Jinyi champion

Chapter 497 Governance Theory
The fun is over, and it's time for work.

In Zhu Hao's view, at least so far, Zhu Si has maintained the style of combining work and rest and relaxation in the palace. Playing is just playing, and it will not delay study and work. Self-discipline is also the same as before, but he wants to let It will be very difficult for an emperor whose power is out of control to behave like this all the time.

In the first few years of his accession to the throne, Zhu Si's self-discipline was necessary when fighting against Yang Tinghe and other diehard veterans.

Before reviewing the memorial, Zhu Hao told Zhu Si about finding Su Xigui to join merchants to open a bank and bank, and explained to him the importance of using the financial industry to control the court's financial resources.

Zhu Si asked puzzledly: "Since it is so important to open a bank, it is enough to let the imperial court run it. Why do you need merchants? Are they trustworthy?"

Zhang Zuo and Tang Yin next to him are helping to sort out the memorials. To put it bluntly, they will select the memorials without important content and hand them over to Zhang Zuo for approval in the name of the supervisor of ceremonies. Eunuch and Bingbi eunuch are two important powers.

After hearing the conversation between Zhu Hao and the new emperor, they all looked at Zhu Hao, wanting to hear Zhu Hao's explanation.

Zhu Hao shook his head: "There are two risks. The first one is that, as the king of a country, His Majesty cannot participate in matters of competing for the interests of the people. This is the most contradictory point of Confucianism. If you want to participate in it in the name of the court, There will be resistance from courtiers. This is a policy risk."

Zhang Zuo said from the side: "Yes, Your Majesty, let alone the imperial court, even if the palace wants to open a business and do some business, the ministers will not allow it. If there is any rumor, it will be impeached. The imperial court can't take the lead." It’s the first of its kind. Didn’t Huangzhuang let Mr. Yang Ge disband before?”

Zhu Sidao: "Does that mean that the person in front... has already thought of making money?"

Zhu Hao said with a smile: "The first emperor not only thought of making money, but also developed many Huangzhuang and business names, and appointed many people to take care of them, although the harvest was not much...After all, the people below are bent on corrupting the law, and they really give money to the court and the internal treasury. The benefits are minimal, but it cannot be said that open source is not considered.”

Zhu Si nodded: "It's a pity, my cousin only knows how to increase income, but doesn't know how to reduce expenditure, and his level of income is really not high."

Hearing the emperor's evaluation of Wu Zong, the people present couldn't help but smile knowingly.

Zhu Haodao: "There is still a risk that the court will come forward, that is, the credibility is not high, and the people are unwilling to accept it."

Now Zhu Si was puzzled: "The court's reputation is not high? So what is more trustworthy than the court?"

Zhu Hao shook his head: "Your Majesty must understand that there is no power to supervise and restrict the imperial court. There is a huge policy risk in this. The imperial court can suddenly confiscate private wealth without any legal restrictions. In addition, the status of the people, merchants and the imperial court is not right. Wait, no one is willing to deposit the money that represents their wealth and life in the hands of the court. If it were you, wouldn’t you be afraid that the court would confiscate your hard-earned income and not return it?”

Zhu Si thought about it seriously, and although he didn't want to admit it, he still nodded with wide eyes.

"In fact, since the Song Dynasty, the imperial court has organized the issuance of banknotes to replace copper coins, and even issued treasure banknotes in this dynasty, but the result is obvious. Because the value is not equal, the recycling mechanism is not perfect, and the imperial court wantonly issued them indiscriminately because they did not establish equivalent objects. , leading to the fact that precious banknotes are now useless."

Hearing this, Zhang Zuo hurriedly asked: "Mr. Zhu, those merchants... are probably even more untrustworthy than the imperial court? They are the most treacherous in their business. If they get other people's money, they will still pay it back? Who would believe it!"

Zhu Haodao: "This involves the issue of social status. You must know that most of the people who will deposit money in the bank have government backgrounds. Do you think that with people endorsed by the government, when depositing money, you will worry about a group of merchants without social status. Reliance?"

"This……"

Zhang Zuo originally wanted to have a good discussion with Zhu Hao, but he lost his temper right after he came up.

Zhu Si said angrily: "Listen to Zhu Hao, don't pretend to understand if you don't understand!"

Zhang Zuo drooped his head resentfully, not daring to make another sound.

Tang Yin looked at Zhang Zuo with sympathetic eyes, as if to say, if you compete with this kid Zhu Hao in crooked ways, no one in the world may be able to beat him, so you better not be brave.

Zhu Hao continued: "Furthermore, merchants are constrained by multiple factors such as integrity and goodwill. In any world, doing business requires integrity as a support, so even if there is no business and no fraud, but at the same time they have to worry about the impact of goodwill. The impact of my own business, coupled with the fact that Huizhou merchants have gradually developed into the backbone of Ming Dynasty merchants in the past [-] to [-] years, if they can be incorporated and share shares to open a bank together...you can make full use of their business territory to quickly expand the bank Grow and grow."

Zhu Sidao: "Didn't they earn the money?"

Zhu Hao said with a smile: "In terms of shareholding, even if we don't have manpower and material resources, we must at least account for more than [-]%, and even if we want to tighten up, they will be deprived of their shares by buyout, and they will be owned by the court in the end. Are they really qualified to confront the imperial court?"

Zhu Hao had already instilled in Zhu Si the knowledge about shares and dry stocks in the past few years, and it has penetrated into Zhu Si's heart, thinking that this is the best way to do business in partnership.

So Zhu Si immediately understood, and said pleasantly: "Just fatten them up and take them in, so that all the benefits will go to the court."

"The truth is similar, but you can't say that. At least when you take it back, you must give those merchants certain benefits so that they don't lose money. Otherwise... If the imperial court comes forward to develop any business in the future, who will actively participate? So the imperial court also wants Speaking of credibility..."

What Zhu Hao talked about was some operating logic of the capitalist society, and ordinary people would not understand it at all.

Or how to say that Zhu Si is a good student trained by Zhu Hao?
After seven years of exposure, the growth process was the seven years of being brainwashed and educated by Zhu Hao. Zhu Si now agrees with Zhu Hao's logic of making money and governing the country.

Originally, what Zhu Hao said was very reasonable, and what he wanted was to "convince people with reason", while Confucianism only focused on how to govern people's hearts. It was often idealistic, and it was even more unreasonable in the economic field. Everything was based on agriculture. This curbs the development of commodity economy.

From the perspective of social progress, an agriculture-based society is not enough to support the bottleneck caused by population development, and sooner or later it will fall into the Malthusian trap.

……

……

In the middle of the night, Zhu Si was still reviewing the memorial with Zhu Hao.

Zhu Hao is in good spirits. Although the imperial examination is due in two days, he is a typical night owl, and because he is young, he does not feel tired.

Zhu Si insisted on reviewing the memorials together.

"If your majesty is tired, go back to the palace earlier."

Zhu Hao looked at Zhu Si who was covering his mouth and yawning, and suggested.

Zhu Si shook his head: "It's okay, if I'm tired, I'll lie down on the table and sleep for a while, just like when I'm listening to a lecture in the Wangfu classroom... After the morning is over, I'll go back and catch up on a good night's sleep. If you're here, I'll sleep during the day It's much more relaxed, and I will try to sleep more during the day in the future."

It means, I try to keep pace with you, and I will come out to live a colorful nightlife in the future.

Zhang Zuoqiang said: "Mr. Zhu, it is inconvenient for Your Majesty to go out of the palace during the day, so I plan to come out at night, but Your Majesty...we still focus on the dragon body."

Zhu Si yawned again, stretched his waist while sitting on the seat, shook his head and said: "What kind of dragon body is not dragon body, my throne is forced to sit on it, oh yes, Zhu Hao , I have something I've been meaning to ask for a while... you all stand down, I want to talk to Zhu Hao alone."

Suddenly, Zhu Si showed the emperor's style again.

Without knowing it, Zhang Zuo, Tang Yin and others went in, got up and retreated.

Then Zhu Si leaned over his head and asked in a low voice: "Zhu Hao, let me ask you, how did the late emperor die?"

Zhu Hao asked strangely: "Isn't it because he fell into the water and contracted lung disease, which died after years of unhealed?"

"Isn't it? Then how can you figure it out? Could it be you..." Zhu Si's thoughts, just as Zhu Hao thought, began to doubt the cause of Zhu Houzhao's death.

Zhu Si didn't have a chance before, but now that he finally met Zhu Hao, he suddenly remembered that he had to ask clearly.

Zhu Hao shook his head and said, "Your Majesty, I'm not familiar with the late emperor and the courtiers around him, so I don't have the ability to do the act of killing the king. This matter has nothing to do with me."

Zhu Si was dubious: "That is to say, you can calculate the secrets? Who did you learn your skills from? Mr. Tang? I asked Mr. Tang before, and he said that although he is your enlightenment teacher in name, but you have other secrets behind you." Expert advice..."

Zhu Hao wanted to scold Tang Yin very much, so he was shaking out?Judging from the meaning of these words, it seems that Zhu Si asked Tang Yin about the situation, and the time has passed, but Tang Yin never mentioned it to him.

Zhu Haodao: "I have studied a lot and read a lot of ancient books. Apart from Mr. Tang, the people who gave me advice include Wang Zhongcheng, the former governor of southern Jiangxi, and others. Oh, yes, there are also teachers from the palace..."

"Is Wang Zhongcheng Wang Shouren? He's amazing...Haven't he been to Anlu before?" Zhu Si became interested when Zhu Hao mentioned Wang Shouren.

Zhu Hao sighed: "This person is quite capable, but he is unruly. He made great achievements in quelling the rebellion of King Ning before, but was hated by treacherous men. This kind of person may not be able to take care of himself in the affairs of the court, but if he wants to Protecting the frontier and defending the land, but he is an unmatched genius."

Zhu Hao's evaluation of Wang Shouren was also pertinent.

Wang Shouren is not the kind of minister who is good at courting in the officialdom. First, because of his upright personality, he doesn't like to flatter others, and because he is jealous of many talented people, and he can't handle interpersonal relationships well. It is difficult for him to get ahead in the officialdom where seniority is considered.

But if there is any disaster in the local area, let Wang Shouren take care of it, or control the three sides and fight foreigners, who can be stronger than Wang Shouren in this world?Even Wang Shouren's "mentor" Wang Qiong can't compare this to himself, and what rank is Wang Qiong in the history of Ming Dynasty?
"Oh. Got it."

Zhu Si nodded in resignation.

He probably understands that Wang Shouren cannot be transferred to the capital to serve as a servant, minister or other official on duty, but if there is a rebellion somewhere, or there is a war in the northwest, it will definitely be useful to find Wang Shouren.

"Your Majesty rest early. I'll help you review and sort them out for you one by one. After you go back, your majesty can take a look at the papers before you can go to court. As Eunuch Zhang said, your majesty's dragon body is the most important thing."

Zhu Hao smiled and advised Zhu Si to go to rest quickly.

(End of this chapter)