Tiger Police

Chapter 142
As a man, you must do what you want to do.

So he took the ring and ran to Su Xiaolin's office today to propose in public.

Su Xiaolin was so angry that she almost fainted.

Lei Yue looked serious, he ignored Xie Junbo, turned around and asked Su Xiaolin who was standing beside him: "How long has he been pestering you? Why didn't you tell me?"

Su Xiaolin gritted her teeth, and said bitterly: "It's been two years... Brother Lei, you are busy with work, I thought I can solve this matter myself, so I didn't bother you."

Xie Junbo was not happy to hear that, stared at Lei Yue, and asked warily, "Who are you?"

Lei Yue ignored him, and said seriously to Su Xiaolin: "For things and people, many things are not as simple as you imagine, and many people can't make sense with their mouths. If you tell me earlier, things will be clearer." It won’t be what it is today.”

Su Xiaolin was a little embarrassed, and nodded: "Brother Lei, you are right, I thought it was easy."

Xie Junbo suddenly had a bad premonition in his heart, he quickly reached out to pull Su Xiaolin's arm, but He Ping quickly blocked it.

"What do you want to do?" He Ping spoke quickly, spraying saliva directly on his face.

"This is a matter between me and Xiao Lin, you have nothing to do with it." Xie Junbo spoke eloquently.

Su Xiaolin was completely angry: "I have nothing to do with you. You are not allowed to talk to me in this tone again!"

"You're not married yet, and besides, you don't like that little policeman!" Xie Junbo bit to death on this point, in his opinion, this is the truth.

Lei Yue frowned, took out his mobile phone, and called the police station in the area.He briefly outlined the matter, and after sending the police over there, Lei Yue asked Su Xiaolin again: "Do you know the phone number of Xiaohu's sister?"

"I know." Su Xiaolin nodded, she had already guessed what Lei Yue was thinking.

"Give me the phone number."

Lei Yue dialed the phone number given by Su Xiaolin, and told the story in front of Xie Junbo.

Sure enough, Hu Biyuan was furious on the phone: "Is there such a thing? Captain Lei, please wait a little longer, I will rush over now."

The bad feeling in Xie Junbo's heart became stronger and stronger.Unlike Su Xiaolin, who was out of face, Lei Yue didn't have so many scruples in doing things.Especially when the two phone calls were made face to face, Xie Junbo felt very guilty when he heard it. His face was cloudy, and he turned around and wanted to leave.

With quick eyes and quick hands, Lei Yue grabbed him, his big hands like iron pincers firmly wrapped around the opponent's shoulders, and sternly shouted: "Don't rush away, today's business is not over."

"You... what are you doing? Let go, let me go!" Xie Junbo became furious and struggled desperately, but his strength was far less than that of Lei Yue.

A police car drove up from the gate in the distance, and soon approached, and two uniformed policemen got off.

"According to the Public Security Management Law, your actions have already constituted harassment to others." Lei Yue said coldly: "You don't even understand this principle."

Xie Junbo struggled and screamed: "They didn't hold a banquet, Xiao Lin didn't like that policeman at all."

Su Xiaolin rushed over quickly, slapped Xie Junbo hard, and said angrily, "That's my husband! You are not allowed to insult him!"

He Ping was also trembling with anger, pointing at Xie Junbo and scolding: "If there were no police, do you think you can live a good life now?"

Lei Yue handed Xie Junbo over to the police at the police station, and ordered: "This matter will be handled as harassment. Tell your director, and if you don't understand anything, call me. In short, do business and follow the rules."

Hu Biyuan lived far away, and when she arrived at the scene, Xie Junbo had already been taken away.

"Linlin, why didn't you tell me earlier?" She kept complaining: "Xiaohu is my younger brother, you have to tell me if you are in trouble!"

Hu Biyuan's pretty face immediately became angry: "Xie Junbo...I'll let someone check this guy's background. My younger brother is on a mission, and someone took the opportunity to do this to you. If you don't punish him, My old lady’s surname is not Tiger!”

Regarding harassment, whether it is big or small, the key lies in the attitude of the person concerned.

Although Lei Yue was annoyed, he didn't do anything wrong.The police station only fined Xie Junbo a certain amount (compensation) and imposed administrative detention.

The counterattack from Hu Biyuan was crazy and terrifying.

……

A few days later, just after he got out of the detention center and got his mobile phone from the driver who picked him up, Xie Junbo slid open the screen and saw a series of missed calls.

The person with the most intrusions is the chairman of the group.

He hurriedly called, but the other party's response was cold: "Are you out?"

Xie Junbo replied cautiously: "I just came out, what do you want from me?"

The other party was silent for a few seconds, and said lightly, "Come to the company now."

Xie Junbo frowned: "I'll go home and change clothes first!"

"Whatever you want." The other party said in a bad tone, "Anyway, the board of directors has already made a decision. I just want to let you know in advance because we are all friends."

"Decision?" Xie Junbo was surprised: "What decision?"

"You'll know when you come."

……

This kind of thing is not a joke, Xie Junbo didn't care about changing clothes, he quickly ordered the driver to speed up to the company, and went straight to the chairman's office.

In two or three sentences, he quickly figured out the current situation of the company.

Xingnan Industrial Co., Ltd. is mainly engaged in real estate. Including Xie Junbo, three shareholders each contributed 500 million yuan, accounting for 80.00% of the shares, and five small shareholders accounted for 20.00%, jointly forming the board of directors.

Although the real estate industry has its ups and downs, it is still a profitable business in terms of the overall market.

Unlike other industries, the most expensive part of real estate is buying land, which is the process of public land acquisition through auctions held by the government.

Xingnan Company has been established for more than ten years and has made a lot of money.

Last year, Xingnan Company spent [-] million yuan to acquire a piece of land in the south of the city.According to the past practice, after the land is obtained, it is immediately transferred to the bank for mortgage loans, and the borrowed money is used to buy materials and hire construction teams to build the building.

All real estate companies do this.As long as the normal operation is maintained and the capital chain is not broken, high-rise buildings can be built, sales permits can be obtained, money can be made to repay loans, and profits can be made.

Loans are a normal business practice, and there are very few companies that do not lend.Xingnan Company is a major customer of the bank, and it is normal to use land as a mortgage, and there is nothing wrong with it.

Just last week, the bank suddenly notified Xingnan Company for an inspection, saying that it was conducting an inventory of non-performing mortgage assets in accordance with the requirements of the superior.

Doing so is legal.Banks have banking risks. Every year, they will evaluate the collateral according to the market changes and comprehensively evaluate the solvency of the lending company.

Real estate used to be booming, but in recent years business has been difficult, and fewer and fewer people are buying houses.Just like the saying in the market: Those who have the money to buy a house have already bought it, and those who have no money will not be able to afford it even if the house price drops further.Therefore, house prices will never drop, and at most they can only maintain the status quo.

Since the year before last, the overall economic environment has fallen into a trough, and the general public's rigid demand for housing is not as strong as in the past.To put it simply, it is just one sentence - the house is getting harder and harder to sell.

It wasn't like this before.Think about the golden age of the real estate market. As long as you get the land and the construction team has not entered the site, you can post advertisements and start selling houses.The real estate business at that time was really easy to do, and the real money flowed in like water.

It's difficult now, the sales department is often empty, and the sales staff make phone calls every day desperately to contact those customers with purchasing power, but they ignore them.Hanging up the phone after listening to your long-winded talk, you are already very personable and patient.Some people hung up the phone right after listening to the beginning, because there are many similar calls, and they all know the routine.There are also people who have been harassed tirelessly. You just said a few words here, and they greeted your whole family directly on the phone, and gave you a verbal ticket to the underworld for nothing.

If the house cannot be sold, the money cannot come in.

In order to maintain the company, the board of directors is also in a state of desperation. It is not an exaggeration to describe it as "tearing down the east wall to pay the west wall". In short, it has never delayed every loan repayment, and carefully waited on the bank for fear of problems. At that time, there will be nothing left.

"The bank's inspection is such a thing, whether it's big or small. You don't know the situation of the company in recent years. The house can't be sold, and everyone is very difficult. But we dare not lower the price! At most When customers buy a house, they verbally promise to reduce the price by one or two hundred per square meter. It’s not that we don’t want to sell at a lower price, but that we can’t do it at all.”

Xie Junbo is very clear about what the chairman said, but he doesn't understand, what is the connection between this and his detention?
"On the third day after you came in, the bank sent a notice asking us to repay the loan in advance." The chairman stared at Xie Junbo, with unspeakable resentment in his eyes: "The current real estate industry as a whole is in a downturn. As a result of the inspection, it is normal to say that the mortgaged land is a non-performing asset. They insisted on this and asked us to repay the loan in advance, otherwise we will enter compulsory and legal procedures... Tell me, what should I do?"

Xie Junbo was stunned when he heard it.

He had dealt with the bank and knew several branches and branch managers.Everyone drank wine, ate dinner together, and even had more intimate contact... At the dinner table, they called each other brothers and patted their chests, "If you need anything, I'll help you."

"Is it necessary to repay the loan in advance?" Xie Junbo frowned and asked: "Can't we delay it? We are still very familiar with the bank, such as President Ma's side, it should be..."

"You think you have a big face, so people have to give you face?" The chairman sneered at this, interrupted him unceremoniously, and sighed: "I thought the same as you before, but I didn't realize it until later. It's about us...or more precisely, about you."

"Aiming at me?" Xie Junbo subconsciously thought of Su Xiaolin, but after thinking about it carefully, he felt that it was impossible.He had checked Su Xiaolin's family background, her parents were both educated people and had nothing to do with the business circle.

He asked suspiciously, "Why?"

"Let me ask you, some time ago, were you chasing a woman who worked in the business department?" The chairman asked coldly.

Xie Junbo was tongue-tied and didn't know how to answer for a while, so he nodded numbly.

"That's a married person, a married woman." After receiving the definite answer, the chairman suddenly flew into a rage, raised his hand and slammed the table hard, making a loud noise: "Let me tell you what's good about you!" ... Lao Xie, you are not a young man in your twenties, you are also a person who has been married and divorced. Besides, with your net worth of tens of millions, you can have any kind of woman you want, so why bother Hanged from a tree?"

Xie Junbo was ashamed and angry at what he said, and argued with his neck: "No, you don't understand, I..."

"Don't talk back to me, listen to me honestly!" The chairman interrupted him again: "You think I don't know anything? That woman's husband is the kind who runs missions outside all the year round. I say you Do you have any sense of law?"

"Old Xie, you are quite courageous! If you had known you were this kind of person, I would beat you to death and kick you out of the company, so that you would be a disaster if you stayed."

Xie Junbo was so scolded that he couldn't hold back his face. He was anxious and angry, blushing and yelling repeatedly: "Hey, don't speak so harshly. This is my private matter, you have nothing to do with it."

"Since you said that... OK!" The chairman stared at him: "When you were in the detention center, the company held a board meeting, and we have reached a resolution to repay the loan before the implementation period notified by the bank next month. Including me , everyone's equity must be credited to the bank, and you are no exception."

For Xie Junbo, this was extremely terrible news, and the shocking force was far greater than the humiliation just now.He was stunned again, finally came back to his senses, and asked eagerly, "What do you mean by that?"

The chairman replied coldly: "The company has come to an end. If there is not enough money to repay the loan, the bank will take the land next week. If the debt is insolvent, the company will go bankrupt."

Bankrupt?

Xie Junbo seemed to have received a blow to the head, and was speechless for a long time.

After a long time, he asked in disbelief: "How is this possible? You...you must be joking?"

(End of this chapter)