I haven't been a boss for many years

Chapter 325 No guns made by the enemy.

Zhang Guobin's expression remained unchanged, and Wen Yan asked, "Do you want to borrow money from the association?"

"Is the silver bullet at the gate not enough?"

The source of income at the entrance of Tuen Mun is relatively stable, and the accounts handed over to the association increase every year, and it is not an account that needs to borrow money at all.

Jin Limin must have borrowed money to expand his business.

Jin Limin handed over a document and said with a smile: "I'm going to do it with the dealership of the two car brands."

Now, in order to protect domestically produced cars, the mainland has set high tariffs on imported cars. The mainland mainly sells domestically produced car brands. It has not yet reached the era when joint venture cars are everywhere. Not many imported cars have opened dealers in the mainland. , there are more Korean ones, American and German ones are scarce, and there are not many domestic stores.

Many "newly rich" in the coastal areas either buy water trucks directly, or go to Xiangjiang shops to buy them.

It is not difficult to bid for automobile agents in the Mainland in this era.

Zhang Guobin took the document and bowed his head to double it. It turned out to be a complete business plan. When did Lao Jin know how to write a business plan?

"Tell me about it." He was delighted by it and spoke words of encouragement.

Jin Limin said: "The company's sales of automobile brands in the mainland are getting higher and higher, and the sales of high-end water trucks are rising all the way. In less than five years, the dealership’s business can surpass that of Waterwheel.”

"The most important thing is that the development of the water truck business in Tangkou is limited, but the licensed car dealers can develop together with the market. In the future, the mainland automobile market will have a bright future. If we take advantage of the fact that we have more agents to do it now, we will be able to earn a lot of money in the mainland in the future. .”

Zhang Guobin nodded: "The cognition is very correct."

"Have you looked for Ma Shiming?" He raised his eyes.

Jin Limin shook his head: "No."

"The intuition that comes from doing business."

Zhang Guobin patted the document back on his chest: "I think it's your black and white take all, the experience you get from eating!"

With the black and white data of an industry as a reference, it is really not difficult to find the business opportunities contained in it.

In Jin Limin's report, he even thought about the bidding brand.

One Mercedes, one Audi, one BMW.

A Porsche.

BBA pass kill!

Comes with a top selling top luxury car brand!

Zhang Guobin can already guess how much money the mainland agents for the four brands burn.

No wonder, Jin Limin would say that the money is not enough,
"How much do you plan to borrow?" Zhang Guobin pulled away from the speaker's seat and sat back down again.

Brother Yao sat by and listened.

Jin Limin opened his chair and sat down, holding the plan and said: "Fifty million Hong Kong dollars."

"Among them, the deposits for bidding for Mercedes-Benz, Audi, and BMW are all around [-] million Hong Kong dollars, plus other costs need [-] million Hong Kong dollars, and if you add in the location of the store in the Mainland, recruiting personnel, logistics and transportation, a brand needs at least [-] Hong Kong dollars. One million Hong Kong dollars is enough to open it.”

"There are still [-] million Hong Kong dollars in the account of the hall, and the brothers grit their teeth and want to mark two!"

The regional agency of the automobile industry has never been a small business, and it is impossible to operate without a big water pipe. Later, the Sparkle Roll Group made a fortune as an automobile agency agency, and worked as an agency of regional luxury goods all the way.

If Tuen Mun Tangkou has two car brand agents, it will be no problem to be independent in the mainland market in the future.

Lao Jin is also smart enough.

But not everyone can get a car agent. The car company will consider the qualifications of the company, and even if they have enough money, they must have sales experience.

Tuen Mun Tong Kou has been a licensed agent of Ford in the mainland for two years, and there is no problem with its qualifications. It belongs to the group of auto companies' favorite bidders.

This is an irreplaceable advantage of Tuen Mun Tongkou.

Zhang Guobin asked thoughtfully: "Are the company's accounts sufficient?"

Brother Yao nodded: "Enough!"

in fact,

Most of the company's turnover is in the real estate industry,

Jade City,
Shop,

real estate,

Crazy at home and abroad.

But since the association has already shown an attitude of approval, the palm counter has to support it to the end.

"How about marking all four brands?"

Zhang Guobin asked again.

Eat to your fullest.

The brothers are all waiting to be fed.

Brother Yao showed a bitter expression: "Bingo."

"Two brands cost [-] million yuan."

"The four brands have more than [-] million yuan."

He spread his hands: "Unless you sell some buildings, there won't be enough."

Zhang Guobin had an instinctive aversion to selling houses, and immediately refused: "What kind of house are you selling?"

"Don't mention selling the property within ten years!"

How can you just sell the bottom of the copy?
This round has just started.

Lao Jin quickly said: "Thank you for the company's support!"

"Brother Yao."

"Mercedes-Benz and BMW's agency rights have been out for long-term bidding, and capable people from all over the world can negotiate, but Porsche and Audi have to wait for email notifications."

"Fix the two first and the rest can be slow."

Automobile companies target all regions of the world, and there is no limit to the number of tenders, but they will be regulated according to the regional auto market.

After the emergence of the joint venture car factory, the agency rights in the mainland will be obtained from the joint venture car factory, but that will be at least ten years later, and right now it will go directly to the head office to bid.

As the first person to eat crabs in the mainland auto market.

The agency right cast is exclusive.

Zhang Guobin laughed and said, "Why does the company have to pay the money?"

Brother Yao frowned.

Zhang Guobin said: "Go to the bank for a loan, use Daxing Ford as collateral, and try to see if you can get tens of millions of loans from HSBC and Citigroup."

"I received news that the bank has recently released water, and some funds may be released. Instead of making others cheaper, it is better to make us cheaper."

"Maybe I can also get a share of the pie?"

He smiled sinisterly.

No guns, no cannons, the enemy made them for us.

No money, no food, let's borrow from the enemy first...

Jin Limin said in surprise, "Isn't it?"

"Will the bank lend money to our society?"

In fact, since Yihai acquired HK Electric, Heung Kong British Capital Bank has tightened credit for companies under Yihai. All loans will not be approved, and only those that meet the plans of British-funded banks will be approved.

In other words, irrelevant small loans, loans secured by high-quality assets.

Fifty million.

[-] million.

Those are big sums.

Zhang Guobin happily said, "Try it!"

"With the pissing nature of those ghosts."

"Not necessarily!"

Banks release water to rivers and lakes associations...

how?

Isn't He Yihai a name in the world!
We should also put some water.

Jin Limin nodded: "OK."

"I'll try it."

Zhang Guobin smiled and said, "Okay."

"There is no way to find the company to get money again."

Jin Limin left the meeting room, Brother Yao sat on the side, turned his head and said: "Bingge, if you don't lend money to Lao Jin in the name of the company, I'm afraid it will be uncontrollable to grow the Tuen Mun hall in the future."

"It doesn't matter, let him go to the bank to borrow money. It doesn't mean he won't take the shares. It's fine to take the money out and buy it." Zhang Guobin understands Brother Yao's concerns. In the eyes of many old Jianghu people, if it is an uncontrollable force, he would rather not , but Zhang Guobin felt that he should take the initiative to give some benefits to his subordinates. At that time, he would conduct equity transactions and pay a few million more as bonuses.

What's more, the upright business is also counted in the accounts, and the company itself has to pay the company. Controlling the equity is just a legal procedure, and a small church can't make any trouble.

It would be best if each company has a pillar industry, which will be split and listed in the future, and a few acres of leeks can be grown in the stock market.

Brother Yao was secretly startled after hearing this: "Grandfather is going to cut off the ghost, cut off the mouth."

"The knife was too harsh."

But he said with a smile on his face: "I'm sorry, Brother Bin, I was worrying too much."

"Let's go."

After Jin Limin went back, he found a professional credit manager according to the method of sitting in the library, spent tens of thousands of dollars to package the materials, and sent them directly to Citigroup, HSBC, Hang Seng, Standard Chartered, people in the world are good at borrowing money, there are dates If you don't hit a shot, your odds will be quadrupled.

Unexpectedly, half a month later, the four banks all passed the credit application, the comprehensive interest rate, and the amount. After some consideration, the Daxing Group established by Jin Limin selected HSBC for a loan of [-] million Hong Kong dollars. Within three days, the loan was directly credited to the account. Jin Limin He found Zhang Guobin happily and said with a smile: "Brother Bin, those ghosts are really blind. They can't tell that Daxing is He Yihai's company if they put on a cover. It's ridiculous."

Zhang Guobin sat in the office, picked up the coffee, took a sip, and said slowly: "Banks are not blind, the most shrewd in the world are banks, but this time the banks are too shrewd."

HSBC must have seen that Heyihai Holdings is behind the Daxing Group, but in fact, the capital has its own will on the day it was born. Of course, those who hold the control can release money to support others to fight against Zhang Guobin, but they can’t stop it. Money flows into Heyihai driven by profit.

Zhang Guobin was just giving it a try. He immediately tried out the despicable nature of capitalism. It seems that "letting water out of the rivers and lakes" is not a bad thing. He Yihai's various outlets can take advantage of the momentum to develop well, at least in terms of capital turnover. will be much more generous.

"Bingge, I have an appointment with the vice president of Mercedes-Benz to discuss business in Germany. Next week, I will go to Stuttgart for a three-day business trip, and then I will go to Munich to find the business president of BMW."

"I have explained everything about the hall, and Ah Bao will handle it for me." Before Jin Limin left, he performed his duties as the boss of the hall to report to the hall. Zhang Guobin asked: "Why didn't you choose?" The left hand is the handle?"

He remembered that his left hand was Jin Limin's most important beating boy.

Jin Limin smiled wryly and said: "That kid has too much habit of beating children. After breaking one palm, he has a somewhat fierce personality. He is suitable for Daxing in the past, but not suitable for Yihai now. The waterwheel business is usually entrusted to him, which is serious. The car dealerships, restaurants, and restaurants are all under the management of Ah Bo, and Ah Bo has performed very well in the halls in the past few years, and it will definitely be no problem to be a service person of a brand in the future."

Zhang Guobin nodded in agreement: "I see. If you concentrate on business trips and discuss business, the club's travel allowance will be paid to you, and you don't have to worry about other things."

The two didn't talk about who cut off the hand of their left hand at all. Now if those grievances and resentments were brought up again, it would be a waste of what He Yihai did for Tuen Mun.

　The code is at three o'clock, in order to update on time at eight o'clock in the morning, it's not too much to ask for a ticket, right?
　　
　
(End of this chapter)