually 50% of the total price of the rented house, up to 60% to 80% of the total price of the house.For example, if the total price of the house is 1000 million, the tenant will have to pay a deposit of more than 500 million.

After paying the deposit, the tenant can rent the house "for free". Except for the monthly utilities, property and other miscellaneous expenses, the tenant does not need to pay any rent, just like living in his own house.

The lease term is usually 2 years, and the deposit will be fully refunded to the tenant after the lease term ends.

Does it sound like a great deal?
For full-rent tenants, the deposit is more like a fixed deposit with the landlord, except that there is no interest. Compared with monthly renters who have to pay high rent regularly, this model is naturally popular among South Korean young people Welcome.

If the funds are not enough to pay more than 50% of the house price, you can choose half-full rent. You only need to pay a relatively small deposit and pay a small amount of rent every month to rent the house.

Li Wenxiu asked in confusion: "Those landlords are stupid? Give the house to the tenants for free? How do they make money? Just earn the deposit? Take the investment?"

Wang Lin smiled and said, "You are very smart. The landlord relies on this to make money. Think about it, what does the bank rely on to make money?"

Li Wenxiu said: "Interest!"

Wang Lindao: "That's right. A landlord, as long as he has one apartment, he can rent it out as a full rental, and he can buy another apartment immediately after receiving an 80% deposit of the house price. In this cycle, he can buy dozens or even hundreds of apartments. Listen It is said that someone used this method to buy 280 houses with the money of only one house. The top ten landlords own more than 1000 houses per capita!"

"Can you still play like this?" Li Wenxiu said, "Since young people have to pay so much deposit, why don't they buy a house?"

Wang Lindao: "Because it is expensive, housing prices in Seoul rank third in the world, at 10,000+ RMB per square meter, and the Jiangnan area is even more expensive. The highest price for a 130-square-meter apartment is 2300 million RMB."

Li Wenxiu said: "That's comparable to the housing prices in our city center."

Wang Lindao: "So, most young people can't afford a house, even if they have emptied all their wallets, they still can't afford a house, and they can't even afford the down payment."

Li Wenxiu said: "Don't you have to pay a deposit for the full rent? Where does the money come from?"

Wang Lindao: "Loans. The banks in South Korea are very strange. Young people have no assets and want to buy a house. It is difficult for them to give you a loan. But if you take a loan for a full-rent house, they will loan it immediately. This has promoted the prevalence of full-rent houses."

Li Wenxiu said: "Isn't this capital controlling the real estate market?"

Wang Lindao: "That's right! It's a trick played by capital."

Li Wenxiu said: "Is there no risk in doing this? No matter how many houses a landlord buys, he only pays the down payment. Even if he owns 1000 houses, the real assets he actually owns are those houses. Other houses, It's all about tenants and bank loans."

Wang Lindao: "You are right. The risk is very high."

Li Wenxiu said: "Then we, Wenwen, are we working as big landlords in South Korea? How many houses has he bought?"

Wang Lin laughed and said: "You underestimated Wenwen, he is not a big landlord, he is directly a capitalist, and he is the capital to lend money to the landlord!"

"Ah?" Li Wenxiu was shocked, "Then where did his money come from? Did you give it to him?"

"Five years ago, I gave him 300 billion yuan of start-up capital. Now he has earned 1000 billion yuan!"

"Wang Lin, I think it's dangerous for Wenwen to do this. What if housing prices in South Korea plummet? Just like Dongyang in the 90s. Will Wenwen's company lose money?"

Wang Lindao: "Well, your considerations are reasonable. But even if South Korea's real estate industry is really hit, the impact on Wenwen will not be too big. He is the capital behind the scenes, playing in finance, real estate diving, landlord If both the tenant and the tenant lose money and cannot repay the loan, then the house belongs to the lender. As long as the house can still be sold and rented, only the financier will win in the end.”

Li Wenxiu said: "Oh! I don't understand these new routines anymore! You'd better tell Wenwen, just take it when you see it! This foreigner's money is not so easy to earn. He guards his own company, and he has There’s no end to the money.”

Wang Lindao: "Don't worry, I will talk to him. The South Korea I mentioned just now is just one of the projects they operate. They also have investments in places such as the East, Europe, and the United States, and the income is very considerable."

Li Wenxiu said: "So, your son is better than you!"

Wang Lindao: "His starting line is higher than mine. In 1988, if I had 300 billion yuan, think about how big a career I could do?"

Li Wenxiu thought about it. At that time, Wang Lin only had 2000 yuan, but now he has a listed company with a market value of several trillion!

After dinner in the evening, Wang Lin went to hang out at the villa in the villa. He wanted to find some time to talk to the women about property division.

He first came to Zhou Porridge's house.

Both Xiaomi and Xiao Chuan are at home.

Seeing Wang Lin coming in, the two stood up and shouted, "Dad!"

Wang Lin is their godfather in name, but they only call him dad.

"Xiaomi, Xiaochuan, go out and have fun! I have something to talk to your mother about."

Xiaomi and Xiao Chuan agreed and walked out of the villa.

Zhou Congee asked in surprise, "What do you want to talk to me about? And you want to avoid the child?"

Wang Lin walked over, sat down in the middle of the sofa, and took a look at Zhou Congee: "What do you think about the property given to Xiaomi and Xiao Chuan? I told you before, give you 300 billion in cash, take back your equity, or You hand over the shares to two children to inherit. Which one do you choose?"

Zhou Congee thought for a while and said, "I don't choose either! I have my own ideas."

Wang Lin smiled and said, "Okay, tell me what you think. I am a very open-minded person. If your request is not excessive, I will agree."

Zhou Congee said: "I want 300 billion, and I want to keep the equity!"

Wang Lin laughed and said, "You're getting a little greedy!"

Zhou Congee said: "I have been with you for 30 years, and I have never asked for a title. Now it is just such a small request, just say it, will you agree?"

Wang Lin was silent.

Zhou Zhou's request is not high, he can agree.

The problem is, a bowl of water needs to be level!

What if other people's demands are also so high?

How much 300 billion does he have to come up with?
And their equity can't be taken back, it's still in their hands, and they have to pay them dividends every year.

After Wang Wen takes over the company, he will also encounter many difficulties.

Wang Lin, Zhou Porridge and the others are very familiar with each other, so there is nothing to discuss.

But the relationship between Wang Wen and these gangsters must be a little strange. When encountering important matters with high stakes, they quarrel with each other, what should they do?
If the equity is not recovered, there is still a big hidden danger.

The equity is in the hands of Zhou Porridge's generation, and they will not betray the company even if they are not afraid of betraying Wang Lin.

But what about after the equity is inherited by the next generation?

What if Ogawa and the others want to sell these shares?

If someone bids a high price to acquire it successfully, it can definitely become the second largest shareholder of Aishiu Group, even surpassing Wang Wen's shareholding ratio!

This is a thunder!

Before Wang Lin retired, the first important thing to do was to take back these scattered shares.

Now that Zhou Zhou has offered such high conditions, it is very difficult for Wang Lin to deal with it.

"Zhou Porridge, hand over the shares!" Wang Lin said calmly, "Don't be shameless between us. I can give you more money. But you must not tell anyone else!"

Zhou Congee said: "Wang Lin, I used to think that you were the only woman out there like me! Only now do I know how philandering you are! I have no choice but to fight for the legal interests of my children! I didn't share with Wenwen equally. Family property is already an expression of love for you! Don't be ignorant of good and evil!"

"..."

(End of this chapter)