Emperor Ming's grandson

Chapter 430 Crisis?No, opportunity!
Zhu Yunying was very calm, and she didn't seem to care about some major events that were about to happen.He naturally kept some things in his heart, and he was quite confident.He is full of self-confidence, so naturally he didn't say that he was frightened when major events were at hand.

In the court hall, Zhu Yunying, who was wearing ordinary clothes, sat high on the dragon chair, looked at the court full of civil and military officials, and just smiled.

Xu Huizu and others began to play the report one by one, but the big guys also understood that the focus was on Yu Xin at this time.

When it was Yu Xin's turn to leave the shift, everyone cheered up at this time.The reason is simple, that bank is really about to launch it.Some things have been discussed before, and there are also a lot of gossip, and now it is about to be completely clarified.

"Let's start, Your Majesty, the business of the bank has been determined." Yu Xin said, a little bit nervous, "The bank matters are related to the imperial wealth, and the ministers dare not preside over them."

Zhu Yunying spoke slowly and said, "I see, do you have any doubts?"

Chang Mao immediately stood up, as if he didn't understand anything, "I will play your Majesty, the banknotes have been issued for more than [-] years, and the people of the world have accepted them. It's just that I am ignorant. What is a bank?"

Yu Xin immediately stood up under Zhu Yunying's instruction. Yu Xin already knew the real responsibility of the bank.Now that the bank's responsibilities are stated in the court, it will naturally send a clear signal.

As long as some things are clarified, there will be a lot less gossip, and some people will not guess.Having a sufficiently authoritative voice naturally means that the meaning of the bank can be truly clarified.

After Yu Xin finished speaking, Zhu Yunying looked at Chang Mao, "Mr. Kai Ping, I also know that you will be confused later, and the common people will be confused too. Precious banknotes have been circulated in the market these years. In the early years, the imperial court lacked copper coins, so precious banknotes naturally It is popular. Over the years, I have also seen a lot of shortcomings. The bank is also to ensure the value of the treasure.”

In fact, Zhu Yunying has worked hard for Daming's economic development over the years, and he has made some efforts.

There were banknotes in the Yuan Dynasty. Lao Zhu first made banknotes according to the method of the late Yuan Dynasty.It's just that at that time, there was not enough gold and silver in the treasury of the imperial court, and how much was issued was not compared with the stock of silver in the treasury at all, but was issued whenever it wanted.

Zhu Yunying was a little more sensible, and reminded Lao Zhu time and time again that this banknote should not be issued at will.Instead, it needs to be issued according to the current economic development and the actual needs of commodity circulation, and there must be real money to ensure the value of banknotes.

The other is the recycling of old banknotes, which can ensure that the banknotes on the market are always in a reasonable number.

Yu Xin said again at this time, "The bank is under the jurisdiction of the Ministry of Household Affairs. The imperial court does not make a fixed number of how many banknotes are issued each year. The bank is to investigate the silver in the country's inventory for easy exchange at any time. Issuing, recycling, and destroying banknotes are also the responsibility of the bank. "

Now it seems that there is no need for Zhu Yunying to say anything more, some things he has already communicated with Yu Xin.The rules of the bank are naturally determined, so it naturally means that Zhu Yunying only needs to sit on the dragon chair now.

Now you only need to watch Yu Xin fight against the Confucian scholars, which means that there is no need for the emperor Zhu Yunying to end in person, but just watch Yu Xin, the Minister of the Household Department, perform.

"It's okay. Although the bank's responsibilities and functions are a little more conservative now, it's not easy to be aggressive at this stage." Zhu Yunying smiled a little, and said in his heart, "In this way, the imperial court will not talk about saving copper coins, but it will mainly benefit the economy. The controls are much clearer and stronger."

No wonder Zhu Yunying thought so, but the vast majority of feudal dynasties in China naturally had a certain degree of economic vitality.It's just that the importance of the market economy has never been given special attention, and the economic vitality of the people can sometimes be regarded as the "governance by doing nothing" of Huang Lao's theory.

"Now regarding the economic situation of Ming Dynasty, it is no longer just how much tax is collected every year." Zhu Yunying raised the corners of his mouth and felt even more proud. "In the future, we in Ming Dynasty will also know the economic vitality of the people. Through the bank, we can also know Daming's consumption level, know the real wealth figures of Daming."

Even if it is a bit optimistic to say so, Zhu Yunying does have reason to look forward to it.

As long as it develops for a certain period of time, once the banks bloom everywhere and the bank's credibility is fully established, it will naturally bring a lot of benefits in the future.

Yu Xin, who is wary of Confucianism, also understands that many rules about the bank have been disclosed intentionally or unintentionally earlier, and now they are brought out in the court and officially announced to the world.

Naturally, there are some indispensable things, that is, the preparations for the bank will be clarified at this time, or the pilot projects in Yingtianfu and Shibosi's three locations have already been prepared.

Just waiting for the arrival of the Supreme Emperor's birthday, the bank that has been prepared will be officially launched.During this period of time, many people in the household department, as well as the people in the banking department, all seemed to have been beaten up, and they were indeed prepared long ago.

There may be doubts or disdain, but no matter what the courtiers think, the promotion of the bank is an unstoppable trend.

In fact, for banks, many people even think that it is superfluous.After all, Daming's treasure banknotes have been issued for so many years, and many people have actually become accustomed to the existence of treasure banknotes.

I also have to say that Zhu Yunying's subtle influence before has indeed given a good impression to many people.The number of banknotes issued, or how to ensure the value of banknotes, actually has a certain experience in the court.

After going to court, Zhu Yunying returned to the Hall of Martial Arts, and he could naturally continue to review memorials for some things.

"Your Majesty, there is a report from Dongchang that among the merchants in Yingtianfu, many big households in the former Yuan Dynasty want to run on it." Wang Chengen cautiously said to Zhu Yunying, "It is said that a lot of precious banknotes have been collected, and they will go to the bank to run on the bank just waiting for the Supreme Emperor's birthday. "

Zhu Yunying raised her head slightly, but her anger could not be heard in her voice, "Oh? What else?"

Wang Chengen hurriedly said at this time, "Your Majesty, the Dongchang fanzi also said that. These years, there are treasure banknotes in circulation in the market, but they are accompanied by silver and copper coins. Some short-sighted people often use treasure banknotes with a face value of [-]% or [-]%. , exchanged for silver and copper coins."

It cannot be said that those people are short-sighted, but that paper money is not convincing enough in the eyes of many people.Therefore, under such circumstances, some people are willing to bear some losses in order to exchange the treasure notes for silver.

As for the imperial court, it is not that the exchange of precious banknotes for silver is not completely prohibited. It is just that Lao Zhu did not allow precious banknotes to be exchanged for silver at the beginning.

In order to reverse this bad first impression, this naturally means that Zhu Yunying needs to make more efforts, and the court also needs to continue to build credibility.

The most important thing is that as the imperial court began to continuously relax the conditions for exchanging silver, many people were unwilling to go to the government to exchange silver, and the procedures were indeed cumbersome and inconvenient.

Wang Chengen continued at this time, "My lord, some green-skinned scoundrels are mostly recruited by those wealthy households."

At this moment, Zhu Yunying also understood that these green-skinned scoundrels and others might help them exchange silver.These, of course, are also due to the process of exchanging Daming treasure banknotes for silver.

Previously, a large number of exchanges were not very convenient, so some errands appeared.Moreover, for better exchange, some people will also hire some helpers and innocent people to exchange for silver. This is something Zhu Yunying knows.

When Zhu Yunying was silent, Wang Chengen said cautiously, "My lord, if those green skins make trouble, will they be punished?"

"No, some green-skinned rascals can't make a fuss." Zhu Yunying laughed and said confidently, "If those people want to make trouble, let them do it. That's fine, let's take a look at those people's wealth."

Now that the emperor had already spoken, Wang Chengen naturally wouldn't pretend to be smart.He knew very well how famous the master he served was, so don't worry about it, or it might only cause trouble for His Majesty.

It doesn't matter that the rich and powerful families exchange the collected banknotes for silver.Let these people carry the real money back and let them find a place to bury it. Zhu Yunying doesn't need to care about such things.

Who gave the imperial court the confidence now? There is more and more silver now, which naturally means that there is no need to worry about such things as a run.

What's more, it's not being promoted all over the world now. These are just a few pilot projects. The imperial court has already prepared enough silver to deal with such situations at any time.

After all, it has been carefully investigated before, and everyone has already known the number of banknotes issued.What is said in the court is not just empty talk, but the court will handle things according to this system.

Since you want to establish sufficient credibility, you must be prepared to deal with crises.As long as such a crisis is overcome, it will naturally mean that credibility has begun to be established.

It's just a small test, Zhu Yunying doesn't care about these things at all, he is full of confidence, he even "watching the excitement is not afraid of big troubles", just waiting for some clowns to jump out and cause trouble for the court.

Many people are waiting, no matter what kind of motivation these people have, the implementation of the bank has indeed affected the minds of many people.

Zhu Yunying didn't care about the jumping clown or not.He is an emperor who is rich in the world, and the economic situation of the Ming Dynasty is getting healthier, some small things are nothing to Zhu Yunying.

The crisis this time is actually not a crisis at all, it is a manifestation of the financial power of Ming Dynasty!
(End of this chapter)