Traversing the courtyard

Weidong's assets and working capital add up to more than [-] billion. What's more, if he wants money, he can just copy the goods and sell them directly. What bargaining chip can Yuki Ishigami come up with to make Weidong give up his original plan? Even Wei Dong, who was worth [-] million yuan, looked down on him.

Yuuki Ishigami hesitated for a while and said, "Mr. Yi, why don't you make a condition, as long as we can form a home appliance association and develop together, we can discuss anything."

Wei Dongdao: "There is nothing to discuss. I am not interested in those associations. If you want to buy parts, you can go to the company to talk. If you don't want to forget it, just wait for your parts factory in the Philippines to start production in half a year."

After Wei Dong got up and left, Yuki Ishigami yelled twice and ignored him.

As long as these four goblins fumbled around in Weidong, his waistband was untied, and his two little hands fumbled around. After a while, he would not have the willpower to resist.

When I got out of the box, I saw Sir Bao drinking coffee not far away, straightened his clothes, walked up to him and sat down and said, "Sir Bao, what song are you singing today?"

Bao Yuehan smiled and said, "I'm sorry, Yi Sheng, our friends in Nihong begged to come and let me be a middleman for a while, I really can't save face."

Wei Dong said: "Forget it, let's leave it as it is, and you can't make trouble for me when I buy the bank later."

"This? This is too much!"

Wei Dong said angrily: "You guys are going too far, what shall I say about the court affairs?"

Bao Yuehan quickly assured: "Yi Sheng, what happened in the courthouse was the staff's mistake, and it was definitely not our intention."

Wei Dong smiled and said: "Everyone knows it well, I have my own judgment."

"you"

John Bao sighed, no matter how well he concealed himself, but Yi Wei was unreasonable, thinking in his heart that the authorities or these foreigners who ruled Xiangjiang were playing tricks, so it would be useless to explain it, people who do big things Who talks about evidence, it's not about trusting your intuition.

Resignedly said: "You are also free to run a bank."

The small banks in Xiangjiang are all under the jurisdiction of HSBC and Standard Chartered. HSBC is the central bank of Xiangjiang, the overlord in the financial industry. If Weidong wants to enter the banking industry, he must be controlled by HSBC. s reason.

Wei Dong smiled and said: "Then I would like to thank Sir Bao, I will stop here today, I will treat you to tea when I have time."

John Bao sighed, "You won't be allowed to release my pigeons next time we meet."

If you want to say who is the most difficult to see in Xiangjiang, it is the boss Wei Dong. He doesn't like to socialize all year round. He hangs around in his company or at home every day. They all refused directly. It is said that Luo Lemin lost his temper, but he didn't know whether it was true or not.

Bao Yuehan lied to Yi Wei once this time, and he was afraid that he would not even talk about his own face next time, and then he would be the one who would be embarrassed.

Wei Dong smiled and said, "Okay, but tell me what it is."

Bao Yuehan sighed again, this Yi Wei is really going too far, and it is not easy to be fooled in the future: "Okay."

Weidong and Bao Yuehan bid farewell and went straight to Ruan Tao's house. The fire caused by the four girls had to be extinguished by peaches.

One operation is as fierce as a tiger, and after purging the fire, it is like a dead pig.

Wei Dong held Ruan Tao in his arms and was still reminiscing about his lost youth. Ruan Tao asked, "Didn't Sir Bao ask you out today? Why did you come back like you haven't seen a woman for three months?"

"Forget it, I was almost betrayed by that bastard John Bao."

Weidong said that Bao Yuehan was the middleman and met Yuki Ishigami, the delegation of Neon.

Ruan Tao asked: "What do you think, you really want to sell parts to Neon?"

Wei Dongdao: "Yes, this matter should be looked at this way. It has been rumored that Neon is going to impose high tariffs on home appliances made in Xiangjiang. Let's not think about the neon market. Our prices in Neon will be lower. It is higher than that of Soni, and can only compete in the international market.”

This is the solution that Neon came up with, to keep Xiangjiang's home appliances out of Neon's borders, and at least leave the domestic market to Neon's domestic companies.

Ruan Tao said: "So you want to sell spare parts to Suo Ni at a low price?"

Wei Dong smiled and said, "Yes, if they come to negotiate, we must at least sign a large order, which is enough for their one-year usage. If there is less, the price will be more expensive, as long as it is lower than their local price."

"I understand. It is indeed possible to sell some of them to them. Anyway, they will not ask for the goods for a long time."

After talking about this matter, Wei Dong said again: "Find a small bank as soon as possible, and take it down quickly, so as not to have any accidents after a long time."

Banks are different from ordinary companies. Now Xiangjiang has strict restrictions on the banking industry. It seems that the control has been relaxed in the 80s. Weidong didn’t think about getting a bank license again. It’s better to buy a small-scale company now, even if there is a premium. No hesitation.

The Qiuyu Group has more than 2 employees. At that time, the company's business transactions and salary payments will be directly carried out within its own bank, which is enough to support the healthy development of the bank.

Ruan Tao lay in Weidong's arms and said, "Well, I'll discuss it with Ah Zhen later to see which ones are more suitable."

Banks in Hong Kong often have thunderstorms, especially when the economy was the most difficult in the past few years, even the Chinese-funded Hang Seng Bank was thunderstormed. In the end, HSBC took 5100% of the shares of Hang Seng with 51 million Hong Kong dollars. Other small and medium-sized banks Several banks have gone bankrupt.

After a few days, Yuki Ishigami did not send anyone to contact him about purchasing parts, but Ruan Tao and A Zhen selected three small banks.

They are Daoming Bank, Yusheng Bank and Dayuan Bank. Ruan Tao handed three documents to Wei Dongdao: "We have selected three banks, all of which are likely to be acquired. Which one do you think is more suitable?"

Wei Dong opened the first document of Daoming Bank, which is a bank with a long history in Xiangjiang. Its predecessor was Daoming Bank founded by Xie Zhongwei's family in 1921.At first, it was mainly engaged in remittance and exchange business. After 1935, it successively established branches in Guangzhou, Shanghai, Tianjin, Hankou and other major inland cities.

In 1948, all branches opened in the mainland were closed, and the business was withdrawn to Xiangjiang. In 1962, Daoming was registered as a limited company. In 1970, 50% of the shares were acquired by Crindlays Bank, Sunset Country.

At present, Daoming Bank has 14 branches and about 300 employees, with deposits and loans of HK$54.9 billion and HK$31.99 billion respectively.

The addresses of each outlet and the information of major customers are also listed in the back. Weidong just glanced at the information of the other two banks. The overall scale is similar. Yusheng only has nine outlets, and Dayuan has as many as seventeen. It is a pity that there is not much business in relatively remote places.

Regardless of the fact that bank deposits are as high as billions, but these money belong to customers and not the bank's own cash. Some outlets are rented and operated, so each bank's own assets are not many. Daoming Company, which has the highest value The entire market value of the company is not 3000 million.

After reading it, Wei Dong said: "I said Sister Taozi, this is not going to the vegetable market to buy vegetables. Whoever you buy will sell it to you. Contact and ask according to the size of the scale. Whoever is willing to sell us will buy that one. Turn around After reorganizing into Early Rain Bank, we will expand some outlets, and the company's first choice for business in the future will be our own bank."

"Okay, that's it."

This year's economic environment is not good. From the data of listed companies, it can be seen that the overall environment is worse than last year. Facing the consultation of Qiuyu Group, Sunset Crindlays Bank, the parent company of Daoming Company, directly expressed that they can negotiate.

After all, the main business of Dao Ming Bank is in Xiangjiang. The overall environment is not ideal recently. In the one year since the acquisition, the internal relationship of Dao Ming Bank has not been straightened out. Banks are different from ordinary companies, and management is very troublesome. If you don’t pay attention One employee can cause hundreds of millions of losses to the company, and the internal staff is divided into several factions to know internal friction every day.

One really wants to acquire, and the other is already tired of internal struggles and wants to sell this hot potato quickly. The two parties hit it off and quickly acquired 3600% of the company's total assets from Crindlays Bank for 50 million yuan. .

After the acquisition, all the management personnel sent by Crindlays Bank were withdrawn. Weidong asked Ruan Tao to hold the bank's shareholders meeting. After becoming the chairman of the bank, he reorganized the board of directors and got four of the seven seats. Want to acquire all the shares of the bank.

The remaining 50% of the shares are relatively concentrated, mainly in the hands of Guo Yuan and Fu Jiande, who are also two factions fighting against foreigners, and the rest are some shares that motivate high-level executives.

Guo Yuan is getting older and exhausted physically and mentally from this year's struggle. He has long been tired of this kind of life. Before, he was only dissatisfied with some policies of foreigners. He wanted to turn Daoming Bank into a part of Crindlays Bank. Now Ruan Tao has given The overall plan is to invest a lot of resources to expand the new Early Rain Bank, and sold 20% of the shares in his hands.

Fu Jiande is young and strong and has been serving as the vice president of the bank. He is in charge of the company's loan business and is an indispensable manager of the company. He holds 16% of the shares in his hand and has a seat on the board of directors.

After Ruan Tao talked with Fu Jiande, Fu Jiande said: "I'm sorry, Mr. Ruan, I have no plans to sell my shares. I am very optimistic about the bank's development prospects."

Ruan Tao said: "I think you should think about it. We can make some premium on the market value of 3600 million. You also know that Qiuyu Group will inject capital into Qiuyu Bank to dilute its equity, and our long-term development plan will not put the bank Those who go public, or even say that they will never go public, now is the right time for you to realize your equity.”

Fu Jiande thought for a while and said, "I need to think about it some more time."

Ruan Tao smiled and said, "Alright, this matter is not in a hurry. I want to talk to you about the operation of the bank."

The operation of a bank is different from that of a real company, and the risks involved are too great. Ruan Tao does not want to make large-scale adjustments to the existing staff at this time. Transfer to Early Rain Bank to proceed.

Two days later, Fu Jiande found Ruan Tao and said, "I've thought about it, and it's not impossible to buy my shares, but I'll only sell half of them."

"Only sell half?"

"Yes, I am optimistic about the development of Early Rain Bank, and I think it is better to keep it in my hands."

Ruan Tao hesitated for a while. The original plan was to hold 100% of the shares. After all, a comprehensive consortium with Qiu Yu Bank as the core will be built in the future. Wei Dong does not want to keep part of the bank's equity in the hands of others.

As for the dividends of the bank's top executives, they are rewarded with a certain percentage of profits, and they do not intend to give incentives to remove equity.

Think about it and say: "Maybe we have another plan, your shares are 576 million Hong Kong dollars, and we will give you a price of tens of millions for a premium acquisition."

This premium is nearly double the premium, which is a rare premium in the acquisition market. Generally, a premium of 3% is high.

Advised: "Now you can directly invest so much money in the stock market or real estate, and the income generated is easy to realize."

Ten million in cash is already a rare high price, and it would be a fool not to sell it. Fu Jiande thought about it and said: "Thank you, Mr. Ruan, I agree to sell them all."

The selling prices of the two shareholders were different, so Ruan Tao had no choice but to sign a non-disclosure agreement with Fu Jiande. If it was leaked, Fu Jiande would return the premium.

The rest of the matter was simple, and the rest of the scattered stocks were quickly collected, successfully controlling all the equity.

Later, Wei Dong heard about the acquisition process, and asked Ruan Tao to give Guo Yuan some compensation. After all, honest people should not suffer, and he was not short of those millions.

If Yuki Ishigami's proposal was rejected, there would be no further information. Perhaps Suoni Company hopes that its factories in the Philippines and Malaysia can help the company revive. After all, in terms of the company's background, Qiuyu Group is worse.

Suoni has high, medium and low-end home appliances of different grades, but the final production cost is higher than that of Qiuyu Group. When it encounters such unreasonable threats as Weidong, it cannot compete. Otherwise, the company would not have such a problem at all.

Since Neon's home appliance companies are very tough, they didn't want to bow to Weidong, so they didn't ask too much. The home appliance companies that have struggled to persist have all gone bankrupt and closed down. Almost all home appliances in the world are brands from Xiangjiang, and only some high-end markets are still in the hands of companies such as Siemens and Soni.

Throughout the autumn, I focused on Autumn Rain Bank. Autumn Rain Group’s first choice of bank is Autumn Rain Bank. By the way, all cooperative companies require settlement and loans at Autumn Rain Bank, which has supported a large number of upstream and downstream companies to expand.

Coupled with Weidong's celebrity effect, many people took out their deposits from small banks and put them in Qiuyu Bank. After all, banks in Xiangjiang went bankrupt from time to time. Stronger and most reassuring.