Jinyi champion

Yang Shen's letter informing Zhu Hao and Yu Chengxun to return to Beijing arrived in Nanjing in early November.

After reading the letter, Yu Chengxun rushed to find Zhu Hao, as if he couldn't wait to go back to the capital and continue his leisurely life in the Imperial Academy.

Zhu Hao asked, "Have you finished all the errands in Nanjing?"

"Ha ha."

Yu Chengxun didn't know how to answer.

Regarding the matter of auditing the accounts, the Ministry of Household Affairs and the Cabinet have agreed to close the case, and the Ministry of Criminal Justice has also made a report on the closing of the case. Now only the emperor's Zhu Zhu has not been conveyed to Jiangnan, and it seems that it is a certainty.

The investigation of the case was completed, but the matter of Yang Tinghe asking Yu Chengxun to communicate with Xu Pengju, the contemporary Wei Guogong, could not be advanced.

But Yu Chengxun couldn't say something clearly.

"Jingdao, I don't think Jiangnan is a place to stay for a long time, so I'd better go back to the Imperial Academy as soon as possible... I used Xiu's letter to explain that the next year will involve the Hanlin Academy quiz. Even though you have been in the court for less than two years, you still have to take it, so you should go back as soon as possible." Bar."

Yu Chengxun is a 12-year Jinshi of Zhengde, while Zhu Hao is a 16-year Jinshi of Zhengde.

The two were actually only one year apart.

In Daming, the three-year quiz and the nine-year major exam are two hurdles, and they are usually held in the general exam year. Yu Chengxun is now at the time of the six-year exam, which is related to whether he can continue to stay in the Imperial Academy, or whether he will be released The place is an official, so Yu Chengxun was so anxious to return to the capital.

"Oh, by the way, Xueshi Liu has entered the cabinet now, do you know about this?" Yu Chengxun asked again.

"Um."

Zhu Hao nodded.

Yu Chengxun said with a smile: "Xueshi Liu admires you very much, and you have saved his life. After he enters the cabinet, he should give you more advice. If you get an excellent grade in the evaluation next year, you may have the opportunity to be directly promoted to the next level." class."

Zhu Haodao: "Even if you get promoted to one level, it's still a little bit less meaningful than being a servant and a servant, right?"

"Hey! Don't worry. Generally, those who enter the Hanyuan, such as you, have to pass the exam for six years before they have the opportunity to study and lecture. Those of us who are not born in the Dingjia usually have to pass the exam. It takes nine years to advance...it's not easy."

Yu Chengxun was born as the No.12 jinshi in the 2th Imperial Palace Examination of Zhengde. His entry into the Imperial Academy mostly depends on his father-in-law's relationship, but he is still young. If there are no twists and turns, his future in the Imperial Academy system should be relatively bright of.

But the success is also the father-in-law, and the failure is also the father-in-law.

When you get on Yang Tinghe's thief ship, you can't get off if you want to, nor can you get rid of the relationship if you want to.

"Okay, pack it up as soon as possible, let's hit the road the day after tomorrow." Yu Chengxun said.

Zhu Hao was a little embarrassed, he shook his head and said, "I still have some things to finish here, and I plan to postpone my departure for a few days."

Yu Chengxun asked puzzledly: "What is not more important than your return to Beijing to report on your work?"

Zhu Hao sighed: "One is that my grandfather has been seriously ill recently, and I have to visit him often, and the other is that I still have some business to take care of here..."

Hearing Zhu Hao mentioning business matters, Yu Chengxun couldn't help but roll his eyes.

They are already Hanlin, and they are officials, but they still care about the business of those three melons and two dates?

Do you understand what is called literati style?

"But brother Maogong, don't worry, I will leave for the north as soon as possible, and I will return to the capital before the end of the year, within the time limit set by the court." Zhu Hao said.

Yu Chengxun sighed: "Jingdao, your mind is too complicated and chaotic...but who made our situation different? I can't ask you with my own ideas. In short...return to the capital as soon as possible, and we will have a drink and chat when we arrive in the capital. "

"must."

Zhu Hao accepted the invitation with a smile.

Yu Chengxun got the permission to go back, and his heart was like an arrow, and he was about to rush to the capital without stopping.

Originally, he would stay in Nanjing for two more days, that is, on the tenth day of the first month of November, but in the afternoon of the ninth day of the ninth day, he packed all his family's belongings on the boat, and then set foot on the road north without hesitation.

Zhu Hao personally went to the pier to see him off.

After sending the person away, a fake acquaintance suddenly appeared in the group behind him, and it was Su Xigui who was smiling.

"Little master, now that the person watching you is gone, it's all right for you to do whatever you want?"

Su Xigui said with a smile.

Zhu Hao glared at him: "Su Dongzhu, you are very good at picking your time... This is not a place to talk..."

"Understood, let's find a secluded place and have a good talk?"

What Su Xigui meant was to treat Zhu Hao well.

When Yu Chengxun was around, Su Xigui had to avoid meeting Zhu Hao. After all, Su Xigui had frequent business contacts with the imperial court, and he also had some unexplainable business cooperation with Tang Yin. He also represented Huizhou merchants when the coal mine was auctioned. If Zhu Hao gets too close to him, others will be suspicious.

But Zhu Hao never concealed that he knew Su Xigui, and mentioned it more than once in front of Yang Shen and Yu Chengxun.

Zhu Hao was hiding in Yang Tinghe's camp as an undercover agent, and he was honest enough to reveal most of the things. It was precisely because he never hid it that he gradually won the trust of Yang Shen and Yu Chengxun.

Furthermore, the reason why they trust Zhu Hao... is because Zhu Hao has an ability that makes people feel that he is a person who can do great things.

This is also where Zhu Hao is different from the general Hanlin. Every time Yang Shen uses Zhu Hao to do something, Zhu Hao can analyze the matter clearly and smoothly, and Yang Shen can't help but appreciate such a person.

Zhu Hao didn't intend to tangle with Su Xigui.

Now that Yu Chengxun is gone, Zhu Hao can go out of the city to live in the new workshop for two days, build machine tools and so on, prepare a batch of original industrial mother machines, and then carry out die-casting and assembly operations.

Another thing is that on his way back to the north, Zhu Hao will go to the shipyard near Tianjin Sanwei and the iron ore workshop in Yongping Prefecture to inspect.

In fact, he is also very concerned about the bank, and it depends on Su Xigui to communicate with him.

Inside the teahouse.

A Jiangnan singer who sang a ditty, accompanied by two musicians, sang on the stage. It didn't sound nutritious at all, but the guests in the teahouse kept applauding.

After the refreshments were served, Su Xigui stood up and offered tea to Zhu Hao.

"...By the end of the year, the number of banks in Nanjing will exceed 7000. In the early stage, the most money is spent on renting venues, etc. Security is also very important. In Jiangnan alone, the cost is [-] to [-] taels. Shops Most of them are rented, and some of you have used your own real estate, not counting the cost..."

To open a bank account, in addition to guaranteeing credibility, you must also provide considerate service.

The most important thing about considerate service is that there are many shops, so that people who save and borrow money can find money shops everywhere. This requires not only the support of the government, but also a strong business operation ability.

Zhu Hao asked, "Years ago, Jiangnan was hard to make a profit, right?"

Su Xigui smiled and said: "It's not that bad. There are many people doing business in the south, so there are naturally many borrowers. In the past, they went to some private places to borrow money, but they would always be exploited. The mortgaged fields and houses can't be estimated at high prices. Now When they arrive at the bank, they can borrow more money, and the pressure of repayment is not so great. On the contrary, those who save more in the north borrow less, and the banking business is not so easy..."

Zhu Hao nodded.

Although the southern part of the Ming Dynasty is a land of fish and rice, with high land output, there are more businesses. On the contrary, the business atmosphere in the north is not so strong. The merchants are more of a small investment, and they buy more land and houses when they make money, so as to keep their money. , There are naturally many people who save money.

Unlike people in Jiangnan who like to put the last at the end and advocate money to make money, the demand for loans from Jiangnan merchants is relatively large.

"You should be able to make a profit a year ago. It is estimated that there will be 2 to [-] taels in the south alone. As for the part of the imperial court, I will calculate the accounts and report them to the little boss."

Su Xigui said with a smile.

This bullshit was originally supposed to be the direct connection between the Inner Palace and Su Xigui.

But until now, this matter has not been known to Yang Tinghe and other civil servants, so the real connection

Only Zhu Hao and Su Xigui are the only ones.

Zhu Haodao: "Before the end of the year, if there is a major change in the Northwest, the business environment in the North will be even worse, and the situation between North Korea and China will also become worse..."

"how to say?"

Su Xigui asked eagerly.

Zhu Hao explained: "The general meaning is that the time of Elder Yang Ge's reign should not be too long. With His Majesty ascending the throne, the throne is stable and his wings are gradually full. Of course, before that, people from Yang Ge’s old faction will struggle to the death, and if there is any deviation in the bank account...I’m afraid that the civil servants will use this to urge the court to strengthen supervision, or even..."

Su Xigui took a breath and said, "This is exactly what I am most afraid of. This business is prone to accidents when it reaches a scale of a few hundred thousand taels. Now the bank's deposits and loans alone have exceeded 10 million Two...there are too many people staring at it, fortunately, the Shouning Marquis and Jianchang Marquis were suppressed before, and the local government has not caused trouble until now, but... the young master must be prepared for a sudden attack from the imperial court."

"Um."

Zhu Hao nodded, picked up his teacup and took a sip, "I will try my best to find a way to deal with it."

Su Xigui said: "Then... I don't know when the little boss will leave for Beijing?"

"In three days."

Zhu Hao said, "You don't need to worry about how to get on the road, Dongzhu Su. Has the letter sent by Dongzhu Su before been delivered?"

Su Xigui was taken aback, with a bit of bitterness on his face: "Young Master, you are going to meet Wei Guogong. Even Huang Gong thinks this matter is very important, and I'm afraid...it won't end well."

Zhu Haodao: "I didn't go to see him, but the emissary Luo Zhen went to see him. He was conveying the will on behalf of the emperor. Is it necessary to avoid this? This time, Wei Guogong ignored the person sent by Mr. Yang Ge, which actually shows that he understands himself in disguise. The time to stay in Nanjing is not long, and Yu Maogong is gone now, if he avoids seeing him again, he will make himself uncomfortable."

Yu Chengxun was in Nanjing, so Xu Pengju didn't dare to meet the emperor's envoys casually, but now that Yu Chengxun is gone, if the emperor's envoys also leave, Xu Pengju will still disappear...

That is tantamount to offending both sides at the same time.

Xu Pengju is such an honorable man, doesn't he know that Daming belongs to the emperor?

In the future, no matter whether it is a garrison position in Nanjing or other errands in the five-army governor's mansion, you will have to rely on the emperor's appreciation. If you don't know how to appreciate it, you will ignore your political career, and your life in the court will be difficult in the future.