spring cloud warm

Chapter 338 Big Business

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Xu Chunjun couldn't go out because of something, so Yi Pingshun brought the account book and came to the mansion to report the account.

Because Xu Chunjun repeatedly asked him to bring A'nan, so this time he brought his daughter too.

Although Ah Nan is stupid, she was born beautiful.

Yi Pingshun loved her very much, and he didn't feel ashamed because she was stupid, on the contrary, he loved her even more because of it.

Yi Pingshun is absolutely loyal to Xu Chunjun. Apart from the reason of being entrusted with loyalty, he also takes a fancy to Xu Chunjun's character.

Unlike some parents, he just wanted to marry off his daughter to pay off his debts.

If Ah Nan was a normal woman, he would naturally be willing to watch her marry and have children and live his own life.

But Ah Nan couldn't even take care of himself, Yi Pingshun didn't believe that anyone else could love Ah Nan as much as he did, so he didn't plan to marry his daughter off.

As long as I live one day, I will accompany her one day.

But after all, I want to walk ahead of her, so what should Ah Nan do then?

In order to prevent his daughter from suffering, he can only choose a truly reliable person to entrust.

Xu Chunjun and Ah Nan are about the same age, smart and upright, and if she serves her wholeheartedly, she will certainly not treat herself badly.

Ah Nan is not a burden to her, and all her savings are left to her daughter, as long as Xu Chunjun is willing to take care of her and prevent her from being bullied and deceived.

Ah Nan also likes Xu Chunjun very much. From the first time she saw her, she was not afraid of strangers. Sometimes Yi Pingshun would think that this might be fate.

Seeing Ah Nan coming, Xu Chunjun smiled and called her over, and said, "You are here, I have prepared a lot of delicious food for you. Take a look, which one do you like to eat? What you eat here is not counted, the leftovers I'll pack everything up for you and take it home. Or you can stay here and have more fun."

Ah Nan ate some dim sum and wanted to go outside to play.

At this time Zheng Yuelang came and held her hand and said, "I'll stay with you!"

After Zheng Yuelang reconciled and left, she lived a very comfortable life in her natal family. She gained weight, her complexion improved, and she became more energetic, as if she had been completely reborn.

"Then I will trouble my sister. Shopkeeper Yi and I will take a look at the account books of the bank." Xu Chunjun smiled and thanked Zheng Yuelang.

"Since last month, the bank's business has been better than before. There are more people saving money and more people borrowing money." Yi Pingshun flipped through the account books and said to Xu Chunjun, "Now there are 70 taels in the account. In addition to the 5 taels in the underground bank for emergencies, 50 taels have been borrowed, and nearly 15 taels are stored in other banks."

"Why did you suddenly get so much in the account?" Of course a booming business is a good thing, but Xu Chunjun is cautious. She noticed something unusual here, "Is it a lot of lump sum deposits or a lot of zero deposits?"

"Grandma, don't worry, they all have zero deposits, and the most deposits are only 5000 taels." Yi Pingshun knew what Xu Chunjun was worried about, "Didn't the spring silkworms be sold a few days ago? The silkworm farmers outside the city did earn income A sum. When we borrow money, we never borrow large ones. This way the risk is much smaller.”

Although the scale of Zhengxing Bank is not very large, the owner is knowledgeable, the shopkeeper is smart, and even the clerks are more discerning than each other.

Whether you are here to save money, borrow money, or do nothing, you just come here for a walk.

They will greet you to their heart's content, even if they treat beggars, they will be kind and never utter bad words.

And whether you deposit money here or borrow money here, the folks at Zhengxing Bank will send you a gift during the holidays.

There is an old man in the family who celebrates his birthday, or a child is born, and there is also a share of weddings and funerals.

Although there is not much, it is a heart after all.

Buying and selling money is cold, but with these things, it can make people feel a lot warmer.

Compared with those big money shops who bully customers, Zhengxing Bank can indeed attract many small customers with this point.

After all, there is no one who does not love face.

What's more, Zhengxing's interest on saving money is not lower than theirs, and the interest on borrowing money is not higher than theirs.

"There are still a few confiscated loans here. I sent my staff to ask them. They are all family matters and I want to postpone them for another month or two." Yi Pingshun pointed to the above several loans and said, "I see, They are all decent people, and they did encounter difficulties, so they agreed."

"That's good," Xu Chunjun nodded, "As long as we can keep our capital, a little grace is fine."

"Grandma, someone came to our bank yesterday and said he wanted to mortgage a piece of land for 20 taels of silver." After Xu Chunjun finished reading the account, Yi Pingshun talked about another matter.

"Where is the land? Who is he?" Xu Chunjun asked.

"He said that he is the young master of Xici Wang's family. He is not often in Beijing, and usually does overseas business. The land deed he got is indeed real." Yi Pingshun has always been careful about this, "It's a good land, Not to mention 20 taels, even a mortgage of 25 taels is more than enough."

"If we do this business, we will have no cash at all." Xu Chunjun frowned slightly.

"He said that the turnover is only one month, and when their cargo ship leaves the harbor, his money will be returned immediately." Yi Pingshun is not without worry, "He said it would be easy to go to other banks, but he doesn't want too many people to know about him. Regarding the borrowing of money, it can be seen that he is a face-saving person. Although our original intention is to do business with ordinary people, there is no need to refuse the door when a big client comes.

To be honest, Zhengxing is going to be big after all.If we don't accept this business this time, we will definitely offend a big customer.

Grandma is worried that the money in the account is not enough. In fact, according to my opinion, the turnover in recent months has basically been flat.In the worst case, if you come to borrow again, you will not borrow if you don’t have any money, and you will take back part of it and then release it, so that it won’t take long for the cycle to start again.After all, we have 70 taels of silver on our books. "

"It's not impossible to do this business, but you have to be optimistic about people and things, and you must not make mistakes. The time set with him is one month. We can't easily postpone this large amount of money, even if he can't pay it back in full by then." , and at least half of it must be paid back.” Xu Chunjun knew that doing business must be risky, but she had to ensure that the risk was something she could bear.

"Don't worry, grandma, I will check everything one by one," Yi Pingshun said, "No mistakes will be made."

"Shopkeeper Yi, of course I can rest assured that you have worked hard these days. It just so happens that Ah Nan is here today, so you stay and have a meal before leaving. I also prepared some clothes and fun things for Ah Nan. and bring it back."

(End of this chapter)