Tokyo Barrister: Start the law firm bankruptcy

Chapter 125 Disappearing
The hour hand points to three o'clock, Eto Law Firm.

There are two men in suits sitting on the sofa in the office. They both wear a nameplate with a white background on which the letters "MIZUHO" are engraved, in which "U" and "H" are almost connected together. Like "LH".Below the dark blue letters, these letters are supported by a red color, which is the unique logo of Mizuho Bank.

One of the men looked to be about 35 years old, with a rebellious expression on his face, as if coming to this small law firm was condescending to his status, his expression was a little impatient, and his eyes kept going back and forth Looking at the law firm carefully, it seems that he is quietly extracting all possible useful information.

This somewhat unruly man is Shimada, the vice president of Mizuho Shinjuku Branch.Shimada himself graduated from the economics department of a third-rate university in Toyo Island. He was originally an inconspicuous existence in the Mizuho Banking system that absorbed the top financial graduates in Toyo.However, by chance, he was promoted to the position of account manager in charge of corporate business.

As soon as he took up the position of account manager, Shimada completed several large-amount loan projects in a row, especially the companies that issued the loans later grew into listed companies, bringing a steady stream of business to the bank.Shimada's ability was immediately appreciated by the top management, and at the age of 35, he was further promoted to the vice president of the branch in Shinjuku City.

Beside Shimada is his deputy.The aura of the deputy was obviously not so strong, so that he had to observe Shimada's expression next to him to see what to do next.

"I don't think you need to be stupid." Shimada said to the young male lawyer in front, "You mean, you have worked in this law firm for three years, and you have taken over the partnership share of the director Jiang Teng, but, I don’t know anything about the destruction of our bank’s debt documents. Do you think you will believe this kind of statement?”

Bei Yuan spread out his hands, skillfully controlled his facial muscles, and put on a harmless and innocent expression, "I really didn't know anything about this incident."

"I've seen this kind of trick a lot." Shimada was unmoved, "Do you think you can cheat the bank by pretending to be crazy?! Do you really think we are free?!"

"Let me look at the relevant documents." Beiyuan said, "The director Jiang Teng has run away, and I can't find any information related to this matter. Now, I jumped out of a bank and said, what did the law firm do to you?" The debt documents are lost, and I will lose money. You have to show me the documents related to this matter. "

"Do you think our Mizuho Bank is so boring that it will come to cheat you?" Shimada frowned, as if feeling helpless towards the guy in front of him, and then winked at the deputy beside him.

The deputy immediately took out a stack of papers from the briefcase, but saw that each of these papers had been wrapped in plastic sheets. In an instant, the small table in front of the sofa was covered with paper wrapped in plastic sheets. .

"Just put it on the table like this, you can't touch it with your hands. I'm afraid you will take the opportunity to tear it off!" Shimada said coldly.

"Don't worry." Kitahara smiled slightly, not caring about Shimada's sarcasm, "Wait a minute I tell you which page to turn, I'll trouble this deputy to turn it."

But I saw that these papers were all about a letter of credit project.

【letter of credit】

[The so-called letter of credit can be roughly understood as a kind of payment instruction.That is, you have to pay for something, but the seller doesn't trust you to pay.You have to let the rich and powerful bank advance the payment for you, so that the seller can send the goods to you with confidence.A letter of credit is a certificate that the seller can take to the bank and ask the bank to advance the payment for you. 】

[Of course, banks are not crazy, they will not advance payment for you in vain.They will charge a certain percentage of the cost of issuing the letter of credit and require you to provide sufficient guarantees. 】

A piece of paper on the desktop reads, "L/C Item No. A9807. Issuer: Dongshan Import and Export Agency; Issuing Bank: Shinjuku Branch of Mizuho Industrial Bank."

Beiyuan's eyes scanned the documents carefully, resting his cheek on his right hand, and focused on reading like never before.

The project itself was very simple. An import and export company named Dongshan asked Mizuho Bank to issue a letter of credit for it.

In short, Higashiyama Club wants the Shinjuku branch of Mizuho Bank to help it pay for a sum of imported goods. This import payment is 5 million yen, and the bank needs to issue a letter of credit of 5 million yen.To this end, Dongshan Club must provide corresponding guarantees to Mizuho Bank, and the value of this guarantee must also reach 5 million yen.

According to the information on the desktop, Dongshan Club pledged 290 tons of copper materials stored in the warehouse of Wakasu Wharf in Tokyo Bay to Mizuho Bank in exchange for the bank issuing a letter of credit.

Bei Yuan's eyes continued to scan the next material.The continuity of materials suddenly stops here, like a straight road suddenly encountering a break.In this batch of materials, the most important pledge copper documents are missing.

"Where's the pledge form for 290 tons of copper?" Bei Yuan raised his head and asked.

"What was lost was the warehouse receipt for 290 tons of copper." Shimada said coldly, "Dongshan Club pledged the warehouse receipt for 290 tons of copper to us in exchange for the issuance of a letter of credit. Later, Dongshan Club appeared financial Difficulties, unable to repay the money we advanced. For this reason, we entrusted Jiang Teng Law Firm to recover the money advanced by the bank from Dongshan Club on our behalf."

"After we handed over the warehouse receipts for 290 tons of copper to Jiang Teng Law Firm, now your former director has disappeared. The pledge warehouse receipts for 290 tons of copper have also disappeared. There is no pledge warehouse However, we simply cannot exercise our pledge right to Dongshan Club. Therefore, your law firm must bear the responsibility for all losses suffered by our bank on the Dongshan Club letter of credit project. In other words, you must bear the responsibility for your negligence in practice. 5 million yen in compensation.”

"In other words, the lost creditor's rights document is a pledge warehouse receipt for 290 tons of copper?" Beiyuan confirmed again.

Shimada nodded coldly.

"Wait, wait." Bei Yuan sneered, "Don't lie to me. The pledge of Dongshan Club is the warehouse receipt, not the bill of lading. If the warehouse receipt is lost, just go to the delivery warehouse and reissue it. A total of 290 tons of copper Squeezed in the warehouse, don’t you need to pay the rent on the warehouse? Is the owner of the warehouse an idiot? Free up space for Dongshan Club to store copper? The warehouse should even urge you to pick up the goods.”

"We have already confirmed this point." Shimada's eyes suddenly became sharp.

In the next second, Shimada's lips moved slightly.

An unbelievable sentence came out of Shimada's mouth.

But a somewhat indifferent voice said:
"The 290 tons of copper disappeared from the port in Tokyo Bay."

As Shimada's voice fell, the law firm suddenly became a little quiet.

It seemed that at this moment, the air stopped flowing because of these bizarre words.

"Hahahahaha." Kitahara couldn't help laughing, "Vice President Shimada, are you kidding me? Even if you use a large container truck for 290 tons of copper, you have to pull it for several days and nights. How could it have disappeared from the port in Tokyo Bay? The 290 tons of copper must still be in the warehouse in Tokyo Bay. It is estimated that they mistakenly stored the copper in the wrong warehouse."

"This kind of mistake is also very common. After all, the location numbers of different warehouses may be close to each other, and the number of the warehouse receipt may be copied wrongly. There are so many tons of copper, as long as the warehouse is checked, it is impossible not to find it. At that time, we only need to ask Dongri Club to cooperate with reissuing the warehouse receipt." Beiyuan said with a smile.

"After our repeated confirmation, this batch of copper materials has indeed disappeared." Shimada said coldly, "Do you think that we have never done what you just said? The warehouse just happened to have changed hands recently, and the warehouse owner has Changed. Many materials that have been stored for a long time can no longer be found. We specially asked the new warehouse owner to open the warehouses one by one to see where the copper materials are stored. However, if there is nothing, there is nothing.”

"Vice President Shimada. I think you're joking." Kitahara raised the corner of his mouth, "This is not a fairy tale world, and there is no magic. 290 tons of copper, it is impossible to disappear."

"Our bank never jokes, especially we are Mizuho Bank." Shimada stared gloomyly at the male lawyer in front of him.

(End of this chapter)