My autobiography cannot be a tragedy

Chapter 135
Gao Yuan smiled for a moment, noticed Jiang Wenmin's gaze, and suddenly looked at him.

Jiang Wenmin avoided the other party's gaze with some guilt, and he tried his best to show a shocked and puzzled expression.

"It shouldn't be. President Lu at the bank has a good relationship with us. Usually, when we have loan needs, the bank is very happy to lend money.

How could the loan be cut off suddenly this time, and what is the reason? "

"The reason given over there is that due to policy changes, there is something wrong with the approval process. It is being verified, and new loan applications will be temporarily suspended during the verification period.

He also said that our business situation is not clear, and the loan qualification for next year also needs to be re-examined.

Isn't this killing people?Our funding gap in the second half of the year can be pointed at the bank. "

After listening to the explanation of the person in charge of finance, Jiang Wenmin secretly said that it is indeed the Xu Group with deep roots, and its influence is really pervasive.

But the play still has to be played.

"Impossible? Well, please make an appointment with President Lu, and I'll ask what's going on."

"I tried it, but President Lu didn't give it a chance at all, saying that he was going on a business trip recently and his schedule was already full.

He was quite polite in his mouth, and said that he would come to the door to apologize to Gao Dong in person when he had time, but he just refused to meet. "

Come to my door and apologize to me personally?

Gao Yuan couldn't help a sneer in her heart.

This is obviously an irony. The implication is that I should go to the door to ask for a loan in person?

"This... how could this happen?" Jiang Wenmin looked at Gao Yuan with a puzzled expression.

"Director Gao, I think there may be some misunderstandings. I will go to the bank right now and ask President Lu personally!"

Seeing Jiang Wenmin making a gesture to go out, Gao Yuan smiled and waved his hand.

"No need, everyone called me to come to the door in person, I'm afraid you won't see you when you go."

"Ah? This..."

Gao Yuan looked at finances, "If the bank stops lending, how big is our funding gap?"

"Currently, the company has about 5000 million debts, of which 2000 million will soon be due, and the rest are easy to handle, all of which are long-term debts, but the principal and interest are not a small amount.

In addition to the company's expenses and raw material purchases... Taken together, to maintain the normal operation of the company, at least 7000 million is needed.

However, if the company cuts production spending, it should be able to hold out for another quarter. "

Gao Yuan thought for a while and shook her head. "Can't cut production costs!"

Cutting production expenses is tantamount to continuing to hand over the shrinking market share to others, and it will be difficult to expand production and regain the market in the future.

This is tantamount to abolishing martial arts.

Moreover, the company's people are already unstable, and now cutting expenses, I am afraid that others will think more about it, which is not conducive to the stability of the company.

"What about borrowing from other banks?" Gao Yuan asked.

"I have already arranged for someone to contact other banks. It will take some time, but... Banks that have not cooperated may not be able to give us so many loans at once.

We don't have much collateral in hand. "

"Okay! I see, you go out first and try to contact other banks."

"Yes! Director Gao." Said the treasurer and hurried out.

This is really a wave of ups and downs.

Gao Yuan couldn't help but fell into deep thought, and lightly tapped the armrest of the seat with her fingers.

Sixty-seven million working capital, if you count the loss of more than 7000 million, this will add a 2000 million shortfall...

She doesn't have much hope of getting a loan from other banks.

The other party is deliberately planning to break her loan. If it is so easy to get the loan, then the other party is too stupid.

Even if I can find a relationship to get through the bank in the end, the other party must still have a backup, what is it... a comprehensive financial containment is not realistic...

Yes!If the cold storage fails, if it is stabbed out...it will be a fatal blow!
Once Changqing Biotech suffered a huge unexpected loss, the fact that the capital chain was about to break was leaked...

At that time, not only will no bank dare to continue lending to Evergreen Biotech, but even many upstream and downstream companies will run for repayments and debts, and the situation will only worsen.

At this time, there are internal and external troubles, and I am afraid that there is basically no other way to go except selling shares at a low price in exchange for funds.

And the other party must have already prepared a suitable "buyer".

When the time comes to take advantage of the fire and rob, once back and forth, the other party can easily recover the equity of Changqing Bio with the smallest cost...

Considering the longer term, if Evergreen's operating conditions continue to deteriorate, the other party can eat up their own equity bit by bit.

Really good calculation!
No wonder!No wonder there are only shares and fixed assets in the agreement, but there is no cash at all.

Even if I want to sell that villa now, it is impossible to get the money back in a short time, not to mention that the transfer procedures have not yet been completed.

It seems that the other party has already made up his mind to cut off his capital chain.

This is completely a chain of chains!
But in just a short moment, Gao Yuan had already guessed Xu Jinsong's overall plan at all points.

It has to be said that this combo directly hit the seven inches of the Evergreen creature, even if you knew it was a trick, there was no good way to break it.

After all, Gao Yuan entered the shopping mall alone, while the Xu Group has a huge first-mover advantage.

When people dig traps and trip you when you start running, you really can't jump over it, and you have no other choice but to force your way.

Su City, after all, is Xu's home field...

Seeing that Gao Yuan was silent for a long time, and seemed to be worried about money, Jiang Wenmin who was on the side was secretly happy, knowing that the opportunity had come!

"Director Gao, I didn't expect so many things to happen one after another, especially in the cold storage. This is the negligence of the relevant department!" His face was slightly angry.

"I think the warehousing department has an unshirkable responsibility in this matter! We must find out the truth, hold the responsible persons accountable, and recover the company's losses!"

accountability?recover?
Everyone ran away, even if they were caught, how many tens of thousands would they get back with 2000 million?
"Oh! People must be arrested, but that's a matter for the police.

I'm just curious, that night coincided with UPS maintenance, and happened to have a power outage, coincidentally, we also had an internal problem at the same time... Manager Jiang, tell me, is there such a coincidence in the world? "

Gao Yuan looked at him with a half-smile.

Jiang Wenmin's heart trembled, but he didn't dare to show it.

He pretended to think for a moment, and then suddenly made a look of surprise, and then carefully guessed.

"Director Gao, I also think these things are too strange.

If this is not a coincidence, but a conspiracy against our company, do you think Xu... is behind it? "

What do you know?This is a conspiracy!
But what can you do with the other party without evidence?
He silently observed Gao Yuan's expression, but saw that she just hummed lightly.

"Hmm! Manager Jiang's analysis is good."

good?

that's it?
Anyway, give some shocked and angry expressions!
"Uh... Director Gao, although the matter at the bank is not trivial, but if the cold storage is not handled properly, I'm afraid it will be even more troublesome!"

Although Gao Yuan felt that Gao Yuan's reaction was a little too cold, but at this time, the arrow had to be fired, so he could only continue talking according to the plan.

"Well! Tell me your opinion." Gao Yuan looked at him lightly.

"I think this matter must first be kept strictly confidential. If the outside world knows that we have suffered such a huge unexpected loss, not only the banks will not dare to continue to lend us loans, but even those suppliers may come to run on us.

At that time, our financial problem will be even more serious! "

"Well! What about after keeping it secret?" Gao Yuan asked humbly for advice.

"This..." Jiang Wenmin seemed hesitant to speak.

"It's okay, but it's okay to say."

"Well... Director Gao, in fact, it is not uncommon for medicines to deteriorate, such as improperly stored or about to expire, in the industry..." Jiang Wenmin said in a low voice with a somewhat obscure expression.

"Oh?" Gao Yuan understood the other party's implication. "So how did they deal with it?"

"Generally, if the effect is not good, it can be regarded as ignorant, even if it is sold as a qualified product, there is no problem at all.

For example, if we mix qualified and unqualified drugs together, the probability of being detected is almost zero. "

Gao Yuan frowned slightly.

Seeing this, Jiang Wenmin waved his hands again and again.

"Hey Director Gao, don't get me wrong, this is not my idea, this kind of method is not uncommon in the industry, it is almost an unwritten secret.

There are even darker ones, directly falsifying a batch of production records, that is completely deceiving the sky! "

Falsified production records? !
That's a devilishly tempting suggestion...

Gao Yuan was silent for a moment, then suddenly smiled.

She looked at Jiang Wenmin.

"Manager Jiang, do you think that if I go in, you can still take care of yourself, and even...take over Evergreen Creatures again?"

Jiang Wenmin's heart skipped a beat, and he waved his hands again and again, "No, no, no! Director Gao, I'm just telling you some unspoken rules in the industry.

In fact, I also hate these deceitful things that tarnish the reputation of the industry! "

"Hehe!" Gao Yuan shook her head and smiled. "Do you know what is the 'law of the four sameness' that cannot be escaped in the process of entrepreneurship and partnership in history, no matter ancient or modern?"

"This... I'm ignorant." Jiang Wenmin's forehead was a little sweaty.

"The so-called 'Law of the Four Sameness' means helping each other in the same boat, working together, fighting in the same room, and in the end...to die together!"

Jiang Wenmin's face was stiff.

Gao Yuan said lightly, "I take it for granted, if this world does not have me, Gao Yuan, then what is the use of this world?"

Jiang Wenmin's back was covered in cold sweat at this time, and he found that after he wrote the letter of repentance, there was actually no way out.

It's ridiculous that I still have a fluke mentality, I'm just a fool!

"Then you know, why should I keep you?"

"Because... because I sincerely repent?" Jiang Wenmin said awkwardly.

The corners of Gao Yuan's mouth curled up slightly in enjoyment.

"Because fighting with others is a lot of fun."

Jiang Wenmin: "..."

This guy...is a demon, right?

(End of this chapter)