Hongwu Daming: Why hasn't my son rebelled?

Chapter 233

Although the common people don't know what Ming Yuan is, but listening to the conversion ratio, they also know that Ming Yuan is definitely not cheap.

100 yuan is equal to one tael of silver. How many months does it take for an ordinary family to save one tael of silver?

Is there really such free money in this world?

Although this announcement was issued by the government office, it is said that there is an endorsement by His Royal Highness King Liao behind it.

But the common people are still perplexed. After all, everyone knows that the pie in the sky does not happen every year.

What if this kind of thing is a fishing law enforcement by the government office?

And if they were given the hundred yuan, no one dared to take a sample casually. If they took the money and wanted to do something, it would be terrible.

To put it bluntly, ordinary people still feel that the money will definitely not reach their own hands.

Even if it is in my hands, is this paper ticket really worth a tael of silver?

Although there were bank notes of the Song Dynasty in the Song Dynasty, this kind of thing appeared.

But the common people still know little about it, and it is naturally not that easy to get them to accept banknotes all at once.

Most ordinary people are naturally full of worries, but there are also some smart people who, after a little careful thought, know that this matter is probably true.

For example, a commoner named Li San lived in the city of Yingtianfu. He thought for a while and said to his wife:

"Daughter-in-law, hurry up and buy two catties of pork head meat, and weigh two catties of good wine. Let's eat meat and drink tomorrow night!"

This Li San doesn't have any great skills in his daily life, but his mind is still very clear, and he can make a little money by doing business, but the one tael of silver is not a small sum.

And now he swears that he can go and get this tael of silver.

His daughter-in-law is a timid and cautious person. Today, I heard a lot of things about using Ming Yuan banknotes in exchange for one tael of silver from the neighbors in the neighborhood.

But the neighbors in the neighborhood didn't think it was true, and even said that the government office was fishing.

If anyone dares to claim it, he is afraid that he will be arrested. Even if he goes to claim it, he may not be able to exchange money if he is not caught.

Li San's wife became nervous all of a sudden, and pulled her husband, but don't be arrested by the government for this matter.

After Li San heard what his wife said, he laughed loudly, and only left a word.

"This is all a woman's opinion. Haven't you heard the story of how a thousand pieces of gold buy a horse bone?"

To be honest, his wife has never heard of the story of buying a horse bone with a thousand dollars.

But no matter what the story says, this reality is reality after all.

But Li San had already made up his mind, no matter what he said, he had no intention of changing it.

Soon Li San went to the yamen. The people he knew were quite strange when they saw Li San. They didn't know what they were here for?
Li San was also not too wordy, after explaining his intentions, the others were also confused, they didn't expect that someone actually came to exchange the hundred yuan Mingyuan.

It just surprised everyone. After Li San went to the government office to register, he took a piece of paper and left.

It's just that the banknotes were exchanged for something on the street, and no one exchanged them with him. Even if he wanted to buy a candied haws, the hawker selling candied haws on the roadside would not accept his paper.

Many neighbors in the neighborhood are talking, look, it is just like what I said, how could such a kind thing from the imperial court fall on the common people!

But on the next day, when Li San took the paper copy to the government yamen to exchange for silver, the government yamen took out a tael of silver to exchange for Li San's one hundred yuan.

Others looked confused, they didn't expect Li San to be real, and got a tael of silver from the government office.

Looking at his operations before and after, he basically got a tael of silver without spending a penny.

In the past, I received a hundred-yuan bill, and the next day I exchanged the hundred-yuan bill for a tael of silver from the government office, so why didn't I do nothing?

What does this mean? It's really free money.

And she is not the only person like Li San who takes a tael of silver for nothing.

There are hundreds of people in Yingtian Mansion.

In other words, in just one day, the official uniform yamen gave away hundreds of taels of silver for nothing.

Of course, this is nothing to the finances of the Ming Dynasty. Even Zhu Qi can easily take out the money.

But for ordinary people, this was really shocking. They talked about these things one after another, and the neighbors were also stunned.

I didn't expect to be able to get money for nothing, but when I went again, when I wanted to get money, it was not so easy.

This government office issued new rules the next day, and now they don't give away paper money for nothing.

If you want, you can exchange one tael of silver for 200 yuan banknotes, and the 200 yuan banknotes can naturally deduct the value of two taels of silver.

Good guy, after this rule came out, everyone hesitated again.

So before, the government office gave away hundreds of taels of silver for nothing, but that was nothing but a white wolf.

But now, if he asked himself to pay one tael of silver, he would exchange it for two hundred yuan notes.

Although the official yamen said that the one hundred yuan banknote deducted the price of two taels of silver.

But it didn't say that you can get two taels of silver in the official government office. What if you get the title, the official government office refuses to accept the account and doesn't give you the money, or they can't spend it outside? What should I do? A tael of silver?

All of a sudden, the common people hesitated again.

Some folks have said that this is all a bureau set up by the government. If you give out this tael of money, you will definitely not be able to get it back. What's the use of taking two pieces of paper to copy it? There is not enough paper to wipe your butt.

But wherever people need to spend money, the people are very cautious.

Naturally, he didn't dare to go up to exchange it, but this time, it was Li San who stood up again.

Taking the one or two taels of silver I just took yesterday, I went to the government office to exchange paper money.

Some people envied Li San for his courage, but more people said behind his back that he was really stupid, that he finally earned a tael of silver, and then returned it back.

But when everyone laughed at Li San's stupidity, the next day, he was dumbfounded again.

This Li San actually took two banknotes to the government office to exchange money.

Seeing this scene, many people became a little scared in their hearts. This government office is something you ordinary people can go to casually.

It was fine to exchange one tael of silver before, but now I have to exchange two taels of silver with two banknotes.

This official yamen is not a fool, you empty-handed white wolf, didn't you get another two taels of silver for nothing?

Not only the neighbors in the neighborhood looked scared, even Li San's wife was a little scared, she hugged Li San's leg at the door to tell him not to go.

A tael of silver is lost, but Li San did not listen to his wife, but said this in front of everyone and his wife:
"How could the fairy-like figure of His Royal Highness King Liao deceive us ordinary people?

Since it is said that these two banknotes are worth two taels of silver, they must be worth two taels of silver. I will go to the government to exchange them for him. "

After finishing speaking, regardless of the persuasion of others, he went straight to the Guanfu Yamen.

Everyone thought that Li San would definitely be arrested by the government yamen on the grounds of provoking trouble.

But he found that Li Sanmei came out happily, not only came out, but also sent out by officials beside him, and he already had two taels of silver on hand.

Good guy, what's the situation?Can really get money!

All of a sudden everyone regretted it. If they had known this earlier, they would have exchanged the one or two taels of silver on hand for two banknotes, and then came back today to exchange for two or two taels of silver.

But it's useless to regret it any more. This time has passed, and the government office doesn't accept the thing of exchanging a tael of silver for banknotes.

But everyone is very curious about this banknote. What is the origin of this?Can it really be exchanged for money from the government office?
Just when everyone was curious, on the third day, we saw another rule issued by the government office.

It is said that in the next month, all ordinary people can come to the government office with their silver in their hands, a special department called a bank, to exchange for banknotes, which is the current official currency of the Ming Dynasty.

Of course, in order to increase everyone's enthusiasm, you can also get a beautiful gift when you go to the bank to exchange for official currency.

And this exquisite gift is also very real, it is a small bag of grain.

Of course, the quantity is limited, while supplies last.

And this time, not only 100 yuan bills, but also 20 yuan notes, [-] yuan notes, [-] yuan notes and so on.

And these banknotes also have money, 20 Wen, 100 Wen, 200 Wen, [-] Wen and so on.

The reason why paper currency is made into such a small share is mainly because the output of copper mines is very limited these years.

Therefore, if paper money is used instead, the currency in circulation in the market can be greatly increased, and the output of copper mines can be reduced to be used for things like currency, and other metals can be refined.

What's more, the copper coins are so heavy, one hundred two hundred, it is inconvenient to carry on the body.

If it can be replaced by a small banknote, it is also a very good thing for the common people.

And this amount is not too big, ordinary people can also exchange it, and ordinary people can get a small bag of grain by exchanging banknotes a day.

Wouldn't it be nice to exchange ten cash for a one-yuan bill and a small bag of grain.

Anyway, ten coins is not too much, and it can't be used anywhere.

All of a sudden, the bank that had just opened for business was full of people, all of whom came to exchange paper.

After Zhu Qi got the news, he nodded in relief. It seemed that his strategy was very successful.

After going back and forth, the common people not only understood the paper money, but also felt very relieved about paper money.

Moreover, with such a good reward, the common people are naturally willing to exchange the banknotes they have on hand.

After these banknotes flow into the market, the biggest advantage is that the circulation is wider.

If everyone has banknotes in their hands, they naturally think that they can use them when they can trade with each other. Anyway, they can exchange silver and copper coins at the bank.

Come and go, as long as the government offices don't mess around, don't print banknotes indiscriminately, and there are enough silver and copper coins in the bank to exchange for ordinary people.

There is no problem. Once this kind of credit is established, it is very solid, very solid.

In other words, the most urgent time is the first two or three years.

Therefore, we must strictly limit the number of paper copies printed and distributed. Zhu Qi also learned from the Ministry of Households how much silver and copper coins there are in the national treasury that can also be exchanged.

Then, paper money equivalent to 1/10th of silver and copper coins will be printed and issued, so that even if the country encounters a place where money is needed, there will definitely be enough silver and copper coins in the treasury to exchange it. All the banknotes on the market now.

This is the reserve fund system. As long as the reserve fund is perfect, the credit will not collapse.

The common people believe that paper money will be used only if they only copy it, and control the issuance of paper money, count the number of only copied paper money in the market every year, and recycle it, so as to stabilize prices and prevent the common people from panicking.

The most important thing is to count the market back on this.

The Song Dynasty also did it, and because of this, the Jiaozi of the Song Dynasty was very active in the market, but there is no need to talk about the old problems later.

Those officials of the Ministry of Household Affairs, how do they know this?

After hearing His Royal Highness Liao Wang's speech, he was also in a daze, and Liao Wang Zhu Qi also knew that most of them came from reading the Four Books and Five Classics, so it can be said that they knew nothing about economics.

So to be in charge of the household department, but that is to manage money, calculate local taxes every year, etc. Even these basic tasks have been covered by the tax bureau.

It is also Zhu Qi's students who are proficient in mathematics, who are dealing with the taxation of Ming Dynasty.

Zhu Qi saw that the officials of the household department were hopeless. If the bank was handed over to them, it would probably go bankrupt within two years.

Not to mention the banknotes. Although these people are now nodding their heads and saying to get the annual market statistics and tax reserves in order, they will definitely have to forget in the end.

Even if you don't forget it, there must be various corruption problems. Who can bear the benefits of printing money and directly exchanging it for money?
Zhu Qi originally didn't want to care about so many things, but now that Daming's banknotes are already on the road.

If this matter is messed up because of officials' stupidity, it will definitely be a very fatal blow to Ming's economy.

Obviously, the plan to control the foreign economy through banknotes can only be shelved temporarily, so Zhu Qi still bit the bullet and went to find Zhu Yuanzhang.

Going to Zhu Yuanzhang is not for other things, just to take all the banking and money printing matters on his own head.

This is also a contribution made by myself as a time traveler to Daming!

Thinking so, Zhu Qi bit the bullet and went.

And Zhu Yuanzhang also heard that Zhu Qi would take the initiative to take on this responsibility, so he was naturally very happy. With a wave of his hand, he handed over the bank to Zhu Qi.

(End of this chapter)