The little peasant girl of Tianjia is mysterious and sassy

Chapter 111 Not suitable for cooperation
"Are there any big banks in the four countries? It seems that there is no big bank like Qian's in Chu?" Xing Nong asked.

"Well, although there are banks in Chu State in the four countries, people in other countries don't trust them. No one uses bank notes from Chu State banks to trade. As time goes by, the bank notes issued by Chu State Banks are only circulated in Chu. The Qian’s bank in Zhao State is the best, and it is common among the four countries, and most people are accustomed to using it. Then there are the Shen’s Bank in Jin State, and the Song’s Bank in Yan State, which are also doing better. Others are Small bank."

Xing Nong: "Are all famous banks owned by the imperial court?"

"Not in name. But the people behind all the banks have unusual backgrounds, and most of them are relatives of the emperor."

"Chu State can actually establish a bank in the name of the court, with a country as its backing, which is more trustworthy. It can also increase the amount of money that can be mobilized by the treasury."

Chu Tiankuo nodded: "Chu State has such a bank, and the Ministry of Household Affairs sent people to take care of it, but compared with the big banks in other countries, it is far behind. Chu State is too weak. If you want the people of the four countries to trust you It's a little difficult."

Even if the bank is not famous in the four countries, it is also the cash cow of Prime Minister Liang in Chu State.

The current state of Chu, the Three Kingdoms all look down on it, especially the State of Zhao who simply refuses to give in to Chu State and oppresses it everywhere.

He has been working hard all these years to end this situation step by step.

Only if you are strong, you will not be bullied.

As is the case with people, so is the country.

Now it is possible to consider opening a bank, and then clean up Zhao Guo's money bag.

At this moment, Xing Nong said: "I have a way to make Qian Zhuang establish a foothold in the four countries at a relatively fast speed."

Chu Tiankuo looked at her, thought for a while, and said in a serious tone, "If you're willing, I can open one for you."

Anyway, driving by yourself is the same as driving by her.

Help her drive?Xing Nong shook his head: "I don't have the financial and strength right now."

Chu Tiankuo: "I have."

He knew that she was not an ordinary woman, and she had extraordinary knowledge.

The pieces of prescriptions about porcelain shocked the four countries every time they were taken out, and would bring huge wealth, but she didn't seem to want money, and she sold a lot of them.

Her financial resources are only a matter of time.

"It just so happens that I plan to open one too. I will provide the money, and you will provide the idea, and the money you earn will be fifty-five cents. If you have money to put in in the future, it will be yours if you make any money."

It's okay to give her all of his part, but if you say that, I'm afraid she won't cooperate.

He found that she cooperated with so many people, but she didn't cooperate with himself!
Xing Nong shook his head, this fifty-five cents is too cheap for him, this idea is different from those prescriptions she gave out, after all, without her prescription the other party can't earn that share of money, it is different from the bank's idea , sooner or later, someone thought of this, without any technical content, she thought for a while: "Go ahead! Let me tell you the idea is, I can put it in when I have money in the future, and if I make money, you can share some with me. As for the cooperation, forget it , inappropriate."

How can I open a bank with my current money and strength?Do not make jokes!There are still some self-aware stars.

"okay."

It's really not suitable for them to talk about cooperation, anyway, all the money he earns will be given to her.

"What's your method?"

Xing Nong: "The current bank deposits silver in, and charges a little storage fee every month, right?"

"Yeah." The bank wants to make money, so of course it charges a storage fee.

In addition to collecting storage fees, it also gives money to merchants or ordinary people in need to earn dividends.

Among them, the Qian's Bank in Zhao State is the bank with the highest storage fee.

Rijindoujin is not enough to describe!

"We do the opposite and don't charge storage fees. Instead, we give depositors some silver in proportion to their deposits as interest. Interest is..." Xing Nong briefly explained the interest.

"Don't think that the bank won't make money in this way. In fact, this will attract more people to deposit money in. If the bank has money, are you afraid that it won't make money?"

Chu Tiankuo's peach blossom eyes narrowed: That's right!With money, are you afraid that you won’t be able to earn more money?

Qianzhuang originally relied on absorbing money from the rich, and then using the money to make more money.

Next, Xing Nong analyzed how to determine the interest.regular, current, .
Chu Tiankuo unconsciously took out the silver beads and played with them in his hands, his mind spinning very fast.

After Xing Nong finished speaking, he looked at him: "What do you think?"

"Very good." Chu Tiankuo was a little excited in his heart, but he didn't show it on his face, and he couldn't help adding: "Very good!"

While opening the bank, he cleaned up Qian's bank.

After he finishes cleaning up Zhao's Qian's bank, their bank can take advantage of the situation to stand up.

Banks can absorb a lot of money, and with this money, they can earn more money to improve the lives of the people of Chu State, which is backward.

Chu Tiankuo held the silver bead, already thinking about the next step after step.

Chu Tiankuo: "Do you have any other ideas?"

Thinking of something, Xing Nong raised his chin, turned his head, and looked at him: "Do you have a lot of money?"

"It's okay." Chu Tiankuo glanced at her, "It's enough to support a family."

Xing Nong nodded, well, generally speaking, it’s okay, but it means a lot.

As for the saying that it is enough to support a family, it is a humble word, I can't believe it!

He is so good at cheating money that he cheated someone for 20 taels in one night, is it enough to support his family?Who would believe it!

"If you have enough financial resources and strength, you can find some strong people to cooperate and open an insurance company."

Chu Tiankuo looked surprised: "Insurance company?"

What is an insurance company?
He found that she always said some strange words.

It's understandable, but it's a bit of a novelty.

"The insurance company is."

Xing Nong explained briefly.

". If it is really going to be opened, there are many rules and regulations that must be set up, and it is also necessary to prevent someone from cheating on insurance. I will talk about this later."

After Xing Nong said so much, Chu Tiankuo grasped one important point. Insurance companies can make money and benefit the people.

And it is to earn money from the rich to help the poor.

If poor people pay a penny for insurance premiums every month, they can ask the insurance company for compensation after seeing a doctor when they get sick. In that case, poor people don’t have to worry about not having money to see a doctor!

This is definitely a good thing for the benefit of the people!
Chu Tiankuo looked at Xing Nong, his peach blossom eyes were bright and starry: she actually had a heart for the people of the world.

Xing Nong didn't notice his eyes, he was thinking about the feasibility of insurance companies in ancient times and how to operate them...

Along the way, the two were discussing about the bank and the insurance company.

From Tian'an City to Beijing, if you go fast, you can get there in half a day.

~
princess mansion

Xingqing got up early in the morning and learned etiquette from Nanny Yang.

The first thing to learn is standing posture.

Princess Changle said softly at the side: "Sister, I will accompany you, this is still very easy! Let me demonstrate to you."

As she spoke, she picked up a bowl of water and put it on top of her head.

There was a delicate porcelain bowl on top of her head, full of water, she stood there motionless, not even spilling a drop.

(End of this chapter)