I am a policeman

Chapter 541 HSBC fell and Lei Weidong was full.

In the battle for Wharf, Bao Daheng and Jardine Matheson were both winners. One won the Wharf Wharf, and thus went ashore from the king of ships to the king of land, and escaped the great recession of shipping in the 80s.

A high price got out of trouble, started asset transfer, and shifted the focus of work from Xiangjiang to overseas.

The only unlucky ones were those retail investors who were attracted by the takeover war, one by one were locked up in high positions, and the losers even lost their underwear.

It is also because of this battle that many smart people have seen clearly who the uncrowned king of Xiangjiang is. Otherwise, no one would lament that in the territory of Xiangjiang, the board of directors of HSBC Bank is the real authority.

Turning one's hands into clouds and turning one's hands into rain, controlling the basic necessities of Xiangjiang people.

In order to maintain the influence of HSBC in Xiangjiang and continue to suck blood from the Chinese, in the 80s, with the support of "Taipan King" Shen Bi, not only Bao Daheng, but also a large number of Chinese including Li Jiacheng and Deng Daheng also joined the board of directors of HSBC.

Together with the four major foreign firms, Jardine International, Swire Group, Yingzhijie Company, Wheelock & Madden and other veteran eagle capitals have become the influential figures in Hong Kong.

It's just that how beautiful it was before, how miserable it is now.

As the directors and shareholders of HSBC, they must find a way to fill the 800 billion hole, and they cannot let HSBC go bankrupt, or their deposits in HSBC will be wiped out.

Even more depressing.

If the bank fails, everyone's bank deposits will be cleared, even if the compensation will not be much, the loan will not, even if the bank fails, it will continue to exist.

Because before the bankruptcy, HSBC will pass on the loan and the new bank will continue to collect it.

Taking advantage of these directors, Li Jia was able to rise rapidly in the 80s and become one of the richest families in Xiangjiang, thanks to the continuous loans from HSBC.

This is the same as the mainland real estate developers in later generations. They all developed with bank loans and never used their own money to build houses.

When the market is good, there are always disadvantages. When the market is bad, the bank immediately changes from the richest man to the first loser as soon as the bank calls for loans.

In order to keep HSBC, they did everything possible.

Cao Dahua was not the first wave of lobbyists to persuade Lei Weidong.

When Lei Weidong just returned to Xiangjiang, countless people called him. They all hoped that Lei Weidong could stay in HSBC Bank and stabilize HSBC Bank in the name of the richest man in the world.

Even if he can't buy shares, he still hopes that Lei Weidong can pay to sell the HSBC property.

"Little Lei, what asset do you want most from HSBC?"

Cao Dahua was not surprised that Lei Weidong refused to take a stake in HSBC. If he fell into the pit so easily, Lei Weidong would not be the richest man. Even if HSBC would not be where it is now, we have to wait for the directors of HSBC to fill in the holes. Eighth, Lei Weidong will consider investing.

"I want a lot. HSBC has too many high-quality assets, but what I want most is Hang Seng Bank." Lei Weidong said.

A skinny camel is bigger than a horse. In addition to its business outlets and vaults all over the world, HSBC also has many high-quality properties.

In the bank alone, there are Hang Seng Bank, British Bank of the Middle East, Indian Commercial Bank, and Haifeng Bank, which ranks among the top [-] in the beautiful country.

There is also nearly 15% of the shares of Midland Bank, one of the four major settlement banks in Eagle Country.

These are the assets of the financial world, and there are countless other assets held by HSBC. Now these are all sold to the outside world, and they are still sold at low prices.

The Hang Seng Bank mentioned by Lei Weidong is a bank established in 1933. It was once the largest Chinese bank in Xiangjiang and the biggest rival of HSBC in Xiangjiang.

Unfortunately, in 1965, Hang Seng Bank encountered a crisis and was swallowed by HSBC.

Originally, the matter had nothing to do with Hang Seng Bank.

The cause was that a US dollar check worth about HK$700 million issued by Mingde Bank was bounced.

After the news came out, many depositors worried that their deposits would not be guaranteed. Many depositors used to withdraw cash, because the Mingde Bank's stub could not be used, and they could not withdraw a large amount of money.

A few days later, Mingde Bank declared bankruptcy, and the Hong Kong Eagle Government officially took over.

Immediately afterwards, the run spread to other Chinese-funded banks, including Trust Bank, Hang Seng Bank, Guang An Bank, Dao Heng Bank, Wing Lung Bank, etc.

For the stability of Hong Kong, the Hong Kong Eagle government came forward to let HSBC and Standard Chartered Bank, which have the right to issue banknotes, make a statement of unlimited support for the Chinese banks in Hong Kong, and finally quelled the turmoil.

But the matter did not end there. Killing you while you are sick is the basic operation of the market.

Some newspapers and periodicals kept publishing some unfounded comments that seriously hurt Chinese-owned banks, among which Hang Seng Bank was the most important.

According to the most dubious theory of who profits, HSBC is likely to be behind the turmoil.

The most typical example is that during the turmoil, many major customers quietly canceled their accounts at Hang Seng Bank and turned to HSBC.

So the layout is complete.

At the beginning of April 1965, the bank run broke out again, and Hang Seng Bank was the first to bear the brunt, crowded with citizens who came to withdraw money.

Among them, the branch in Wanchai was the most unlucky. Countless customers used to withdraw their deposits. Among them were big customers that Hang Seng Bank could not offend, such as Ghost Superintendent Han Sen.

He Tian, ​​the general manager of the branch, was forced to personally sign a guarantee to Han Sen before stopping the withdrawal.

But just like that, the Wanchai branch ran into a shortage of money and had to ask the head office for help.

The head office is not much better. The crowds of people withdrawing money can extend from the bank entrance to the Hong Kong Club in Statue Square.

In the face of the swarm of withdrawers, HSBC once again stood up to support Hang Seng Bank, and sent staff to the headquarters of Hang Seng Bank with cash, and put stacks of banknotes all over the lobby to prove that there is enough cash supply .

But the run situation has not changed. Countless Hong Kong dollars are withdrawn every day. In just a few days, Hang Seng Bank lost 2 million Hong Kong dollars in deposits.

这可是60s的2亿港币，购买力给90s20亿甚至50亿还要多。

Faced with the unabated number of withdrawals, bank bosses had to hold a board meeting to discuss countermeasures, and came up with three solutions.

The first is to accept the assistance of the beautiful country Chase Bank.

The second is to declare bankruptcy and take it over by the government.

Third, seek help from HSBC Bank.

Although three countermeasures were discussed, it can actually be said to be one.

Because through two supports, especially the unlimited cash supply in the past few days, HSBC has bought many people from Hang Seng Bank without accepting bankruptcy.

The boss of Hang Seng Bank can only choose to ask HSBC for help.

So negotiate.

At the beginning, the two parties had a big disagreement on the total value of Hang Seng and the proportion of shares sold.

HSBC believes that the value of Hang Seng is only 7000 million Hong Kong dollars, and requires a one-time purchase of [-]% of Hang Seng's shares to become the absolute majority shareholder of Hang Seng.

The boss of Hang Seng believes that Hang Seng Bank is worth at least 1 million Hong Kong dollars, and only agrees to sell 51% of the shares, hoping that there will be a chance to take the bank back in the future.

Worried that the asking price was too low, Hang Seng would rather go bankrupt than accept its own shareholding. HSBC pondered over and over again and agreed to Hang Seng Bank's plan to acquire 5% of Hang Seng's shares for 100 million yuan, thus achieving a controlling stake in Hang Seng Bank.

After news of HSBC's move into Hang Seng Bank came out, the run on the bank came to an abrupt end, as if it had never happened.

He Shanheng, the owner of the bank that had been established with painstaking efforts for decades, changed hands overnight.

However, life still has to be lived. In order for Hang Seng Bank to develop and grow, He Shanheng accepted all of this and assisted HSBC to stabilize the hearts of Hang Seng Bank.

It can be said that HSBC became the biggest winner in this run on. Not only did it win Hang Seng Bank at a low price, but it also got rid of Hang Seng, its biggest rival in the Hong Kong banking industry.

It established the monopoly of HSBC in Hong Kong's financial industry and created the myth of HSBC City.

As for He Shanheng wanting to hide Hang Seng Bank back, it can be said to be a daydream. HSBC will not give him a chance. Just a few years later, HSBC seized the opportunity and changed its shareholding in Hang Seng Bank from 51% to 60%. Too many ruined He Shanheng's hope.

With HSBC as the backing, Hang Seng Bank has developed rapidly, and its total value has increased by dozens or even hundreds of times in the era, becoming one of the highest-quality assets in the hands of HSBC.

For Hang Seng Bank, Lei Weidong was salivating and wanted to get it for a long time.

"I'm interested in Hang Seng Bank and enjoy acquiring its shares. Okay, I'll tell HSBC. As long as there is no competition, Hang Seng Bank will be yours."

Cao Dahua was very happy to conclude a deal, he laughed and said, "Xiao Lei, what else are you interested in besides Hang Seng Bank.

This time, HSBC can take out many real properties, and specially organized an auction for this purpose. "

If you are interested, you can go and see it.

Although this auction was initiated by HSBC, the auctioned properties include not only the properties of HSBC, but also the properties of many wealthy people.

They were implicated in the crisis caused by the robbery, and had to sell part of their properties in exchange for working capital to tide them over. "

"I have also heard about this auction, and I have received an invitation card. Don't worry, I will definitely participate. Even if I don't participate, Sallyanna will go."

Lei Weidong nodded, expressing his interest in the auction.

"Do you know about the deputy chief?" Seeing that Lei Weidong was about to leave, Cao Dahua hurriedly shouted at him.

"I know. It is said that the death was terrible. He was hit by a shell and couldn't even find the body. As a result, the burial ceremony to be held a few days later can only use the method of wearing clothes."

Lei Weidong nodded, and silently mourned for the deputy director for a minute.

"I won't talk about the funeral, let's go together and join in the fun." The deputy director of the ghost almost turned Cao Dahua into a polished commander, so it's no wonder he has a good impression of Cao Dahua.

"In view of the vacancy of the deputy director, you rescued Mrs. Faye's daughter again, so the superior is going to let you take the position of deputy director, responsible for the work of the operation department."

"Let me be the deputy director. Is it too fast for the director? I am only in my early 30s, and I have achieved this position. What should I do in the future?" Although he wanted it in his heart, he still had the necessary reserve, Lei Weidong shook Shaking his head, he said that he was too young and needed to practice for a few more years.

"It's all my own people who are being polite to me, and besides you, who else can secure this position." Regarding Lei Weidong's refusal, Cao Dahua shook his head, threw the promotion document to Lei Weidong, and said.

"Take it back and read it slowly, don't forget about the auction."

"Don't worry, I won't forget it." Picking up the promotion document and flipping through it, Lei Weidong responded with a smile, turned and left to return to his lair.

"There are quite a lot of good things this time, but the money is too little." Leaning back on the chair, with his feet on the table, Lei Weidong began to flip through the product catalog sent by HSBC about the auction.

I have to say that there are many good things inside, including villas located in Repulse Bay, Deep Water Bend and Victoria Peak, as well as office buildings in the urban area, and land that has already obtained a permit but has not yet had time to be developed.

There are various industries.

There are hundreds of light industries such as garment factories, plastic factories, electronics factories, etc., and the prices are very cheap, only one-fourth or one-fifth of the market price. earned.

If Lei Weidong bought all these factories and moved them to the mainland, he would definitely make a fortune.

Labor in the Mainland is really cheap these days.

These are labor-intensive enterprises, because their technical level is not high. Although they can solve a large number of jobs in Xiangjiang, the labor cost in Xiangjiang is too high.

The goods produced have no competitiveness at all and can only be transferred to the Pearl River Delta region.

It's a pity that Lei Weidong doesn't have much funds on hand, most of them are useful, and there are more than 200 billion US dollars in spare funds.

Looking at a lot, it can take away more than half of the things in the auction.

But this crisis is just the beginning, and there will be a lot of good things coming out later. If you spend all your money, you will not be able to buy good things if you want to buy them later.

It would be great if the wealth in the portable space could be used.

"Task!"

Just when Lei Weidong was thinking about how to wash away the wealth in the space and use his name to buy things, the sound of the system appeared again.

"As the initiators of the 1840 War, the people of Eagle Country have caused too much harm to the people of the country, how can the HSBC robbery alone make up for it.

To make persistent efforts, the Bank of England treasury must also be shot. "

Robbing the Bank of England vault, the system is addicted to the bank robbery gun, and even the local banks in Eagle Country are also eyeing.

However, although he complained, Lei Weidong was a little bit moved. The Bank of England vault is one of the largest vaults in the world, and 1/5 of the official reserve gold is stored in it.

It is said to be as many as 1000 tons, and its value exceeds [-] billion pounds.

This is just the price of gold. If you count the foreign exchange inside, it is conservatively estimated that the wealth will far exceed the underground vault of HSBC Bank.

If this vault is also robbed, the impact on the people of Eagle Country will be far greater than the HSBC robbery.

(End of this chapter)